Self-help groups (SHGs) were introduced in India to promote women's empowerment and self-sufficiency. SHGs are small community-based organizations composed of 10-20 rural poor women who voluntarily save small amounts of money together. They use their pooled savings to provide interest-free loans to members for purposes such as meeting emergency needs or starting small businesses. The objectives of SHGs are to provide women with a platform, job training, decision making skills, access to collateral-free loans, and increased confidence. Today, SHGs have become one of the largest microfinance programs in the world, helping to alleviate poverty and empower rural women economically and socially.

1. WOMEN EMPOWERMENT
THROUGH
SELF-HELP GROUPS (SHG)
Presented by
DIVYA MARIAM JOHN
I Semester B.Ed.
Acharya College Of Education
Bangalore

2. INTRODUCTION
 “When Women Moves Forward The Family Moves, The Villages
Moves & The Nation Moves” – Pandit Jawaharlal Nehru
 But after 69 years of independence, women in our country not
getting equal status.
 So the concept Self Help Groups (SHG), a innovative organizational
setup in India for the women welfare was introduced.

3. SELF-HELP GROUPS (SHG)
 Founder - Prof. Dr. Mohammed Yunus (Chittagong university)
 Year - 1976
 Place - Bangladesh
 Aim - Women Empowerment & self- dependent
 Introduction - 1983
 Place - Amravati

4. PROF. DR. MOHAMMAD YUNUS -
FOUNDER OF SHG
LOGO OF SHG

5. WHAT IS SELF-HELP GROUP (SHG) ?
 A small economically homogenous affinity group of rural poor
voluntarily coming together to save small amounts regularly.
 Purpose - To meet members emergency needs & for free loans.

6. OBJECTIVES OF SHG
1. To provide suitable platform for women.
2. To provide job oriented training.
3. To take decision & solve conflicts through mutual discussion.
4. To save money on regular bases.
5. To provide collateral free loan.
6. To build confidence.

7. CHARACTERISTICS OF SHG
 Size – 10 to 20 members.
 Group should meet regularly.
 Members are from same social & financial background.
 Monthly meeting for solving their problems.
 Create a common fund from their small savings.
 Loaning based on mutual need.

8. CONDITION TO BE A MEMBER
 Age – 21 to 60 years.
 From one family one person.
 Should be from same social & financial background.
 Should be poor.
 Group should consist of either
only men/only women.

9. WORKING OF SHG
 Group formation
 Meetings
 Group savings
 Group common funds
 Rotation of group funds
 Books & Registers are maintained
 Training
 Annual Auditing

11. GOVERNMENT PROVISIONS & PROGRAMME
1. Aajeevika -National Rural Livelihood Mission (ANRLM)
 To facilitate SHG by giving bank loans of over Rs.1,00,000 – 3,00,000 for
undertaking various activities at low interest.
2. Akshara Mahila
 Literacy programme for women in SHG.

12. 3. Training camps
 For women involved in livelihood activities like candle making, tailoring jobs,
retail shops, artificial jewelry making etc.

13. TAILORING

14. EMBROIDERY

15. BAG MANUFACTURING & SELLING

16. MAKING FOOD ITEMS & SELLING

17. ADVANTAGE OF SHG
 Self employment
 Rise in income level
 Better standard of living
 Women Empowerment
 Self reliance & self confident
 Poverty alleviation
 Cut cross social barriers

18. CONCLUSIONS
 Today SHG’s are the largest Microfinance programme in the world which empower rural
women.
 SHG provides benefits not only to individual woman but also for the family & community.
 A number of SHGs have taken part in the implementation of various welfare &
development programs of the government.
 The government should encourage & create awareness about utilizing the provisions
provided by this program.
 On the whole, SHG will improve the living standard of a woman.

19. REFERENCE
1. “Self Help Groups(SHGs) in India”, Ehiopian Delegation; New Delhi , August 2014.
2. “Women Empowerment Through Self Help Groups”, Bhagya Lekshmi, Nayana,Neha; July 2009.
3. “Self Help Groups”, Ajita Gupta.
4. “Self Help Groups & society in India” pscnotes.com
5. Kabeer, Naila .“ Is Microfinance a ‘Magic Bullet’ for Women empowerment?” ;Economics & Politics weekly ,2005.
6. “A report on the success & failure of SHG’s in India”, Voluntary operation in community & environment ; New
Delhi.
7. Souvik Dutta, Abhirup , Suraj.” Self Help Group: Evidences from India”, International Growth Center , December
2017.
8. Neha Misre .“ SHG of India : Meaning ,Need & Objectives”. Youarticlelibrary.com
9. “Self Help Groups” ; drishtiias.com
10.Gouranga Kumar. ”SHGs- History ,Working, & Criticism”; May 2018.