A Trojan horse is a type of malware that masquerades as legitimate software to trick users into installing it. It can then perform harmful actions like stealing personal information, corrupting files, or installing additional malware. Trojans are spread through attachments, downloads from untrusted websites, and instant messages. Common goals of attackers are to steal credit cards, passwords, work files, or install backdoors on infected systems. Users should be wary of unsolicited files from untrusted sources.