Verifone is a global leader in payment solutions with over 27 million systems installed in 150 countries. It provides terminal solutions, payment as a service (PaaS), and commerce enablement platforms. PaaS offers bundled hardware, software, and services through a secure cloud-based platform. Commerce enablement creates an open platform for apps and third-party innovation. Verifone aims to connect its solutions into a secure commerce architecture and become clients' most trusted partner for payments and commerce.
VeriFone eBook: Mobile Commerce - Challenge or Opportunity?Verifone
The Unstoppable Mobile Revolution - With more than 1 Billion smartphones worldwide, retailers are taking notice of the benefits and opportunities provide by mobile payments. This eBook by VeriFone explores the opportunities of mobile for both retailers and consumers alike.
Retail Payments Report - Sponsored by VeriFoneVerifone
This survey aimed to see if the goals of Retailers and Merchants are aligned with the suppliers of technology and services to both Consumers and Retailers/Merchants. Especially in focus are new technologies like contactless cards, NFC payments on cards or in wallets, QR-codes, related values added mobile services, and the mobile-POS terminals (mPOS) launched for the emerging markets of small and mobile merchants.
Tablet POS Broadens Opportunities for Merchant Payments - A VeriFone White PaperVerifone
Tablet-based mobile POS solutions are today's hot topic for merchants that want to showcase the latest technology, while taking advantage of the many benefits tablets vs. traditional cash registers provides.
This WP, designed specifically for resellers, equips you with the knowledge you need to accurately promote the many benefits of an mPOS solution.
Want the 411 (more info) on VeriFone? This infographic series details our Leadership in the Payments Industry, shows off our Network Access Controllers used throughout the payments environment, and how we enable today's top Retailers to continue to grow their business while remaining on top of the technology curve.
Mag-stripe and EMV Transactions - How they differVerifone
EMV-based payments seems so simple right? You stick your card in the payment terminal slot, leave it there for a few seconds and you're done. Easy yes. But there's a whole lot of work that goes on behind the scenes to make it easy to use. This graphic shows the differences between today's mag-stripe transaction and an EMV one.
VeriFone eBook: Mobile Commerce - Challenge or Opportunity?Verifone
The Unstoppable Mobile Revolution - With more than 1 Billion smartphones worldwide, retailers are taking notice of the benefits and opportunities provide by mobile payments. This eBook by VeriFone explores the opportunities of mobile for both retailers and consumers alike.
Retail Payments Report - Sponsored by VeriFoneVerifone
This survey aimed to see if the goals of Retailers and Merchants are aligned with the suppliers of technology and services to both Consumers and Retailers/Merchants. Especially in focus are new technologies like contactless cards, NFC payments on cards or in wallets, QR-codes, related values added mobile services, and the mobile-POS terminals (mPOS) launched for the emerging markets of small and mobile merchants.
Tablet POS Broadens Opportunities for Merchant Payments - A VeriFone White PaperVerifone
Tablet-based mobile POS solutions are today's hot topic for merchants that want to showcase the latest technology, while taking advantage of the many benefits tablets vs. traditional cash registers provides.
This WP, designed specifically for resellers, equips you with the knowledge you need to accurately promote the many benefits of an mPOS solution.
Want the 411 (more info) on VeriFone? This infographic series details our Leadership in the Payments Industry, shows off our Network Access Controllers used throughout the payments environment, and how we enable today's top Retailers to continue to grow their business while remaining on top of the technology curve.
Mag-stripe and EMV Transactions - How they differVerifone
EMV-based payments seems so simple right? You stick your card in the payment terminal slot, leave it there for a few seconds and you're done. Easy yes. But there's a whole lot of work that goes on behind the scenes to make it easy to use. This graphic shows the differences between today's mag-stripe transaction and an EMV one.
The ten key steps for a successful mPOS solutionPascal CORABOEUF
From telcos to startups, from leading financial institutions to e-commerce providers, new organizations and new geographies are looking to provide mobile point of sale (mPOS) solutions to merchants and businesses.
See the ten key steps for mPOS service providers to transform merchant-consumer interaction to an easier, richer and more personalized experience
What’s Next In Mobile POS: Saving Money And Square Footage With mPOS TechnologyG3 Communications
Mobile payments are expected to top $12 billion in 2012 and more shoppers are using smartphones and tablets for product research and transactions every day. Barney’s and other leading retailers are embracing mobile and implementing mobile POS (mPOS), resulting in increased conversions and improved customer service.
