Presenting this set of slides with name - Credit Unions Powerpoint Presentation Slides. This PPT deck displays fourty two slides with in depth research. Our topic oriented Credit Unions Powerpoint Presentation Slides presentation deck is a helpful tool to plan, prepare, document and analyse the topic with a clear approach. We provide a ready to use deck with all sorts of relevant topics subtopics templates, charts and graphs, overviews, analysis templates. Outline all the important aspects without any hassle. It showcases of all kind of editable templates infographs for an inclusive and comprehensive Credit Unions Powerpoint Presentation Slides presentation. Professionals, managers, individual and team involved in any company organization from any field can use them as per requirement.
Presenting this set of slides with name - Credit Unions Powerpoint Presentation Slides. This PPT deck displays fourty two slides with in depth research. Our topic oriented Credit Unions Powerpoint Presentation Slides presentation deck is a helpful tool to plan, prepare, document and analyse the topic with a clear approach. We provide a ready to use deck with all sorts of relevant topics subtopics templates, charts and graphs, overviews, analysis templates. Outline all the important aspects without any hassle. It showcases of all kind of editable templates infographs for an inclusive and comprehensive Credit Unions Powerpoint Presentation Slides presentation. Professionals, managers, individual and team involved in any company organization from any field can use them as per requirement.
Part one of the two sessions on Successful Savings Mobilization which explains research insights and cases of successful savings mobilization strategies to attract and retain microfinance clients. Part one is presented by Ferdinand Sia of RBAP-MABS
It is a market place where shares of public companies are bought and sold
It is commonplace where the issuers of the shares & subscribers of the shares come together
Part one of the two sessions on Successful Savings Mobilization which explains research insights and cases of successful savings mobilization strategies to attract and retain microfinance clients. Part one is presented by Ferdinand Sia of RBAP-MABS
It is a market place where shares of public companies are bought and sold
It is commonplace where the issuers of the shares & subscribers of the shares come together
A small group of four people first met in February of 2012 to talk about their desire to have a place where people could get healthy food year round in Maynard, MA. The group knew they wanted to find a way to create access to healthy food, but didn’t know exactly how to make it happen. They started learning about food co-operatives, got very excited, and initiated the process of trying to make the dream a reality. Today, the vision of the group is to open up a storefront market in Maynard that will be owned and operated by co-operative members. The Assabet Village Food Co-Op is currently made up of a Steering Committee, and a group of several enthusiastic volunteers. Typically, to get a food co-op up and running takes about three to five years – with the help of the community, the Assabet Village Food Co-op should be right on track!
Adarsh Credit Co-operative Society Ltd. is one of the most trusted and leading credit co-operative society in terms of branch network, advisor strength and deposit procurement.
Social enterprise: What is it and what to considerNICVA
A presentation by Amanada Johnston from Social Enterprise NI helping participants understand more about what social enterprise is, what you need to consider if thinking about starting a social enterprise, what support is available and gave some examples of local social enterprises.
Co operative societies and rural india, co-operatives operating, co-operative...SaleWebsoftex
Websoftex Software Development Feature Highlight
> Multi-user Online web based with Multi Branch Accounting software Development
> Extremely Functional and user friendly with user drivers operation
> Attractive and well said reports format
> Report export facility to various useful formats such as Ms Word. Ms excels. Customized and user defined reports
This is about the Business firms which are the entities that employ factors of production (resources) and produces goods and services to be sold to the consumers, other firms of government.
This presentation on Cross-Sector Collaboration for a Co-operative Economy was presented at the National Co-op Conference in Minneapolis, October 2011.
Salma Karina Hayat is Conscious Digital Transformation Leader at Kudos | Empowering SMEs via CRM & Digital Automation | Award-Winning Entrepreneur & Philanthropist | Education & Homelessness Advocate
Best Crypto Marketing Ideas to Lead Your Project to SuccessIntelisync
In this comprehensive slideshow presentation, we delve into the intricacies of crypto marketing, offering invaluable insights and strategies to propel your project to success in the dynamic cryptocurrency landscape. From understanding market trends to building a robust brand identity, engaging with influencers, and analyzing performance metrics, we cover all aspects essential for effective marketing in the crypto space.
Also Intelisync, our cutting-edge service designed to streamline and optimize your marketing efforts, leveraging data-driven insights and innovative strategies to drive growth and visibility for your project.
With a data-driven approach, transparent communication, and a commitment to excellence, InteliSync is your trusted partner for driving meaningful impact in the fast-paced world of Web3. Contact us today to learn more and embark on a journey to crypto marketing mastery!
Ready to elevate your Web3 project to new heights? Contact InteliSync now and unleash the full potential of your crypto venture!
