The Unstoppable Mobile Revolution - With more than 1 Billion smartphones worldwide, retailers are taking notice of the benefits and opportunities provide by mobile payments. This eBook by VeriFone explores the opportunities of mobile for both retailers and consumers alike.
Tablet POS Broadens Opportunities for Merchant Payments - A VeriFone White PaperVerifone
Tablet-based mobile POS solutions are today's hot topic for merchants that want to showcase the latest technology, while taking advantage of the many benefits tablets vs. traditional cash registers provides.
This WP, designed specifically for resellers, equips you with the knowledge you need to accurately promote the many benefits of an mPOS solution.
Retail Payments Report - Sponsored by VeriFoneVerifone
This survey aimed to see if the goals of Retailers and Merchants are aligned with the suppliers of technology and services to both Consumers and Retailers/Merchants. Especially in focus are new technologies like contactless cards, NFC payments on cards or in wallets, QR-codes, related values added mobile services, and the mobile-POS terminals (mPOS) launched for the emerging markets of small and mobile merchants.
Want the 411 (more info) on VeriFone? This infographic series details our Leadership in the Payments Industry, shows off our Network Access Controllers used throughout the payments environment, and how we enable today's top Retailers to continue to grow their business while remaining on top of the technology curve.
Mag-stripe and EMV Transactions - How they differVerifone
EMV-based payments seems so simple right? You stick your card in the payment terminal slot, leave it there for a few seconds and you're done. Easy yes. But there's a whole lot of work that goes on behind the scenes to make it easy to use. This graphic shows the differences between today's mag-stripe transaction and an EMV one.
Tablet POS Broadens Opportunities for Merchant Payments - A VeriFone White PaperVerifone
Tablet-based mobile POS solutions are today's hot topic for merchants that want to showcase the latest technology, while taking advantage of the many benefits tablets vs. traditional cash registers provides.
This WP, designed specifically for resellers, equips you with the knowledge you need to accurately promote the many benefits of an mPOS solution.
Retail Payments Report - Sponsored by VeriFoneVerifone
This survey aimed to see if the goals of Retailers and Merchants are aligned with the suppliers of technology and services to both Consumers and Retailers/Merchants. Especially in focus are new technologies like contactless cards, NFC payments on cards or in wallets, QR-codes, related values added mobile services, and the mobile-POS terminals (mPOS) launched for the emerging markets of small and mobile merchants.
Want the 411 (more info) on VeriFone? This infographic series details our Leadership in the Payments Industry, shows off our Network Access Controllers used throughout the payments environment, and how we enable today's top Retailers to continue to grow their business while remaining on top of the technology curve.
Mag-stripe and EMV Transactions - How they differVerifone
EMV-based payments seems so simple right? You stick your card in the payment terminal slot, leave it there for a few seconds and you're done. Easy yes. But there's a whole lot of work that goes on behind the scenes to make it easy to use. This graphic shows the differences between today's mag-stripe transaction and an EMV one.
The ten key steps for a successful mPOS solutionPascal CORABOEUF
From telcos to startups, from leading financial institutions to e-commerce providers, new organizations and new geographies are looking to provide mobile point of sale (mPOS) solutions to merchants and businesses.
See the ten key steps for mPOS service providers to transform merchant-consumer interaction to an easier, richer and more personalized experience
What’s Next In Mobile POS: Saving Money And Square Footage With mPOS TechnologyG3 Communications
Mobile payments are expected to top $12 billion in 2012 and more shoppers are using smartphones and tablets for product research and transactions every day. Barney’s and other leading retailers are embracing mobile and implementing mobile POS (mPOS), resulting in increased conversions and improved customer service.
In this webinar, Greg Buzek from IHL Group will share highlights of the firm’s latest POS study, providing insights for retailers looking to expand their mobile presence. Presenters from MICROS-Retail and Zebra Technologies will join the discussion to share real-world case studies and build the business case for mPOS.
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
Evolution of Mobile Point of Sale(mPOS)Arpit Vaishya
mPOS also known as the mobile point of sale provide small & medium businesses to get payment through their smartphone. mPOS is getting popular every year. Most businesses & merchants who using desktop POS are changing to mPOS.
eCommerce portals are accepting payments through the mPOS device, because it is easy to carry, you can manage your inventory from anywhere from your smartphone and also accept payments. In above Infographics, describes how mPOS is changed ways of payments and what advantages an SME’s and retailers can get from using mPOS.
