This document discusses the role of cooperatives in economic and social development. It defines a cooperative as a jointly-owned enterprise run democratically to meet members' needs. Cooperatives provide economic benefits like preventing exploitation, equitable wealth distribution, and meeting urgent goods demands. They also have educational benefits like teaching democratic values and administration. Politically, cooperatives encourage local leadership and develop responsible citizens. Socially, they promote unity, responsibility and lessen tensions. Cooperatives help reduce poverty, promote social inclusion, create jobs, and foster fair globalization. They play an important role in India's agrarian economy by helping small farmers pool resources.
A cooperative is an autonomous association of people united voluntarily to meet their common economic, social and cultural needs and aspiration through a jointly owned and democratically controlled business.
Cooperative societies are voluntary associations started with the aim of service to members.
Cooperative marketing consist of two words ‘cooperative or cooperation’ and ‘marketing’.
It is also the marketing ‘for the farmers’ and ‘by the farmers’ that aim at eliminating the chain of functionaries operating between the farmers and the ultimate consumers and thus securing maximum price for the farmer’s produce.
According to RBI “Co-operative marketing is a co-operative association of cultivators formed primarily for the purpose of helping the members to market their produce more profitably than is possible through private trade.”
According to FAO ‘Co-operative Marketing is a system through which a group of farmers join together to carry on some or all the process involved in bringing goods to the consumer.”
Women empowerment through self help groupsmahindravada
Self Helf Groups are formed to empower women. With the help of these groups, women are able to support the family economically, able to live with dignity and able to take informed decisions.
Rural economy of India (Rural Development - Principles, Policies, and Managem...Abhinav Saxena
Presented as a part of the "Management of Rural and Social Sector" course of "MBA - Public Service Management and e-Governance" program of "A.B.V. Indian Institute of Information Technology and Management, Gwalior".
The Presentation comprises all about the FPO. It covers structure, incorporation of FPO, formalities, legal compliance, working pattern, B-plan & others.
Any feedback would always be appreciated.
Role of Self Help Groups in Rural Development-A Studyijtsrd
Rural development is a very dynamic process which includes in improving the socio-economic, political, environmental, and well-being of the poor people living in rural areas. In India more than 70 percent people living in rural areas, the concept of rural development assume great significance. The Molakalmuru taluk is one of the most backward taluk in Chitradurga district these areas have been facing so many problems like unemployment, poverty, lack of skills, illiteracy, and basic infrastructure health care common trend here. The present study is focused on the Socio-Economic status of Self-Help Group on rural development, and to study impact of Self-Help Group on rural development in Molakalmuru taluk. The present paper it is based on primary and secondary sources of information. Nagesha B | Ajeya G"Role of Self Help Groups in Rural Development-A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018, URL: http://www.ijtsrd.com/papers/ijtsrd14329.pdf http://www.ijtsrd.com/economics/development-economics/14329/role-of-self-help-groups-in-rural-development-a-study/nagesha-b
A cooperative is an autonomous association of people united voluntarily to meet their common economic, social and cultural needs and aspiration through a jointly owned and democratically controlled business.
Cooperative societies are voluntary associations started with the aim of service to members.
Cooperative marketing consist of two words ‘cooperative or cooperation’ and ‘marketing’.
It is also the marketing ‘for the farmers’ and ‘by the farmers’ that aim at eliminating the chain of functionaries operating between the farmers and the ultimate consumers and thus securing maximum price for the farmer’s produce.
According to RBI “Co-operative marketing is a co-operative association of cultivators formed primarily for the purpose of helping the members to market their produce more profitably than is possible through private trade.”
According to FAO ‘Co-operative Marketing is a system through which a group of farmers join together to carry on some or all the process involved in bringing goods to the consumer.”
Women empowerment through self help groupsmahindravada
Self Helf Groups are formed to empower women. With the help of these groups, women are able to support the family economically, able to live with dignity and able to take informed decisions.
Rural economy of India (Rural Development - Principles, Policies, and Managem...Abhinav Saxena
Presented as a part of the "Management of Rural and Social Sector" course of "MBA - Public Service Management and e-Governance" program of "A.B.V. Indian Institute of Information Technology and Management, Gwalior".
The Presentation comprises all about the FPO. It covers structure, incorporation of FPO, formalities, legal compliance, working pattern, B-plan & others.
Any feedback would always be appreciated.