In this webinar, Greg Buzek from IHL Group will share highlights of the firm’s latest POS study, providing insights for retailers looking to expand their mobile presence. Presenters from MICROS-Retail and Zebra Technologies will join the discussion to share real-world case studies and build the business case for mPOS.
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
This presentation was delivered in the summer of 2013 at mPOS World in Frankfurt, Germany by Scandit CEO Samuel Mueller. The presentation provides an overview of the changing point-of-sale (POS) landscape, and insights into how mobile barcode scanning and data capture technology enables this transition to mobile point of sale (mPOS).
ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Learn more: http://www.aciworldwide.com
The series of presentations contains the information about "Management Information System" subject of SEIT for University of Pune.
Subject Teacher: Tushar B Kute (Sandip Institute of Technology and Research Centre, Nashik)
http://www.tusharkute.com
Evolution of Mobile Point of Sale(mPOS)Arpit Vaishya
mPOS also known as the mobile point of sale provide small & medium businesses to get payment through their smartphone. mPOS is getting popular every year. Most businesses & merchants who using desktop POS are changing to mPOS.
eCommerce portals are accepting payments through the mPOS device, because it is easy to carry, you can manage your inventory from anywhere from your smartphone and also accept payments. In above Infographics, describes how mPOS is changed ways of payments and what advantages an SME’s and retailers can get from using mPOS.
Top Challenges in the Retail Supply Chain and How to Overcome Them!KrishKarthik6
Retailers today are faced with unprecedented challenges ranging from shifting retail formats, an overabundance of consumer choice, fast-changing technology, a greater focus on quality and price, and a tough economic climate. Besides the ever-changing nature of the retail industry, country-specific politics, trade and tariff law, international
relationships and quality control have further added to the woes of
retailers.
Retailers must optimize their supply chain, but before that, they need to gain detailed insights into the challenges that some are currently
Read more on retail IoT -https://bit.ly/2VIb7Sl
facing.
The changing landscape of consumer lifestyle is one of the biggest factor in the evolution mobile commerce in the world. The fast pacing transition of payment services and systems, which are often viewed to be the “umbilical cord” of the whole financial services ecosystem that links all stakeholders; telco, banks, retailers, technology/solution providers and consumer together.
The ten key steps for a successful mPOS solutionPascal CORABOEUF
From telcos to startups, from leading financial institutions to e-commerce providers, new organizations and new geographies are looking to provide mobile point of sale (mPOS) solutions to merchants and businesses.
See the ten key steps for mPOS service providers to transform merchant-consumer interaction to an easier, richer and more personalized experience
What’s Next In Mobile POS: Saving Money And Square Footage With mPOS TechnologyG3 Communications
Mobile payments are expected to top $12 billion in 2012 and more shoppers are using smartphones and tablets for product research and transactions every day. Barney’s and other leading retailers are embracing mobile and implementing mobile POS (mPOS), resulting in increased conversions and improved customer service.
In this webinar, Greg Buzek from IHL Group will share highlights of the firm’s latest POS study, providing insights for retailers looking to expand their mobile presence. Presenters from MICROS-Retail and Zebra Technologies will join the discussion to share real-world case studies and build the business case for mPOS.
Future of Payments - Retail 2.0 (May 2014)Peter Gonzalez
The Retail Technology landscape is ripe for change due to (1) new tablet and mobile systems beginning to mature and proliferate, (2) eCommerce achieving scale and fundamentally changing the way retailers operate their business, and (3) an accelerating upgrade cycle driven by EMV and the end-of-life for Windows XP. This creates opportunities for new entrants with innovative next generation and omni-channel solutions to quickly gain traction and force massive shifts in global market shares.
This presentation was delivered in the summer of 2013 at mPOS World in Frankfurt, Germany by Scandit CEO Samuel Mueller. The presentation provides an overview of the changing point-of-sale (POS) landscape, and insights into how mobile barcode scanning and data capture technology enables this transition to mobile point of sale (mPOS).
ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Learn more: http://www.aciworldwide.com
The series of presentations contains the information about "Management Information System" subject of SEIT for University of Pune.