Paybook Volume 3 includes: the era of the savvy shopper, the winners of our Appathon, doing business today with the tools of tomorrow and ingenuity from the inside out.
Top Challenges in the Retail Supply Chain and How to Overcome Them!KrishKarthik6
Retailers today are faced with unprecedented challenges ranging from shifting retail formats, an overabundance of consumer choice, fast-changing technology, a greater focus on quality and price, and a tough economic climate. Besides the ever-changing nature of the retail industry, country-specific politics, trade and tariff law, international
relationships and quality control have further added to the woes of
retailers.
Retailers must optimize their supply chain, but before that, they need to gain detailed insights into the challenges that some are currently
Read more on retail IoT -https://bit.ly/2VIb7Sl
facing.
ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Learn more: http://www.aciworldwide.com
This presentation was delivered in the summer of 2013 at mPOS World in Frankfurt, Germany by Scandit CEO Samuel Mueller. The presentation provides an overview of the changing point-of-sale (POS) landscape, and insights into how mobile barcode scanning and data capture technology enables this transition to mobile point of sale (mPOS).
M Commerce is still not picked up in India very well, with the companies like Myntra and Tinyowl who are one of the leading companies with Mobile First strategies are changing the course of there action, it becomes very important to look at the facts and figures.
Here is my views on M Commerce.
The ten key steps for a successful mPOS solutionPascal CORABOEUF
From telcos to startups, from leading financial institutions to e-commerce providers, new organizations and new geographies are looking to provide mobile point of sale (mPOS) solutions to merchants and businesses.
See the ten key steps for mPOS service providers to transform merchant-consumer interaction to an easier, richer and more personalized experience
What’s Next In Mobile POS: Saving Money And Square Footage With mPOS TechnologyG3 Communications
Mobile payments are expected to top $12 billion in 2012 and more shoppers are using smartphones and tablets for product research and transactions every day. Barney’s and other leading retailers are embracing mobile and implementing mobile POS (mPOS), resulting in increased conversions and improved customer service.
In this webinar, Greg Buzek from IHL Group will share highlights of the firm’s latest POS study, providing insights for retailers looking to expand their mobile presence. Presenters from MICROS-Retail and Zebra Technologies will join the discussion to share real-world case studies and build the business case for mPOS.
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
Evolution of Mobile Point of Sale(mPOS)Arpit Vaishya
mPOS also known as the mobile point of sale provide small & medium businesses to get payment through their smartphone. mPOS is getting popular every year. Most businesses & merchants who using desktop POS are changing to mPOS.
eCommerce portals are accepting payments through the mPOS device, because it is easy to carry, you can manage your inventory from anywhere from your smartphone and also accept payments. In above Infographics, describes how mPOS is changed ways of payments and what advantages an SME’s and retailers can get from using mPOS.
Paybook Volume 3 includes: the era of the savvy shopper, the winners of our Appathon, doing business today with the tools of tomorrow and ingenuity from the inside out.
Top Challenges in the Retail Supply Chain and How to Overcome Them!KrishKarthik6
Retailers today are faced with unprecedented challenges ranging from shifting retail formats, an overabundance of consumer choice, fast-changing technology, a greater focus on quality and price, and a tough economic climate. Besides the ever-changing nature of the retail industry, country-specific politics, trade and tariff law, international
relationships and quality control have further added to the woes of
retailers.
Retailers must optimize their supply chain, but before that, they need to gain detailed insights into the challenges that some are currently
Read more on retail IoT -https://bit.ly/2VIb7Sl
facing.
ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Learn more: http://www.aciworldwide.com
This presentation was delivered in the summer of 2013 at mPOS World in Frankfurt, Germany by Scandit CEO Samuel Mueller. The presentation provides an overview of the changing point-of-sale (POS) landscape, and insights into how mobile barcode scanning and data capture technology enables this transition to mobile point of sale (mPOS).
