The document discusses the functions of the Reserve Bank of India (RBI). It states that RBI serves as India's central banking institution and monetary authority, formulating and implementing monetary policy. It regulates and supervises the country's financial system, manages foreign exchange, issues currency, acts as a banker to commercial banks, and detects counterfeit currency. RBI works to maintain public confidence in the banking system and provide efficient financial services, while ensuring adequate credit flows to productive sectors of the economy.

1. Indian financial institution &
Market
Submitted by:-
Sumit Pachauri
M.B.A. 3rd Semester
Manglayatan University, Beswan,Aligarh(U.P)
Mangalayatan University, Aligarh (U.P.)
Under the Guidance of :-
Dr. Jyoti Agarwal

2. RESERVE BANK OF INDIA
Manglayatan University,
Beswan,Aligarh(U.P)

3. FUNCTIONS OF R.B.I.
Monetary Authority
Regulator & Supervisor of Financial System
Management of Foreign Exchange
Issuer of Currency
Banker of Banks
Detection of Fake Currency
Manglayatan University,
Beswan,Aligarh(U.P)

4. • Reserve Bank of India is the
main monetary authority of the
country.
• It formulates, implements and
monitors the monetary policy.
• It has to ensure an adequate
flow of credit to productive
sectors.
Monetary Authority
Manglayatan University,
Beswan,Aligarh(U.P)

5. • Prescribes broad parameters of banking
operations within which the country''s banking
and financial system functions.
• Objective: maintain public confidence in the
system, protect depositors'' interest and provide
cost-effective banking services to the public.
• Regulator and supervisor of the payment
systems
• Authorises setting up of payment systems
• Lays down standards for operation of the
payment system
• Issues direction, calls for returns/information
from payment system operators.
Regulator & Supervisor of the
Financial System
Manglayatan University,
Beswan,Aligarh(U.P)

6. • Manages the Foreign Exchange
Management Act, 1999.
• Objective: to facilitate external
trade and payment and promote
orderly development and
maintenance of foreign exchange
market in India.
Management of Foreign
Exchange
Manglayatan University,
Beswan,Aligarh(U.P)

7. • Issues and exchanges or
destroys currency and coins
not fit for circulation.
• Objective: to give the public
adequate quantity of supplies
of currency notes and coins
and in good quality.
Issuer of Currency
Manglayatan University,
Beswan,Aligarh(U.P)

8. • RBI also works as a central bank where
commercial banks are account holders and
can deposit money.
• RBI maintains banking accounts of all
scheduled banks.
• RBI to control the credit through the CRR,
bank rate and open market operations
• It can grant financial accommodation to
schedule banks. It acts as the lender of
last resort by providing emergency
advances to the banks.
Banker of Banks
Manglayatan University,
Beswan,Aligarh(U.P)

9. • In order to curb the fake currency menace,
RBI has launched a website to raise
awareness among masses about fake notes
in the
market.www.paisaboltahai.rbi.org.in provides
information about identifying fake currency
Detection of Fake Currency
Manglayatan University,
Beswan,Aligarh(U.P)

10. Manglayatan University,
Beswan,Aligarh(U.P)