Paytm company profile (Ajeenkya D Y Pati University)
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A study on impact of demonetization on onilne payment system, mission, vission and statement of Paytm, objectives of study and statement of the problem, data analysis, finding and suggetions, conclusion and bibliography
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Paytm
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Paytm
Paytm is India's largest mobile wallet provider with over 120 million registered users. It started in 2010 as a mobile recharge website and has expanded into mobile payments, e-commerce marketplace, and bill payments to address financial inclusion challenges in India where many lack access to traditional banking. Paytm aims to become the primary digital payment method in India through partnerships with companies like Uber and food delivery services, and by obtaining approval to operate a payments bank from the Reserve Bank of India. It competes with other Indian digital wallets but benefits from strong network effects as more users and merchants join its platform.
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The retail sector is one of the fastest growing sector in India. It is one of the backbones of the economy and accounts for about 10 percent of the country’s GDP. The Indian retail market is estimated to be valued at US$ 600 billion and one of the top five retail markets in the world by economic value. The growth of retail sector in India is one of the fastest globally. Indian consumers are very particular about their products. The consumer choices vary based upon their preference towards online shopping versus offline shopping. The internet and traditional shopping both have their own advantages and disadvantages.Online shopping doesn’t require traveling long distances, offers more variety, remains functional 24*7, offers huge discounts and extend the facility of customer reviews. On the other hand, traditional shopping allows customers to physically examining products which otherwise online shopping lacks. Consumers may be use both the online and traditional mode of shopping depending on their preferences at a particular moment, which results in fundamentally different behaviours across the two mode of shopping. This article attempts to throw some light on the differences emerging out of online shopping behaviour and offline shopping behaviour.
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Mobile wallets
Mobile wallets have made it easy to carry out online shopping payments, online utility bill payments, mobile recharge online, DTH recharge online, online bus / movie ticket booking.
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Paytm
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Paytm is India's largest mobile wallet provider with over 120 million registered users. It started in 2010 as a mobile recharge website and has expanded into mobile payments, e-commerce marketplace, and bill payments to address financial inclusion challenges in India where many lack access to traditional banking. Paytm aims to become the primary digital payment method in India through partnerships with companies like Uber and food delivery services, and by obtaining approval to operate a payments bank from the Reserve Bank of India. It competes with other Indian digital wallets but benefits from strong network effects as more users and merchants join its platform.
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The retail sector is one of the fastest growing sector in India. It is one of the backbones of the economy and accounts for about 10 percent of the country’s GDP. The Indian retail market is estimated to be valued at US$ 600 billion and one of the top five retail markets in the world by economic value. The growth of retail sector in India is one of the fastest globally. Indian consumers are very particular about their products. The consumer choices vary based upon their preference towards online shopping versus offline shopping. The internet and traditional shopping both have their own advantages and disadvantages.Online shopping doesn’t require traveling long distances, offers more variety, remains functional 24*7, offers huge discounts and extend the facility of customer reviews. On the other hand, traditional shopping allows customers to physically examining products which otherwise online shopping lacks. Consumers may be use both the online and traditional mode of shopping depending on their preferences at a particular moment, which results in fundamentally different behaviours across the two mode of shopping. This article attempts to throw some light on the differences emerging out of online shopping behaviour and offline shopping behaviour.
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- It was founded in 1998 by Peter Thiel and Max Levchin and was later acquired by eBay in 2002. It grew rapidly and by 2000 was processing millions of transactions daily worth billions.
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Mobile wallets have made it easy to carry out online shopping payments, online utility bill payments, mobile recharge online, DTH recharge online, online bus / movie ticket booking.
In India there are options like Paytm, Mobikwik, Vodafone M-pesa, Chillr, Free-charge, Airtel Money, Oxigen etc.
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The document summarizes information about the BHIM app, which was launched in December 2016 by the National Payments Corporation of India to facilitate e-payments directly through banks and simplify cashless transactions. BHIM allows users to send and request money, scan and pay for purchases, and view transactions. It has over 16 million downloads and supports multiple Indian languages. The app provides a secure way to transact between bank accounts but has limitations like daily transaction limits and no dedicated customer support.
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Paytm started in 2010 as a mobile recharge service and expanded into a digital payments platform. It has grown significantly since demonetization in India through its various payment, banking and e-commerce services. Paytm generates revenue through advertising, subscriptions, commissions and transaction fees from its payment services. It faces competition from other digital payment companies but continues to grow through expanding its service offerings and gaining brand awareness across India.