M Commerce is still not picked up in India very well, with the companies like Myntra and Tinyowl who are one of the leading companies with Mobile First strategies are changing the course of there action, it becomes very important to look at the facts and figures.
Here is my views on M Commerce.
Infographic - Cloud Hosting and Tenancy Jeff Davis
Infographic explaining the differences between private, public, and hybrid cloud hosting options and how they compare to dedicated, shared, and multi-tenant managed hosting services.
Sales Presentations: How to Lose Your Audience in 10 WaysPGi
Want a sales pitch that gets a "yes" every time? Here's your what-not-to-do guide from PGi, how to lose your audience in 10 ways.
Download “The Science of Killer Sales Presentations” free right now at PGi for the do's to sales presentations: bit.ly/salesscience.
The use of multi-cloud approaches is on the rise. So is the demand for more sophisticated, multi-cloud management and application deployment services that provide the highly-desired ‘one tool-multiple clouds’ experience.
soCloud: distributed multi-cloud platform for deploying, executing and managi...Fawaz Fernand PARAISO
Multi-cloud computing has established itself as a paradigm of choice for creating very large scale world wide distributed applications. Multi-cloud computing is the usage of multiple, independent cloud environments, which assumed no priori agreement between cloud providers or third party. However, these applications, designed for multi-cloud environments, have to face real challenges in term of design, architecture, and technology. The possibility of using multi-cloud faces the heterogeneity and complexity of cloud solutions. Thus, multi-cloud computing has to face several challenges such as portability, provisioning, elasticity, and high availability we have identified in this thesis.
In this thesis, we propose soCloud both a model and a platform that tackle these four challenges. This model is based on the OASIS Service Component Architecture (SCA) standard to design distributed large scale applications for multi-cloud environments. A new language is proposed to effectively express the elasticity of multi-cloud applications through abstraction. The multi-cloud platform is designed to deploy and manage distributed applications across multi-clouds.
The soCloud model is illustrated on three distributed applications deployed in multi- cloud environments. The soCloud platform has been implemented, deployed and experimented on top of ten existing cloud providers : Windows Azure, DELL KACE, Amazon EC2, CloudBees, OpenShift, dotCloud, Jelastic, Heroku, Appfog, and an Eucalyptus private cloud. These experiments are used to validate the novelty of the contributed solutions.
With our contributions, we aim to provide a simple and effective way to design, deploy, run, and manage distributed applications for a multi-cloud environment by proposing a model and platform.
SalesSchool - designing sales presentations that sellIdea Transplant
The slides I used in my talk at NYU for SalesSchool on 6 April 2011. Some of the charts do not stand very well on their own, SalesCrunch will post audio and video fragments on their web site soon.
Technology will transform retail resulting in the growth of brick and mortar retail. Check Retail Technologies trends that will help retailers survive.
Paybook Vol. 5 includes stories on Carbon 8, e285, the spread of mPOS, cashless trends in Asia Pacific and our Points app. Follow the conversation on Twitter: @Verifone
Technology will transform retail resulting in the growth of brick and mortar retail. Check Retail Technologies trends that will help retailers survive.
Retail Technologies and Retail Trends That will Define The FutureRosalie Lauren
Technology will transform retail resulting in the growth of brick and mortar retail. Check Retail Technologies trends that will help retailers survive.
Top 5 Tech Trends Revolutionizing Retail in 2024WWG
In the retail landscape of 2024, the integration and constant improvement of retail technology is required for business success. As per PwC’s findings, nearly 40% of global CEOs have expressed concerns about the economic viability of their businesses without making any changes to their current course. Nowadays, the retail industry is constantly going through changes brought with the wind of digital transformation. Those changes are requirements for industry survival.
To find out more about this year retail trends read our recent article https://rebrand.ly/qvn1eq5
Creating loyal omnichannel customers is critical. Retailers who embrace the customer-centric trend and build better shopping experiences will leap ahead of the competition.
Building a blended customer experience isn't easy. Need some help getting started? Check out our latest in retail trend research.
