This document discusses various digital payment methods in India including payment gateways, Mobikwik, PayPal, Paytm, and Google Pay. Payment gateways securely process online payments between customers, online stores, and banks. Mobikwik is a mobile wallet that offers financial services like payments, transfers, insurance, and investments. PayPal is widely used for online transactions and sending/receiving payments. Paytm is India's largest mobile payment platform with over 200 million users that allows users to pay bills and book tickets/travel using its app. Google Pay is integrated with UPI and allows users to send/receive money between bank accounts using Android devices.

1. COMPUTER APPLICATIONS IN
VARIOUS INDUSTRIES

2. Usage of Payment
Gateways

3. PAYMENT GATEWAYS
• E-commerce application service provider.
• Secure online payment system.
• Authorizes credit card or direct payments processing.

4. PAYMENT GATEWAYS
PROCESS
Customer Online Store Payment Gateway
Submit Order
Response
Contact
Response
Response
Confirm
Payment
Issuing BankMerchant

5. Aprajita Dogra

6. • Authorized by the Reserve Bank of India in 2013
• A mobile phone based payment system and digital wallet
• Financial services provided by Mobikwik
• Sending and receiving money
• Bill payments
• Loans
• Accident insurance
• Life insurance
• Fire insurance
• IMPS money transfer
• Credit card bill payment
• Mutual funds
• DTH recharge
• Introduced Mobikwik Lite mobile app in November 2016 for users of older 2G mobile networks
and for those in areas with poor internet connectivity

7. ii
G.Sandali Silva

8. • Once associated mostly with payments on the online auction site eBay.
• PayPal has become a widely accepted method of payment both online and off.
• PayPal provides you with the ability to accept payment online quickly and securely
without having to use a credit card.
• PayPal's core business is an online payment service that allows individuals and businesses
to transfer funds electronically.
• Here are some of the things you might use PayPal for:
o Send or receive payments for online auctions at eBay and other Websites
o Purchase or sell goods and services
o Make or receive donations
o Exchange cash with someone

9. “Paytm karo”
Amiya Khandpur

10. ◦ Pay-TM : Pay Through Mobile
◦ It is owned by One97 communications
◦ Launched in 2014, it is now India’s largest mobile marketplace and payment platform
◦ They have 200 million registered users
◦ The surge in usage was largely seen at the time of demonetization of ₹500, ₹1000 currency notes.
◦ Customers use it by the way of an application on android, iOS phones.
◦ To ensure maximum security, before making payment of any bill it asks the customers for an OTP(One time
password).
◦ It is very easy to use as long as a person has an internet connection.
◦ It offers various services like:
1. Mobile recharge
2. DTH recharge
3. Booking air tickets
4. Gas, electricity, water bills
5. Booking movie tickets

11. Mehr Arora

12. STEPSTOFOLLOW
PAYMENT COMPLETE ENTER UPI PIN
SELECT G-PAY CLICK ON PAY PROCEED TO PAY
A digital wallet
platform and online
payment system
Developed by Google
to power in-app and
tap-to-pay purchases
on mobile devices.
It enables users to
make payments with
Android phones,
tablets or watches.
In India, Google Pay is
integrated with the UPI
payment platform.
Any person who has a
UPI payment account
can configure G-Pay to
send or receive money
using UPI.
EARN REWARDS

13. PRESENTED BY
MEHR ARORA (182953)
G.SANDALI SILVA (183021)
APRAJITA DOGRA (182917)
AMIYA KHANDPUR (182911)