The document summarizes upcoming changes to the UK welfare system that will affect citizens in Nottingham. Key changes include the rollout of Universal Credit, which combines multiple benefits into a single monthly payment, a four-year freeze on increasing benefit rates, reduced benefit caps, and increases to the minimum wage for those over 25. The document outlines how local organizations are preparing citizens for the changes and providing support services around benefits advice, job opportunities, and affordable energy and loans.
The document discusses the rationale for and proposed principles of welfare reform in the UK, including the introduction of Universal Credit. It aims to simplify the current benefits system, incentivize work, reduce poverty and worklessness, protect the vulnerable, and be fair to both claimants and taxpayers. Universal Credit will consolidate several working-age benefits into a single monthly payment. It is expected to impact around 2.7 million households currently receiving benefits.
Webinar: How Citizens Advice is helping Universal Credit claimantsPolicy in Practice
Deven Ghelani, Policy in Practice, was joined by Kayley Hignell, Citizens Advice and Nicky Rees, Citizens Advice Peterborough, to discuss Universal Credit. View the slides from this webinar recording.
As Universal Credit receives a refresh, courtesy of new Secretary of State Amber Rudd, we asked what the recent changes mean for people affected, and how the Citizens Advice Service nationwide is responding.
We also looked at what some LCAs are doing to support people and were joined by Kayley Hignell, Head of Policy (Families, Welfare and Work), Citizens Advice, and Nicky Rees, Advice Operations Supervisor at Citizens Advice Peterborough.
In this webinar we covered:
- What the recent policy changes and new Secretary of State mean for Universal Credit
- How Citizens Advice approach to Universal Credit is changing
- How Citizens Advice Peterborough helps people to maximise income and budget well
- Brief introduction to software used by some Local Citizens Advice advisors to give accurate and easy to digest advice
"The Benefit and Budgeting Calculator is amazing, the frontline volunteers find it really useful. I especially like the calendar that shows claimants who get paid weekly how their monthly Universal Credit payments will be affected over the next 12 months."
Nicky Rees, Citizens Advice Peterborough
For more information on Policy in Practice please visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242
The document summarizes major changes to the UK benefits system as outlined in the government's Emergency Budget, Comprehensive Spending Review, and Welfare Reform Bill. It details measures such as uprating benefits in line with CPI instead of earnings, freezing child benefit, limiting total benefits, time limiting contributory ESA to 1 year, and localizing council tax benefit. The new Universal Credit system will replace most working-age benefits and automatically adjust payments monthly based on earnings reported by HMRC.
The document is an email from John Tolman to legislative chairmen informing them that the recently passed Republican budget again targets Railroad Retirement Tier 1 benefits and aims to conform them to be equal to Social Security benefits, which would eliminate certain railroad retirement benefits and negatively impact the annuities of over 120,000 non-disabled employees, 90,000 spouses, and 62,000 disabled employees. Attached is a section from the budget report outlining various policy options including changes to railroad retirement.
Policy in Practice present local initiatives to support vulnerable households...Policy in Practice
Policy in Practice present local initiatives to support vulnerable households to the Utility Sector.
-Make your social tariffs accessible through GOV.UK
-Give holistic support to vulnerable consumers
-Use data to provide more targeted support
This document summarizes significant upcoming changes to benefits in the UK, including restrictions to housing benefits, child tax credits, disability benefits, and benefits for people coming from abroad. It also provides information on additional support for those affected by the "bedroom tax" and announces that another bulletin will be issued in March detailing important changes to jobseeker benefits taking effect in April.
The document summarizes Finland's proposed health and social services reform which will transfer responsibility for organizing these services from municipalities to new counties starting in 2019. Key points include:
- Counties will take over organizing all public health and social services to ensure equal access across the country.
- Services will include outpatient care, hospitals, dental care, social services, home care, and more.
- The reform aims to modernize services and curb rising costs through more efficient practices and integrated service packages.
- People will have increased freedom of choice, easier access to services, and services will be more individualized and available locally or digitally.
This document summarizes key provisions and timelines of the US health reform legislation:
- Within the first year, young adults can stay on parents' insurance until 26 and seniors get assistance with Medicare drug costs. Insurance companies cannot deny or drop coverage for preexisting conditions.
- In subsequent years, requirements and provisions are phased in regarding insurance exchanges, Medicaid expansion, penalties for lacking coverage, and changes to employer and individual insurance rules and responsibilities.
- By 2018, an excise tax on high-cost health plans is implemented and nearly all major provisions of the legislation will be in effect.
The document discusses the rationale for and proposed principles of welfare reform in the UK, including the introduction of Universal Credit. It aims to simplify the current benefits system, incentivize work, reduce poverty and worklessness, protect the vulnerable, and be fair to both claimants and taxpayers. Universal Credit will consolidate several working-age benefits into a single monthly payment. It is expected to impact around 2.7 million households currently receiving benefits.
Webinar: How Citizens Advice is helping Universal Credit claimantsPolicy in Practice
Deven Ghelani, Policy in Practice, was joined by Kayley Hignell, Citizens Advice and Nicky Rees, Citizens Advice Peterborough, to discuss Universal Credit. View the slides from this webinar recording.
As Universal Credit receives a refresh, courtesy of new Secretary of State Amber Rudd, we asked what the recent changes mean for people affected, and how the Citizens Advice Service nationwide is responding.
We also looked at what some LCAs are doing to support people and were joined by Kayley Hignell, Head of Policy (Families, Welfare and Work), Citizens Advice, and Nicky Rees, Advice Operations Supervisor at Citizens Advice Peterborough.
In this webinar we covered:
- What the recent policy changes and new Secretary of State mean for Universal Credit
- How Citizens Advice approach to Universal Credit is changing
- How Citizens Advice Peterborough helps people to maximise income and budget well
- Brief introduction to software used by some Local Citizens Advice advisors to give accurate and easy to digest advice
"The Benefit and Budgeting Calculator is amazing, the frontline volunteers find it really useful. I especially like the calendar that shows claimants who get paid weekly how their monthly Universal Credit payments will be affected over the next 12 months."
Nicky Rees, Citizens Advice Peterborough
For more information on Policy in Practice please visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242
The document summarizes major changes to the UK benefits system as outlined in the government's Emergency Budget, Comprehensive Spending Review, and Welfare Reform Bill. It details measures such as uprating benefits in line with CPI instead of earnings, freezing child benefit, limiting total benefits, time limiting contributory ESA to 1 year, and localizing council tax benefit. The new Universal Credit system will replace most working-age benefits and automatically adjust payments monthly based on earnings reported by HMRC.