Implementing Mobile Application on your retail StoreKoombea
Tech-savvy customers are the future shoppers, and mobile apps serve as the medium that will power retail into the future. Contact Us! We can help you build your ideas. https://koombea.com/contact/
The ROI of Empowering Associates Through In-Store MobilityG3 Communications
Today’s consumers have more choices and more control than ever before. They will not tolerate less-than-stellar customer service, because they can reach into their pockets and check product reviews, prices and even purchase nearly any product in real time from an online retailer.
So what can retailers do to up their game when it comes to customer experience? By equipping store associates with mobile devices used to build relationships, not simply process transactions, retailers can have a significant impact on transaction size, conversions and even overall traffic, leading to incremental increases in sales.
In this upcoming webinar, Scott Pearson from Retaligent and Danya Rielly from Raymark will discuss the ways retailers can use mobile technology to improve store operations, boost associate productivity and empower every store associate to provide outstanding levels of customer service. Topics will include: clienteling, mobile POS and a focus on the ROI and competitive advantage that specialty retailers can attain by employing mobile clienteling.
The whitepaper presents a holistic view of the digital retail space. It decodes the impact of technologies like NFC, Beacons and Apple Pay while giving a glimpse into trends and challenges associated with m-Commerce.
Mobile Website - Your Secret Weapon in Gaining a Competitive Advantagee-point SA
Why will a mobile website give your business a competitive advantage? Who are prosumers and what are their expectations? What the heck is the difference between a mobile, responsive and desktop website? Find out how to achieve your business objectives in the most dynamically developing sales channel.
10 Digital Commerce Trends from the Fashion and Apparel, 2020 ReportAlaina Carter
COVID-19 made this season quite unfashionable as, just like other industries, the fashion industry also faced the consequences of this pandemic. Thanks to digital transformation, the fashion and apparel industry has a fair chance to bounce back. Read more to know what are the 10 Digital commerce trends from the fashion and clothing, 2020 report.
Similar to VeriFone eBook: Mobile Commerce - Challenge or Opportunity? (20)
In this edition, we're covering:
RISE OF THE MACHINES • THE PRIVACY PARADOX VISIONS OF EXPERIENCE • NEW CARD TRICKS • MADE TO ORDER • CLASSIC/REFINED, CONTEMPORARY/DEFINED
LET'S GET PHYSICAL • THE CODE OF BETTER BUSINESS
HELPING MERCHANTS GROW • NON-BANKS DOING WHAT BANKS DO BEST PAYMENTS GONE WILD • GIVE A LITTLE BIT • ACCEPT ANYWHERE
At Verifone, we are committed to helping merchants grow. We've partnered with developers at Talech, Homebase, Ecwid, GiftFly and vPromos to share their stories on how they are leveraging the Verifone platform to help merchants grow and drive revenue.
Guiding Merchants to Success in the 21st Century: How to provide the solutions merchants need to stay relevant in this ever-changing retail environment.
Surviving the Retail Jungle: how to continue to grow and stay relevant in this ever-changing retail environment.
Know Thy Customer
Mind the Millennial
Spread Out Investments
Stay Secure
Think Outside the Queue
Unify Your Brand
Create "Instagrammable" Experiences
Paybook Volume 4 includes stories from Allrecipes, Alipay and our all-new Verifone M400 multilane solution. Follow the conversation on Twitter: @Verifone
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
UiPath Test Automation using UiPath Test Suite series, part 4DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 4. In this session, we will cover Test Manager overview along with SAP heatmap.
The UiPath Test Manager overview with SAP heatmap webinar offers a concise yet comprehensive exploration of the role of a Test Manager within SAP environments, coupled with the utilization of heatmaps for effective testing strategies.
Participants will gain insights into the responsibilities, challenges, and best practices associated with test management in SAP projects. Additionally, the webinar delves into the significance of heatmaps as a visual aid for identifying testing priorities, areas of risk, and resource allocation within SAP landscapes. Through this session, attendees can expect to enhance their understanding of test management principles while learning practical approaches to optimize testing processes in SAP environments using heatmap visualization techniques
What will you get from this session?
