Oral Essay Assignment-- FREEBIE In 2020 High Sc

Oral Essay Assignment--
FREEBIE In 2020 | High Sc
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Oral Essay Assignment-- FREEBIE In 2020 | High Sc Oral Essay Assignment-- FREEBIE In 2020 | High Sc

Kim Jong-Un In North Korea
Over the past couple of years, North Korea s government has been recognized to make very irrational
decisions at times. North Korea has recently launched missiles near countries, have been caught
hacking technology of other countries, and even found killing their own government and military
officials. All of these events were fueled by the dictator of the country Kim jong UN. Kim comes from
a long dynasty of dictators of North Korea who has been shown to be very hostile to other countries
and even their own to get there way. Currently, many people think of North Korea s government as a
ticking time bomb just seconds away from exploding over any situations. The most frightening
possibility is that North Korea could release weapons of mass destruction ... Show more content on
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Kim Jong Il was also known to make weirdly or unusual laws such as the Three Generation law which
forces a whole family to be sent to prison for one relatives crime. Also, the economy level was
extremely shocked and did not allow any well paying jobs in the country. People were stuck with
farmer jobs to trade at markets or to supply for their family, an article from CNN.com stated North
Korea s economy is one of the world s most centrally directed and least open and faces chronic
economic problems . other rules were formed to stop other influences into North Korea. The
government believes in this rule so much that they only allow three television channels on tv, and limit
what comes thru their country as
... Get more on HelpWriting.net ...

The Meaning Of Arnold Friend And The Devil
The devil has long been associated with evil, and containing a negative connotation. Connie
continuously acts promiscuously, resulting in the devil appearing at her house. Connie, however, when
first meeting Arnold is unphased by the potential harm and acts in a flirtatious manner to grab his
attention. In the story Where Are You Going, Where Have You Been? by Joyce Carol Oates, she uses
symbolism to to represent that Arnold Friend is the devil.
Connie, while walking with Eddie, notices a man off to the side. Despite Connie being with Eddie, she
catches the attention of a man, unaware of the harm he will soon cause her. The following day he
shows up to her house and says I wanna introduce myself, I m Arnold Friend. The fact that this man s
name is Arnold Friend is extremely significant, as it is a reference to the fact that he is the devil. The
name Arnold Friend with the R taken out spells an old fiend. The meaning of fiend goes back to old
english with the word freond meaning enemy or foe. Therefore, the word fiend also means an enemy
or foe. Therefore, it can be concluded that Arnolds name means an enemy. This foreshadows the fact
that he will soon cause harm to Connie and become the enemy. To many the devil has long been
associated with harm, and is seen as the enemy. The connotation associated with the devil is generally
negative. When speaking of the devil, Christians are opposed as they believe the devil is their true
enemy. The fact that the devil is an enemy

Iphone Process Analysis
PROCESS ANALYSIS
INTRODUCTION
There are clearly more questions than answers right now about what has caused Apple s iPhone 4
woes in particular, the phone s antenna design and the company s struggle with supply and demand.
Apple recently released the fourth generation iPhone with a design flaw in the antenna that
substantially degrades the reception when held in the palm of your hand. This, in turn, has created the
problems the company has had with meeting the needs of the consumer, as well as with the future
launch of the white version of the iPhone 4. Rumor mill says the white phone s manufacturing delays
are a direct result of Apple s covert attempt to correct the antenna design issue prior to its release. The
iPhone 4 is ... Show more content on Helpwriting.net ...
Employee satisfaction remains strong at Apple, with designers and engineers being well compensated.
They remain committed to the company not because of their salaries, but because of the amazing
products they are able to create. The work challenges the mind and the teams are passionate and
dedicated to the focus of the organization. Apple s future success largely hinges on the ingenuity of
these employees to overcome the iPhone adversity and present an alternative antenna design that has
less signal loss when held by the human hand.
ANTENNA DESIGN
During the iPhone 4 development process, testing was theoretically performed in house to identify any
potential technical glitches in design, performance or overall functionality of the device. Apple has
spent millions of dollars in antenna design and test labs. These advanced facilities are exclusively used
to measure the antenna and wireless performance, featuring seventeen different antenna anechoic
chambers that record antenna strength. Apple engineers logged thousands of hours performing various
signal tests throughout the two year development period. Lab tests lead to eventual field testing which
has been documented to be done under various conditions simulating realistic conditions. Apple had
ample time to discover any antenna signal loss deficiencies in the iPhone 4 design and speculation has
begun to brew as to how this issue failed to be identified long ago.
Many believe Apple was

The Origins Of The Viking Era
During the Viking Era, expansion to the west, as well as the east, introduced a new wave of
technology, industrialization and development, and culture to the European world. The Viking s
expeditions to both were quite similar in that advancements stemmed from their adventures east and
west. However, expeditions from the eastern Vikings (Sweden) were heavily dependent on the usage
and development of economic centers, specifically the Byzantine Empire, powerful and rich in
culture, as well as Russia which housed quality materials as well as slaves. The Russian Primary
Chronical is the most important source on the Russian world during that time. In it are descriptions of
the Scandinavian relationship with the Russians from the 9th century. Unlike in the west, where the
western Vikings (Norway) plundered and settled, the Vikings were always a minority of the
population near the Baltic. The authors of the chronical assumed that they were the original
inhabitants of the land, but in reality, they arrived relatively recently (SSN pg. 3). They came to trade,
not necessarily to settle. The wealth and vast resources in the east are what drew the Vikings.
Throughout this paper, I will present both the opportunities as well as the challenges faced by the
Vikings during their quests to the East.
According to Roesdahl, what were very important, crucial even, to the economic and social growth of
Scandinavia were effective means of transportation and conventional routes. This goes for both

Research Paper On Wild Horses By Birdy
Life is made up of moments that can be good or bad, big or small, it just depends how people choose
to see it. I personally choose to look at moments in my life with a positive outlook. Life will throw
you the craziest obstacles, and how you handle them will design the person you are. The soundtrack of
my life is made up of events that impacted my life tremendously, and made me who i am to this day.
Over the summer i went to Colorado for six weeks, which was the longest i have ever been away from
home. Days and weeks went by and i never felt homesick, because little did i know Colorado was my
home. I fell in love with so many things there, one of those things was Colorado Christian University.
I felt called to check that college out, and ... Show more content on Helpwriting.net ...
When Alex Dalbey told me that he was joining the Navy reserves, it brought tears to my eyes. Not
because i was sad, but because i was so proud of him. Biologically im not his sister, but that day i felt
like the proud sister i am. The Dalbey boys guide me and push me to be better, they look out for me,
and support me. Just like brothers should for their sister, and considering my biological siblings are in
their twenties, it s nice to know someone has your back. Since Alex has left, i found myself listening
to Compass by Lady Antebellum. In their song it says, We re really not that far apart. So let your heart,
sweet heart. Be your compass when you re lost. And you should follow it wherever it may go. Those
lyrics just remind me of him, that he is following what the Lord as called him to

