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WOMEN EMPOWERMENT
THROUGH
SELF-HELP GROUPS (SHG)
Presented by
DIVYA MARIAM JOHN
I Semester B.Ed.
Acharya College Of Education
Bangalore
INTRODUCTION
 “When Women Moves Forward The Family Moves, The Villages
Moves & The Nation Moves” – Pandit Jawaharlal Nehru
 But after 69 years of independence, women in our country not
getting equal status.
 So the concept Self Help Groups (SHG), a innovative organizational
setup in India for the women welfare was introduced.
SELF-HELP GROUPS (SHG)
 Founder - Prof. Dr. Mohammed Yunus (Chittagong university)
 Year - 1976
 Place - Bangladesh
 Aim - Women Empowerment & self- dependent
 Introduction - 1983
 Place - Amravati
PROF. DR. MOHAMMAD YUNUS -
FOUNDER OF SHG
LOGO OF SHG
WHAT IS SELF-HELP GROUP (SHG) ?
 A small economically homogenous affinity group of rural poor
voluntarily coming together to save small amounts regularly.
 Purpose - To meet members emergency needs & for free loans.
OBJECTIVES OF SHG
1. To provide suitable platform for women.
2. To provide job oriented training.
3. To take decision & solve conflicts through mutual discussion.
4. To save money on regular bases.
5. To provide collateral free loan.
6. To build confidence.
CHARACTERISTICS OF SHG
 Size – 10 to 20 members.
 Group should meet regularly.
 Members are from same social & financial background.
 Monthly meeting for solving their problems.
 Create a common fund from their small savings.
 Loaning based on mutual need.
CONDITION TO BE A MEMBER
 Age – 21 to 60 years.
 From one family one person.
 Should be from same social & financial background.
 Should be poor.
 Group should consist of either
only men/only women.
WORKING OF SHG
 Group formation
 Meetings
 Group savings
 Group common funds
 Rotation of group funds
 Books & Registers are maintained
 Training
 Annual Auditing
GOVERNMENT PROVISIONS & PROGRAMME
1. Aajeevika -National Rural Livelihood Mission (ANRLM)
 To facilitate SHG by giving bank loans of over Rs.1,00,000 – 3,00,000 for
undertaking various activities at low interest.
2. Akshara Mahila
 Literacy programme for women in SHG.
3. Training camps
 For women involved in livelihood activities like candle making, tailoring jobs,
retail shops, artificial jewelry making etc.
TAILORING
EMBROIDERY
BAG MANUFACTURING & SELLING
MAKING FOOD ITEMS & SELLING
ADVANTAGE OF SHG
 Self employment
 Rise in income level
 Better standard of living
 Women Empowerment
 Self reliance & self confident
 Poverty alleviation
 Cut cross social barriers
CONCLUSIONS
 Today SHG’s are the largest Microfinance programme in the world which empower rural
women.
 SHG provides benefits not only to individual woman but also for the family & community.
 A number of SHGs have taken part in the implementation of various welfare &
development programs of the government.
 The government should encourage & create awareness about utilizing the provisions
provided by this program.
 On the whole, SHG will improve the living standard of a woman.
REFERENCE
1. “Self Help Groups(SHGs) in India”, Ehiopian Delegation; New Delhi , August 2014.
2. “Women Empowerment Through Self Help Groups”, Bhagya Lekshmi, Nayana,Neha; July 2009.
3. “Self Help Groups”, Ajita Gupta.
4. “Self Help Groups & society in India” pscnotes.com
5. Kabeer, Naila .“ Is Microfinance a ‘Magic Bullet’ for Women empowerment?” ;Economics & Politics weekly ,2005.
6. “A report on the success & failure of SHG’s in India”, Voluntary operation in community & environment ; New
Delhi.
7. Souvik Dutta, Abhirup , Suraj.” Self Help Group: Evidences from India”, International Growth Center , December
2017.
8. Neha Misre .“ SHG of India : Meaning ,Need & Objectives”. Youarticlelibrary.com
9. “Self Help Groups” ; drishtiias.com
10.Gouranga Kumar. ”SHGs- History ,Working, & Criticism”; May 2018.
