1. T.VIMALESWARAN
Mobile: +91-9600234431 ~ E-Mail: vimal701@yahoo.com
Seeking top level assignments in International Banking Division/Trade Finance/Branch Operations Management /
Credit management with an organization of repute in Banking sector/IT sector, preferably in Chennai
B.Com., CAIIB from Indian Institute of Bankers with 29 years of experience in International Banking Division
Operation including Forex Treasury, Forex credit, Trade Finance, Branch Heading, domestic Credit, disbursement,
Credit Monitoring, Recovery, Client Servicing, Corporate Banking and Sales & Marketing
Heading Region
Heading Credit Process Cell
Heading Forex Treasury
• Well versed with concepts of FDI, ECB, PCFC, STTC (Buyers’ and Supplier’s Credit) , UCPDC Articles, Letter of Credits,
Standby LCs & Transfer LCs, NRI a/cs, Deposit, Advances, CASA, Bank Guarantees, SME Credit, SARFAESI operations etc.
• Sound understanding of Uniform Custom Practices-600, Uniform Rules for Collections-522, FEMA, International Standby
Practices-98, Uniform Rules for Reimbursements-725, International Standard banking Practices and RBI Master Circulars
of Foreign Exchange
• Demonstrated excellence in implementing policies & NPA budgets and managing international banking functions in co-
ordination with internal / external departments
• Holds the merit of winning Ex-Chairman’s Rolling Shield” in 2010 for achieving 2nd
highest growth in profit before UTPF
• Possess in-depth knowledge of statutory requirements in compliance with RBI rules & regulations
• Excellent interpersonal, analytical & negotiation skills; demonstrated history of sincerity & integrity with strong records of
achievement of targets & excellence in customer relationship management
• Sound Operational knowledge in FINACLE, a Banking software of INFOSYS Technologies Ltd. and Flexcube
CORE COMPETENCIES
• Heading International Banking Division with Forex Treasury
• Trade Finance/Services/Financial Messaging SWIFT
• Export and Import Credit
• Domestic Credit
• Region Heading
• Team Management
ORGANISATIONAL EXPERIENCE
October 2014 to till date
Lakshmi Vilas Bank Ltd,
Role: Branch Head
Apcil 2014 to Sepcember 2014
HDFC Bank Ltd
Role: Branch Head
October 2012 to December 2013
City Union Bank Ltd.
Role:
• Handled operations related to forex dealing room in coordination with top customers & functionaries
• Chaired the export bills processing division which was the centralized department processing all the export LCS and export
documents received from all the 400 plus branches
• Actively framed the forex policy guidelines in all the areas of foreign exchange as per RBI directions so as to place before
board for their approval and implementation
• Headed the Marketing Team of forex business
Highlights:
• Steered efforts in enhancing the volume and profitability of proprietary dealings
• Acquired new corporate clients like Sri Lakshmi Agro Food Products P Ltd. (Udhayam Dhall), TNPL Chennai, Annai Group of
Companies. etc.
• Efficiently & effectively completed the export manual of bank