The Role Of Women In Boccaccio
The Decameron is the first literary work speaking for women in Western literature and Boccaccio is
the first male writer functioning as a spokesman for women by writing this work especially for
women, defending women to have the rights of enjoying sexual pleasure, demanding the equal rights
shared by men and women both at home and in society, and requesting free love for women.
Boccaccio says Heaven would indeed be heaven if lovers were there permitted as much enjoyment as
they had experienced , earth . Boccaccio in the introduction of his story bespeaks to women:
Whenever, fairest women, I pause to consider how compassionate you all are by nature. (Boccaccio,
148). Giuseppe Mazzotta, in his study, The World at Play in Boccaccio s ... Show more content on
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Tobias Foster Gittes says that: Boccaccio s ideal society is not an orgiastic colony dedicated to serving
the senses nor is it found on the upper reaches of Mount Asinaio where Filippo Balducci preaches his
austere creed of abstinence from all worldly pleasures . (Gittes,29) Marilyn Migiel asserts that:
Boccaccio provides women with the opportunity to speak their desire but the voice of female desire
appears to emerge more clearly when female desire is consistent with male desire . The centrality of
sexual difference is emphasized through the gendering of the narrators in Boccaccio s masterpiece,
which depicts how social and discursive power is divided between sexes. The fictional storytellers of
the Decameron are marked by their gender and by their express views on sexuality and sexual
difference .(Migiel,82) Migiel makes the case that the stories also Appear to open up the possibility of
the expression of female desire at the same time that they describe severe limits placed on the way in
which women can speak out .

Max Miedinger
Max Miedinger was born December 24, 1910 in Zurich Switzerland. His career as a typeface designer
spanned some 54 years. He began studying at the Kuntsgewerbeschule after training as a typesetter
from 1926 until 1930. He worked at several positions until 1956 when he became a freelance graphic
designer. About a year later, he developed Helvetica in collaboration with Edouard Hoffman.
The creation made by Max Miedinger and Eduard Hoffmann was originally titled Neue Haas Grotesk,
but this title was changed in 1960 in an attempt to market it internationally. It has been even more
successful since. Helvetica has since grown to be widely used and developed into several popular
variants that are seen in many places. In fact, they have become ... Show more content on
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It contains the following Microsoft code pages:
1252 Latin 1, 1250 Latin 2 Eastern, 1251 Cyrillic, 1253 Greek, 1254 Turk, 1255 Hebrew, 1256 Arabic,
1257 Windows Baltic, 1258 Windows Vietnamese, as well as a mixture of box drawing element
glyphs and mathematical symbols operators.
In total, each weight of Helvetica World contains 1866 different glyph characters!
Fonts: Pro Arte (1954), Haas Grotesk, Helvetica (1957 onwards), Horizontal (1965).
The film Helvetica debuted at the South by Southwest Film Festival in 2007. Since that time, the
discussion based biographical movie has been shown in over 300 cities in 40 countries. Helvetica
looks at the whole picture and describes the impact that typefaces like Helvetica have in our lives and
in urban spaces.
This film not only goes so far as to celebrate the 50th anniversary of the typeface but also goes on to
use Helvetica as a catalyst to a conversation that speaks of graphic design and our society as a whole,
and how it reacts to typography and the visual images we are bombarded with daily.
Neue Helvetica is a reworking of the typeface with a more structurally unified set of heights and
widths. It was developed at D. Stempel AG, a Linotype subsidiary. The studio manager was Wolfgang
Schimpf, and his assistant was Reinhard Haus; the manager of the project was René Kerfante. Erik
Spiekermann was the design consultant and designed the

Drugs In Sports Analysis
The article drugs in sports: why the fuss? was published in 2000 to inform public about why drug
related controversies exaggerated in sports. Author Lan Ritchie explains that in every Olympic year
sport is overwhelm with stories of banned substance use to enhance performance as drugs threaten
both the health of athletes and the integrity of sport. In my point of view, athletes who use banned
substance to enhance performance are cheaters because they ruin the values of sports.
As Lan Ritchie explain, using drugs to enhance performance might just make sense the problem of
drug use in sports knock over due to ideals and values of sports. He tried to explain that banned
substances are dangerous to the health of athletes but not more than some

Unfriended
Unfriended is a 2014 American found footage supernatural horror film directed by Russo Georgian
director Levan Gabriadze,[4][5][6] written by Nelson Greaves, exec produced by Jason Blum, co
produced by Adam Sidman, and produced by Timur Bekmambetov and Greaves. The film premiered
at the Fantasia Festival on July 20, 2014, and at SXSW on March 13, 2015. It received a theatrical
release on April 17, 2015. The film, which is told entirely through a high school student s Macbook
screen,[7] stars Shelley Hennig as one of several friends who find themselves terrorized online by an
anonymous person.[8] The film received mixed to positive reviews from critics and has grossed $64
million against a $1 million budget. A sequel to the film has been greenlit and is in development. In
Fresno, California, high school student Laura Barns (Heather Sossaman) is relentlessly bullied and
harassed after a video of her drunk at a party is uploaded to YouTube without her consent, causing her
to take her own life. ... Show more content on Helpwriting.net ...
It shows her standing in the middle of what appears to be her school s basketball court pointing a gun
to her head and, despite the pleas of nearby students, she pulls the trigger. Blaire is then contacted over
Skype by her boyfriend Mitch Roussel (Moses Jacob Storm). As they discuss losing their virginities,
they are suddenly joined by their classmates Jess Felton (Renee Olstead), Ken Smith (Jacob Wysocki),
and Adam Sewell (Will Peltz). During their conversation they notice a random user dubbed billie227
in their chat, who was not invited by any of the