Role of Self Help Groups in Rural Development-A Studyijtsrd
Rural development is a very dynamic process which includes in improving the socio-economic, political, environmental, and well-being of the poor people living in rural areas. In India more than 70 percent people living in rural areas, the concept of rural development assume great significance. The Molakalmuru taluk is one of the most backward taluk in Chitradurga district these areas have been facing so many problems like unemployment, poverty, lack of skills, illiteracy, and basic infrastructure health care common trend here. The present study is focused on the Socio-Economic status of Self-Help Group on rural development, and to study impact of Self-Help Group on rural development in Molakalmuru taluk. The present paper it is based on primary and secondary sources of information. Nagesha B | Ajeya G"Role of Self Help Groups in Rural Development-A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018, URL: http://www.ijtsrd.com/papers/ijtsrd14329.pdf http://www.ijtsrd.com/economics/development-economics/14329/role-of-self-help-groups-in-rural-development-a-study/nagesha-b
A small group of four people first met in February of 2012 to talk about their desire to have a place where people could get healthy food year round in Maynard, MA. The group knew they wanted to find a way to create access to healthy food, but didn’t know exactly how to make it happen. They started learning about food co-operatives, got very excited, and initiated the process of trying to make the dream a reality. Today, the vision of the group is to open up a storefront market in Maynard that will be owned and operated by co-operative members. The Assabet Village Food Co-Op is currently made up of a Steering Committee, and a group of several enthusiastic volunteers. Typically, to get a food co-op up and running takes about three to five years – with the help of the community, the Assabet Village Food Co-op should be right on track!
PROCESS OF COOPERATIVE FORMATION IN THE COUNTRY AND ROLE OF LEADERSHIP IN COO...revapparebasiddanava
Process of cooperative formation in the country and role of leadership in cooperative management
INTRODUCTION
The cooperative societies can be defined as an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise.
Co-operatives are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. Also believe in the ethical values of honesty, openness, social responsibility and caring for others.
Why do co-operative societies matter?
A flourishing network of co-operative societies improves the standard of living of the weaker and middle-income sectors of the society as agents of change and reformation.
They provide an economic model with a higher level of entrepreneurial or social sustainability and often work as pressure groups to voice the views of its members in a larger market.
Being a part of a co-operative improves your creditworthiness as a producer as well as a consumer.
They are easy to join, ensure equitable distribution of profits, prioritise welfare over individual profits, are stable in their functioning and output, and receive a substantial amount of government support.
The spirit of co-operation and unity in chasing common interests is the driving force behind co-ops. In a growing democracy, they are the symbol of meritorious collectivism.
Importance of Cooperative sector for India
The cooperatives play very important role in India because it is an organization for the poor, illiterate and unskilled people. The importance of cooperative sector for India is given below:
1. It provides agricultural credits and funds where state and private sectors have not been able to do very much.
2. It provides strategic inputs for the agricultural-sector; consumer societies meet their consumption requirements at concessional rates.
3. It helps to overcome the constraints of agricultural development
A Co-operative is an autonomous and duly registered association of persons with a common bond of interest, who have voluntarily joined together to meet their social, economic and cultural needs and aspirations by making equitable contributions to the capital required, patronizing their products and services, and accepting a fair share of the risks and benefits of the undertaking in accordance with the universally accepted co-operative principles.
Analysis of Dairy Cooperatives to hasten their transition into Successful Bus...SHAMEER C M
1) Main objective is to find the reasons why small dairy cooperatives are being shut down and give them solutions.
2) To give the guidance how to perform the task if there are diversifying into other activities.
Adarsh Credit Co-operative Society Ltd. is one of the most trusted and leading credit co-operative society in terms of branch network, advisor strength and deposit procurement.
Co-operative Enterprise & Sustainability: Why Go Co-op?NFCACoops
Why go co-op? How do co-ops strengthen our regional food system and economy? Co-ops are an effective model for business succession, retaining jobs, and rooting businesses in communities. Learn about the process of start-up, conversion and operation, and share your ideas for a co-op in your community.
Presenters: Adam Trott, Valley Alliance of Worker Co-operatives and Erbin Crowell, Neighboring Food Co-op Association.
Export marketing means marketing of goods and services beyond the national boundaries”.
Export marketing means exporting goods to other countries
of the world. It involves lengthy procedure and formalities. In export
marketing, goods are sent abroad as per the procedures framed by
the exporting country as well as by the importing country. Export 2
marketing is more complicated to domestic marketing due to
international restrictions, global competition, lengthy procedures
and formalities and so on. Moreover, when a business crossed the
borders of a nation, it becomes infinitely more complex. Along with
this, export marketing offers ample opportunities for earning huge
profits and valuable foreign exchange.
