Thomas Lincoln & Associates provides investment advisory services using a quantitative investment process and relationship-driven client service. They review clients' financial status and formulate investment guidelines and strategies. Their basic strategy is to evaluate clients' situations, formulate guidelines, select appropriate investments, and regularly review performance. They establish asset allocation and select appropriate markets according to clients' risk tolerance and objectives of stability and growth.

1. SMALL BUSINESS
INVESTMENT
PRESENTATION
Thomas Lincoln & Associates
1
Brett Lane

2. THOMAS LINCOLN & ASSOCIATES
ADVISORS
 Independently owned and managed
 25 years of investment experience
 Relationship-driven client service
 Quantitative investment process
2
Brett Lane

3. OVERVIEW
 Investment Process and Characteristics
 Investment Review
 Evaluate Financial Status
 Formulate Guidelines
 Investment Strategy
 Select Investments
 Review & Report Status
3Maturity
Quality
Sector
Buy/Sell
Allocation
Brett Lane

4. BASIC STRATEGY
 Investment
 Evaluate
 Formulate
 Select
 Review
4
Investment
Evaluate
Formulate
SelectReview
Brett Lane

5. REVIEW STATUS
 Current Financial Status
 Review expectations
 Establish objectives
 Formulate Guidelines
 Establish asset allocation
 Select Markets
 Risk
 Stability and Growth
5
Brett Lane

6. THE IRAS
Eligibility
Annual
Contributio
ns
Distribution
s
Taxes
Roth
IRA
Anyone
Single: $100k
Married:$166
k
Maximum
Single: $5k
Married: $10k
No age req.
after 59 ½
Lump sum or
installments
No tax after
59 ½
Penalty
before
59 ½
IRA
Anyone Lesser of $5k
or 100% of
earned
income
70 ½ age req.
Lump sum or
installments
Income tax
applies
6
Brett Lane

7. OTHER PENSION PLANS
Eligibility
Annual
Contributio
ns
Contributio
n Type
Taxes
Keogh
Self employed
Sole
proprietors
Maximum:
$40k or 25%
of employee
compensation
By employer 2
part plan Pre-
tax
Income tax
applies
SEP- IRA
Self employed Maximum:
40k or 25% of
compensation
By employer
Pre-tax
Income tax
applies
7
Brett Lane