1. Insights into SAP testing best practices
2. Heatmap utilization for testing
3. Optimization of testing processes
4. Demo
Topics covered:
Execution from the test manager
Orchestrator execution result
Defect reporting
SAP heatmap example with demo
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
Elevating Tactical DDD Patterns Through Object CalisthenicsDorra BARTAGUIZ
After immersing yourself in the blue book and its red counterpart, attending DDD-focused conferences, and applying tactical patterns, you're left with a crucial question: How do I ensure my design is effective? Tactical patterns within Domain-Driven Design (DDD) serve as guiding principles for creating clear and manageable domain models. However, achieving success with these patterns requires additional guidance. Interestingly, we've observed that a set of constraints initially designed for training purposes remarkably aligns with effective pattern implementation, offering a more ‘mechanical’ approach. Let's explore together how Object Calisthenics can elevate the design of your tactical DDD patterns, offering concrete help for those venturing into DDD for the first time!
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
Neuro-symbolic is not enough, we need neuro-*semantic*Frank van Harmelen
Neuro-symbolic (NeSy) AI is on the rise. However, simply machine learning on just any symbolic structure is not sufficient to really harvest the gains of NeSy. These will only be gained when the symbolic structures have an actual semantics. I give an operational definition of semantics as “predictable inference”.
All of this illustrated with link prediction over knowledge graphs, but the argument is general.
JMeter webinar - integration with InfluxDB and GrafanaRTTS
Watch this recorded webinar about real-time monitoring of application performance. See how to integrate Apache JMeter, the open-source leader in performance testing, with InfluxDB, the open-source time-series database, and Grafana, the open-source analytics and visualization application.
In this webinar, we will review the benefits of leveraging InfluxDB and Grafana when executing load tests and demonstrate how these tools are used to visualize performance metrics.
Length: 30 minutes
Session Overview
-------------------------------------------
During this webinar, we will cover the following topics while demonstrating the integrations of JMeter, InfluxDB and Grafana:
- What out-of-the-box solutions are available for real-time monitoring JMeter tests?
- What are the benefits of integrating InfluxDB and Grafana into the load testing stack?
- Which features are provided by Grafana?
- Demonstration of InfluxDB and Grafana using a practice web application
To view the webinar recording, go to:
https://www.rttsweb.com/jmeter-integration-webinar
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
Accelerate your Kubernetes clusters with Varnish CachingThijs Feryn
A presentation about the usage and availability of Varnish on Kubernetes. This talk explores the capabilities of Varnish caching and shows how to use the Varnish Helm chart to deploy it to Kubernetes.
This presentation was delivered at K8SUG Singapore. See https://feryn.eu/presentations/accelerate-your-kubernetes-clusters-with-varnish-caching-k8sug-singapore-28-2024 for more details.
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
2. Consumers’ Mobile Love Affair
Ever since smartphones and tablets burst onto the
scene, consumers have flocked to the ingenious
devices. Annual smartphone sales now outpace
traditional mobile phones by a rate of 3-to-1.1 And
shipments of iPads and Android-powered tablets
are increasing at a tremendous rate of thirty-eight
percent.2
Over 1.1 billion smartphone
users worldwide.
eMarketer, May 2013
Opportunities and Challenges of Mobile Commerce
the unstoppable
mobile revolution
2
3. Retailers Take Notice
A
A
energize the
shopping
experience
Savvy merchants realize mobile
technology can help inject some
much-needed excitement into their
stores. Tablet registers, reimagined
store layouts, innovative mobile
apps and engaging consumer
software offer new ways to connect
with customers and increase
profits. Mobile devices can help
energize the consumer shopping
experience and invite customers
back to brick-and-mortar stores.
Opportunities and Challenges of Mobile Commerce
the unstoppable
mobile revolution
3
4. 4
opportunities
& challenges
Mobile presents the retail industry with both major opportunities and
challenges. The ability to access vast amounts of data from online
sources from any location allows for new applications that completely
change the shopping experience and the relationship between merchants
and consumers. The parties who better leverage mobile media to foster
consumer engagement, increase loyalty and drive repeat business will
be the winners in this brand new world.
Opportunities and Challenges of Mobile Commerce
mobile brings
5. The Challenge:
5
“
Opportunities and Challenges of Mobile Commerce
Showrooming
examining a product in store...