The document is an email from John Tolman to legislative chairmen informing them that the recently passed Republican budget again targets Railroad Retirement Tier 1 benefits and aims to conform them to be equal to Social Security benefits, which would eliminate certain railroad retirement benefits and negatively impact the annuities of over 120,000 non-disabled employees, 90,000 spouses, and 62,000 disabled employees. Attached is a section from the budget report outlining various policy options including changes to railroad retirement.
Policy in Practice present local initiatives to support vulnerable households...Policy in Practice
Policy in Practice present local initiatives to support vulnerable households to the Utility Sector.
-Make your social tariffs accessible through GOV.UK
-Give holistic support to vulnerable consumers
-Use data to provide more targeted support
This document summarizes significant upcoming changes to benefits in the UK, including restrictions to housing benefits, child tax credits, disability benefits, and benefits for people coming from abroad. It also provides information on additional support for those affected by the "bedroom tax" and announces that another bulletin will be issued in March detailing important changes to jobseeker benefits taking effect in April.
The document summarizes Finland's proposed health and social services reform which will transfer responsibility for organizing these services from municipalities to new counties starting in 2019. Key points include:
- Counties will take over organizing all public health and social services to ensure equal access across the country.
- Services will include outpatient care, hospitals, dental care, social services, home care, and more.
- The reform aims to modernize services and curb rising costs through more efficient practices and integrated service packages.
- People will have increased freedom of choice, easier access to services, and services will be more individualized and available locally or digitally.
This document summarizes key provisions and timelines of the US health reform legislation:
- Within the first year, young adults can stay on parents' insurance until 26 and seniors get assistance with Medicare drug costs. Insurance companies cannot deny or drop coverage for preexisting conditions.
- In subsequent years, requirements and provisions are phased in regarding insurance exchanges, Medicaid expansion, penalties for lacking coverage, and changes to employer and individual insurance rules and responsibilities.
- By 2018, an excise tax on high-cost health plans is implemented and nearly all major provisions of the legislation will be in effect.
View the slides from our webinar: 2018: A policy review of the year. We were joined by guest speakers Deven Ghelani and Paul Howarth, Policy in Practice.
We reviewed the social policy analysis we delivered for clients in 2018 and recapped on key findings we uncovered. We also discussed what this means for local organisations in 2019.
Find out what we learnt about:
Homelessness and housing
Changing living standards of low income households
Universal Credit's impact on people
Universal Credit's impact on frontline organisations
For more information please visit www.policyinpractice.co.uk, call 0330 088 9242 or email hello@policyinpractice.co.uk.
The document provides a summary of the key provisions and implementation timelines of the Affordable Care Act (ACA) health reform legislation passed by Congress and signed into law by President Obama in 2010. It outlines what is required in the immediate future in 2010, as well as changes phased in between now and 2014 such as establishing insurance exchanges, essential benefits packages, and penalties for individuals and employers who do not obtain qualified health insurance coverage. The summary concludes by encouraging questions and feedback from readers to help with understanding and implementing the complex health reform law.
An up-to-date review of the Affordable Care Act, sometimes called ObamaCare. I will be presenting this tomorrow at the Crowne Plaza in White Plains, NY.
The document summarizes how health care reform will change the US health care delivery system. It discusses how reform will affect consumers, employers, and hospitals. Key provisions include expanding Medicaid eligibility, establishing health insurance exchanges and essential benefit packages, providing premium subsidies, and introducing delivery system reforms like accountable care organizations to improve quality and efficiency. Hospitals will face Medicare and Medicaid payment cuts to help finance expanded coverage but also opportunities to participate in innovative payment models.
The document summarizes key provisions of the US health reform law and how it will be implemented over time. Within the first year, young adults can stay on parents' insurance until age 26 and seniors will get prescription drug coverage assistance. By 2014, most Americans will be required to have health insurance or pay a penalty, health insurance exchanges will be set up, and Medicaid eligibility will expand. The reform establishes new rules and taxes for insurers and employers and seeks to expand coverage and accessibility of healthcare.
IRRV WELFARE REFORM AND BENEFITS SEMINAR: The Reality of the Social Impact of...Policy in Practice
Deven Ghelani, Policy in Practice, spoke at the IRRV Welfare Reform and Benefits Seminar – Are We Facing An Impending Disaster? on
The IRRV’s annual seminar on Welfare Reform and Benefits addressed the key issues on Welfare Reform and looked in detail at the Government’s proposal for the months and years to come.
Deven Ghelani, CEO and Founder, Policy in Practice, will delivered the following session at 10:35 am:
The Reality of the Social Impact of Welfare Reform
What will be the detailed social impact of Welfare Reform? What pressure will be placed on local authorities in delivering their statutory functions particularly in relation to housing and local taxation? How will local authorities continue to maintain these functions whilst facing up to the demands of the Governments austerity programme?
View his slides here.
Fair care? Finding a lasting solution to Britain’s social care crisisResolutionFoundation
The document summarizes the history of attempts to reform social care funding in England since 2009. It discusses the options considered in Labour's 2009 Green Paper, including a comprehensive state-funded system. The 2010 and 2015 elections saw parties discuss reforms without agreement on funding. The Dilnot Commission recommended a lifetime costs cap and increased means test thresholds, some aspects of which were implemented by the 2014 Care Act but then delayed. The 2017 Conservative manifesto proposed further changes before the latest Green Paper was delayed again. Most recently in 2018, the Intergenerational Commission recommended a new progressive property tax and higher asset floor/lower costs cap to better protect those with high lifetime care costs.
Health Reform: What It Means for Small Business?Tom Daly
This document provides an overview and agenda for a presentation on health reform and what it means for startup businesses. The presentation will cover who the presenter is, the current state of health insurance in the US and a brief history, details of what happened with health reform, what changes will occur now and in future years, the impact on employers and employees, options and costs to consider, and will conclude with a question and answer section. Key dates that will be discussed include changes beginning in 2014 such as requirements for individuals to have coverage or pay a penalty and for companies with over 50 employees to offer coverage or pay a penalty.
Learn how you can successfully navigate the Affordable Care Act, "Obama Care".
This easy to read outline will benefit your family and business.
Call (816-224-9466) for more information today.
The document provides information about:
1) The process for reassessing existing incapacity benefits customers, which will involve a medical questionnaire and may include a Work Capability Assessment to determine eligibility for Employment and Support Allowance.
2) Details about the Employment and Support Allowance program, which will place qualifying customers into either the Work-Related Activity Group or Support Group.
