Krygier Wealth Management Model Portfolios Performance Update Nov 2013

1. TD Wealth Private Investment Advice
PERFORMANCE UPDATE
11 . 30 . 2013

2. TD Wealth Private Investment Advice
Krygier Wealth Management: Who are we?
Directly managing over $160 million of individual client portfolios
Portfolio Manager: Mark J. Krygier, LL.B, CFP Vice President
TD Wealth
– Over 16 years advising clients, licensed Portfolio Manager since 2003
Associate Investment Advisor: Avital Pearlston, B.Comm, CFP
– Over 20 years in the investment industry, primarily with TD Bank Group
Investment Representative: Megan Thomson, MBA
– Over 12 years in the investment industry
Direct access to TD Wealth equity and fixed income analysts
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3. TD Wealth Private Investment Advice
Krygier Wealth Management: Our Approach
Focus on high-income generating investments – historically the
most stable returns.
Lower risk approach - has produced lower than average volatility.
Well-diversified portfolios - in order to lower risk exposure to any
one investment.
Regular communication – we are available for daily communication,
and we provide written monthly market updates as well as
comprehensive individualized quarterly reporting.
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4. TD Wealth Private Investment Advice
Krygier Wealth Management
TOTAL RETURN Managed Portfolios
Annualized Rates Of Return
(to November 30, 2013)*
YTD
1-Year
2-Year
3-Year
4-Year
5-Year
TOTAL RETURN NORTH
AMERICAN DIVIDEND
17.0%
17.8%
13.6%
7.6%
7.6%
10.3%
TOTAL RETURN CDN
MONTHLY INCOME
2.9%
9.2%
6.4%
6.1%
8.9%
12.7%
S&P/TSX 60 CDN Index
11.2%
13.4%
8.7%
4.4%
6.2%
9.7%
TOTAL RETURN U.S.
GROWTH & INCOME (US $)
24.0%
23.6%
14.3%
n/a
n/a
n/a
S&P 500 US Index (US $)
29.1%
30.3%
23.0%
17.7%
15.7%
17.6%
* THE RATES OF RETURN for benchmarks are taken from TD PAIR. The rates of return for the Total Return discretionary managed portfolios are taken
from TD Waterhouse Canada Inc. Vantage software reporting from actual client portfolios. The approximate asset mix for the Total Return Portfolios are: (i)
North American Dividend 95% equity; (ii) CDN Monthly Income 75% equity and 25% fixed income; (iii) U.S. Growth & Income 90% equity and 10% fixed
income
** The Total Return Canadian Monthly Income & North American Dividend Portfolios have been managed on a discretionary basis by Portfolio Manager
Mark Krygier since 2005 and the Total Return U.S. Growth & Income Portfolio since February 2010. Rates of return for the portfolio are not being reported
herein for the years prior to 2007, as they were recorded during Mr. Krygier’s tenure at another major financial institution.
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5. TD Wealth Private Investment Advice
Krygier Wealth Management
TOTAL RETURN Managed Portfolios
Annualized Rates Of Return
(to November 30, 2013)*
30
North American
Dividend
CDN Monthly
Income
TSX60
25
20
15
10
US Growth &
Income (US $)
S&P500 (US $)
5
0
1-Year
3-Years
5-Years
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6. TD Wealth Private Investment Advice
Krygier Wealth Management
TOTAL RETURN Managed Portfolios
Calendar Rates Of Return
(to November 30, 2013)*
YTD
2012
2011
2010
2009
2008
TOTAL RETURN NORTH
AMERICAN DIVIDEND
17.0%
8.7%
-1.7%
4.9%
32.8%
-30.9%
TOTAL RETURN CDN
MONTHLY INCOME
2.9%
10.1%
6.4%
17.0%
36.5%
-17.6%
S&P/TSX 60 CDN Index
11.2%
8.1%
-9.1%
13.8%
31.9%
-31.2%
TOTAL RETURN U.S.