Subject Teacher: Tushar B Kute (Sandip Institute of Technology and Research Centre, Nashik)
http://www.tusharkute.com
Evolution of Mobile Point of Sale(mPOS)Arpit Vaishya
mPOS also known as the mobile point of sale provide small & medium businesses to get payment through their smartphone. mPOS is getting popular every year. Most businesses & merchants who using desktop POS are changing to mPOS.
eCommerce portals are accepting payments through the mPOS device, because it is easy to carry, you can manage your inventory from anywhere from your smartphone and also accept payments. In above Infographics, describes how mPOS is changed ways of payments and what advantages an SME’s and retailers can get from using mPOS.
Top Challenges in the Retail Supply Chain and How to Overcome Them!KrishKarthik6
Retailers today are faced with unprecedented challenges ranging from shifting retail formats, an overabundance of consumer choice, fast-changing technology, a greater focus on quality and price, and a tough economic climate. Besides the ever-changing nature of the retail industry, country-specific politics, trade and tariff law, international
relationships and quality control have further added to the woes of
retailers.
Retailers must optimize their supply chain, but before that, they need to gain detailed insights into the challenges that some are currently
Read more on retail IoT -https://bit.ly/2VIb7Sl
facing.
The changing landscape of consumer lifestyle is one of the biggest factor in the evolution mobile commerce in the world. The fast pacing transition of payment services and systems, which are often viewed to be the “umbilical cord” of the whole financial services ecosystem that links all stakeholders; telco, banks, retailers, technology/solution providers and consumer together.
Vending, Ticketing & Co.: Marktsegmente mit hohem Potenzial
Betreiber und Automaten-Anbieter stehen vor der Herausforderung, mit der technologischen Evolution Schritt zu halten und Lösungen zu finden, die sich einfach in die vorhandene Infrastruktur einbinden lassen. Bei der Entwicklung der Produktserie UX Solutions durch VeriFone lag der Fokus auf kundenorientierten, praktischen Innovationen, die sowohl Betreibern als auch Systemintegratoren und Endnutzern einen Mehrwert bieten.
Lesen Sie das eBook von VeriFone
Keynote presentation to Retail Week's Innovation in Payments Conference, London, September 2016.
Covers: Research on consumer attitudes to payments, main problems confronting multi-channel retail today, my views on likely success of Apple and Android Pay.
True merchant power lies within the point-of-sale. This presentation highlights how important it is for merchants to know all their options; as well as to choose the right service provider.
Enterprise Resources Planning Software Indonesia - Retail ERP SoftwareERP System Indonesia
Slide/whitepaper ini menerangkan beberapa elemen manfaat penggunaan ERP system di Industri Ritel.
Bekerjasama dengan LS Retail solution,Ibiz consulting Indonesia akan membantu Anda menerapakan ERP system yang disesuaikan dengan Kebutuhan bisnis ritel anda.
Dig and deeper information , contact directly IBIZCS Indonesia + 62 21 5292 1365-66 / +62 21 5290 7346
This presentation gives an overview of the company Mint Payments Limited listed on the ASX in Australia under MNW. It explains the products and services and how the company operates in the payments industry.
Estel's e-Top up empowers mobile operators and Service Providers with a comprehensive, mature, feature-rich platform for voucher-less, PIN-based, and any value recharge.
Estel’s advanced e-Top up platform integrates with any prepaid Billing/OCS/IN system and network nodes such as Campaign Management, Dealer Management, BI, ERP, G/L…
The platform can be used to recharge any prepaid account (TV, Utility services, Toll…) or to pay bills (Postpaid telecom, Utility…) via an agent network, or directly by subscribers.
Transforming to Estel’s e-Topup solution helps operators not only optimize operational expenses but also achieve the highest level of flexibility, speed to market, and improve overall performance.
Estel takes pride in having delivered:
1. World’s largest e-Top up Platform, and
2. World’s first microservices based e-Top up solution on public cloud
The client is a global provider of cloud payments and financial messaging solutions
to accelerate digital transformation. The firm has two decades of experience serving
as a trusted strategic partner for financial institutions of all sizes. The clients help
their customers become more competitive by simplifying their systems and processes to stay ahead of emerging market trends. They help their clients accelerate
modernization and deliver a superior experience to grow their businesses and
become market leaders.