3) Plans to introduce a single Work Program by 2011 to provide targeted assistance to those moving onto benefits.
Discussion of House and Senate Bills: The major provisions and the facts as to how they impact you and me: e.g. insured and uninsured, small business owners.
Debunking the myths: What the right-wing opponents of reform are saying and the truth.
IRRV2015 - Progress on Welfare Reform by Deven GhelaniPolicy in Practice
The IRRV Annual Conference 2015 featured this presentation by Deven Ghelani about Progress on Welfare Reform.
Understanding the impact of cumulative and future welfare reforms on individual residents was at the heart of Deven's talk.
Stark insights from welfare reform impact analysis work done with Leeds City Council and Birmingham City Council were shared.
Deven outlined how specific welfare reforms have different impacts and what these mean to individual residents.
Policy makers in local authorities need to make sure that their policies are appropriate to local needs. Yet, without the insights that councils like Leeds and Birmingham have secured, the risk is that support programmes are blanket and wasteful, not targeted and effective.
NHS England - Managing conflicts of interestMarket iT
The document proposes strengthening policies around managing conflicts of interest across the NHS in England. It proposes:
1) Strengthening statutory guidance for Clinical Commissioning Groups (CCGs) around managing conflicts of interest, including increasing lay members, designating a "conflicts of interest guardian", requiring annual audits and publishing findings.
2) Establishing a cross-NHS task force, chaired by Sir Malcolm Grant, to develop consistent rules on managing conflicts of interest across the healthcare system.
3) Strengthening NHS England's internal conflicts of interest policy and processes.
The Board is asked to approve consulting on strengthened CCG guidance, establishing the cross-NHS task force, and progressing NHS
This document provides an overview of the history of healthcare in the United States and summarizes key aspects of the Affordable Care Act (ACA or Obamacare). It discusses the impact of the ACA on individuals, businesses, and taxes. Alternatives to the ACA proposed by Democrats and Republicans are also outlined. The conclusion emphasizes that implementing the ACA relies heavily on internet use and accurate calculation of subsidies, and questions whether young healthy people can afford coverage under the exchanges.
Unshackle Upstate sent a letter to Lawrence Schwartz, Chair of the Mandate Relief Redesign Team (MRRT) and senior advisor to Governor Cuomo, identifying nine recommendations that will help reduce the costly, unfunded mandates that the state imposes on local governments and school districts.
For more information, visit: www.unshackleupstate.com
What Does Health Reform Mean For You A Consumers Guidekmacaller
A dynamite guide for everything you never wanted to know about Health Care Reform! Did I say "never?" Wish I didn\'t have to deal with this stuff but alas, I do.
Budget 2020 summary for workers and businessLaura Comben
#CountOnCardens
https://cardensaccountants.com/
Budget 2020 was packed with reliefs, funds and initiatives for business and workers but no ‘revolutions’ in the world of #VAT, Paye, income tax NI and corporation tax.
Contents:
Intro
Fiscal Projection
Protections for workers
Business measures
Private sector
Pay
Personal benefits
VAT
Research & Development
Drinks industry
Fuel
Summary
The Affordable Care Act (ACA), signed into law in 2010, represents the most extensive healthcare reform in the United States in over 45 years. It aims to increase health insurance coverage and access to care while reducing costs. The ACA expands Medicaid eligibility and provides subsidies for private insurance plans. While increasing coverage, criticisms of the ACA include that its subsidies create incentives for certain behaviors and that costs are not equally distributed. Solutions proposed include making subsidies uniform across insurance sources to reduce distortions in the job market and healthcare system.
We held a workshop in Flintshire in April for local authorities who are curious about what their data can tell them. Hosted by Peter Carter and Terrin Mathew, attendees from across Wales and the North West compared notes about the challenges of the welfare reforms and the rollout of Universal Credit, and how they're each using their data now.
The workshop inspired people with stories of success elsewhere and helped them to build the case for using local authority held datasets to better target your support for vulnerable households.
For more information visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242.
This document provides an overview of transferring UK pensions to Qualifying Recognized Overseas Pension Schemes (QROPS) through myQROPS. It outlines the benefits of transferring pensions overseas such as greater investment flexibility, avoiding UK taxes, and consolidating multiple pensions. The process of transferring involves myQROPS gathering information about existing UK pensions and submitting transfer paperwork. Client testimonials praise myQROPS for their professional service and for educating clients about pension transfer options.
This document discusses how housing associations in the UK have prepared for the rollout of Universal Credit, a new social security program. It describes various methods housing associations used to communicate with and educate tenants about Universal Credit, including roadshows, printed materials, and digital channels. It also discusses research housing associations conducted on tenant finances and needs. Additionally, it outlines steps taken to improve tenants' financial inclusion, such as partnerships to open bank accounts and increase access to affordable loans, and digital inclusion through increased computer access and training.
The document discusses changes to the UK tax-free childcare scheme. The introduction has been delayed until 2017 following a Supreme Court challenge. This gives employed workers more time to assess the financial implications as many may be disadvantaged under the new scheme. It also provides relief for expectant parents who would have otherwise missed out on childcare vouchers. The maximum amount that can be earned tax-free from renting out rooms in your home will increase to £7,500 per year from April 2016.
View the slides from our webinar: 2018: A policy review of the year. We were joined by guest speakers Deven Ghelani and Paul Howarth, Policy in Practice.
We reviewed the social policy analysis we delivered for clients in 2018 and recapped on key findings we uncovered. We also discussed what this means for local organisations in 2019.
Find out what we learnt about:
Homelessness and housing
Changing living standards of low income households
Universal Credit's impact on people
Universal Credit's impact on frontline organisations
For more information please visit www.policyinpractice.co.uk, call 0330 088 9242 or email hello@policyinpractice.co.uk.
The document provides a summary of the key provisions and implementation timelines of the Affordable Care Act (ACA) health reform legislation passed by Congress and signed into law by President Obama in 2010. It outlines what is required in the immediate future in 2010, as well as changes phased in between now and 2014 such as establishing insurance exchanges, essential benefits packages, and penalties for individuals and employers who do not obtain qualified health insurance coverage. The summary concludes by encouraging questions and feedback from readers to help with understanding and implementing the complex health reform law.
An up-to-date review of the Affordable Care Act, sometimes called ObamaCare. I will be presenting this tomorrow at the Crowne Plaza in White Plains, NY.