The Economics Of Happiness Is An Indicator Of Economic...
For centuries, economists have deliberated on the most effective ways to promote growth, to increase
employment, to boost consumption and to eliminate poverty, but where does this all lead? Surely these
are all means to an end? Today, some economists may define the end as happiness. This essay will
explore the potential benefits and drawbacks of using happiness as an indicator of economic success,
analyze how it can be measured and examine the current theories on whether happiness can cause
economic growth, or vice versa. Whilst economic growth first and foremost implies an increase in
GDP per capita, increasing happiness can be attributed to many different determinants such as health,
education, stability and inequality. Therefore, the economics of happiness is a multi layered and rather
subjective area that divides economists when asked whether happiness can cause economic growth.
To begin with, Stevenson and Wolfers (2008) propose that as countries grow richer, their citizens
report higher levels of satisfaction. This is achieved not only through higher income per capita levels,
but through the expected byproducts of an improving economy such as increases in levels of
education, access to healthcare, opportunities for employment and equality. Non income determinants
can be weighted against GDP levels to assess whether economic growth does impact happiness. For
example, using the Corruptions Perceptions Index it was found that Sub Saharan Africa, one of the
poorest

Robert Frost, Home Burial, By Robert Frost
One of the most influential poets of all time is Robert Frost he is a staple in any literature class. He has
a majestic way with words and is able to project imagery in ways that many people wish they could.
Students might not realize under these beautifully written poems there is a man pouring his heart and
soul out into them. Robert Frost suffered from a very difficult life where death and depression was
around every corner. Once readers realize what kind of life Frost had, it becomes apparent on how
dark many of his poems really are. I feel like Frost was alone and the only way for him to let people
know his situation was putting it in words. Home Burial is a particularly dark poem about the death of
a child which I feel as if it is an homage to his children who have passed away, and his way of giving
his grief life. The Road Not Taken talks about the life choices you make and whether they are the
correct choice to make, and Mending Wall talks about have social and mental walls that separate
people. These poems were all written within a year of each other and hold many dark images which is
Frost sharing his pain hoping to reach another and connect with them. First, having a knowledge of
Frosts past is imperative. In 1885 when he was 11, his father died of tuberculosis, leaving the family
with just eight dollars. Frost s mother died of cancer in 1900. In 1920, he had to commit his younger
sister Jeanie to a mental hospital, where she died nine years later (Robert

My Extended Family Originates From The Rural Areas Of...
My extended family originates from the rural areas of Pakistan, I spent first 8 years of my life there
before immigrating to Canada with my immediate family. Given the culture of the Middle East and
South East Asia, while growing up, some members of my extended family lived with us in one
household. This extended family structure is very common in Pakistan and the surrounding areas,
often times it is also follows a very gendered model of what the male and female members should be
doing. Male members of the family generally handle everything outside of the house by being a
provider, protector, and in some cases, a teacher to the children. As for women, they manage
everything within the household, including cooking, cleaning, taking care of ... Show more content on
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However, my mother still handles majority of the tasks within the home, cooking the meals, cleaning,
and gardening while my dad leads the household in all other aspects, including budgeting, household
repairs etc. The only difference is that the gender roles are no longer exclusively his and hers , my
parents work as a team to get work done as effectively as they can. For example, if my mother is at
work, my Dad will take out a recipe book and cook us a meal by the time my Mom comes back. When
I look back to my days growing up in Pakistan, I cannot recall many times I saw my Dad in the
kitchen, in fact, I do not have a single memory of him cooking for us.
One of the key notions of women working that we talked about in class is the belief that women who
work are just helping out , or creating fun money . Since this observation focusses on my family, I will
talk about my experience with my Mom working. Even though what she brings home pales in
comparison to what my Dad makes, she is the primary reason why I am fortunate enough to be able to
graduate with no debt. She has literally saved a potential 10 years of paying debt from my life, that is
not just helping out , that is making a vast measurable difference in the quality of an individual s life.
The system of shared spheres that my parents set up has worked very well for us, challenging the
gender norms of our native Pakistani culture and giving my sister and I a different gendering process,
compared to

Case Study Of Spur Steak Ranches
The main purpose of this assignment is to determine the future potential for investment to take place
in the company. Firstly investors invest in their into their chosen companies. There are many elements
that need to be critically analyzed in order to determine whether of not future investors will benefit or
possibly lose by investing in a certain company on the JSE or in this case Spur. In order to determine
Spur s potential, there are many statistical analyses that can be carried out. These characteristics
include fundamental analysis and technical analysis. In addition to the technical and fundamental
analysis, it is important for a company to be environmentally and socially aware. Thus a good
corporate governance and corporate social ... Show more content on Helpwriting.net ...
They were first listed on the JSE in 1986, was restructured in 1999, which resulted in the formation
and listing of Spur Corporation. Spur Corporation is a developing multi brand restaurant franchises. It
operates through the following subsidiaries: Spur Group Properties (Pty) Ltd, Share Buy back (Pty)
Ltd and Spur Group (Pty) Ltd. Spur Group consists of Spur International, Spur Steak Ranches,
Captain DoRegos, The Hussar Grill, John Dory s Fish, Panarottis Pizza Pasta and Grill Sushi.
Currently there are 503 outlets worldwide. There are 52 restaurants in the Spur Group s International
division. Spur Corp has managed to keep up its good reputation over time as their food and services is
well thought of by many South Africans. Their aim is to provide countless special memories and
create a well balanced reputation for having tasty, nutritious, value for money meals. Their menus
offer something for everyone. Spur steak ranches have developed a great business scheme that they
offer which is their well known two for the price of one burger Mondays. Their philosophy is bringing
their customers together over great food to create outstanding memories, which they have certainly
accomplished by being different from their competitors by offering a unique service that can only be
found at their restaurants. Spur has achieved the right to be known as the official restaurant of the
South African family. In preparation for future plans that evolve around Spur, the Operational
Committee meets to discuss and brainstorm new paths Spur can follow as well as all the risks and
concerns that are linked with Spur in order for development and expansion of the company to take
place. Their future plans at this moment is to concentrate on the continuation of their restaurant
expansion across Spur Steak Ranches, Panarottis Pizza Pasta, John Dory s Fish Grill Sushi and
Captain