Women entrepreneurship has been recognised as an important source of economic growth. Women entrepreneurs create new jobs for themselves and others and also provide society with different solutions to management, organization and business problems. However, they still represent a minority of all entrepreneurs. Women entrepreneurs often face gender-based barriers to starting and growing their businesses, like discriminatory property, matrimonial and inheritance laws and/or cultural practices; lack of access to formal finance mechanisms; limited mobility and access to information and networks, etc
CHAPTER:-1
INTRODUCTION OF THE STUDY
The report contains the brief description of the state bank of India. It contains the finding and analysis of the survey conducted to gather primary data to judge the importance of various attributes that influence the satisfaction of customer in different manner and to the different extent. These attributes are classified as initial experience, service delivery experience, relationship experience and grievance handling. Further an attempt has been made to know the overall satisfaction of the customer.
Customer satisfaction, a term frequently used in marketing, is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals. Customer service proves to be one of the most important factors governing business.
OBJECTIVE OF THE STUDY:-
• TO find out the customer feedback i.e. improvement required or suggestion.
• To find out the relationship between bank and the customer.
• To study the Satisfaction of customers towards the ― state bank of India.
• To Identify the factors that influences the customer behavior of ―state bank of India.
• To identify the factors those influence the selection of SBI banking services in MUMBAI DISTRICT.
SCOPE OF THE STUDY:-
The present study was undertaken to know the preference of the customer towards state bank of India (SBI). The problem of the customer is they are not aware of the services provided by their bank. The study also force on the customer perception that how the banking services can be improved. In my study I have used both primary sources of data as well as secondary sources of data.
• The study has been conducted on behalf of ―STATE BANK OF INDIA.
• The study is confined to the Mumbai region.
• The study covers the service providers and users of ―STATE BANK OF INDIA.
• The study has put forward the Customers as well as acceptability behavior for the services.
• The scope of the study is to find out the ―Customer Satisfaction
Limitations of the Study:-
The study report consists of few limitations:-
• The report has been conducted within a limited time frame.
• The study is self financed.
• The study is limited to the customer of Mumbai only.
• Only selected Branches and Banks have been considered for the study.
• Samples were selected conveniently.
• The sample size does not represent the total population.
• The sample of size is limited to 30 only and the sample size may not represent whole market.
LITERATURE REVIEW:-
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The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
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3. CO-OPERATIVE
DEFINITION:A co-operative is an autonomous association of
persons united voluntarily to meet their
common economic, social, and cultural needs
and aspirations through a jointly-owned and
democratically-controlled enterprise.
4. WHAT IS A CO-OPERATIVE?
A co-operative is a group of people acting together to meet
the common needs and aspirations of its members, sharing
ownership and making decisions democratically.
Co-operatives are not about making big profits for
shareholders, but creating value for customers – this is
what gives co-operatives a unique character, and
influences our values and principles.
VALUES OF CO-OPERATIVE:Co-operatives are based on the values of self-help, selfresponsibility, democracy , equality, equity and solidarity.
In the tradition of their founders, co-operative members
believe in the ethical values of honesty, openness, social
responsibility and caring for others.
5. ROLE OF CO-OPERATIVES
CO-OPERATIVE offers different types of benefits which
are as follows:Economics benefits:• In co-operation , there is no problem of exploitation
with the result that the profit which is earned by the
people is kept by themselves. It is not shared by
middleman.
• Since in a co-operative , all share profit and all are keen
to make the organization a success , there is equitable
distribution of wealth. This bridges the gap between
the rich and the poor people which is of considerable
advantages to the society as a whole.
6. • In a co-operative organization only , those goods
are produced and sold which are needed by the
society very urgently and on top priority basis. In
this way, the organization helps in meeting urgent
goods of consumer and produce needs . Thus
,there is relationship between goods produced
and consumed.
• Since demands in the society always go on
increasing and continue , the result is that those
who once get employment continue these. In this
way there is stability in the employment market.
7. • In the rural areas co-operative organization
helps in providing loans ,manures, seeds to
the farmers on the one hand and purchase
their produce at reasonable rates on the
other. The result is that many of the problems
of rural poor are solved or reduced.
• co-operative credit society which provide
loans to farmers or rural people help relieving
them from the clutches of the landlords and
moneylenders.
8. Educational benefits:• The basic values of life like co –operative
, fairness, toleration, condemnation of anti-social activities
and courage to face every social evil boldly, are taught in a
co-operative organization.
• In a co-operative organization , people are educated about
human values in life and made to appreciate that beyond
money ,there is something more important and that is
human spirit ,human feelings and man in the human
beings.
• All over the world , education about running the
administration of people on democratic lines, in a
democratic manner is imparted in a co-operative system. If
there is no education through co-operative, perhaps
running economic and political system will become very
difficult.