The document summarizes how health care reform will change the US health care delivery system. It discusses how reform will affect consumers, employers, and hospitals. Key provisions include expanding Medicaid eligibility, establishing health insurance exchanges and essential benefit packages, providing premium subsidies, and introducing delivery system reforms like accountable care organizations to improve quality and efficiency. Hospitals will face Medicare and Medicaid payment cuts to help finance expanded coverage but also opportunities to participate in innovative payment models.
The document summarizes key provisions of the US health reform law and how it will be implemented over time. Within the first year, young adults can stay on parents' insurance until age 26 and seniors will get prescription drug coverage assistance. By 2014, most Americans will be required to have health insurance or pay a penalty, health insurance exchanges will be set up, and Medicaid eligibility will expand. The reform establishes new rules and taxes for insurers and employers and seeks to expand coverage and accessibility of healthcare.
IRRV WELFARE REFORM AND BENEFITS SEMINAR: The Reality of the Social Impact of...Policy in Practice
Deven Ghelani, Policy in Practice, spoke at the IRRV Welfare Reform and Benefits Seminar – Are We Facing An Impending Disaster? on
The IRRV’s annual seminar on Welfare Reform and Benefits addressed the key issues on Welfare Reform and looked in detail at the Government’s proposal for the months and years to come.
Deven Ghelani, CEO and Founder, Policy in Practice, will delivered the following session at 10:35 am:
The Reality of the Social Impact of Welfare Reform
What will be the detailed social impact of Welfare Reform? What pressure will be placed on local authorities in delivering their statutory functions particularly in relation to housing and local taxation? How will local authorities continue to maintain these functions whilst facing up to the demands of the Governments austerity programme?
View his slides here.
Fair care? Finding a lasting solution to Britain’s social care crisisResolutionFoundation
The document summarizes the history of attempts to reform social care funding in England since 2009. It discusses the options considered in Labour's 2009 Green Paper, including a comprehensive state-funded system. The 2010 and 2015 elections saw parties discuss reforms without agreement on funding. The Dilnot Commission recommended a lifetime costs cap and increased means test thresholds, some aspects of which were implemented by the 2014 Care Act but then delayed. The 2017 Conservative manifesto proposed further changes before the latest Green Paper was delayed again. Most recently in 2018, the Intergenerational Commission recommended a new progressive property tax and higher asset floor/lower costs cap to better protect those with high lifetime care costs.
Health Reform: What It Means for Small Business?Tom Daly
This document provides an overview and agenda for a presentation on health reform and what it means for startup businesses. The presentation will cover who the presenter is, the current state of health insurance in the US and a brief history, details of what happened with health reform, what changes will occur now and in future years, the impact on employers and employees, options and costs to consider, and will conclude with a question and answer section. Key dates that will be discussed include changes beginning in 2014 such as requirements for individuals to have coverage or pay a penalty and for companies with over 50 employees to offer coverage or pay a penalty.
Learn how you can successfully navigate the Affordable Care Act, "Obama Care".
This easy to read outline will benefit your family and business.
Call (816-224-9466) for more information today.
The document provides information about:
1) The process for reassessing existing incapacity benefits customers, which will involve a medical questionnaire and may include a Work Capability Assessment to determine eligibility for Employment and Support Allowance.
2) Details about the Employment and Support Allowance program, which will place qualifying customers into either the Work-Related Activity Group or Support Group.
3) Plans to introduce a single Work Program by 2011 to provide targeted assistance to those moving onto benefits.
Discussion of House and Senate Bills: The major provisions and the facts as to how they impact you and me: e.g. insured and uninsured, small business owners.
Debunking the myths: What the right-wing opponents of reform are saying and the truth.
IRRV2015 - Progress on Welfare Reform by Deven GhelaniPolicy in Practice
The IRRV Annual Conference 2015 featured this presentation by Deven Ghelani about Progress on Welfare Reform.
Understanding the impact of cumulative and future welfare reforms on individual residents was at the heart of Deven's talk.
Stark insights from welfare reform impact analysis work done with Leeds City Council and Birmingham City Council were shared.
Deven outlined how specific welfare reforms have different impacts and what these mean to individual residents.
Policy makers in local authorities need to make sure that their policies are appropriate to local needs. Yet, without the insights that councils like Leeds and Birmingham have secured, the risk is that support programmes are blanket and wasteful, not targeted and effective.
NHS England - Managing conflicts of interestMarket iT
The document proposes strengthening policies around managing conflicts of interest across the NHS in England. It proposes:
1) Strengthening statutory guidance for Clinical Commissioning Groups (CCGs) around managing conflicts of interest, including increasing lay members, designating a "conflicts of interest guardian", requiring annual audits and publishing findings.
2) Establishing a cross-NHS task force, chaired by Sir Malcolm Grant, to develop consistent rules on managing conflicts of interest across the healthcare system.
3) Strengthening NHS England's internal conflicts of interest policy and processes.
The Board is asked to approve consulting on strengthened CCG guidance, establishing the cross-NHS task force, and progressing NHS
This document provides an overview of the history of healthcare in the United States and summarizes key aspects of the Affordable Care Act (ACA or Obamacare). It discusses the impact of the ACA on individuals, businesses, and taxes. Alternatives to the ACA proposed by Democrats and Republicans are also outlined. The conclusion emphasizes that implementing the ACA relies heavily on internet use and accurate calculation of subsidies, and questions whether young healthy people can afford coverage under the exchanges.
Unshackle Upstate sent a letter to Lawrence Schwartz, Chair of the Mandate Relief Redesign Team (MRRT) and senior advisor to Governor Cuomo, identifying nine recommendations that will help reduce the costly, unfunded mandates that the state imposes on local governments and school districts.
For more information, visit: www.unshackleupstate.com
What Does Health Reform Mean For You A Consumers Guidekmacaller
A dynamite guide for everything you never wanted to know about Health Care Reform! Did I say "never?" Wish I didn\'t have to deal with this stuff but alas, I do.
Budget 2020 summary for workers and businessLaura Comben
#CountOnCardens
https://cardensaccountants.com/
Budget 2020 was packed with reliefs, funds and initiatives for business and workers but no ‘revolutions’ in the world of #VAT, Paye, income tax NI and corporation tax.
Contents:
Intro
Fiscal Projection
Protections for workers
Business measures
Private sector
Pay
Personal benefits
VAT
Research & Development
Drinks industry
Fuel
Summary
The Affordable Care Act (ACA), signed into law in 2010, represents the most extensive healthcare reform in the United States in over 45 years. It aims to increase health insurance coverage and access to care while reducing costs. The ACA expands Medicaid eligibility and provides subsidies for private insurance plans. While increasing coverage, criticisms of the ACA include that its subsidies create incentives for certain behaviors and that costs are not equally distributed. Solutions proposed include making subsidies uniform across insurance sources to reduce distortions in the job market and healthcare system.