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One97 Communications is India's largest mobile recharge and digital payments platform with over 400 million unique users and 1.3 billion daily transactions. It owns Paytm, which has over 22 million monthly visitors, 15 million active wallet users, and processes over 8 million transactions per month. Paytm provides quick and easy mobile and bill payments, and has become India's leading mobile e-commerce platform with over 20 million app downloads and more daily transactions than other players combined.
Paytm ppt
Paytm started in 2010 as a mobile recharge service and expanded into a digital payments platform. It has grown significantly since demonetization in India through its various payment, banking and e-commerce services. Paytm generates revenue through advertising, subscriptions, commissions and transaction fees from its payment services. It faces competition from other digital payment companies but continues to grow through expanding its service offerings and gaining brand awareness across India.
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Bhim is a one type of application in which we can transfer, credit money. And also do the online transaction. It is UPI application. It made by Indian government.
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The document discusses digital payments in India. It provides definitions of different types of digital payment instruments and outlines the history and evolution of digital payments in India from credit cards in 1981 to UPI in 2016. It describes key features of digital payments like convenience and security. Major reasons for increased adoption include demonetization in 2016 and expanding smartphone usage. Key digital payment methods discussed include cards, UPI, NEFT, RTGS, IMPS, internet banking, and mobile banking. The National Payments Corporation of India (NPCI) plays an important role in developing digital payment infrastructure.
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The presentation discusses electronic wallets, including their definition as digital stores of payment and personal information, types like client-side and server-side wallets, and Microsoft .NET Passport and Yahoo wallet as examples. It covers advantages like easier shopping and disadvantages like incomplete forms. Standards for micropayments and the ECML protocol are also mentioned.
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National Payments Corporation of India (NPCI) was set up in 2008 as an umbrella organization to consolidate and integrate various retail payment systems in India. It aims to provide standardized and uniform business processes for all retail payment systems. NPCI is owned by a consortium of major banks and promoted by the Reserve Bank of India. It operates various retail payment systems in India like the National Financial Switch ATM network, Cheque Truncation System, Aadhaar Payments Bridge System, Immediate Payment Service, National Automated Clearing House, Aadhaar-Enabled Payment System, RuPay, Unified Payments Interface and Bharat Interface for Money.
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The document discusses India's transition to a cashless economy. It explains that demonetization in 2016 pushed India towards digital payments like mobile wallets, UPI, and banking cards. A cashless economy provides benefits like reducing black money, increasing tax collection, and reducing printing costs. The document outlines various digital payment methods and their requirements. It predicts that increased transparency, GDP, and investments through cashless transactions will make India's economy more successful.
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This document provides information about Paytm, India's largest mobile marketplace and payment platform. It discusses Paytm's history and background, services offered, mission, trust in customers, market situation including competition, marketing campaigns, and SWOT analysis. Paytm has over 200 million registered users and offers a single platform for bill payments, recharges, shopping, and online transactions through its mobile app and wallet.
E-sewa (a largest e-commerce website in Nepal)
eSewa was founded in 2009 in Kathmandu, Nepal by Himal Niraula and Biswas Dhakal as the country's first payment gateway. It aims to facilitate e-commerce and online payments in Nepal by allowing secure money transfers and bill payments without needing to share bank account or credit card details. eSewa has over 300,000 users, 70% of whom are active, and processes around 25,000 daily transactions worth 3.2 million rupees.
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Evolution of payment system in india
The document summarizes the evolution of payment systems in India from barter systems to modern digital payments. It traces the progression from barter exchange, to cash payments, cheque payments, online payments, and mobile payment applications. Each system is defined and the key advantages and disadvantages are outlined. The core information provided is the historical evolution of payment methods in India and an overview of the main systems with their benefits and drawbacks.
Digital payments
Digital payments in India are being transformed through multiple options like UPI, e-wallets, cards, Aadhaar payments and USSD. UPI allows money transfer between banks using a virtual address, while e-wallets like Paytm allow loading funds and using them for purchases and bills. The government is promoting digital payments through policies while barriers include lack of internet access in rural areas.
CONSUMER PREFERENCE STUDY ON AMAZON VS FLIPKART
To understand and estimate the consumer perception and factors affecting their behavior for choosing e-commerce sites.
To know how consumers are evaluating e-commerce sites for their purchases.
To study the barriers those are there in between e-commerce sites and customers.