9. Political benefits:• Co-operation is educating the people in selfgovernment as the running of the cooperative institutions gives them sufficient
training in running democratic institutions.
• It is encouraging local leadership to take up
and shoulder important task of rebuilding new
India.
• Co-operative institutions are helping to
produce better citizen who are honest and
prepared to make sacrifies.
10. • A co-operative society teaches respect for
elected leaders.
• It seeks to develop responsibility in all the
people.
• To make economic planning and development,
the government has taken co-operatives as
media to reach the village people. Each person
now is participating for economic
development.
11. Social benefits:• It is teaching the people to live harmoniously on a
community basis. It also teaches the people the
lesson of unity, brotherhood and corporate
feelings.
• As co-operation relies on the character of the
member, it foster a sense of responsibility ,
integrity and diligence.
• Co-operative are helping to lessen the social
tension existing in the society.
• The co-operative movement is bringing about
socio-economic changes in the society without
resorting to undesirable methods and violence.
12. ROLE OF CO-OPERATIVE IN SOCIAL
DEVELOPMENT
• Cooperatives and poverty reduction:Cooperatives, as self-help organizations, contribute to the
eradication of poverty through the economic and social progress of
their members and employees and by stimulating the economies
and enhancing the social fabric of the communities in which they
operate.
• Cooperatives and social integration:Cooperatives promote social integration and cohesion in the face of
inequalities in social capabilities by empowering and giving voice to
the poor as well as marginalized groups and by promoting the
organization of federations and alliances.
In addition, cooperatives play an important role in an increasingly
integrated
global economy as well as in fostering peace building among
peoples,communities and nations.
13. • Co-operatives and globalization.
Co-operatives work towards fair globalization - one that
is fundamentally inclusive, sustainable and peoplecentred – by creating business entities that promote
solidarity among peoples, greater accountability,
deeper partnerships and fairer rules and standards that
offers equitable opportunities for all.
• Co-operatives and employment generation.
Co-operatives help to create, improve and protect the
income and employment opportunities of their
members by pooling the limited individual resources of
members to create business enterprises that enable
them to participate in production, profit-sharing, costsaving or risk-taking activities.
14. •
•
•
•
•
•
Spirit of mutual help
Spirit of service
Black marketing
Appreciation of other problems
No advantages from needs of others
Important role of rationality
15. ROLE OF CO-OPERATIVE IN
ECONOMIC DEVELOPMENT
• Co-operative makes possible to organise resources on the
basis of mutual help and for sharing benefits by avoiding any
kind of exploitation. There is always emphasis on equitable
distribution of wealth. Co-operative in underdeveloped
nations bring together people of small means to reap the
benefits for themselves and harmonize their aims with those
of the society. Thus co-operative do away with the
exploitation of the imperfect market.
• For people with small means in backward countries this is the
only self-respecting methods to increase their resources and
to have a special place for themselves in this competitive
world. By pooling their maximum resources ,co-operative
members can undertake big production activities and realise
advantages. When these resources are used together they
result in greater gain than individual efforts
.
16. • Co-operative can extend great help in running small
scale and cottage industries. Though the working of
cottage industries is totally different, some of its aspect
can be usefully applied in the same direction. For e.g.
purchase of raw materials ,marketing of finished goods
can be undertaken on co-operative basis.
• Co-operative institutions help to promote planned
economics growth of a country. the flow of credit into
agricultural credit through co-operative sector
indicates the increase of resources to agricultural
sector.
17. • India lives in villages. Indian economy is specifically agroeconomy and co-operative play a significant role in india.
Agriculture is am occupation , where large number of
agricultural workers are scattered over a large area. As against
this non-agricultural business is always concentrated in a
limited space. Many people come to work and go back home
after the work is over. In india, agricultural is also not looked
as a business but as a way of life. Indian farmers are small and
poor . They are short of finance , capital and know-how.
Therefore , they conduct their business in a primitive manner.
Due to defective institutional arrangement they cannot
improve agriculture. In the light of these defect , the adoption
of co-operative is very much essential and it is a peaceful
methods to overcome the drawbacks of agriculture in india.
• In a capitalist economy, class-conflict becomes the ingredient
of that system , while in co-operative system is based on
eliminating the cut-throat competition and monopoly.
18. • Under c-operatives ,workers ,investors ,savers
get together , decide the problems and work
together according to decisions jointly taken.
Thus , co-operatives play a dynamic role in
economic growth of an underdeveloped
country like india and it also promotes social
welfare. It is an organisation, where human
values are considered more important than
anything else.