We held a workshop in Flintshire in April for local authorities who are curious about what their data can tell them. Hosted by Peter Carter and Terrin Mathew, attendees from across Wales and the North West compared notes about the challenges of the welfare reforms and the rollout of Universal Credit, and how they're each using their data now.
The workshop inspired people with stories of success elsewhere and helped them to build the case for using local authority held datasets to better target your support for vulnerable households.
For more information visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242.
This document provides an overview of transferring UK pensions to Qualifying Recognized Overseas Pension Schemes (QROPS) through myQROPS. It outlines the benefits of transferring pensions overseas such as greater investment flexibility, avoiding UK taxes, and consolidating multiple pensions. The process of transferring involves myQROPS gathering information about existing UK pensions and submitting transfer paperwork. Client testimonials praise myQROPS for their professional service and for educating clients about pension transfer options.
This document discusses how housing associations in the UK have prepared for the rollout of Universal Credit, a new social security program. It describes various methods housing associations used to communicate with and educate tenants about Universal Credit, including roadshows, printed materials, and digital channels. It also discusses research housing associations conducted on tenant finances and needs. Additionally, it outlines steps taken to improve tenants' financial inclusion, such as partnerships to open bank accounts and increase access to affordable loans, and digital inclusion through increased computer access and training.
The document discusses changes to the UK tax-free childcare scheme. The introduction has been delayed until 2017 following a Supreme Court challenge. This gives employed workers more time to assess the financial implications as many may be disadvantaged under the new scheme. It also provides relief for expectant parents who would have otherwise missed out on childcare vouchers. The maximum amount that can be earned tax-free from renting out rooms in your home will increase to £7,500 per year from April 2016.
A presentation produced and delivered by the Department for Work and Pensions in Wandsworth (November 2014).Uploaded for circulation to the Wandsworth Advice forum: http://wandsworthadvice.org.uk/2014/11/18/note-of-wandsworth-universal-credit-summit-11th-november-2014/
This document provides an overview of early learning from the rollout of Universal Credit in four northern English regions known as Pathfinder areas. It summarizes preparations by housing associations, the claims process, identifying vulnerable claimants, payment options, data sharing, landlord-DWP relationships, and recommendations. Housing associations created new roles, trained staff, and monitored Universal Credit claims by tenants. The claims process involves an online application and job center interview. Vulnerable claimants may receive budgeting support. Landlords can request alternate payment arrangements if tenants fall behind on rent. The document aims to inform the further rollout of Universal Credit based on early experiences in the Pathfinder regions.
Zoe Charlesworth, Head of Policy at Policy in Practice, spoke at the IRRV Virtual Annual Conference about those people who have struggled or missed out on support due to COVID-19 uncertainty.
The new COVID-19 schemes operate alongside means-tested benefits, pay different amounts and cater to different kinds of eligibility, resulting in a wide yet inequitable net of support. Zoe Charlesworth presents analysis by Policy in Practice that looked at over 2,500 individual cases of households who struggled with or missed out on support. Zoe will explore the characteristics of eight groups who you should watch out for as you advise residents, and a worked example of surplus earnings rules. Delegates learnt who missed out on support, what impact of COVID-19 support has had on inequality and, practically, who will need more guidance as their circumstances change.
For more information visit www.policyinpractice.co.uk, call 0330 088 9242 or email hello@policyinpractice.co.uk
IRRV virtual conference 2020: COVID-19 who has fallen between the gaps?Policy in Practice
In October 2020 Zoe Charlesworth, Head of Policy Operations presented to IRRV Annual Conference and Exhibition attendees on COVID-19: Who has fallen between the gaps?
Watch the full presentation: www.policyinpractice.co.uk/IRRV-2020
For more information please visit www.policyinpractice.co.uk, call 0330 088 9242 or email hello@policyinpractice.co.uk
Recap of the major benefits changes and Coronavirus (COVID-19)Policy in Practice
As new measures to control Coronavirus (COVID-19) are introduced Policy in Practice's Head of Policy, Zoe Charlesworth, summarises the major changes to the welfare system.
As part of the support we've been providing we’ve answered hundreds of questions from people worried about the impact of Coronavirus on their income. Zoe shares of the common themes emerging and our thoughts on policy changes that could help. Zoe also shares highlights from the analysis we've done to show the impact of the new measures and how they will help households hit by Coronavirus (COVID-19).
Review the slides to learn:
- What benefits people in different situations might get
- How to get the most support for families and households
- Common questions people are asking, and our answers
- What the impact of the 3 main changes mean for households
Thames Water met with Policy in Practice to discuss tackling bad debt, supporting low-income households, and developing social tariffs. Key points discussed included building Thames Water's existing tariffs into a single assessment tool, licensing the tool for advisors to provide holistic support, and working with local authorities to use household data to target support tariffs to the most vulnerable consumers. The meeting aimed to ensure Thames Water meets its commitment to help 200,000 vulnerable people through effective use of data sharing and partnership with local governments.
Financial Wellbeing: Saving for goals, financial independence and your wellb...NHS Horizons
This document provides information about a virtual community meeting hosted by NHS England and NHS Improvement on financial wellbeing. It includes an agenda for the meeting which will cover topics like why financial wellbeing is important, saving options, and questions. It also includes information for participants on who will be speaking and which organizations are involved. Participants are asked to provide information on their role and area of work in the NHS, as well as how COVID has impacted their ability to save. Information is given on resources from the Money Advice Service that can help with financial wellbeing.
May recap of the major benefits changes and Coronavirus (COVID-19)Policy in Practice
The document summarizes the major changes to benefits and support due to the Coronavirus pandemic. It provides an overview of key schemes like the Job Retention Scheme and Self-Employment Income Support Scheme. It also discusses emerging issues like differences in eligibility, complex calculations, and the potential implications of ending temporary schemes. Organizations are using data and tools to identify vulnerable groups, engage residents, and track the impact of policies over time to help support people during this period.
The document discusses several topics related to personal finance planning including:
1) Annual paper tax forms in the UK will be replaced with digital tax accounts by 2020 that individuals and small businesses can access online anytime. This is aimed to make paying taxes easier.
2) A guide is provided on common pension terminology like annuity, lifetime allowance, and defined contribution to help understand retirement planning.
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Welfare changes 2016 and beyond
1. Welfare
changes
what you need to know
www.mynottingham.gov.uk
Understand the upcoming changes
to welfare and benefits.