Paytm User Journey
Paytm is a digital wallet launched in India in 2010 that allows users to manage money, pay bills, shop online, and send money to friends. It has grown significantly by offering various services that meet consumer needs, allowing buying and selling through its platform, and onboarding many partners. Paytm attracts new users by offering incentives for creating an account and has expanded its services over time, including gaining approval in 2017 to launch a payments bank that can accept deposits up to Rs. 1 lakh per individual account. The Paytm user journey involves merchants registering to start accepting payments via options shown to customers to pay through Paytm directly or by scanning QR codes, with the process completed via a payment gateway.
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This project report discusses the scope of e-retailing in India. The report includes an introduction to e-retailing, which describes the key steps in the e-tailing process. It discusses objectives of the study such as learning about advancements in Indian e-retailing and understanding factors that influence online sales. The report outlines the research methodology, including use of secondary data sources like websites, books and journals. It also acknowledges limitations of the study including its reliance on expressed opinions and a non-representative sample.
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This document appears to be a dissertation report on consumer perceptions of online shopping in India. It includes an introduction that provides background on the growth of online shopping in India. The introduction discusses how online activities like shopping, banking, employment searches, and travel booking are growing significantly. It also outlines key factors driving online adoption in India like increasing internet penetration, lower costs, and changing consumer attitudes. The dissertation will examine factors that influence Indian consumers' online shopping perceptions and behaviors through a survey analysis.
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Idp presentation on Consumer Behavior towards online shopping in Jamnagar city
Idp presentation on Consumer Behavior towards online shopping in Jamnagar city
Marketing online shopping - consumer’s perception on online shopping
Marketing online shopping - consumer’s perception on online shopping
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Project on Re-Design Paytm Application Project UI UX
Project by - Manan Vaidya Student B.des UX UI
For details
Contact
vaidyamanan1606@gmail.com
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The document discusses opportunities for banks to implement "right channeling" strategies through mobile banking. It finds that (1) adding new mobile banking capabilities provides more choices for customers and opportunities to guide them to the optimal channel, (2) small business owners use mobile banking more frequently than retail customers which has implications for engagement, and (3) alerts have potential for real-time interaction and educating customers about channel choices. The document recommends banks understand customer mobile usage data to identify short and long term channeling opportunities.
Garth Graham MBA Tech Keynote slides 2018
1. The document discusses challenges and opportunities in the digital evolution of the mortgage industry. It notes rising production costs for lenders and the importance of high producing loan officers. 2. Technology spending is increasing for lenders but top barriers to digital adoption are internal to lenders, not consumer issues. 3. The presentation provides tips for a successful digital strategy including having a clear business case, ensuring technology works for top producers, making tools easy to use, focusing on borrower value, and considering people, processes, and products together.
Similar to Paytm company profile (Ajeenkya D Y Pati University) (20)
creation of ecommerce website with payment gate ways
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A STUDY OF THE CONSUMER PERCEPTION ON PAYMENT METHODS
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Mentoring Program Report ( Basic Questions regarding career)
Mentoring is a process of using specially selected and trained individuals to provide guidance, pragmatic advice, and continuing support that will help the people in their learning and development process. Mentoring is a method of helping people acquire skills and knowledge from experienced managers who are wise in the way of the organization. According to David Clutterbuck, ‘mentoring involves primarily listening with empathy, sharing experience, professional friendship, developing insight through reflection, being a sounding board, encouraging’.
A mentor is an individual, usually older, always more experienced, who helps guide another individual's development. The mentor's role is to guide, to give advice, and to support the mentee. A mentor can help a person (mentee) improve his or her abilities and skills through observation, assessment, modeling, and by providing guidance.
Nestle Report
This report provides an overview of Nestle Company, one of the largest food and beverage companies in the world. It discusses Nestle's history, products, brands, organizational structure, and operations. The report also includes sections on Nestle India specifically, ranking Nestle as the largest FMCG company globally and in India. It analyzes Nestle's recruitment process and interview questions.
Operation management and sustainability in service industry
This document discusses key concepts in operations management for service industries. It defines operations management as designing, operating, and improving systems that deliver primary products and services. Key concepts are efficiency, effectiveness, and value. The transformation process takes inputs, transforms them through a process, and produces outputs. Examples of production systems are given for hospitals, restaurants, automobile plants, and universities. The document outlines the scope of operations management and competitive dimensions. It also discusses challenges in managing services compared to manufacturing.