The technologies solutions for payments and financial messaging automation are
mission-critical for the client across the globe. The client’s power is some of the
world’s largest banks, market infrastructures, exchanges, clearinghouses, and card
networks. Trillions of dollars move through the client systems daily. They process
over 800 million daily transactions for just one of their clients.
Today, the client operates worldwide, serving 125 banks, financial institutes, market
infrastructures, clearing houses, and corporate treasures in 35 countries. The client
solutions and services process millions of transactions and trillions in value daily,
powering four of the top five corporate banks, 40% of all US commercial bank deposits, and 70% of worldwide card traffic. The client’s global headquarters are in Jersey
City, NJ, with regional offices in London, Dubai, Mexico City, Bogota, Santiago, Chennai, Hyderabad, and Pune.
ISO 20022 is an international standard for financial messaging that aims to create a common language for data exchange in the financial industry. It is designed to facilitate seamless and standardized communication between financial institutions, businesses, and other stakeholders involved in payment transactions.
ISO 20022-Based Payment Product Development and Implementation refers to the process of creating and implementing payment products and solutions using the ISO 20022 standard. This approach enables organizations to develop robust, interoperable, and future-proof payment systems that can adapt to the evolving needs of the financial landscape.
Are you in the money transfer business? We at RemitONE have the complete money transfer solution for you: proven & compliant technology platforms, assistance with license & regulation and instant access to all the continents.
Whether you are a bank, money transfer operator, mobile virtual network operator, post office or a startup company, you can claim your stake in the trillion dollar industry. You can run your entire remittance, foreign exchange and mobile top-up operations from your RemitONE platform.
We have money transfer solutions for all types of organisations. With compliance in mind, we have built several products to help you rapidly reach out to your customers through multiple channels, including agents, airtime, EFTPOS terminals, FX stations, kiosks, mobile phones, online portals and prepaid cards.
Our products are supported on multiple platforms and devices – Linux, Windows, iOS and Android.
We can rapidly setup your money transfer system and you can be operational almost instantly. You can use our products as Software-as-a-Service (SaaS) or buy the license to use them indefinitely.
We provide 24 x 7 support, including a dedicated engineer on weekends. It does not matter where your business is based, or where your send or payout agents are located. You can ensure KYC and AML compliance across the globe with your RemitONE platform.
If you are a startup and struggling with your money service business license or bank account, RemitONE Consulting can help you.
You can rapidly expand in over 100 countries, increase your transaction volumes by over 100% every quarter, get connected with industry leading banks and MTOs across the globe - all through your RemitONE platform.
You can reach out to customers via agents, ATMs, EFTPOS terminals, kiosks, online portals and mobile phones – even in areas with no Internet connectivity. You can automate your compliance rules; set amazing promotions and discounts for your customers; market your special commissions and exchange rates; manage your accounting in a streamlined manner and connect with our RemitONE community of businesses like you from around the world.
Contact RemitONE today...
Get connected. Get empowered.
RemitONE - Empowering Remittance
Velmie is a financial technology provider that has been on the market for more than 8 years delivering back end, mobile and web solutions to enterprise financial institutions and entrepreneurs. During the journey, we’ve got a deep understanding of the current state of technology in finance and the biggest problems organizations are facing with pursuing the customers' demand and competition. With this in mind, we decided to put our efforts in building the products to help the financial companies to innovate, stay agile and customer-centric.
Velmie is a financial technology provider that has been on the market for more than 8 years delivering back end, mobile and web solutions to enterprise financial institutions and entrepreneurs. During the journey, we’ve got a deep understanding of the current state of technology in finance and the biggest problems organizations are facing with pursuing the customers' demand and competition. With this in mind, we decided to put our efforts in building the products to help the financial companies to innovate, stay agile and customer-centric.
Similar to Verifone IR Presentation September 2015 (20)
In this edition, we're covering:
RISE OF THE MACHINES • THE PRIVACY PARADOX VISIONS OF EXPERIENCE • NEW CARD TRICKS • MADE TO ORDER • CLASSIC/REFINED, CONTEMPORARY/DEFINED
LET'S GET PHYSICAL • THE CODE OF BETTER BUSINESS
HELPING MERCHANTS GROW • NON-BANKS DOING WHAT BANKS DO BEST PAYMENTS GONE WILD • GIVE A LITTLE BIT • ACCEPT ANYWHERE
At Verifone, we are committed to helping merchants grow. We've partnered with developers at Talech, Homebase, Ecwid, GiftFly and vPromos to share their stories on how they are leveraging the Verifone platform to help merchants grow and drive revenue.