How to Build a Diversified Investment Portfolio.pdfTrims Creators
Building a diversified investment portfolio is a fundamental strategy to manage risk and optimize returns. For both novice and experienced investors, diversification offers a pathway to a more stable and resilient financial future. Here’s an in-depth guide on how to create and maintain a well-diversified investment portfolio.
What You're Going to Learn
- How These 4 Leaks Force You To Work Longer And Harder in order to grow your income… improve just one of these and the impact could be life changing.
- How to SHUT DOWN the revolving door of Income Stagnation… you know, where new sales come into your magazine while at the same time existing sponsors exit.
- How to transform your magazine business by fixing the 4 “DON’Ts”...
#1 LEADS Don’t Book
#2 PROSPECTS Don’t Show
#3 PROSPECTS Don’t Buy
#4 CLIENTS Don’t Stay
- How to identify which leak to fix first so you get the biggest bang for your income.
- Get actionable strategies you can use right away to improve your bookings, sales and retention.
Explore Sarasota Collection's exquisite and long-lasting dining table sets and chairs in Sarasota. Elevate your dining experience with our high-quality collection!
When listening about building new Ventures, Marketplaces ideas are something very frequent. On this session we will discuss reasons why you should stay away from it :P , by sharing real stories and misconceptions around them. If you still insist to go for it however, you will at least get an idea of the important and critical strategies to optimize for success like Product, Business Development & Marketing, Operations :)
Reflect Festival Limassol May 2024.
Michael Economou is an Entrepreneur, with Business & Technology foundations and a passion for Innovation. He is working with his team to launch a new venture – Exyde, an AI powered booking platform for Activities & Experiences, aspiring to revolutionize the way we travel and experience the world. Michael has extensive entrepreneurial experience as the co-founder of Ideas2life, AtYourService as well as Foody, an online delivery platform and one of the most prominent ventures in Cyprus’ digital landscape, acquired by Delivery Hero group in 2019. This journey & experience marks a vast expertise in building and scaling marketplaces, enhancing everyday life through technology and making meaningful impact on local communities, which is what Michael and his team are pursuing doing once more with Exyde www.goExyde.com
Textile Chemical Brochure - Tradeasia (1).pdfjeffmilton96
Explore Tradeasia’s brochure for eco-friendly textile chemicals. Enhance your textile production with high-quality, sustainable solutions for superior fabric quality.
1. Being a paper presented at
the 2021 NULGE Cooperative Annual Conference
organized by:
Global-NEC Multinational Investment Limited (G.NEC)
Dr Adesunloro, Babalola
Raphael
Cooperative and Sound Financial System
for SustainableDevelopment:
2.
3. Introduction
• Voluntary association that
started with the aim of the
service of its members.
• Form of business where
individuals belonging to the
same class join their hands for
the promotion of their
common goals.
• Unlike other businesses, it is
based on helping each other
through available resources and
also provide goods to society
members without profit or at a
lower price.
Cooperatives
4. Background of Cooperatives
• The philosophy of cooperative society
is to serve the common man and to
liberate him from the oppression of
the economically strong people and
organizations.
• Many business enterprises
established to earn a profit, but
cooperative society has a motive of
service to the members of the society
for common welfare not to earn a
profit.
• The first cooperative society was
initiated by Robert Owen in 1844 A.D.
named “Rochdale Society of Equitable
Pioneers”.
• The main objective of this society was
to save poor people providing goods
at a lower price from the market price
and eliminate the middle mad and
supply better services to its members.
• It is an association of a person who
joins the organization willingly to
protect economic & social interest
5. Factors That Contribute
to The Success of
Cooperative Societies
i. _________ ___ __________
ii. ___ ________ ___ ________ ________
iii. ______ __________
iv. ________ _____________
v. _____ ______ ________
_________ ____ _____ ____________
Anyone interested in starting
and running their own
cooperative should consider
these factors. However, any
cooperatives started on faulty
foundation is bound to fail!
This is important because
cooperatives have to do
the required groundwork
before launching into
business.
This goes on to affect their
performance and growth,
thereby causing them to
shut down operations
6. Prerequisites That Ensure
a Successful Cooperative
Society
• Establish a Steering Committee: Your
cooperative need to have a group of
people who identify your mission and core
values. Develop a plan and a schedule for
researching and developing the
organization. Coordinate a meeting of
potential members to test out the level of
interest in the cooperative’s ideas.
