Universal Credit is the UK's new working-age benefit system that aims to simplify the previous complex system of benefits and tax credits. It consolidates 6 benefits into one monthly payment administered through an online system. The goals are to make work pay, reduce poverty and fraud, and incentivize people into employment. However, its rollout has been problematic, with many claimants experiencing difficulties accessing payments and hardship. Evaluations show improvements in employment for some but significant issues remain regarding delivery and the system has not proven its value for money. There is ongoing debate around whether Universal Credit is achieving its original aims and meeting the needs of the 21st century job market.