2. March 1986 to May 2012
Tamilnad Mercantile Bank Ltd.
Growth Path / Assignments Handled:
Period
Role Scale Place Book size
From To
May 2011 May 2012 Branch Head Scale IV Virudhunagar Branch 400 crores
Feb 2010 May 2011 Chief Dealer Scale IV IBD, Chennai 15000 crores
May 2008 Feb 2010 Branch Head Scale IV George Town Branch, Chennai 1000 crores
Jun 2005 May 2008 Branch Head Scale IV Surat Branch 200 crores
Jun 2004 Jun 2005 Mid Office Head Scale III IBD, Chennai
Sep 2001 May 2004 Opening Branch Head Scale III Andheri (E), Mumbai 50 crores
Aug 2001 Jun 1999 Deputy Manager Scale II Mumbai Mandvi Branch
Jun 1996 May 1999 Merchant cum Trading Dealer Scale I Foreign Exchange Dept (FED), Tuticorin.
May 1993 May 1996 Officer, Forex Cell Scale I Tirupur Branch
Mar 1986 May 1993 Clerk Mumbai Mandvi (4.5 yrs), Tuticorin
Main Branch (3 yrs)
Major Roles played at Tamilnad Mercantile Bank Ltd:
As Chief Manager-Branch Head (Virudhunagar Branch):
• Headed Virudhunagar Branch (“B” Category branch) for one year.
• Looked after operations related to Deposits, Advances, CASA, Profits & NPA Reduction
• Handled corporate banking & forex operations including Exports, Imports, Letter of Credits, Guarantees, Buyers Credit, Short
Term Trade Credit Arrangements, Standby LCs & Transferable LCS
• Applied Sarfaesi Act as a very good tool to recover various chronic cases of Non-Performing Assets, thereby achieving the
NPA budget
• Headed a team of more than 30 members and guided them through marketing skills
• Recognized for achieving the business of Rs. 350 Crores
• Distinguished efforts in ensuring branch as a Profit making one from loss making branch past 12 years and registered a profit
of Rs. 73 Lakhs using Uniform Price Policy Formula
• Successfully surpassed the forex turnover budget by achieving a turnover of Rs. 525 Crores during 2011-12
• Played a significant role in achieving advance budget by bringing new clients into the fold
As Chief Dealer / Front Office In-charge- International Banking Division, Chennai:
• Looked after dealing room operations including Corporate & Proprietary Dealings
• Established lines with various banks
• Imparted training on corporate & proprietary dealing of foreign currencies for newly joined officers
• Successfully achieved profit budget for dealing room during FY 2010-11
• Essayed a stellar role in handling 2 new Trading Platform Products from Inter-Bank Market at International Banking Division,
thereby achieving an additional forex business of USD 75 Million
• Instrumental in analyzing the global economic developments & formulating new ideas, thereby earning USD 1 Million in a
single year at International Banking Division, Chennai
As Chief Manager / Branch Head-George Town Branch, Chennai:
• Spearheaded George Town Branch, Chennai (“B” category and corporate Branch) for 2 years
• Successfully achieved business of 700 Crores & Forex Turnover of 1200 Crores in a single year
• Bagged Ex-Chairman Rolling Shield Award in Mar’10 for achieving 2nd
highest growth of Rs. 10.44 Crores
• Recognized for achieving an advance figure of Rs. 394.90 Crores in Mar’09 by surpassing the advance budget of Rs. 165 Crores
• Achieved deposit figure of Rs. 360.72 Crores in Feb’10 by surpassing budget of Rs. 327.50 Crores in Mar’10
• Distinguished efforts in achieving a forex turnover of Rs. 1000 Crores that was a milestone achievement of single branch
crossing Rs. 1000 Crores (1st
time in the bank history)
• Acknowledged for modifying liability product a little with the consent of management, thereby bringing new asset business
worth of USD 3.5 Million from single corporate client; known as winner of “Ex-Chairman’s Rolling Shield” in 2010 for
achieving 2nd
highest growth before UTPF
• Holds the merit of gaining fresh asset business worth of USD 10 Million by applying RBI Policy & Guidelines related Short
Term Trade Credit for import from a single corporate client
• Actively involved in modifying import collection bills & outward remittances product module to achieve forex business of
USD 25 Million in a single year by adding 25 new clients into branch fold
As Branch Head-Surat Branch:
• Headed Surat branch (“B” Category Branch) for 3 years
• Instrumental role in taking decisions of the Branch as well as implemented SME Credit Cell in Surat
• Efficiently & effectively implemented the idea of Installing drop boxes in various locations of the city to collect clearing
instruments and thereby increased casa business many fold

3. • Won the Achiever Award twice continuously during for the year 2005-06 and 2006-07.
CERTIFICATIONS
• Certified in the following:
o Capital Market (Dealers) from NSE, Mumbai with 79.50%
o Commodities Market from NCDEX, Mumbai with 95.00%
o NSDL-Depository Operations from NSDL, Mumbai with 65.25%
o AMFI-Mutual Fund (Advisors) from AMFI, Mumbai with 66.50%
o Surveillance in Stock Exchanges from NSE, Mumbai with 83.25%
o Securities Market (Basic) from NSE, Mumbai with 80.50%
o Derivatives Market (Dealers) from NSE, Mumbai with 79.00%
TRAININGS
• Application of Quantitative Techniques in Forex Risk Management at NIBM, Pune in Mar’11
• Programme on Credit Risk Assessment based Project Appraisal & Entrepreneur Assessment at
Nirma University, Ahmedabad in Oct’07
• Lending to Corporates & Mid Corporates at NIBM, Pune in Dec’06
• Managing Risks in International Banking Business at NIBM, Pune in Jan’05
• Basics Your Passport to Swift at Swift in May’03
• From the MT 100 to MT 103 at Swift in May’03
• Collections & Documentary Credits at Swift in May’03
• Market Risk Management at RBI, BTC, Mumbai in Aug’02
• Project Financing & Appraisal for Bankers at Industrial & Technical Consultancy Organization of
Tamil Nadu Limited in Jul’99
• 48th
Programme on Foreign Exchange Bourse at RBI, BTC, Mumbai in Dec’96
• 2 Weeks Programme on Advanced Foreign Exchange at SIBTC, Bangalore in Sep’94
WORKSHOPS
• FEDAI Workshop on Foreign Exchange Business & Exchange Control Regulations at FEDAI in
Mar’99
• Workshop for Chief Dealers in Foreign Exchange Integrated Money Market & Forex Market at
NIBM, Pune in Dec’98
CONFERENCE
• 6th
Annual Conference of Foreign Exchange Dealers’ Association of
India at FEDAI, Thimphu, Bhutan in Feb’11
SEMINAR
• Seminar on International Banking Business at State Bank of Travancore in May’98
EDUCATION
1985 B.Com. (Accountancy) from Kamaraj College, Tuticorin affiliated to Madurai Kamaraj University,
Madurai with 67%
OTHER COURSE
• CAIIB from Indian Institute of Bankers, Mumbai in 2007
PERSONAL DETAILS
Date of Birth: 23rd
June, 1965

4. Address: No. F3, 1st
Floor, “Friends Avenue”, Plot No. 25 A, Selvam Nagar, Kolathur, Chennai-600099
Languages Known: English, Tamil and Hindi