• Create a business plan and recruit more
members
• Carry out a feasibility study
COOPERATIVES
7. Successful Cooperative Societies in Nigeria
• Nigeria Police Cooperative Society
• SeedersHub Multi-Purpose Co-operative Society Limited
• Lekki Cooperative Multi-Purpose Society Limited
• LUTH CMUL Cooperative Multipurpose Society Limited
• NNPC Staff Cooperative Multi-Purpose Society Limited
• Benevolent Cooperative
• Cherit Cooperative Multipurpose Society Ltd
8. Successful Cooperative Societies in Nigeria
• Frankis Cooperative Thrift & Credit Society Nigeria Ltd
• Zero Interest Multi-Purpose Co-operative Society
• Sweet-Suinix Investors, Savings And Loan Cooperative Multipurpose
Society
• Lagos Local Governments Co-operative Multipurpose
• Prime Asset Housing Cooperative Multi-Purpose Society Limited
• Cowries Cooperative
• UNILAG Staff Cooperative
9. Characteristics of
Cooperative Society
• Voluntary Association: Everybody having a common interest is free to
join a cooperative society. There is no restriction based on caste,
creed, religion, color, etc. Anybody can also leave it at any time after
giving due notice to the society. That is the specialty of any
cooperative society. There should be a minimum of 10 members for a
cooperative society, but there is no maximum limit for the
membership.
• Separate legal entity: A cooperative society after registration is
recognized as a separate legal entity by law. It acquires an identity
quite distinct and independent of its members can purchase, dispose
of its assets, can sue, and also can be sued.
• Democratic Management: Equalities are the essence of cooperative
enterprises, governed by democratic principles. Every member has got
equal rights over the function management of that society.
10. Characteristics of
Cooperative Society
• Service motive: The main objective being the formation of any
cooperative society is for mutual benefit through self-help and
collective effort. Profit is not at all on the agenda of the
cooperative society. But if members so like, they can take up any
activities of their choice to generate a surplus to meet the day-to-
day expenses.
• Utilization of surplus: The surplus arising from the operation of a
business is partly kept in a separate reserve and partly distributed
as dividend among the members.
• Cash trading: One exception in the cooperative society is that like
other businesses, if never go for credit sales. It sells goods based
on cash only. Hence, the cooperative society hardly comes across
financial hardship because of the no collection of sales dues.
Members can only purchase based on credit, which is an
exception to the present rule.
11. Characteristics of
Cooperative Society
• Fixed-rate of return: All members are supposed to contribute
capital for the formation of a cooperative society or at the time of
joining as a member of the cooperative society.
• Government control: The government regulates all the
cooperative societies of the country through its different rules and
regulations framed from time to time. Cooperative societies of the
country are required to register, and sometimes different State
Governments also frame laws regarding the registration and
functioning of cooperative societies for their states.
• Capital: The capital of the society is raised from its members by
way of share capital. However, the major part of finance is raised
by the society by taking a loan from the government or by
accepting grants and assistance from the Central or State
Government or from the apex cooperative institutions like state
and cooperative central banks operating in that state.
12. Objectives of
Cooperative Society
• Enhancing cooperation: Cooperative societies aim to
encourage complete cooperation between everybody
involved with an organization. They are generally against the
idea of any sort of hierarchy, and consider everyone to be
equal.
• High level of service: better working relationships naturally
lead to higher productivity levels, so a better service is given
to customers. This raises customer satisfaction levels, which
is the primary aim of many cooperative societies.
• Higher profits: Many cooperative societies are essentially
out to make a profit and believe that enhancing
relationships will lead to high-profit levels. Of course, this
plan may not always work, but in many cases, it has proved
effective.
13. Role of
Cooperative
society
•Creation of unity
•Awaking working zeal
•Bringing welfare for the members
•Reducing inequality of wealth:
•Establishing equal rights
•The teaching of moral principles
•Improving skill
•Removal of middle man
•Loan facilities
•Economic development
14. Advantages of Cooperative
Societies
• Easy Formation
• Open Membership
• Democratic Management
• Limited Liability
• Stability & Continuity
• Low Prices
_____ ___
_____ ________
___________ __ ______
_____ ______ __ _________
___ ______
_________ ______
• Mutual Help:
• Social Advantage
• Mobilization of Savings
• Remove Defects of
Capitalism
• Cash Trading
• Government Support
15. Demerits of
Cooperative
Societies
• Limitation of Capital
• State Control
• Inefficient Management
• Absence of Business Secrecy
• Lack of Motivation
• Political Interference
• Limited Scope
• Internal Quarrel and Rivalries
• Lack of Public Confidence
• Absence of Economics of Scale
• Restriction of Number
17. Factors Responsible for The
Survival of Cooperative
Organizations
• Moral, Social and Educational Benefits:
• Social Advantage:
• Open Membership:
• Limited Liability:
• Low Prices:
• Mobilization of Savings
• Cash Trading:
• Democratic Management
• Stability and Continuity
• Mutual Help
18. Problems of
Cooperative
Societies
• Management Inefficiency
• Illiteracy
• Lack of unity and cooperation
• Lack of planning
• Lack of sacrifice and sincerity
• Deficiency of capital
• Ignorance of principles
• Legal formalities
• Training facility
• Corruption and nepotism
19. Solutions to
problems of
Cooperative
Societies
• Adoption of a realistic plan: A realistic plan should be adopted
immediately for a cooperative society. This plan should be adopted
based on the socio-cultural environment of this country.