Guiding Merchants to Success in the 21st Century: How to provide the solutions merchants need to stay relevant in this ever-changing retail environment.
Paybook Vol. 5 includes stories on Carbon 8, e285, the spread of mPOS, cashless trends in Asia Pacific and our Points app. Follow the conversation on Twitter: @Verifone
Surviving the Retail Jungle: how to continue to grow and stay relevant in this ever-changing retail environment.
Know Thy Customer
Mind the Millennial
Spread Out Investments
Stay Secure
Think Outside the Queue
Unify Your Brand
Create "Instagrammable" Experiences
Paybook Volume 4 includes stories from Allrecipes, Alipay and our all-new Verifone M400 multilane solution. Follow the conversation on Twitter: @Verifone
Paybook Volume 3 includes: the era of the savvy shopper, the winners of our Appathon, doing business today with the tools of tomorrow and ingenuity from the inside out.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
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The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
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4. Verifone Today: Facts And Figures
4
~150
Active Countries
#1 or #2
In Most Markets
27M +
Systems Installed
~5,300
Employees
35%
Revenue From Services
$1.9B
FY14 Revenue
5. Global Leadership Team
5
Paul Galant
Chief Executive Officer
Marc E. Rothman
EVP, Chief
Financial Officer
Albert Liu
EVP, Corporate Dev.
& General Counsel
Alok Bhanot
EVP, Chief
Technology Officer
Jennifer Miles
President,
Verifone North America
June Yee Felix
President,
Verifone Europe
Bulent Ozayaz
Pres., Verifone So.
Europe, Russia, Middle
East & Africa
Vincent Roland
SVP, Global Services
Solutions
Vin D’Agostino
EVP, Global Business
Development
Amos Tamam
SVP,
Taxi Systems
Glen Robson
EVP,
Global Terminal Solutions
Todd Shaw
SVP, Chief Human
Resources Officer
Represents leadership additions since January 2013
Carlos Lima
President,
Verifone Latin America &
the Caribbean
Arthur Jiang
SVP & GM,
Verifone China
Steve Aliferis
President,
Verifone Asia Pacific
6. Leadership Team Additions
6
Marc Rothman,
CFO
Joined February 2013
Former CFO, Motorola Mobility
Paul Galant,
CEO
Joined October 2013
Former CEO, Citi Enterprise
Payments
Carlos Lima,
President, Verifone Latin America
and the Caribbean
Joined May 2015
Former Chief Operating Officer, Vantiv
Alok Bhanot,
Chief Technology Officer
Joined December 2013
Formerly of Inkiru, Visa, PayPal, eBay
Vin D’Agostino,
EVP, Global Business Development
Joined January 2014
Former Head of Payment Strategy,
JPMorgan Chase
June Yee Felix,
President, Verifone Europe
Joined May 2014
Former Managing Director of Citi
Enterprise Payments
Todd Shaw,
SVP, Chief Human Resources
Officer
Joined August 2014
Former VP of Human Resources, PayPal
Glen Robson,
EVP, Global Terminal Solutions
Joined January 2015
Former CTO & GM of Special Products
Group, Dell
Arthur Jiang,
SVP & General Manager,
Verifone China
Joined July 2015
Former CEO, PAX Technology
Steve Aliferis,
President, Verifone Asia Pacific
Joined August 2015
Former Head of Business Banking,
Product & Australian Financial Services
at Westpac Group
7. Vision & Strategy
7
OUR VISION
To become our clients’ most trusted, secure and innovative
partner by delivering the best terminals, payment-as-a-service
and commerce-enablement solutions.
OUR STRATEGY
To connect our terminals and solutions into our secure
payment-as-a-service platform capable of hosting Verifone and
3rd party-developed commerce enablement applications.