Import Export Procedure and Documentation Topic:- Currency Exchange Rates an...
This document discusses currency exchange rates and their management. It defines currency exchange rates as the price of one nation's currency in terms of another. There are three main types of exchange rate systems: fixed exchange rates, where a government maintains a set rate for a period of time; floating or flexible exchange rates, where the rate is determined purely by supply and demand; and managed floating rates, where a central bank intervenes to influence changes in the exchange rate to smooth fluctuations. The document also explains the concepts of currency appreciation and depreciation in terms of supply and demand and their economic effects.
Company International Market Entry Strategy By – Mansi Deokar Bba (ib) Sem - vi
ABOUT THE COMPANY
INTERNATIONAL MARKET ENTRY STRATEGY
COUNTRY IDENTIFICATION – CONSUMER PREFERENCE
PRELIMINARY SCREENING AND IN-DEPTH ANALYSIS
FINAL SELECTION AND DIRECT EXPERIENCE
ABOUT THE COMPANY
INTERNATIONAL MARKET ENTRY STRATEGY
COUNTRY IDENTIFICATION – CONSUMER PREFERENCE
PRELIMINARY SCREENING AND IN-DEPTH ANALYSIS
FINAL SELECTION AND DIRECT EXPERIENCE
Pepsodent.ppt A presention on Company International Market Entry Strategy BB...
Pepsodent toothpaste was introduced in the United States in 1915 by the Pepsodent Company of Chicago.
The original formula for the paste contained ”pepsin”, a digestive agent designed to break down and digest food deposits on the teeth, hence the brand and company name.
Pepsodent is still sold as a Unilever property in all markets except the United States and Canada.
According to the Brand trust Report 2014, Pepsodent moved up to 71st position among India's most trusted brands.
Pepsodent is an American brand of toothpaste with the minty flavor derived from sassafras.
Mc d A presentation on Company International Market Entry Strategy BACHELOR O...
Introduction
McDonald's is an American fast food company, founded in 1940 as a restaurant operated by Richard and Maurice McDonald, in San Bernardino, California, United States.
In 1955, Ray Kroc, a businessman, joined the company as a franchise agent and proceeded to purchase the chain from the McDonald brothers.
McDonald's is the world's largest restaurant chain by revenue, serving over 69 million customers daily in over 100 countries across approximately 36,900 outlets as of 2016.
Mansi m&s A presentation on Marks & spencer: A case study in international re...
Marks and Spencer is a general retailer in Britain that sells
Merchandise
Food
Home Furnishing
Financial Services (3%)
In UK, Europe, Americans and Far east
Marks and Spencer was started in 1884 by Michael Marks as a stall by taking 5 lakh loan from wholesaler.
It developed to open 35 outlets and also got a partner Tom Spencer in 1901
To achieve its mission they used certain principals
Coca cola SUPPLY CHAIN MANAGEMENT OF COCA COLA BY:- Mansi Deokar BBA-IB Semes...
INTRODUCTION
COCA COLA SUPPLY CHAIN PROCESS
SUPPLY CHAIN STAGES
INVENTORY AND WAREHOUSES SYSTEM
SUPPLY CHAIN PROCESS
GLOBAL BUSINESS
INTRODUCTION
COCA COLA SUPPLY CHAIN PROCESS
SUPPLY CHAIN STAGES
INVENTORY AND WAREHOUSES SYSTEM
SUPPLY CHAIN PROCESS
GLOBAL BUSINESS
Athira nike ppt A presentation on Company International Market Entry Strategy...
Introduction
Nike in India
Opportunities in India
PRELIMINARY SCREENING AND IN-DEPTH ANALYSIS
Challenges faced in India
Strategies used to overcome the challenges
Current Market Position
H & M COMPANY PROFILE SUPPLY CHAIN MANAGEMENT H&M: Organization of Supply Cha...
Founder : Erling Persson
Founded on : 4th October, 1947
Headquarters : Stockholm, Sweden
Products : Clothing, Accessories
Areas served : Worldwide
Industry : Retail
Founder : Erling Persson
Founded on : 4th October, 1947
Headquarters : Stockholm, Sweden
Products : Clothing, Accessories
Areas served : Worldwide
Industry : Retail
Founder : Erling Persson
Founded on : 4th October, 1947
Headquarters : Stockholm, Sweden
Products : Clothing, Accessories
Areas served : Worldwide
Industry : Retail
Founder : Erling Persson
Founded on : 4th October, 1947
Headquarters : Stockholm, Sweden
Products : Clothing, Accessories
Areas served : Worldwide
Industry : Retail
Etop analysis(ENVIRONMENT THREAT AND OPPORTUNITY PROFILE (ETOP)
Definition of environment
Overview of environment scanning
Techniques of environment scanning
Environment means the surroundings, external objects, influences or circumstances under which someone or some thing exits.