Vivian Bearing In The Play Wit
In the play Wit, highly esteemed professor of seventeenth century poetry, Vivian Bearing, finds out
that she has stage four terminal cancer. The Doctor who tells her the diagnosis, does so in a very
clinical and non emotional way; he appears to describe her cancer and treatment comparable to how
her college literature professor described her punctuation in her poem. He explained everything in
medical terminology, which was not understandable by those outside of the medical field. A research
study showed that even college educated patients struggled with understanding the meaning of certain
words used by medical staff and based on these results it is recommended that Doctors should adjust
their language to match the patient s cognition ... Show more content on Helpwriting.net ...
Vivian Bearing did not show a lot of kindness or compassion to her own students as she did not think
that it was important. Now as her death is approaching she comes to realize that is what she has been
missing. Her nurse Susie patiently explains the treatment plan to Vivian in terms that she can
understand; including the DNR (do not resuscitate) and that it was her decision, Susie allowed Vivian
some control over her life by giving her this choice while she fought for her dignity. As her nurse
strives to provide her with compassion and empathy this is important to Vivian in her final days as
compassion is connected to our human spirit; as she was approaching death (Frost, 1999, p127).
Patients often experience quicker healing rates when they receive compassion as opposed to those
who do not (Dossey, 2007). Susie told Vivian when she was semi conscious that they were putting a
catheter in; even though Doctor Jason said :why are you bothering? Some people, such as nurse Susie,
will go out of their way to make others comfortable and put the patients need before there own, we
just have to be mindful of emotional burnout if our own needs are not being met (Brehony, 1999, p

Youth Disengagement Essay
Disengaged Youth and Mainstream school In modern societies, the life experiences of young people
have changed significantly over the past years. These changes have a major affect on relationships
with family and friends, experiences in education, labor market, lifestyle and the ability to become
independent young adults (Furlong Cartmel, 1997). This research paper will focus on youth
disengagement and its relation to mainstream school. Disengaged youth are individual s aged between
14 24 years old, who are not actively engaged in school or the workforce (Hanley, Nabi, Bean, Radday
Stanzler, 2012). The purpose of this paper is to analyse youth disengagement and mainstream school
and to reflect critically on the impact of the macro system on the development of series and programs
within a rage of communities, using current research, reports, and theory to be able to make
recommendations for practice. Literature Review Disengaged Youth Disengagement is often linked to
the individual s values, attitudes and competencies; however, youth disengagement is also influenced
by family, peers, school, media, ... Show more content on Helpwriting.net ...
Some of the key elements that cause youth disengagement involve family dysfunction, youth culture,
social and cultural factors, and coping with change (Dweyer Wyn, 2001). McLeod and Malone (2000)
explore methodological issues in the field of youth studies, interrogate how researching youth, and
linking these discussions to contemporary theoretical debates in the social sciences. It was established
that risk factors and processes of disengagement and process of exclusion is evident across multiple
domains. An example of this would be if a young person were disengaged from school, work, family
and the community they are at a greater risk of homelessness, mental health issues and substance
abuse (Australian Research Alliance for Children Youth,

Theories Of Secularization
The Secularization Debates Early theories of secularization had originated in order to make note of the
transfer of religious properties to the state. In this way, secularization was initially conceived as a
means of labelling the transfer of things from the religious sphere of the European monastery to the
non monastic saeculum, or, secular sphere. This theory was subsumed into theories of modernization
in order to argue that as the social differentiation of societies on the path to modernization increased,
so too would the secularization of these societies.
However, American socio religious development seemed to fly in the face of these early theories and
this traditional paradigm, as several periods of modernization in the United ... Show more content on
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Finke and Stark begin by explaining how religion was initially viewed as an epiphenomenon
(Finke/Stark 96). In their words, it was thought of as an elaborate reflection of more basic realities
(96). The pair reference early Berger s imagery to explain how the sacred canopy notion meant that
religious thought was viewed with unquestioned authority and plausibility (97).
From this contextualizing explanation, they move to explain the predominant theories of
modernization, which posit secularization as inevitable. This old paradigm has been forced to adjust in
the face of material facts, like the correlation of industrialization and religiosity in late nineteenth and
early twentieth century America. Consequently, the more simplistic notion of secularization as tied to
de institutionalization has been weakened. This allows Finke and Stark to expand on the new
paradigm of religion, which does away with the notion of religion as epiphenomenological, and argues
that religious doctrines themselves can have consequences, (100). Finke and Stark s theory is largely
centered on a refocusing of dominant religious thought, to consider the factors and incentives by
which the supply of religion is altered. Within the notion of a religious economy, the pair put forth a
variety of propositions.
The first proposition is that a religious

Water Is Convenient Environment For Microorganisms Growth
Water is convenient environment for microorganisms growth, some are pathogenic and other non
pathogenic.
Bioindicators are living organisms such as plants, planktons, animals, and microbes, which are
utilized, to screen the health of the natural ecosystem in the environment (Trishala K. Parmar, Deepak
Rawtani and Y. K. Agrawal, 2016). Bio indicator organisms are algae, fungi, bacteria, larval
invertebrates,
Cyanobacteria, macro invertebrates, and fish play a vital role in water quality evaluation. [Natalia
Szczerbiñska and Ma³gorzata Ga³czyñska, 2015.]
(Bacteria play a vital role as Bio indicator organisms)
Previous studies indicate that water have many types of indicators; General (Process) indicator a
group of organisms that ... Show more content on Helpwriting.net ...
Current research on water pathogens is focused on some pathogenic bacteria (bacterial pathogens).
Waterborne pathogens and related diseases are a major public health concern worldwide, not only by
the morbidity and mortality that they cause, but by the high cost that represents their prevention and
treatment. These diseases are directly related to environmental (7, 2015) Proper assessment of
pathogens on water and water quality monitoring are key factors for decision making regarding water
distribution systems infrastructure, the choice of best water treatment and prevention waterborne
outbreaks.
The World Health Organization [World Health Organization (WHO). Water Sanitation and Health.
2015. Available online: http://www.who.int/water_sanitation_health/diseases (assessed on 17 February
2015)., Pandey, P.K.; Kass, P.H.; Soupir, M.L.; Biswas, S.; Singh, V.P. Contamination of water
resources by pathogenic bacteria. AMB Express 2014, 4, 51.] has reported that improving water
quality can reduce the global disease burden by approximately 4%. Thus, there is an urgent need to
undertake all possible efforts to reach this goal. if infection to the host is produced, depends on factors
such as minimal infectious dose (MID), pathogenicity, host susceptibility and environmental