8. We Are Becoming The Company We Want To Be
8
A “client-first”
company
Operationally
excellent
Strategically
focused
Properly
organized
A leader
with a single,
distinct culture
6 global relationship managers, 20 clientsPROOF POINT
Global Client Relationship Management
Execution of Top 3 Verifone Initiatives
Next Chapter Growth Strategy
Terminal Solutions, Payment as a Service,
Commerce Enablement global product businesses
New Brand Identity
Reinvesting run-rate savingsPROOF POINT
Launched e355 and Cloud POS solutionPROOF POINT
Bringing new talent onboardPROOF POINT
Introducing Verifone ValuesPROOF POINT
9. The Three Pillars: Our Global Product Lines
9
Terminals Payment as a Service (PaaS) Commerce Enablement
• Today we are a market leader
in physical terminals (hardware
and apps) and robust services
around terminal repair and
management
• Continue to invest and innovate
in this area to provide leading
edge, certified terminal
solutions
• Subscription-based,
comprehensive service bundles
to simplify payments for
merchants
• Includes cloud-based value-
added services (security,
reporting, multi-channel
acceptance, etc.)
• Building out commerce
enablement platforms that
position us at the forefront at the
shift from payment to commerce
• Allows Verifone to offer new
services that will help merchants
grow their businesses and
strengthen their relationships
with consumers
Building Our Next Chapter Strategy
11. Terminal Product Strategy Principles
11
Key product principles to align with Verifone’s strategic direction
Simple, common, modular and global platforms – with a common
operating and applications development environment that drive a
consistent user experience
Products that cover the range of functionality and price points –
in particular low-cost products
Technology leadership – in particular security and mobile (embracing
the de facto Smartphone and Tablet platforms)
Connected devices for coming shift to Payment as a Service and
Commerce Enablement business units – in particular devices that
support external ecosystems
12. • Established company and trusted
security advisor
• Security experts active on PCI Council
and other industry organizations that
address payment security concerns
• Industrial strength security solutions
• Full certifications with all authorities
• Multi-layered approach, including
EMV, tamper-resistant security
modules, tokenization, and
end-to-end encryption
Payment Security Is More Important Than Ever
12
Our security expertise is a major competitive differentiator against
recent entrants into the payments business
84%
69%
of Americans feel retail payment
security factors into decisions
about where they shop
are likely to shop at a retailer
with the most advanced
payment security technology
Source: Wakefield Research
Hackers hit onl
Michaels says
nearly 3 million
customers hit
by data breach
Neiman
Marcus
Data Breach
Worse Than
First Said
13. What is EMV?
• Global Standard for the implementation of
chip cards for the purpose of facilitating an
electronic payment transaction
• Born out of transit payment programs
based in Europe
• An effective technology to protect against duplicate card fraud
13
Verifone
provides
~50%
EMV-capable terminals
of the world’s
~95%of terminals
shipped by
Verifone
were EMV capable
in the U.S. during the third quarter
EMV Overview
14. U.S. EMV Re-Terminalization & Total Addressable Market (TAM) Increase
14
U.S. TAM
Before EMV Migration
U.S. TAM
After EMV Migration
TODAY:
10 million*
customer-facing
point of sale devices
(5 million Verifone)
~3 million* additional
terminals where
merchants have been
using POS swipes:
• Hospitality including
restaurants, quick
service, fast casual
• Hotels
• Government offices
• Specialty retail
*Source: Verifone Estimates
30%
increase
Oct. 2015, card fraud liability will
shift to U.S merchants not
accepting EMV (chip card)
payments, causing a re-
terminalization of the market and
an approximately 30% increase in
the total addressable market over
multiple years
15. End-To-End Encryption
15
Store
POS
Merchant
Server
Acquirer and/
or Processor
Verifone
Device
(Data encrypted at card swipe) (Data decrypted at processor)
• VeriShield Protect is the de facto standard for 8 of the top 9 US acquirers, handling
95% of U.S. transaction volume
• Over 250 national US merchants, plus thousands of small businesses, have engaged
us to encrypt data at the point of swipe with Verifone solutions; executing 1.5 billion
transactions in 2014 (170% increase YoY)
Verifone end-to-end encryption technology protects a merchant’s brand
reputation by reducing the potential for data breaches, while also reducing
the scope and complexity of PCI compliance
16. Terminal Solutions: A Secure, Smart, Physical Point-Of-Sale
16
• Certified
• Sleek & Modern
• Simple UI
• Secure
• EMV Capable
• Tablet & Smartphone Integration
Our multimedia and countertop solutions
for stationary merchants of all sizes:
MX 925 MX 915 VX 520
17. Terminal Solutions: Portables
17
VX 675 VX 690
• Our portable payment solutions deliver the extended coverage and
flexibility that merchants need to accept payment anytime, anywhere
• Designed for rugged environments including restaurant and
hospitality, as well as transit and outdoor retail where multiple
wireless connectivity options are needed
18. Terminal Solutions: Mobile POS Hardware
18
A complete family of mobile payment acceptance systems
to turn any smart device into a secure point of sale
19. Positive Momentum: Terminal Solutions
19
Over 25 large U.S. retail
clients upgraded to our MX
900 EMV-capable platform
Awarded 17 greenfield
deals including Enterprise
Hospitality clients
Continued momentum for
next-generation products
for convenience stores
including site controllers &
POS systems
Delivered newly
designed VX 685
portable terminal to the
Brazilian market
Started shipping new
mPOS device, e355, in
September 2015
First sale of our MX 925
multimedia devices in
Spain to one of the
country’s largest retailers
20. WE ARE
PAYMENT AS A
SERVICE
Delivering convenient managed services that simplify the
complexities of payment.