While purchasing in-store is the most
popular for those who research in-store,
showrooming may still be an issue for retailers
as 37% purchase on a smartphone or tablet
after researching in-store.3
The main in-store mobile activities are
comparison shopping (59%), looking for
coupons (48%) and searching for
product reviews (47%).3
”
Coined just a few years back, the term
“showrooming” describes the practice
of examining a product in a store, and
then buying it online for a lower price.
Showrooming has grown from a fringe
practice to the norm, widely adopted by
mobile users. And it’s spreading globally,
from its start in the United States to
multiple countries worldwide.
...buying online at a lower price
6. relationship selling
engage consumers...
79% of retailers plan to
integrate mPOS by 2015.
Forrester Research
To combat “showrooming,” retailers recognize they
need to better engage consumers and develop
their own mobile platforms and applications. With
mobile solutions for smartphones and tablets, they
can take advantage of back-office data, consumer
data and online services to engage consumers
in richer shopping experiences. Mobilility enables
retailers to provide a personalized experience,
while also leveraging location-based, geo-targeted
offers and coupons.
6
Opportunities and Challenges of Mobile Commerce
The opportunity:
70% of retailers expect to
enable store associates with
tablet-based solutions in the
next three years.
RIS News
...provide a personalized experience
7. smarter stores
(Within the Next 36 Months)
Projected % of Retailers Using Mobile Apps4
83%
66%
66%
64%
Inventory
Management
Task
Management
CRM
Messaging
62%
60%
59%
43%
Mobile POS
w/Tender
Cross-channel
Save-the-sale
Line Busting
w/Suspend
HR
Mobile technology is reinventing commerce, helping
retailers create smarter stores, bringing better service
to the hospitality industry and expanding commerce
options for a wealth of other industries. Mobile POS
helps reduce lines at checkout; inventory management
brings more flexibility and efficiency to store operations;
and mobile CRM brings rich customer data to the
fingertips of every sales associate.
Adoption of mobile solutions at POS is on the rise,
with integration of mobile throughout the commerce
experience expected to expand over the next two years.4
Opportunities and Challenges of Mobile Commerce
The opportunity:
7
8. Online Comes In Store
(Within the Next 36 Months)
Projected % of Retailers
Using Mobile Payment Apps4
53%
50%
42%
PayPal
Coupons on
Mobile Screen
Google
Wallet
23%
14%
12%
Apple
Passport
Isis
Square
11%
Amazon
Payments
While consumers can use online tools against a retailer
(showrooming), retailers can turn this to their advantage by
bringing the online experience in store. Many of the Internet
giants, plus countless new companies, are developing ways
to engage retail shoppers. Mobile wallets and NFC-driven
concepts for digital couponing, offers and promotions can help
drive store traffic.
Using online retail to create engaging experiences in store can
come in many forms. With POS systems already in place, the
opportunity to try different approaches and partnerships is easy
and requires little additional investment.
Opportunities and Challenges of Mobile Commerce
The opportunity:
8
9. Enhanced Operations
“
Increased revenue
Large retailers can boost
revenue by $20,000 per
location by adopting mPOS
and saving one single
walkout per day.
Yankee Group
5
”
• psell and cross-sell with fingertip access to past customer
U
purchases
• ncourage repeat business with electronic loyalty and
E
rewards programs
• row sales by bringing products to life in dynamic tablet
G
catalogs
sO
LD
sO
LD
sO
LD
Greater sales
• eploy more campaigns, including digital offers, promotions
D
and coupons
• reate a checkout anywhere, increasing employee
C
productivity
• Capture sales on the spot, never missing another sale
Better service
• Personalize service with access to customer profiles
• eliver faster response times by accessing inventory online
D
satisfaction • nhance shopping experience with engaging tablet software
E
Opportunities and Challenges of Mobile Commerce
The opportunity:
9
10. navigating
10
Opportunities and Challenges of Mobile Commerce
The opportunities
While the opportunities to leverage mobile technology are vast, so are the options and
potential challenges. How does a retailer choose the right path? How do they limit their
mistakes or avoid them altogether? And ultimately, how does a retailer develop the right,
comprehensive mobile strategy – a roadmap from concept to deployment, all while
maintaining uninterrupted store operations, POS functionality and sales?
? ? ?
?
?
iOS, Android,
Windows
mPOS, Retailing, CRM
?