John Coleman And The Rock House Essay
John Coleman Boyd was born March 16, 1802. He settled in Chambers County, Alabama. He
purchased land that was previously held by they Creek Indians and built a house. The original house
was built with native fieldstone by slave labor. The home was known as the Rock House. Under the
rock rooms there was room to store fruit, vegetables, and other produce. There was a smoke house for
curing and preserving meat products. These were all a necessity to survive. In the grove there were log
cabins that were the slave quarters. Today all that remains of the cabins is a lone chimney. John
Coleman Boyd had about 1,900 acres and he acquired other properties. After looking in further it was
shown that John Coleman s total estate was valued at $88,000 and that he owned 42 slaves. John
Coleman told a good friend Sam Jeter that a man should not stay in one place too long. Because of this
John Coleman went to Northeast Texas there he purchased some land. He made his decision to move
to Texas, he got the wagon train to be loaded and ready to leave. The night before they were going to
leave John Coleman suffered a stroke. During his illness John Coleman continued to manage his Boyd
Tank properties by having some slaves pull him around the farm in a rickshaw type cart. During his
illness his wife Elizabeth sold some of his properties in Texas. He later dies on March 2, 1861.
William Ewell Boyd was the first child of William and Mary Ann Boyd. He was born October 8,
1863. Many called him

Observation Of Sona
Method
Participants
The participants in this study were in the region of 70 University of Central Oklahoma students from a
system online called SONA that specializes in the recruitment of participants. Most of the participants
were accumulated from the psychology pool. The participants included 31 females and 9 males. Their
ethnicities varied from 21 white, 4 Asian, 7 African American, 8 Hispanic/Latino. All participants
were volunteers and given course credit for participation in this study.
Materials
A consent form was presented upon entry to the lab containing the purpose of the research, procedures
involved, expected the duration of the experiment, potential benefits, potential risks, medical contact
information, researcher contact information, ... Show more content on Helpwriting.net ...
The variables used included stimuli with two levels fake and real. There are two dependent variables
Beta is used to measure response bias; dʹ prime contains two levels percent error rate and correct
response. Upon arrival, participants were seated and given a consent form. Once signed the participant
was then placed into one of 5 rooms and instructed to shut off their cell phone and leave their bag
outside the door. A script of instructions was read by the experimenter with the instructions also placed
on the monitor screen. Two sample trials were presented before the stimuli and were initiated by the
experimenter. The participant was asked what questions do you have for the experimenter. Once
answered the participant was asked to begin and the experimenter shut the door. The stimuli contained
40 trials with 20 fake and 20 real smiles. After the stimulus was a survey that asked the participant
how often they felt socially excluded and was measured with a Likert scale. After the screen then
displayed a message thanked the participant for their participation. The experimenter then guided the
participant outside of the lab and was thanked for their

Definition Of Maintaining Rule Of Law
V: Morality Ought
Criterion:
Maintaining Rule of Law
The rule of law is vital to keep power with the people and prevent a government from being all
powerful and oppressive.
Specific to the actor (juror)
Jurors become part of the legal system, part of the governance, so they are particularly obligated to
society as a whole.
Contention 1
Jury nullification undermines legal stability by wrongfully distributing lawmaking powers and
destroying due process and objective application. Legal expert, Erick Haynie writes:
Journal of Criminal Law and Criminology Volume 88 Issue 1 Fall Article 8 Fall 1997 Populism, Free
Speech, and the Rule of Law: The Fully Informed Jury Movement and its Implications Erick J. Haynie
1. Rule of Law v. Rule of Men ... Show more content on Helpwriting.net ...
6 This reality was explained long ago in the Supreme Court s landmark decision of Sparf Hansen v.
United States,8 7 which addressed the issue of jury nullification in the federal court system. Holding
that it is the right and duty of the trial judge to instruct the jury to follow the law, the Court wrote that:
Public and private safety alike would be in peril if the principle be established that juries in criminal
cases may, of right, [be told to] disregard the law as expounded to them by the court, and become a
law unto themselves. Under such a system, the principal function of the judge would be to preside and
keep order while jurymen, untrained in the law, would determine questions affecting life, liberty, or
property according to such legal principles as, in their judgement, were applicable to the particular
case being tried.... We must hold firmly to the doctrine that in the courts of the United States it is the
duty ofjuries in criminal cases to take the law from the court, and apply that law to the facts as they
find them to be from the evidence. The Ninth Circuit has criticized nullification arguments by counsel
as violative of the rule of law in even stronger terms: If we... allow lawyers to appeal for jury
nullification

Karrie J. Koesel s Religious Freedom And Restriction In China
Mahatma Gandhi once said, Freedom is not worth having if it does not include the freedom to make
mistakes. If this were true, freedom would lose its importance. It must be remembered, freedom s
importance comes from its virtue, because true freedom and virtue go hand in hand. When people do
whatever they want without consequences, it takes away from the rights of others Americans,
therefore, losing its virtue and importance. If individuals were free to make wrong decisions, how
much people would really be free? True freedom derives from the virtues and morals of America,
which is the reason why it is important to every American. True freedom is important because of its
morals, protections, religious freedom, universality, and strong work ... Show more content on
Helpwriting.net ...
In 1963, thirty fifth President of the United States, John F. Kennedy, made this point in his speech,
Address on Civil Rights , to address a situation of two black boys who needed guards to protect them
in their University. Kennedy s main point was that the discrimination on African Americans was no
longer a political issue but a moral one. In light of this, he called for Americans to think over the
incident and explained that all men are created equal and should be free. In addition, the author goes
on to say that all Americans, even those of color, should enjoy the same rights as any American and be
treated just as fair. Furthermore, the African American was not given the same rights or treatment;
they were not free. He calls upon the issue in a moral light and claims that the nation will not be fully
free until all its citizens are free (Kennedy). To explain, his point was that they cannot call this nation
the land of the free if they excluded people based on skin color. Given these points, Kennedy called
for action to make the country a place of equal freedom, as well as point out all he had done to
desegregate. He concluded by asking for the support of every citizen in making the country a place of
freedom for everyone. Americans can see the change in freedom, from what is was then to what it is
now. When Kennedy made this speech, America did not quite have true freedom. It lacked
universality. One