• Spreading of education: For the development of a cooperative
society, a great number of people must be acquainted with the curse
of illiteracy. Besides, they have to be studied in cooperative
education. So, they can realize the importance of a cooperative
society.
• Reduction of in equal competition: A cooperative society is a small
organization. But in the market, it has to compete with big
organizations.
• Lending to a cooperative: Due to poverty, our cooperative societies
can’t be expanded. The govt should lend easy term credit so that co-
operative society can contribute to the economic development of
the country.
• Accuracy in accounting: The old policy must be changed into
modem and accurate accounting policy. So, forgery will be removed.
• Widespread publicity: People should be informed about cooperative
society through national media. They have to be informed about the
problems and solutions to the problem of cooperative society.
20. Solutions to
problems of
Cooperative
Societies
• Increasing publication of the cooperative society: It is very much
important to increase the publication on cooperative society to give
more information to the corporate and the general public.
• Giving incentives to executives: The success of a cooperative society
largely depends on the satisfaction of the executives. But they don’t
work without any interest. If we motivate them positively by giving
incentives, they must devote themselves to the organisation.
• Restrain corruptions and nepotism: It is very much important to
remove corruption and nepotism from that org. For this standard,
management should be implied. Besides, high-level executives and govt
should be more expert. In appointing employees and sanctioning a loan,
a decision is to be made regarding their experience.
• Effective coordination: A cooperative society is influenced by
government law. So, the govt, the law should be in favor of a
cooperative society. Besides this, primary, central, and national
cooperative societies must develop good coordination. It is also
important to co-ordinate the cooperative related ministry, other
departments, and the working people.
• Development of cooperative department: Cooperative departments
are the leader of cooperative movements. But bureaucracy is common
in cooperative departments. So, it should be removed immediately.
21. Cooperative
Societies Vs
Sustainable
Development
• Sustainable development is at the very core of co-
operative enterprises.
• As a model of business based on ethical values
and principles whose goal it is to provide for the
needs and aspirations of their members, co-
operatives play a pivotal role in responding to
local community needs and objectives.
• Cooperatives contribute to poverty reduction by
providing employment, livelihoods and wide
variety of services which are directly linked to
some SDG goals/targets such as Gender Equality,
Health, Sustainable Energy and Sustainable
Natural Resource Management
22. Cooperative
Societies Vs
Sustainable
Development
• Gender equality: Cooperatives are contributing towards gender
equality by expanding women’s opportunities to participate in
local economies and societies in many parts of the world. In
consumer cooperatives, most members are women, e.g. in
Japan, women constitute 95 per cent of membership and have
gained a place in the governance structure of their
cooperatives.
• Health: Cooperatives ensure healthy lives by creating the
infrastructure for delivering healthcare services; financing
healthcare and providing home-based healthcare services to
people living with HIV/AIDS, among others. Healthcare
cooperatives include workers’ cooperatives that provide health
services, patient or community cooperatives that are user-
owned, and hybrid multi-stakeholder cooperatives. They can
provide anything from homecare to full-scale hospital care. The
International Health Cooperative Alliance estimates that there
are more than 100 million households worldwide that are
served by health cooperatives. Across Nigeria there are more
than 100 healthcare cooperatives providing mainly home care
to more than a million people spanning its eight provinces.
23. Cooperative
Societies Vs
Sustainable
Development
• Sustainable energy: Energy cooperatives are contributing
to the achievement of the sustainable energy goals of
energy access, energy efficiency, and reduced emissions.
Cooperatives are visible in facilitating access to sustainable
energy, where they are playing a significant role in
generating electricity and distributing it to consumers.
They are also leading the way to the adoption of new and
renewable energies like solar and wind power in many
parts of the world.
• Sustainable Natural Resource Management: Cooperatives
contribute to the sustainable management of natural
resources in a variety of ways: They ensure that natural
resources are not depleted. Cooperatives have provided
fora for local people to find solutions to environmental
change by defining their property and user rights,
managing natural resources, and diversifying their
economic activities to embrace green economic ventures