INCOME & GROWTH (US $)
24.0%
5.1%
1.5%
n/a**
n/a
n/a
S&P 500 U.S. Index (US $)
29.1%
16.0%
2.1%
15.1%
26.5%
-37.0%
* THE RATES OF RETURN for benchmarks are taken from TD PAIR. The rates of return for the Total Return discretionary managed portfolios are taken from
TD Waterhouse Canada Inc. Vantage software reporting from actual client portfolios. The approximate asset mix for the Total Return Portfolios are: (i) North
American Dividend 95% equity; (ii) CDN Monthly Income 75% equity and 25% fixed income; (iii) U.S. Growth & Income 90% equity and 10% fixed income
** The Total Return Canadian Monthly Income & North American Dividend Portfolios have been managed on a discretionary basis by Portfolio Manager Mark
Krygier since 2005 and the Total Return U.S. Growth & Income Portfolio since February 2010. Rates of return for the portfolio are not being reported herein for
the years prior to 2007, as they were recorded during Mr. Krygier’s tenure at another major financial institution.
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7. TD Wealth Private Investment Advice
Krygier Wealth Management
TOTAL RETURN Managed Portfolios
Calendar Rates Of Return
(to November 30, 2013)*
40
30
North American
Dividend
CDN Monthly
Income
TSX60
20
10
0
-10
US Growth &
Income (US $)
S&P500 (US $)
-20
-30
-40
2008 2009 2010 2011 2012
YTD
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8. TD Wealth Private Investment Advice
The recommendations and opinions expressed herein are those of Mark Krygier and do not necessarily reflect those of TD Wealth and are not
specifically endorsed by TD Wealth. The information contained herein has been provided by TD Waterhouse Private Investment Advice and is for
information purposes only. The information has been drawn from sources believed to be reliable. Where such statements are based in whole or in
part on information provided by third parties, they are not guaranteed to be accurate or complete. Graphs and charts are used for illustrative
purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or
investment advice. Particular investment, trading or tax strategies should be evaluated relative to each individual’s objectives and risk tolerance.
TD Waterhouse Private Investment Advice, The Toronto-Dominion Bank and its affiliates and related entities are not liable for any errors or
omissions in the information or for any loss or damage suffered.
The portfolio performance charts contained herein are shown for illustration purposes only. As they are based on actual individual client returns,
performance reported herein may differ from the trading prices in other clients’ portfolios. The Portfolio Manager may not have actually been able
to trade at the price used for a given security across all client portfolios, and both asset mixes and cash balances may vary between client
portfolios. Therefore, the portfolios shown herein may have achieved better results than other client portfolios. No representations are being
made that any client portfolio will achieve returns similar to the performance shown herein. Investors should not take this example or the portfolio
performance returns as an indication, assurance, estimate or forecast of actual or future results. Actual performance returns may differ materially
from the portfolio performance returns for reasons including, but not limited to investment restrictions and guidelines, the inception date of a client
portfolio, fees, timing of trade execution and fluctuations in the market.
Krygier Wealth Management consists of Mark J. Krygier, Vice President & Portfolio Manager, Avital Pearlston, Associate Investment Advisor and
Megan Thomson, Investment Representative. Krygier Wealth Management is part of TD Wealth Private Investment Advice.
TD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank. TD Waterhouse
Canada Inc. – Member of the Canadian Investor Protection Fund. ® / The TD logo and other trade-marks are the property of The TorontoDominion Bank or a wholly-owned subsidiary, in Canada and/or in other countries.
Note that the rates of return for the Total Return managed portfolios are reported net of fees, while the benchmark returns are reported gross of
fees. No representations are being made that any client portfolio will achieve returns similar to the performance of the Total Return portfolios
shown herein. Investors should not take this example or the performance returns as an indication, assurance, estimate or forecast of actual or
future results. Actual performance results may differ materially from the performance returns shown herein for reasons, but not limited to,
investment restrictions and guidelines, the inception date of a client portfolio, fees, timing execution and fluctuations in the market.
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