2. What you need to know
This booklet has been created to help Nottingham citizens and organisations supporting those
citizens, to better understand the upcoming changes to welfare and benefits. It sets out what
the changes are, what they mean for new and existing benefit claimants and where to get more
information, advice and help, including support in finding employment.
The Government recently passed the Welfare Reform and Work Act 2016 which makes further
changes to the benefit system which will affect almost all people in Nottingham who claim
benefits. These changes will affect both working and out of work benefit claimants with some
of the main effects being on working people, particularly those with larger families.
These changes are in addition to changes such as the ‘bedroom tax’ and the Council Tax
Support scheme which were introduced in 2013 and continue to affect a significant number of
people in Nottingham.
In February 2016, Universal Credit was introduced in Nottingham, at first for a limited number
of new claimants, but gradually for all claimants. This will integrate six benefits paid to working
and out of work claimants into one payment.
What’s the Council doing to help?
Nottingham City Council is:
Lobbying Government
• Nottingham City Council passed a motion calling on Government to reverse welfare cuts
which affect the most vulnerable citizens in the City
• responding to consultations in partnership with the Advice sector
• highlighting concerns on Universal Credit and asking for clarity on Universal Credit
implementation; process and timescales.
Helping to prepare our citizens
• investing in advice services
• plus our own Welfare Rights service to provide benefits advice and support with budgeting/
money management and debt.
• organising job fairs and advertising local job opportunities through
www.nottinghamjobs.com
Helping with energy bills
• The Council has launched Robin Hood Energy, a not for profit energy company aiming to
provide low cost energy.
• Advice Nottingham is also offering a support scheme to help local people in fuel debt. The
scheme offers money to eligible city residents to help relieve fuel debt.
Working with the Credit Union
• to improve access to bank accounts and affordable loans.
Working with partners
• including Nottingham City Homes (NCH), registered social landlords, advice agencies
Welfare changes 2016 what you need to know
3. Changes in 2016
1 Universal Credit
In February 2016, Universal Credit was introduced in Nottingham City. Universal Credit seeks to bring
together six current in-work and out-of-work benefits for working age people into one new, single
benefit.
What’s changing?
Universal Credit will be paid to both working and out of work households1
.
Universal Credit will be paid monthly in arrears; this means that you will have to wait at least five to
six weeks after your claim is accepted before you receive any payments. If you cannot wait this long
without a payment, you can apply for an Advanced Payment. This is a loan which will normally be
deducted in instalments from your Universal Credit claim over three months.
One Universal Credit payment will be made per household rather than the current system of separate
payments being made to individual claimants.
You will have to apply for Universal Credit online and use the internet to manage your claim. Help will
still be available by phone and in Job Centres and from local advice services.
If you are entitled to Housing Benefit, it will be paid to you as part of your Universal Credit claim rather
than direct to your landlord. You will then be responsible for paying your rent.
At the moment, your application for Council Tax Support is processed as part of your claim for Housing
Benefit. If you claim Universal Credit, you will need to apply to the Council for Council Tax Support
separately as it will not be included in your Universal Credit claim.
Welfare changes 2016 what you need to know
1 A household is defined as one adult, or two adults living as partners and any dependent children living with them. Dependent children
are defined as any children aged 0-15 and those aged 16-18 in full time education. Any other adults or non-dependent children living in
the same accommodation will be treated as a different claimant household.
Universal Credit replaces:
• Income Support
• Income Based Job Seekers Allowance
• Income Based Employment and Support
Allowance
• Tax Credits (Working Tax Credit and Child
Tax Credit)
• Housing Benefit
• Budgeting Loans and Crisis Loan
alignment payments
4. What does this mean for people in Nottingham?
• From February 2016, new claimants aged 18 to 601
⁄2 who are single, have no dependent children
and are looking for work will claim Universal Credit instead of Job Seekers’ Allowance.
• All other people will continue to be able to claim from the existing benefit system. This is to allow
the new system to be tested and to adapt slowly to more complex claims.
Once you start a Universal Credit claim, you will stay on Universal Credit if your situation changes i.e.
you find work or have children. If you move in with a partner, you will form a joint Universal Credit claim.
Out of work claimants of Universal Credit will have to sign a claimant commitment. This will detail the
steps you must take to qualify for the benefit. The conditions will vary for different people, but you will
generally need to show you are preparing for a return to work or actively looking for a job.
Working claimants may also have conditions attached to your claim if your earnings are below a certain
level, generally equivalent to a full time job at the minimum wage. These conditions would require you to
look for more hours or a better paid job. For joint claimants, both claimants will have to sign their own
claimant commitment.
Future changes
Under current government plans, from 2017, all new claimants will claim Universal Credit. This will
include people who transfer between benefits. For example, if you claim JSA and then find work, you
will apply for in work Universal Credit rather than Working Tax Credits.
Further changes will be introduced after April 2017:
• New claimants with children will be able to claim around £500 less than existing claimants.
• New claimants with three or more children will only be able to claim for two children, although this
only applies if your third or subsequent children were born after April 2017.
• All claimants with children aged three or over will be expected to look for work if they are able to
work.
Eventually, all existing claimants will be transferred to Universal Credit. The timetable for this has not
been announced, but it is unlikely to begin before 2018.
What is being done in the lead up to this change?
Nottingham City Council is working with local Advice Services and the Department for Work and
Pensions to ensure staff and partners are informed about the upcoming changes.
Online benefits calculators are available to help you calculate your entitlement to benefits and how you
will be affected once you start to claim Universal Credit.
http://www.entitledto.co.uk/
https://www.turn2us.org.uk/
Local and Council advice services also offer free assessments to check your entitlement to benefits and
how you will be affected by Universal Credit. See the ‘Where you can get more help’ section at the end
of the booklet for contact details.
Nottingham libraries have bookable computers which you can use to apply for Universal Credit and
manage your claim. Libraries staff are also able to offer advice around how to use the computers and
how to apply for benefits online.
Welfare changes 2016 what you need to know
5. 2 Benefits freeze
What’s changing?
The rate at which certain benefits are paid will not increase for four years. The benefits affected are
• Tax Credits
• Housing Benefit
• Child Benefit
• Job Seekers’ Allowance
• the Work Related Activity Group of Employment and Support Allowance
• Income Support for Lone Parents
• Universal Credit
What does this mean for people in Nottingham?
Most benefit claimants in the City, whether working or out of work will see no increase in the amount
you receive in benefits, unless your situation changes and you become eligible for other benefits. This
means that as the cost of living increases over time, the value of benefits will fall in comparison.