21. Key Retail Trends Forcing Shift To Merchant-Driven Payment Environment
21
Category Trend Retailer Requirement
Multi-channel
solutions
Retailer uses several channels of selling their
products, e.g. physical stores and online
Increasing demand for multi-channel
payment solutions
Alternative
payment methods
A number of new payment methods introduced Acceptance and routing of various
payment methods
Customer insights Customer insights result in competitive
advantage and targeted offers increase sales
Timely and accurate information
re. transaction data in easily formats
Technology
sourcing
Sourcing payments technology from multiple
sources increases operational complexity for
merchants
Bundled offerings and technology that
can be easily integrated
Security/PCI Increased regulatory requirement (EMV, PCI)
and continuous upgrades of security protocol
Highest level of security and regulatory
compliance
Emerging
technologies
Range of emerging payment technologies such
as NFC
Flexibility to implement new
technologies in a cost efficient and
timely manner
Payment as a Service reduces much of this complexity and allows merchants to
outsource all aspects of electronic payments except processing to a trusted partner.
22. Payment As A Service: Bundled Hardware & Services, Connected To A
Single Platform
22
Secure,
Single-
Server
Platform
Terminals
Helpdesk & Support
Service & Maintenance
Value-added Services Software &
Applications
Security
eCommerce
Mobile
Commerce
& Contactless
• Payment as a Service (PaaS) is a
subscription based bundle of
services and solutions to retailers
• Includes hardware, software, local
service, and value added solutions
• Provides router capability through a
gateway to connect to any
acquirer/processor
• Security and other features delivered
via cloud – all terminals are
connected to our cloud
• Merchants sign multi-year contracts
at a fixed monthly fee
• Multiple service levels to suit
merchants of various types and
sizes
• PaaS is not an acquirer, not a
processor
• Brings Verifone closer to the
merchant and enables suite of
commerce enablement
24. Acquirer/
Processor
Acquirer/
Processor
Gateways Are The Foundation Of Payment As A Service
Securely, intelligently
transports payment transactions
from a terminal to acquirers
Connect Analyze
Aggregates payment data;
provides transactions analytics
across all sales channels
Record - Play
Stores payment transactions;
enables merchants & acquirers
to amend/cancel transactions
Gateway Core
Merchant/
Terminal Analyze
Connect
Record/Play
Record 1 Record 2
Record 3 Record 4
Acquirer/
Processor
Transaction
Reporting
Transaction
Acquirer/
Processor
Reporting
25. Positive Momentum: Payment As A Service
25
Oracle Retail and Microsoft
Dynamics are endorsing
our Secure Commerce
Architecture Solution
Expanding our footprint
from 16 countries today
to 18 countries
by the end of 2015
Launched new global
payment gateway in Mexico
Continue to make progress
on product and service
deployments with Westpac
and the rollout of solutions
across Australia and New
Zealand
Working with Visa &
CyberSource to launch a
globally scaled omni-
channel solution
Signed more than 25
deals for SCA bringing the
total number of committed
devices YTD to 220,000
27. Commerce Enablement Solutions Snapshot
27
PETRO
provides petro retailers with a range of business
management and payment solutions including
POS systems, in-store and forecourt payment
devices, fleet cards as well as media solutions
for brand advertising and in-store upselling.