Environmental scanning is a process of gathering, analyzing, and dispensing information for tactical or strategic purposes.
It is a process of dividing the environment into different sectors and then analyzing the impact of each sector on the organization.
ENTREPRENEURSHIP DEVELOPMENT (Ajeenkya D Y Patil University)
NRM bags ltd. is a partnership business that manufactures cloth bags to capitalize on the ban of plastic bags in India. Their target market is retailers in Lohegaon, Pune. NRM sources bags from Eco generation bags ltd. and sells them to retailers, while also providing printing services. Their bag products come in cotton/cloth in 4 sizes ranging from Rs. 3.20 to Rs. 6.00 each. NRM aims to expand their business and eventually set up their own production, while also empowering women by providing employment in bag manufacturing.
Entrepreneurship Development Product Presentation (Ajeenkya D Y Patil Univ...
Marketing Strategies:_
Location – Lohegaon,Pune.
Reason to select Pune , good opportunity for our product due to the ban on Plastic carry bags and there are small scale paper and cloth bag manufacturers.
Target industry – Retail
Target Customers – All Retailer’s like jewellery showrooms, mobile shop owners, General provisional stores, grocery stores , etc
Target Consumers – People who shop from these Retailers
Company Profile (Ajeenkya D Y Patil University)
INDEX
Company Profile.
Objectives.
Research Methodology.
Data Analysis and interpretation
Findings.
Findings.
Conclusion.
Limitations.
The entire project was planned with a view to study the level of “Employee satisfaction in relation to their job” in Zeteo. The research has proved that the motivation and job satisfaction is the key component for any organization. The employees prefer to work in healthy environment, with good and adequate resources provided, they also look for opportunities to grow and develop.
The employee’s job satisfaction level is very important and generally depends on facilities provided to the employees. If the recreational facilities and leave packages are provided to the employees, it motivates them to work hard, resulting in better industrial relations between the employees and the employer and increase job satisfaction.
Communication between the higher level, middle level and lower level employees improves relationship, it also helps in problem solving, helps in supporting and guiding the employees. . When superiors guide, support and appreciate their subordinates it helps the employee to have clear quality goals and work towards it to the best of their knowledge
Employees talents, skills, knowledge must be given importance and their opinions and suggestions should also be taken into consideration. Employees need a good healthy environment to work in, they spend almost the whole day working in their respective work places.
Employees expect to be recognized for the hard work they also expect progression, promotion etc.
Most of the employees are satisfied with the relationship that they share with their colleagues, sub-ordinates and seniors but there are very few of the employees who are dissatisfied.
There are maximum number of employees satisfied with their salary and incentives, few employees expresses dissatisfaction and very few employees are neutral.
For other benefits that the employees are provided with like transport and medical facilities, training provided, leave package, innovation and growth opportunity etc. majority of them are said to be satisfied where as there are employees who are dissatisfied.
Most of the employees are satisfied with the relationship that they share with their superiors hence they find clarity in their goals and expected work.
Maximum number of employees are satisfied with the appraisal system and only 3% of them are dissatisfied hence most of them are satisfied with their progression so far.
Global warming (Ajeenkya D Y Patil)
Global Warming: Global warming refers to an average increase in the Earth's temperature, which in turn causes changes in the global climate.
Thailand Country ( Ajeenkya D Y Patil University)
THAILAND
POPULATION
FESTIVAL
CURRENCY
CULTURE AND RELIGION
CAPITAL
MAP
EDUCATION
IMPORT
EXPORT
TOP 10 EXPORTS
FOOD
AMAZING FACTS
Thailand is the world`s tweenth most population country,with close to 67 million people
It is the worlds most visited city,according to the global destination cities index, ahead of london. It will welcome 16 million international arrivals this year
Kitti`s hog-nosed bat-thought to be the world`s smallest mammal is found in Thailand . It weight just two grams.
According to the worlds economy forum , thaliand is the 13th friendliest country in the world.Iceland is the friendliest
It is strictly against to the law to critise the monarchy
Organization behavioral human factors contributing to accident (Ajeenkya D Y ...
