The document discusses factors that affect personal growth and development. It identifies heredity and genetic factors as well as environmental factors as the main influences. Heredity factors include phenotype, parental characteristics, race, sex, and genetic disorders. Environmental factors impacting growth include prenatal influences like maternal nutrition and infections, as well as postnatal impacts such as nutrition, infections, socioeconomic status, climate, culture, emotions, and diseases. Growth and development are complex processes influenced by an interaction of many genetic and environmental determinants.