Self Help Groups

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Self Help Groups

  • 1. WOMEN EMPOWERMENT THROUGH SELF-HELP GROUPS (SHG) Presented by DIVYA MARIAM JOHN I Semester B.Ed. Acharya College Of Education Bangalore
  • 2. INTRODUCTION  “When Women Moves Forward The Family Moves, The Villages Moves & The Nation Moves” – Pandit Jawaharlal Nehru  But after 69 years of independence, women in our country not getting equal status.  So the concept Self Help Groups (SHG), a innovative organizational setup in India for the women welfare was introduced.
  • 3. SELF-HELP GROUPS (SHG)  Founder - Prof. Dr. Mohammed Yunus (Chittagong university)  Year - 1976  Place - Bangladesh  Aim - Women Empowerment & self- dependent  Introduction - 1983  Place - Amravati
  • 4. PROF. DR. MOHAMMAD YUNUS - FOUNDER OF SHG LOGO OF SHG
  • 5. WHAT IS SELF-HELP GROUP (SHG) ?  A small economically homogenous affinity group of rural poor voluntarily coming together to save small amounts regularly.  Purpose - To meet members emergency needs & for free loans.
  • 6. OBJECTIVES OF SHG 1. To provide suitable platform for women. 2. To provide job oriented training. 3. To take decision & solve conflicts through mutual discussion. 4. To save money on regular bases. 5. To provide collateral free loan. 6. To build confidence.
  • 7. CHARACTERISTICS OF SHG  Size – 10 to 20 members.  Group should meet regularly.  Members are from same social & financial background.  Monthly meeting for solving their problems.  Create a common fund from their small savings.  Loaning based on mutual need.
  • 8. CONDITION TO BE A MEMBER  Age – 21 to 60 years.  From one family one person.  Should be from same social & financial background.  Should be poor.  Group should consist of either only men/only women.
  • 9. WORKING OF SHG  Group formation  Meetings  Group savings  Group common funds  Rotation of group funds  Books & Registers are maintained  Training  Annual Auditing
  • 10.
  • 11. GOVERNMENT PROVISIONS & PROGRAMME 1. Aajeevika -National Rural Livelihood Mission (ANRLM)  To facilitate SHG by giving bank loans of over Rs.1,00,000 – 3,00,000 for undertaking various activities at low interest. 2. Akshara Mahila  Literacy programme for women in SHG.
  • 12. 3. Training camps  For women involved in livelihood activities like candle making, tailoring jobs, retail shops, artificial jewelry making etc.
  • 16. MAKING FOOD ITEMS & SELLING
  • 17. ADVANTAGE OF SHG  Self employment  Rise in income level  Better standard of living  Women Empowerment  Self reliance & self confident  Poverty alleviation  Cut cross social barriers
  • 18. CONCLUSIONS  Today SHG’s are the largest Microfinance programme in the world which empower rural women.  SHG provides benefits not only to individual woman but also for the family & community.  A number of SHGs have taken part in the implementation of various welfare & development programs of the government.  The government should encourage & create awareness about utilizing the provisions provided by this program.  On the whole, SHG will improve the living standard of a woman.
  • 19. REFERENCE 1. “Self Help Groups(SHGs) in India”, Ehiopian Delegation; New Delhi , August 2014. 2. “Women Empowerment Through Self Help Groups”, Bhagya Lekshmi, Nayana,Neha; July 2009. 3. “Self Help Groups”, Ajita Gupta. 4. “Self Help Groups & society in India” pscnotes.com 5. Kabeer, Naila .“ Is Microfinance a ‘Magic Bullet’ for Women empowerment?” ;Economics & Politics weekly ,2005. 6. “A report on the success & failure of SHG’s in India”, Voluntary operation in community & environment ; New Delhi. 7. Souvik Dutta, Abhirup , Suraj.” Self Help Group: Evidences from India”, International Growth Center , December 2017. 8. Neha Misre .“ SHG of India : Meaning ,Need & Objectives”. Youarticlelibrary.com 9. “Self Help Groups” ; drishtiias.com 10.Gouranga Kumar. ”SHGs- History ,Working, & Criticism”; May 2018.