Google Pay is a peer-to-peer payments app in India that allows bank account-to-bank account transfers using UPI (Unified Payments Interface). It aims to enable simple and fast payments without additional features. Google Pay uses BHIM UPI, which powers multiple bank accounts into a single mobile app. Security measures include a PIN for every transaction and login authentication via phone lock screen, fingerprint, or PIN. The app also offers social payments, business payments, referrals, scratch cards, and "Tez Mode" for sharing payments by audio QR code without exchanging private details. Google Pay targets young Indian users and supports multiple local languages.

1. `

2. Tez is now Google Pay

3. Developer(s) Google
Initial
release
•September
11, 2015; As
Android Pay.
•January 8, 2
018 (as
Google Pay)

4. About Google Pay
Google Pay is a peer to peer payments app for India
which does bank account to bank account transfer using
UPI interface.
It is simplest way to send money home to your family,
recharge your mobile or pay the neighborhood street side
stall.
It intents to be an app that enables fast payments with no
frills.

5. Google Pay uses BHIM UPI (Unified Payments Interface)
UPI is a system that powers multiple bank accounts into a
single mobile application (of any participating bank),
merging several banking features, seamless fund routing &
merchant payments into one hood.
About UPI Interface

6. Procedure of adding
bank account in
Google pay

10. Security
 A pin number for every transaction.
Your phone lock screen , fingerprint or a pin number is
used for every login.
 24/7 support for any issues.

11. Social Payments
There are icons of your friends
always on tap with whom you
have transacted with.
You can also find your friends from
your contacts.
It shares a notification every
time someone from your contact
list joins the app.
It also has a chat feature where
users can chat and request/pay
money.

13. Business Payments
It enables direct payments for
some utilities and insurance.
Customers can still use the UPI
address for online payments on
various businesses.

14. Referral
Invite for new customers
will fetch both the referrer
and the referee Rs. 51

15. Scratch Cards
Post every transaction the user may or may not get a
scratch card which contains variable rewards in INR.
He/she may again not win anything.

16. Tez Mode
Users can send money without needing to share private
details like phone number or bank account details.

17. This uses Audio QR code technology which only
requires two devices to be near each other.
This makes the transaction simple like cash but
with more security.

18. About Google Pay India Business
Goals
It deepened support for small businesses through a new
app called Google pay for business: a free and easy way
for small merchants and storefronts to enable digital
payments without the hassle of time consuming
verification process.
It targets young users who are interested in cash backs.

19. The app supports several Indian
languages

20. Google pay works with all banks that
support BHIM UPI

24. Improvements
Expense
Share
Merging
Loot Design
Google Pay
Month

25. Expense Share:
Sharing and
Settling
Expenses now
made simple
Merging
Loot
Design
Google Pay Month

26. Expense Share
Merging Loot
Design: Now
even your ‘Better
Luck Next Time’
scratch card will
earn you a
reward
Google Pay Month

27. Expense Share
Merging Loot
Design
Google Pay
Month