Human Factors Causing Accidents :-
Human factors causing accidents are those factors directly attributable to the operator, worker or personnel involved in an accident.
A number of human behavioral factors may contribute to the accidents.
Managerial Economics (Ajeenkya D Y Patil)
FISCAL POLICY:-
Fiscal policy is the means by which a government adjusts its spending levels and tax rates to monitor and influence a nation's economy
Fiscal policy is the means by which a government adjusts its spending levels and tax rates to monitor and influence a nation's economy
Business communication(Ajeenkya D Y Patil University)
Business communication,internal and external,elements of good business writing,report writing, email,brochures,website, advantages and disadvantages.Business communication,internal and external,elements of good business writing,report writing, email,brochures,website, advantages and disadvantages
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Paytm company profile (Ajeenkya D Y Pati University)
- 1. PayTm IN PARTIAL FULFILLMENT TO AWARD THE DEGREE IN BACHELOR OF BUSINESS ADMINISTRATION (BBA-International Business) SUBMITTED BY ATHIRA CHATHOTH MEETHAL (BATCH – 2017 - 2018) SUBMITTED TO ATUL KADAM Project title A study on impact of demonetization on online payment system
- 2. Mission Statement: - “To be the most trusted mobile commerce brand in the market” Vision: - “provide meaning full access for mobile eco system” Slogan: Simple and Incredible, PayTm karo Company address: - Dindaya Nagar, Padgha, Maharashtra 421101 Founded in:- 2010 Started as:- Prepaid mobile recharge phones Expended as online payment system Competitors:- 1.MobiKwik 2.Airtel Money 3.PhonePe Paytm
- 3. Objectives • To Examine Status of Electronic Payment System. • The changes in people’s lifestyle that has come due to demonetization and online payment system. • To analysis the growth rate of products purchased through e-commerce websites before and after demonetization. • How many people have started using OPS. • To identify the new payment modes came into existence after demonetization
- 4. Statement of the problem • Electronic payment system yet not understood by senior citizens and illiterate people • Rural population not yet aware of EPS • Trust or loyalty of the customers on the company yet not acquired • No availability proper sources for example Networks
- 5. Limitation of the study • Non availability of data or other relevant • Time constraints • Lack of simple random sampling • Finding data • Biased reply of the despondence
- 6. Type of research work Quantitative research Source of data collection Primary Data through direct observation and information collected Method of sampling Simple Random Sampling Sampling Size 50 Individuals Sampling Unit 25 customers and 25 sellers using Electronic Payment System Research Area Vishrantwadi ,Pune Tool used for data collection Questionnaire, consisting 20 questions Research Methodology
- 7. Data Analysis 0 10 20 30 40 50 1 12 10 9 19 NO.OFRESPONDENTS MODE OF EXPENDITURE most used mode of expenditure before demonetization hard cash credit/debit card EPS Both A and B 0 10 20 30 40 50 1 8 19 23 USE OF EPS NOOFRESPONDENTS usage of your EPS every month now a days low moderate high
- 8. 0 5 10 15 20 25 30 35 40 not much somewhatincreased a lot Number of ATM visit post demonetization 26, 55% 4, 9% 6, 13% 11, 23% Reasons to switch to or try EPS could not withdraw cash found EPS more easy was already using EPS Increased used of EPS encouraged me
- 9. Finding And Suggestions • It is observed that most of the people have switched to EPS • I suggest that senior citizen must be encouraged and helped to use EPS • Demonetization has turned in a positive way • Reduced waste of time and energy • People should be aware of the benefits of using EPS Conclusion People have switched to using EPS than hard cash because of non- availability of currency. Hence we can the demonetization has helped EPS to be use more and reduced the visit to ATM’s. Hence demonetization has opened up opportunity for digital payment market to improve.
- 10. Bibliography From book:- • James, A.O. (2012). The acceptance of E-banking by customers in Nigeria. World review of Business Research, 2(2), 6-8. From book:- • Manpreet Kaur, ” Demonetization: Impact on Cashless Payement System” 6th international conference on Resent Trends in Engg. Science and Mgt. on 8th Jan 2017 ICRTESM-17 Article in a journal:- • Sharma Himani, ―Banker‟s Perspective on e-banking‖, NJRIM, Vol. 1, No. 1, June2011, pp. 71- 84. From websites:- • http://www.anpad.org.br/admin/pdf/2013_EnANPAD_MKT1209.pdf