Other working age benefits will continue to increase in line with inflation. If you are disabled the extra
payments you receive as part of Tax Credits or Housing Benefit will also increase with inflation.
3 Benefits cap
What’s changing?
The Benefits Cap was introduced in April 2013 and limited the maximum amount of benefit that a
household could claim to £26,000 per year if no one in the household worked.
If you would prefer to use a mobile phone or tablet to access the internet, the libraries and other
Council run buildings listed below offer free WiFi access.
Aspley Library Meadows Library Clifton Leisure Centre Loxley House
Basford Library Radford Library Djanogly Leisure Centre
Bilborough Library Sherwood Library Harvey Haddon Wollaton Hall
Bulwell Riverside Sneinton Library
John Carroll Leisure
Centre
Brewhouse Yard
Central Library Southglade Library
Ken Martin Swimming
Centre
Clifton Library St Ann's Valley Centre Victoria Leisure Centre
Mary Potter Centre Wollaton Library
Nottingham Tennis
Centre
Welfare changes 2016 what you need to know
6. From October 2016, this maximum will be reduced,
• Out of work couples and lone parents will be able to claim a maximum of £20,000 per year
• Single claimants without children will be able to claim a maximum of £13,400 per year.
If your household is currently entitled to more than the maximum amount, your housing benefit will be
reduced to meet the maximum amount. The exact date for this change has not yet been announced
but affected households will receive a letter from the Department for Work and Pensions before their
payment is reduced.
What does this mean for people in Nottingham?
The current Benefit Cap affects around 150 households in Nottingham. The new Cap could affect
around 2,000 families in Nottingham, with the main impacts being on out of work households with three
or more children, or single people with relatively high housing costs.
Households containing a person who claims certain benefits related to disability, sickness or the Armed
Forces, will be exempt from the Cap.
If you, or someone in your household, finds work and qualifies for in work benefits, your Housing
Benefit will no longer be capped.
What is being done in the lead up to this change?
You will be informed by the Department for Work and Pensions if your benefit level exceeds the Cap
and the appropriate amount will automatically be deducted from your Housing Benefit claim. Housing
Benefit can be reduced to a minimum of 50 pence per week, but your other benefits will not be reduced
by the Benefit Cap. If you are claiming Universal Credit your total payment will fall to the level of the
Cap.
If you are affected by the Benefit Cap and are struggling to pay your rent, you should contact your
landlord. Nottingham City Council’s Welfare Rights Service and advice agencies across the city can
provide advice on budgeting and can check that you are receiving all of the benefits to which you are
entitled. Contact details are at the back of this booklet.
4 National Living Wage
What’s changing?
In April 2016, the National Minimum Wage is to be replaced by the “National Living Wage” for people
aged 25 and over. The current minimum wage of £6.70 per hour will increase to £7.20 per hour in
April 2016 although this will still be lower than the Living Wage of £8.25 as set by the Living Wage
Foundation. This will gradually increase to reach around £9.35 per hour by 2020.
What does this mean for people in Nottingham?
If you are aged 25 and over and on the minimum wage, you will see your earned income increase if you
work the same number of hours, although this may mean that any Tax Credits or Housing Benefit you
are entitled to will reduce. Younger people will continue to be paid at the lower National Minimum Wage
(currently £6.70 for people aged over 21; £5.30 for people aged 18 to 20; £3.87 for under 18s and £3.30
for apprentices).
Welfare changes 2016 what you need to know
7. Welfare changes 2016 what you need to know
Changes in 2017 or later
5 Employment and Support Allowance
What’s changing?
Employment and Support Allowance (ESA) is paid to claimants who are deemed ‘not fit to work’ after
being assessed by a Work Capability Assessment. Claimants are placed in either the Work Related
Activity group if their condition is expected to improve, or the Support group if they are unlikely to be
able to return to work.
From April 2017,
• New ESA claimants placed in the Work Related Activity group will receive the same amount of
money as a Job Seekers Allowance claimant, currently £73.10 per week.
• Existing claimants in the Work Related Activity group will continue to be paid at the current ESA
level. At the moment this is £102.15 per week.
• ESA claimants in the Support Group will continue to receive a higher level of payment, currently
between £109.30 and £186.90 per week, which will also increase with inflation.
What does this mean for people in Nottingham?
The impact in Nottingham will initially be fairly small, as existing claimants will still receive the current,
higher, payment level.
Existing claimants in the Work Related Activity group who leave and return to ESA within 13 weeks,
will continue to be paid at the current rate. After 13 weeks, a new claim is started and paid at the new,
lower rate.
If you are a new claimant, you may appeal against being placed in the Work Related Activity group if
you feel your Work Capability Assessment should have placed you in the Support group
8. Welfare changes 2016 what you need to know
6 Youth Obligation
What’s changing?
From April 2017, the Youth Obligation will limit access to unemployment and housing benefits for young
people. If you are aged 18-21 and are out of work, you will receive benefits and support for 6 months,
after which you will be expected to either: move into work; take an apprenticeship or traineeship or;
take a mandatory work placement. New claimants in this age group who are out of work will also be
unable to claim housing support, although there are exemptions for parents and vulnerable groups.
What does this mean for people in Nottingham?
The changes will apply to new claimants of Job Seekers’ Allowance and Universal Credit aged 18-21.
People whose claims started before April 2017 will be unaffected.
7 Social Housing ‘Pay to Stay’
What’s changing?
Social Housing tenants with a combined household income of £30,000 or more will be required to pay a
higher level of rent, equivalent or closer to rents in the private sector.
What does this mean for people in Nottingham?
After April 2017, if you are a household who rents their home from the Council or from a Housing
Association, you will see your rent increase if the combined income of up to two adults in your
household is more than £30,000. The amount of rent you pay will increase as your income goes up until
it reaches a ‘market rent’.
The details of the changes have not been confirmed so it isn’t clear how rents will increase, how a
‘market rate’ will be worked out and whether a household’s income is just their earnings from work or if
it includes benefits such as Tax Credits.
9. Welfare changes 2016 what you need to know
8 Housing Benefit
What’s changing?
Housing Benefit, which is paid to people who need help with their rent and live in Social Rented
housing (rented from the Council or a Housing Association), will be capped at the same level as
Local Housing Allowance, an equivalent payment for people renting in the private sector. The
cap will come into force in April 2018 but will apply to any tenancy agreement signed after April
2016.
For people living in Supported Accommodation, it will only apply to tenancy agreements
signed after April 2017. However, the Government has announced that it will suspend the
implementation of the LHA cap for all tenants in the social sector for 12 months, while the
current supported accommodation research project and subsequent policy review runs its
course during 2016/17.
