La Union Multi-Purpose Cooperative (LUMPC) started as a women's organization in 1991 and has since expanded to serve people from all walks of life. LUMPC offers loan and credit services to help members start businesses and pay for education and emergencies. It also operates a grocery store, canteen, travel agency, and other services. LUMPC aims to improve members' lives both economically and physically. It sponsors college students and job training, and offers a lifetime medical program. The cooperative also runs adoption and assistance programs to help the disadvantaged. LUMPC is recognized for its innovative practices and community support programs.

1. LA UNION MULTI – PURPOSE COOPERATIVE
San Nicolas Central, Agoo, La Union
CDA Registration No. 9520-01-001492
Tel. No.(072) 710-1153
Email:lumpcoop@yahoo.com
LA UNION MULTI-PURPOSE COOPERATIVE
Success Story
La Union MPC started as a women’s organization founded by then Vice-Governor
Amparo Aspiras, meant to empower women, particularly the politicians’ spouses. But the circle
expanded to accommodate interested women who wanted to do something worthwhile with
their time. Hence, La Union Ladies Association (LULA) was born.
A quarter of the century later, after so much evolution, La Union Multi-Purpose
Cooperative thrives as a fast-growing institution in La Union and in Region 1. LUMPC is now a
long way from what it used to be. From an institution that catered only to civic-minded women
to a cooperative meant to serve people from all walks of life.
LUMPC’s mission is to make better the lives of its members through its credit services.
Offering three loan windows (regular, educational, and emergency) to its clients, the
Cooperative has offered assistance to members who wish to start business from a scratch, to
send their children to school, tostart life anew after an act of God, or simply to satisfy their
personal needs. Other than its credit services, it also has a grocery store and canteen, travel
and tours, loading, speed-sewing, and Western Union services, all of which are being patronized
by its members. With the intention of setting a good example to the management staff and
members, the directors themselves patronize these services after every meeting.

2. Conduct of GAD in partnership with VICTO and CDA Dagupan
With the passing of time, much has changed since the Cooperative was founded in 1991.
The mission, vision and objective remains, but life-changing programs have also been
established, attributed to the Board of Directors who genuinely care for its members. The
Cooperative sends poor but deserving students to college, shouldering their tuition and giving
them summer jobs in which they are given allowance for the work they render. It has also
partnered with the Rotary Club of Agoo in giving trainings on speed-sewing to out-of-school
youths and interested individuals. With these trainings, they could start a cottage business and
earn money which would help them subsist.
La Union Multi-Purpose Cooperative does not just care about the improving its
members’ lives economically, but also physically with its unique Health and Wellness Program
(HWP). This program, proposed by its chairperson, Rev. Fr. Liberato Apusen, entitles interested
members to a lifetime medical and dental benefits with a minimal registration fee which they
may pay in instalment basis. Gina, a member, was hospitalized because of gastritis for four
days. Good thing, she is a HWP member. Upon her discharge, she endorsed to the Cooperative
the papers to prove she was admitted in a hospital. The program in turn granted her two
thousand pesos for each day she spent in the hospital, P 1,000.00 for her medicines and P 1,000
for the doctor’s professional fee. This was other than the PhilHealth benefits she is entitled to
as a teacher. And if ever she gets sick again, she will again enjoy similar benefits from HWP.
Another program unique to the Cooperative is the AID (Adopt an Indigent or Disabled
Person), another brainchild of the chairperson’s. Beneficiaries of the program are selected
individuals who earn less than P 6,000.00 a month and are not members of any foundation.
The AID beneficiaries automatically become members of the Cooperative, entitled to its Health
and Wellness Program, scholarship to one of his dependents and a five-thousand-peso
(P5, 000.00) capital from which he can start a cottage business.

3. Considered by the Cooperative as its best practice is the “Paluwagan 5”. With credit
service as its main service and patronized by thirty percent of its members, the Cooperative
finds it particularly challenging to collect from its borrowers. One way toease their burden of
amortizing is having them join “Paluwagan 5”, which allows them to shoot two birds with one
stone – part of the proceeds goes to the Cooperative as payment of their loans and part goes to
them as cold cash.
La Union MPC is also a consistent Gawad parangal Awardee since 2012 and have been
recognized at the provincial, regional and national levels.
Recognition of Gawad Parangal Awarning at the National Level
With Chairperson Orlan R. Ravanera