Autonomous Moral Development
rules of another. At this age children have a sense of moral realism. This means that they believe all
elements of morality such as rules and punishments come from an external source and exist in their
own right. Due to this they see things as clearly right or wrong as they are told is the case. From the
age of 10 the morality of a child is autonomous. Autonomous means this is where the starts to believe
that they are subject to one s own laws and rules. This stage involves moral relativism. This is where
the child starts to understand that rules come from social relationships and they know the importance
of taking other peoples opinions into account. Piaget stated that the move from heteronomous to
autonomous morality is influenced by two ... Show more content on Helpwriting.net ...
Kohlberg believed that we must have an understanding of justice as that represents the most
fundamental moral principle. Kohlberg gave a group of subjects a number of moral dilemma s
between 2 or more moral principles and asked them to choose between them. The dilemma s used
involved 10 universal moral issues which were punishment, property, law, roles and concerns of
affection, authority, life, liberty, distributive justice, sex and truth. From this experiment Kohlberg
formulated this theory of moral development.
Kohlberg s theory of moral development involved three levels with each level having two stages.
The earlier of these levels are consistent to Piaget s stages of cognitive development. The three levels
in Kohlberg s theory are the pre â€ conventional included up to and above the age of 9, The
conventional model which included most adolescents and adults and finally the post conventional
level which includes about 20% of adults according to Shaver and Strong over the age of 20. Each of
these levels have two stages which are stage 1 is the punishment and obedience orientation and stage 2
Is the instrumental â€ relativist orientation this are the stages involved in the pre conventional level.
Stage

Analysis of the Film The Rise of the Planet of the Apes Essay
The movie that I choose to watch is The Rise of the Planet of the Apes . In class we learned that
primates have different categories. The categories include; movement, reproduction, intelligence and
behavior patterns. In the movie, the main ape, Caesar, as well as the other primates in the movie shows
examples of these categories. Although, like most modern day movies, some behaviors and
characteristics are not true and do not relate to the material that we studied in class.
This film was made in 2011 starring James Franco as the main character, Dr. Will Rodman. The movie
takes place in San Francisco, where Will works in a laboratory hoping to discover a cure for
Alzheimer s disease. The main thought in Will s head every day, is trying ... Show more content on
Helpwriting.net ...
Will named the baby ape Caesar, and right away he noticed how intelligent baby Caesar was. The first
day that he brought Caesar home, Caesar already knew the correct way to hold a bottle and feed
himself. By the age of three, Caesar was doing tasks that normal eight year old children would do.
Impressed with the results Will was finding from Caesar, Will takes a chance and steals some of the
ALZ 112 from the lab to bring home to Charles. After giving the shot to his father, his father quickly
recovered and no longer had any symptoms relating to Alzheimer s disease. Unfortunately the
medicine did not permanently cure Charles, years later he returned back to his old ways. When Caesar
looks outside his window, he sees Charles getting yelled at by neighbor. Protective over Charles,
Caesar runs outside and attacks the man, which resulted in Caesar being taken away from his family
and imprisoned in an ape sanctuary.
While begin in the sanctuary, Caesar along with the other apes are not treated very well. From the
mistreatment, Caesar starts to make plans about how to escape. He would draw on the walls of his
cage, and think of a route to break free. When the owners son takes his friends into the sanctuary, one
boy went over to see Caesar, this gave the intelligent ape to steal the pocket knife that the boy had
without him knowing. Caesar makes a tool that helps him to unlock his cage and free himself and the
other apes. Caesar leads the

How Is Jerry Alike
I think Jerry, the main character, needs friends but is adventurous because he wants respect, he is
lonely, and above all he is awkward. In this realistic fiction book by Doris Lessing, the main character
Jerry, goes to a beach and he meets some boys that go through an underwater tunnel, and he wants to
go too. In the book, it says that Jerry s mom is a widow so he has no dad. This could make him want
friends even more than other people because he doesn t have a dad to play catch with or something. I
think that s why that Jerry wants to make friends with the big boys, who were the other kids on the
beach. The first piece of evidence is To be with them, of them, was a craving that filled his whole
body. This supports my claim that Jerry is lonely because this piece of evidence means that Jerry
doesn t just need friends, he also wants friends. This is important because in order to have friends, you
need to want friends (although exceptions exist (me)). Another piece of evidence shows that Jerry is
awkward on page 5, where it says and now, in a panic of failure, he yelled up, in English, Look at me!
Look! and he began splashing and kicking in the water like a foolish dog. This shows he is awkward
because no normal kid what splash and kick in the water and scream Look at me! Look! Unless they
are young ... Show more content on Helpwriting.net ...
Soon she walked slowly up the path, swinging her striped bag, the flushed, naked arm dangling beside
her. I want some swimming goggles, he panted, defiant and beseeching. This shows that right after
Jerry saw the boys go underwater and through the tunnel, he wanted their respect and wanted to show
them what he was capable of (also maybe to show that he wasn t that awkward and weird). I would
not do this because I am not that respect hungry and I won t risk my life to impress a couple of
strangers (in this book he tries to impress the

Scope of Solar Thermal Power Plants in India
TOPIC
SCOPE OF SOLAR THERMAL POWER PLANTS IN INDIA
AUTHORS
U. Mohamed Razik Ali
E.Praveen
SCOPE OF SOLAR THERMAL POWER PLANTS IN INDIA
U. Mohamed Razik Ali (UG student)
E.Praveen (UG student) praveen93psn@gmail.com mohamedrazikali@gmail.com
Abstract Now a days the importance of electrical energy is very severe, that no one could live without
it. In such a condition, in India and especially in southern India there is a great demand for electricity.
This article refers to such a problem and also gives a solution .Moreover calculations based on the
solar potential in India and the possibilities of constructing Solar Power Plants in India is also
discussed here. Some methods for storing the huge potential of solar ... Show more content on
Helpwriting.net ...
This indicates that India s future energy requirements are going to be very high and solar energy can
be one of the efficient and eco friendly ways to meet the same.
Solar thermal power generation technologies
Solar Thermal Power systems, also known as Concentrating Solar Power systems, use concentrated
solar radiation as a high temperature energy source to produce electricity using thermal route. Since
the average operating temperature of stationary non concentrating collectors is low (max up to 1200C)
as compared to the desirable input temperatures of heat engines (above 3000C), the concentrating
collectors are used for such applications. These technologies are appropriate for applications where
direct solar radiation is high. The mechanism of conversion of solar to electricity is fundamentally
similar to the traditional thermal power plants except use of solar energy as source of heat.
In the basic process of conversion of solar into heat energy, an incident solar irradiance is collected
and concentrated by concentrating solar collectors or mirrors, and generated heat is used to heat the
thermic fluids such as heat transfer oils, air or water/steam, depending on the plant design, acts as heat
carrier and/or as storage media. The hot thermic fluid is used to generated steam or hot gases, which
are then used to operate a heat engine. In these systems, the efficiency of the collector reduces
marginally as its operating