MARKETPLACE
allows for the creation, discovery and
deployment of CE proprietary and third-
party apps across devices and merchants
without terminal re-certification
VALUE ADDED SERVICES
such as coupons, offers, and loyalty are
provided via Marketplace and easily
integrated into the payment terminal enabling
merchants to deliver enhanced, customized
in-store experiences
TRIGGERS
such as beacons identify consumers and
create “cookies for the real world”, enabling
merchants to personalize offers and
rewards and provide smoother mobile
payments and offer redemptions
TAXI
payment systems and media in and on
taxicabs for consumers on the go in
affluent cities
CLOUD POS
is a full turnkey, cloud-first locked-down
Android tablet POS solution with a range of
hardware options and vertical-specific apps
to provide ultimate flexibility for merchants as
they grow their businesses.
28. Verifone Media Reaches And Engages On-The-Go Consumers
Verifone Media provides merchants and brands with a large-scale, opportunity to reach
consumers on a one-to-one basis along their literal path to purchase:
• Access to 161M monthly viewers in 174 DMAs across the US
• 60,000+ interactive digital screens in captive environments
• Long-dwell audience
with captive interactivity
• On-the-go consumers
who spend $43B/yr
within 4 hours after fueling
• Touchscreens on C-store
counters, showcasing real-
time, SKU-targetable offers
to “upsell” consumers
• Mass reach platform,
including geo-targeted,
instantly-updated digital
content in select markets
28
29. Verifone’s Media Footprint Is Growing
IN TAXIS, GAS PUMPS AND
CONVENIENCE STORES
AROUND THE WORLD
THE LARGEST AT-THE-PUMP
INTERACTIVE DIGITAL MEDIA
NETWORK WORLDWIDE
60K+ 62,500SCREENS
TAXISIN OVER 80 CITIES
174MEDIA MARKETS
ACROSS THE U.S. AND U.K.
29
30. Comprehensive Solutions For The Petro Industry
30
In the Convenience Store
• POS systems
• Payment terminals
• Control systems
• Marketing screens
At the Forecourt
• Dispenser (gas pump) payment devices
• Media screens
31. Position of strength
Market
position
• #1 or #2 in most markets
• 27M+ systems installed globally
• Strong relationship with major customers
across verticals
• Present in 150+ countries
Brand
strength
• Highest brand awareness among payment solution providers
• High brand perception in providing leading edge payment
solutions, security, and driving revenue/growth for customers
Technology
expertise
• Leader in EMV, contactless and security
• Deep knowledge of global and regional
certification standards and processes
• Successful in managing PaaS at scale
Our assets will
help deliver new
experiences at the
physical, mobile,
and on-line points
of commerce and
drive new revenue
opportunities for
our clients
In Closing, Verifone Is Positioned To Win
31
32. Analyst Coverage
32
Firm Sell-Side Analyst
Autonomous Research Craig Maurer
Barclays Capital Darrin Peller
Citigroup Phil Stiller / Ashwin
Shirvaikar
Deutsche Bank Bryan Keane
Goldman Sachs SK Prasad Borra
Hilliard Lyons Stephen Turner
Imperial Capital Saliq Khan
JP Morgan Tien-tsin Huang
Jefferies Jason Kupferberg
Monness, Crespi, Hardt Alex Veytsman
Morgan Stanley Smitti Srethapramote
Northcoast Research Keith Housum
Pacific Crest Josh Beck
Firm Sell-Side Analyst
Piper Jaffray Michael Grondahl
Raymond James Wayne Johnson
RBC Capital Markets Dan Perlin
Stifel Chris Brendler
SunTrust Robinson
Humphrey
Andrew Jeffrey
Susquehanna Financial
Group
Meghna Ladha
Topeka Capital Markets John Williams
Wedbush Securities Gil Luria
Please note that any opinions, estimates, or
forecasts regarding Verifone’s performance made by
these analysts are theirs alone and do not represent
opinions, forecasts or predictions of Verifone or its
management. Verifone does not by its reference
above or distribution imply its endorsement of or
concurrence with such information, conclusions, or
recommendations