What does this mean for people in Nottingham?
This will not have an impact on most Housing Benefit claimants as Social Rented housing in
Nottingham tends to be cheaper than the private sector. However, two groups of people could
receive less help towards paying their rent.
• Single people aged under 35, with no dependent children, will only be able to claim for the
equivalent of a room in shared accommodation rather than a one bedroomed property. On
average these claimants will lose £11 per week under these changes.
• People in supported accommodation are currently exempt from the maximum cap on
Housing Benefit but this exemption will be lost under the LHA cap unless the Government
review decides the cap should not apply to supported accommodation. For most people
in supported accommodation, this would mean a large reduction in their payments. People
affected by these changes should contact their landlord for further advice.
10. Local advice services
Many local advice services offer bookable, one-to-
one, sessions to discuss the changes affecting you.
Advice Nottingham
www.advicenottingham.org.uk
Bestwood Advice Centre
Phone: 0115 962 6519
Email: advice@bestwoodadvice.org.uk
www.bestwoodadvice.org.uk
Clifton Advice Centre
Phone: 0115 940 5551
Energy Advice Team, Nottingham City Council
Phone: 0115 876 3537
Email: energyteam.housing@nottinghamcity.gov.uk
Housing Aid Team, Nottingham City Council
Phone: 0115 876 3300
Email: housingaid@nottinghamcity.gov.uk
www.nottinghamcity.gov.uk/article/23988/
Housing-Aid
Meadows Advice Group
Phone: 0115 986 0197
Email: meadows_advice@btconnect.com
www.meadowspartnershiptrust.org.uk/
community/meadows-advice-group.aspx
Nottingham Citizens’ Advice Bureau
Phone: 0844 848 7997 or
From a mobile: 0300 330 5457
http://nottinghamcab.org.uk/home
Nottingham City Homes
Phone: 0115 915 2222
www.nottinghamcityhomes.org.uk
Nottingham Credit Union
Phone: 0115 828 3121
www.nottinghamcu.co.uk
Nottingham Law Centre
Phone: 0115 978 7813
www.nottinghamlawcentre.org.uk
Robin Hood Energy
Phone: 0800 030 4567
www.robinhoodenergy.co.uk
St Ann’s Advice Centre
Phone: 0115 950 6867
Email: info@stannsadvice.org.uk
www.stannsadvice.org.uk
Welfare Rights Service, Nottingham City Council
Phone: 0115 915 1355
Email: welfarerights@nottinghamcity.gov.uk
www.nottinghamcity.gov.uk/welfarerights
Local employment support
These organisations offer support, training and job
opportunities to local people looking to enter or
return to the workforce.
Nottingham Jobs – for job opportunities,
apprenticeships and employment events
Phone: 0115 876 4508
www.nottinghamjobs.com
www.nottinghamjobs.com/events/upcoming-
events
Right Track
(focus on Bulwell, Bestwood and Basford)
Phone: 0115 9200 300
www.rtse.co.uk
NG7 (Berridge and Sherwood)
Phone: 0115 979 1052
www.ng7tea.org.uk
City College (St Ann’s, Sneinton and Mapperley)
Phone: 0115 910 1455
http://citycollegenottingham.com/facilities-2/kk-
sports-centre/
The Renewal Trust
(St. Ann’s, Sneinton and Mapperley)
Phone: 0115 911 2226
Email: enquiries@renewaltrust.org.uk
http://www.renewaltrust.co.uk
Meadows Partnership Trust
(Meadows and Clifton)
Phone: 0115 915 0077
www.meadowspartnershiptrust.org.uk
Groundwork (Aspley, Bilborough)
Phone: 0115 9788 212
www.groundwork.org.uk
BEST (Broxtowe Estate)
Phone: 0115 975 0084
www.nottinghamcityhomes.org.uk/get_involved/
training/Best.aspx
Castle Cavendish
(Lenton, Radford and Arboretum)
Phone: 0115 900 3100
www.castlecavendish.org.uk/funding
Where can people get more help?
Welfare changes 2016 what you need to know
11. National advice services
Citizens’ Advice Bureau
Phone: 0844 848 7997 or
From a mobile: 0300 330 5457
www.citizensadvice.org.uk/benefits/
StepChange Debt Charity (CCCS)
Phone: 0800 138 1111
www.stepchange.org
Money Advice Service
Phone: 0300 500 5000
www.moneyadviceservice.org.uk
National Debtline
Phone: 0808 808 4000
www.nationaldebtline.co.uk
Information about, or
applying for benefits
Council Tax Support Scheme
Phone: 0115 718 4444
Email: benefits.housing@nottinghamcity.gov.uk
www.nottinghamcity.gov.uk/counciltaxreduction
Department for Work and Pensions
www.dwp.gov.uk
Entitled to
Benefits calculator
www.entitledto.co.uk
Housing Benefit
Nottingham City Council Phone: 0115 718 4444
Email: benefits.housing@nottinghamcity.gov.uk
www.nottinghamcity.gov.uk/housingbenefit
Job Centre Plus
Phone: 0800 055 6688
www.gov.uk/browse/working/finding-job
www.gov.uk/jobsearch
GOV.UK
The Government’s information portal for citizens
www.gov.uk
Turn to us
Benefits calculator
www.turn2us.org.uk
Housing Association Tenants
Many Housing Associations offer help and advice
to their tenants with regard to their rent and
benefits, as well as offering training and help finding
employment. Contact details for the main Housing
Associations in Nottingham can be found below.
Accent Group
Phone: 0345 678 0595
www.accentgroup.org
Affinity Sutton
Phone: 0300 100 0303
www.affinitysutton.com
ASRA
Phone: 0116 257 6716
www.asra.org.uk
Derwent Living
Phone: 01332 346477
www.derwentliving.com
Framework Housing
Phone: 0115 841 7711
www.frameworkha.org
Guinness Northern Counties
Phone: 0303 123 1890
www.guinnesspartnership.com
Longhurst Group
Phone: 0345 608 8006 (landline) or
0300 123 1575 (mobile)
www.landh.org.uk
Metropolitan
Phone: 0203 535 3535
www.metropolitan.org.uk
Nottingham Community Housing Association
Phone: 0800 013 8555
www.ncha.org.uk
Places for People
Phone: 01772 667 002
www.placesforpeople.co.uk
Stonewater
www.stonewater.org
Tuntum
Phone: 0115 916 6066
www.tuntum.co.uk
Welfare changes 2016 what you need to know