Dynasty Of Ra Essay
Meta: You will have seen Ancient Egyptian themed slot games in the past, but you will have never
seen anything quite like Book of Ra before. Lush, lavish, and loaded with prizes, will you uncover this
game s gold laden goodies?
Dynasty of Ra Review
Ancient Egypt is perhaps one of the most defining time periods in history. A lot of human history is
tied to those days and as such it s always treated with respect. It s little wonder that there are a lot of
online slot machines that use the time period as a theme. Not all of them have succeeded of course, but
Dynasty of Ra, one of the latest games from Novomatic, certainly seems to have enough within its
digital walls to wow audiences. The game gives players intense online slots action, while ... Show
more content on Helpwriting.net ...
If you re interested in the Ancient Egyptian world, especially the pyramids, then you need to give the
game a go. The backdrop of the game is a pyramid, which really does finish up the wonderfully
handled theme. Novomatic really went above and beyond when they put Dynasty of Ra together, as it
s packed full of intense slot machine action that any online slots fan is bound to love. All things
considered, this is probably the best Ancient Egyptian themed online slots title around right now, so
make sure you look to check it out sooner rather than

Animals Vs Animals
Circuses are loved all around the world, the audience loves seeing the animals do all the crazy tricks.
What they do not know is that circuses are treating their animals terribly. Protestors are a voice for the
animals. The animals can not say what is on their minds, so the protests are doing it for them. They
have been trying to get animals out of the circuses The way animals act in the wild and circuses are
two completely different things. Protests have been going around all across the world to stop having
animals in the circus.
Even though circus protestors have been arounds for years, one event that was striking to everyone
was, in 2009 whistleblower Sam Haddock was shared photos of how a baby elephant was trained with
the circus. What these photos showed were acts of animal abuse; using sharp metal tools to get them
to do poses and tying them up their limbs and trunks. In an article written by Compassion Works
International it stats, The circus lied to us form the time we were small, causing us to think that
whipping tigers or making elephants stand on their heads is normal , when those activities are
anything but normal (Compassion Works International). Protestors do not understand why they think
doing this to animals is okay, causing animals pain and discomfort is not a good thing. The audience
does not see what it s like behind the scenes, that is why there is protests going on across the world so
that the world can get educated on what is really going on.

Questionnaire On Data Collection Methods Essay
Data Collection Methods
This study will collect and collate new data to assess the evaluation question by having patients fill out
the patient preference Likert questionnaire before and after the exam. Data will be collected for initial
random population selection from the provider s EHR via a SQL query with the following criteria:
M/F, age ≥ 50, type of screening = CRC (Baker et al., 2015). Then, the pre Likert Questionnaire about
the patient preference for the procedure (Optical colonoscopy vs CT colonography) is distributed to
patient portals. Preferences are automatically stored in separate lists based on SQL parameters in the
portals. Pre Likert Questionnaire will be retrieved from the patient portal and stored in the facilities
EHR. Each facility will export the results to an EXCEL file to the researchers. Patients will then
undergo different procedures and results will be assessed. After the procedure, patients will complete
the same Likert scale questionnaire on a portable EHR at the facility or via the patient portal within
three days of the procedure. Again, facilities will export this post Likert questionnaire to the
researchers. Hence, the researchers will compare pre and post patient preferences for CTC or OC. If
more patients choose to undergo the CTC procedure, then it is a good indication of more CRC
screening. It is extremely beneficial. As a result, an increase in patient screening should result in
Medicare covering the costs. The methods used to

The Attack-Personal Narrative
EEERRR....... As I opined the dour, I heard a frantic scream, help help help screamed a man that was
being chased by a ISIS fighter. In a state of notches, I feel to the ground, ouch!!! I quickly stumbled to
my feet, turning around I realized that I feel on a rifle. I thought myself, remembering how I to us a
rifle, I snatched up the gun and aimed throw the scope, as I puled the trigger, a loud sound from the
gun startled me and at the same time excited that I killed one of the many fighters I have to face.
Huff...Huff... as I ran to the man he was trembling in fear from my sudden gun shot he, twitched his
head looking in all directions trying to see wear the gun shot came from. As I rushed over to him as
quickly as possible to come him down, ... Show more content on Helpwriting.net ...
I quickly polled the clip and throw it right in the middle of them and.... In a loud bang all of blow up a
sudden bang, a soon I realized it was over I ran inside the hose and screamed that it was over then I
ran to the room I tolled my kids to hid in during a wore. BOOOOM...... everything in slow motion as
the glass struck me in the neck as I hit the ground I quickly bleed to death before hitting the

R J Reynolds
Essay: R.J. Reynolds International Financing (HBS 9 287 057). Page 1 of 7 Cour sew or k.Info offer s
a ver y valuable tool to students. Dr Yaakov Wise, Univer sity of M anchester LO G I N JO I N N O W
! SEARCH Adv anced search Search Coursew ork .info You a re he re : Universit y Business and Adm
inist rat iv e st udies Finance R.J. Reynolds I nt er nat ional Financing ( HBS 9 287 057) . N O M ORE
BRAI N FREEZE j ust love ly ide a s j uice ! W e ve got 1 ,4 6 2 GCSE Gr e e n Pla n t s a s Or ga n
ism s Essa ys on lin e r ig h t n ow t o in sp ir e you St udy t he w ork of t he bright est st u den t s in t
h e u k , a ll for le ss t h a n 1 7 p a da y. Accoun t ing ( 513 Essays) Econom ics ... Show more content
on Helpwriting.net ...
Fixed vs. Float ing r at e: The shor t t er m and com m er cial paper debt t hat t hey alr eady have
suggest s using fixed r at e debt . Currency of financing: They do not hav e significant y en ex posur e
t hat calls for exposure t o yen liabilit ies 1 st v isit t o Course w or k .in fo? W e lcom e ! As a w
elcom e gift , y ou ar e view ing t he t he com plet e version of t his essay, t o v iew ot her docum ent s
in full you w ill need t o becom e a subscriber. M a r k e t ing ( 2,908 Essays) Tour ism , Tra nsport Tr
a v e l ( 351 Essays) Cre a t ive Ar t s a nd D e sign ( 375 Essays) Educa t ion ( 1,625 Essays) En gine
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ist orica l a nd Philosoph ica l st u die s ( 2, 731 Essays) La w ( 4,034 Essays) Lingu ist ics, Cla ssics a
nd r e la t e d subj e ct s ( 2,742 Essays) M a ss Com m unica t ion s a n d D ocum e n t a t ion ( 2,211
Essays) M a t h e m a t ica l a nd Com put e r Scie nce s ( 807 Essays) M e dicine a nd D e nt ist ry (
563 Essays) M isce lla ne ous (752 Essays) Ph ysica l Scie nce s ( 474 Essays) Socia l st udie s ( 5,246
Essays) Subj e ct s a llie d t o M e dicine ( 988 Essays) Dom est ic vs. foreign m ar k et s: Their cur r
ent