What’s
missing
How can
operations
improve
?
How do you plan to stay relevant
Mobile or
cloud
wallets
NFC, Beacon, Barcode
What is the strategy
to further the brand
?
What is the competition doing better
11. reimagined
11
not much has changed in store layout...
It’s no wonder many retailers are feeling
overwhelmed by the changing landscape.
After all, not much has differed in store layouts
over the last one hundred years. While there
have been advances in technology and
processes in the last century, the shopping
experience is still very similar. Most notably,
associates have stayed behind the counter,
separated from their customers, until now.
...associates have stayed behind the counter
Opportunities and Challenges of Mobile Commerce
Store layout
13. solution
Keeping an eye on future technology is a key component of any strategy. For example, whatever mobile
platform a retailer implements, it must be flexible and scalable – able to securely integrate both current
technology as well as new and emerging solutions. This is also true for other verticals like transportation,
health care, petroleum and taxi, to name a few.
mWallets
Mobile
CRM
Out-of-store
Sales
RETAIL
POS SYSTEM
Mobile
Inventory
Line-busting/
POS
Roaming
POS
Opportunities and Challenges of Mobile Commerce
scalable, flexible
13
14. the right
14
Opportunities and Challenges of Mobile Commerce
partner
Trust in an expert already in place at the point of sale.
The opportunities and challenges of mobile commerce do not have to be faced alone.
Navigate the new landscape with a trusted partner. VeriFone has been integrating the
newest and greatest technology into payment systems for over thirty years. With
VeriFone, gain access to the industry’s broadest collection of mobile payment solutions,
POS software and platforms for wallets, apps and innovations. From retail and
hospitality to transportation and petroleum, a wide variety of industries can increasE
revenue, build customer loyalty and improvE service and operations with a partner that
has the right mobile expertise.
bringing the newest and greatest payment technology
for over 30 years
15. mobile payments
Success Story:
Deployed cutting-edge mobile payment
solution, PAYware Mobile
• urned over 3,000 smart devices into
T
mobile payment solutions
• mpowered sale associates to perform
E
line busting, price checking and
inventory management
• nabled all forms of payment, including
E
mag-stripe, debit/credit, chip and PIN,
EMV and NFC
Opportunities and Challenges of Mobile Commerce
empowering
15
16. mobile retail
Success Story:
Integrated, highly engaging tablet software,
GlobalBay Retailing
• nabled sales associates to access online
E
catalog in real time, cross-selling and
upselling consumers on the spot
• mpowered associates to order out-ofE
stock items online, shipping directly to the
customers’ homes
• eeply integrated the mobile solution within
D
the existing back-end infrastructure
Opportunities and Challenges of Mobile Commerce
empowering
16
17. mobile platforms
Powerful Partnerships:
Opening the
point-of-sale to
outside innovation
• nabling 80% of retailers accepting PayPal,
E
Google Wallet or Isis in the United States
• aking it seamless to remotely add and
M
manage multiple wallets in millions of
POS systems through innovative software
and services
• ffering the most extensive line of NFC
O
payment solutions in the world
Opportunities and Challenges of Mobile Commerce
empowering
17
19. Simplifying the
integration of mobile
devices, software and
platforms that can help
grow business.
To help navigate the mobile revolution, trust in the proven expertise
of VeriFone. Already at the epicenter of commerce, VeriFone is
uniquely suited to help simplify the deployment and integration of
new concepts at the point of sale.
Unmatched Mobile Portfolio
For most merchant types and use cases, VeriFone offers a mobile
solution to match.
ENHANCED Customer Experience
New software for tablets and smartphones is revolutionizing
merchant-consumer interaction.
Enabling Mobile Platforms
To answer demand for mobile wallets, apps and alternative
payments, VeriFone makes it easy with unparalleled open access.
Trusted Expertise
For mobile solutions today and tomorrow, look to the proven
expertise of VeriFone: the leader in electronic payment technology
and ironclad security.
Click the “Learn More Now” button below or
visit us at global.verifone.com/mobile-solutions
Learn More Now
Opportunities and Challenges of Mobile Commerce
VeriFone Mobile
Solutions
Empowering Mobile Commerce
19