Blanche s Mental Breakdown
Blanche s melodramatic mental breakdown needs to dominate the play, as it is the driving force
behind the narrative of A Streetcar Named Desire . Without her psychological demise,
characterisation, relationships, and even plot would not be allowed to develop within the unities of
action and place. Therefore, her breakdown does not impede characterisation or narrative, but instead
drives it within the play.
It can be argued that Blanche s breakdown allows for characterisation, rather than preventing it. For
example, it can be said that Stella would have taken Blanche s side against Stanley if Blanche was not
descending into madness. Stella does not believe (or, arguably, does not want to believe) that Stanley
would rape Blanche, and this could ... Show more content on Helpwriting.net ...
On the other hand, Sambrook argues that Mitch acts as a foil to Stanley, and that his role is to offer
Blanche the promise of a safe haven , and to spur Stanley indirectly to find out about Blanche s past .
Although we as an audience are given a glimpse of a more sinister side of him, it is still fumbling and
awkward . This shows that he is perhaps not as fully developed as he could have been had Blanche not
had a mental breakdown. The same could be said of Stanley, as we only really see the bestial and
hypermasculine side of him. Although we do see him display some tenderness towards Stella when
she is in distress, he is mostly presented as ape like and a gaudy seedbearer , the typical masculine
figure, and, ultimately, underdeveloped. Blanche is undeniably the most multi faceted character in the
play, however, this could be due to her being a mouthpiece for Williams, as he has repeatedly claimed
I am Blanche Dubois . Blanche s developed personality is an allegory for Williams own personality,
and as he knows himself better than anyone, it may simply have been easier for him to write a
character that is closer to his own self, rather than one that is a complete opposite, thus causing
characters such as Stella, Stanley, and Mitch to be more

Personal Norm Violations
Norm Violations Paper
Kameron Edwards
Bakersfield College
Norm Violations Paper
As we know, norms are social expectations that guide our behavior. In this paper, I will discuss norm
violations that I ve observed, and my own personal norm violation that I committed. I will describe
what happened, what was done, and the reactions of the people around when these norms begat. I will
also discuss the significance of folkways, mores, values, and sanctions to my observations.
There were two norms in which I observed. The first violation I spotted was a bit... out of the ordinary.
One day, I decided to take a trip to the Marketplace on Ming with one of my buddies. All was
seemingly normal until we stumbled upon a sight that shocked both of us. It was around 7:30 p.m.
when we walked upon a pack of humans standing in a circle with their dogs. They were located where
the suit stores and black tables are. As we first walked up, there seemed to be only a few dogs and a
few humans. As we drew nearer, though, we found that there were at least 30 humans and 30 dogs.
That was unbelievable. As we got within sight of the subjects, they all turned and looked at us at the
same exact time. Both the human faction and the dogs simultaneously turned to us. My friend and I
could not, at the time, decipher which party was in control, the humans or the dogs? My friend and I
decided that this sight was... too much... so we decided to slowly walk away in a backward manner.
Having

The, An Insidious Parasitic Disease
Schistosomiasis, an insidious parasitic disease, is estimated to affect more than 240 million people
worldwide with 700 million people living in at risk areas. (World Health Organization.) The
prevalence is highest in the paediatric population as they have high exposure to infective water and
low levels of acquired immunity (McGarvey, 2000, p.269) Infection is acquired through contact
exposure to cercariae (larval stage of parasitic blood flukes) from activities such as swimming and
bathing in infected water. This parasitic disease leads to poor general health, delayed growth and
development, decreased cognitive development and reproductive health issues (Terer et al., 2013).
Until recently, treatment guidelines have focused on annual school based deworming programs with
the anthelminthic drug Praziquantel (PZQ.) In 2010, the World Health Organization (WHO) expanded
their treatment guidelines to include preschool aged children (children under the age of five) in their
mass drug administration (MDA) campaigns. This change came about from new research exploring
misconceptions related to epidemiology and immunology of preschool aged children. Although it was
been proven that Praziquantel is safe and effective in this population, preschool aged children still
have difficultly accessing appropriate treatment. This essay will discuss the challenges and barriers in
resolving this health inequity and in particular, the need for a suitable pediatric Praziquantel
formulation. These

Tokyo
Financial Accounting Concerns
1. Tokyo AFM recognized premium revenue at the time it received the policyholder s up front cash
payment. The company s accountants argued that since the level of up front payments received from
policyholders had been stable over the last few years, this method was an appropriate reflection of
economic reality.
For example, Fuji Computers entered into a five year insurance contract with Tokyo AFM against
earthquake damage to its headquarters building. As is customary, it paid the 100 million premiums for
the five year coverage up front in cash.
Question: How would you recognize revenues associated with this type of catastrophe insurance
contract?
This case can be considered as premiums from ... Show more content on Helpwriting.net ...
2 years.
Another expense that can be considered for capitalization is advertising costs. Only advertising costs
that are direct response advertising can be capitalized. Direct response advertising is advertising for
which the primary purpose is to stimulate sales to customers or potential customers that have
specifically responded to the advertising and it results in probable future benefits. Hence $20,000 cost
of marketing efforts incurred over the past six months to promote Home Umbrella which is direct
response advertising cost should be capitalized and amortized over the period of contract.
3. Broadly speaking, two major types of insured events could give rise to losses covered by insurance
contracts:
* Events that actuarial analysis could assess and predict with a high level of accuracy across a large
number of contracts (for example, events covered by automobile insurance). * Catastrophes, which
were generally adverse natural events such as earthquakes and hurricanes, but which could also be
human induced events such as terrorist attacks. Catastrophes were considered low probability high
consequence events. They were uncertain and very difficult to predict in terms of timing and extent of
damage. For the coming year, the company had estimated that expected losses across all its
automobile insurance contracts would amount to 70% of

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