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Barbara O’Neill, Ph.D., CFP®
Extension Specialist in Financial
Resource Management
Prior RCE Role: 1978-2004
Rutgers Academic Rank
1978: Assistant Instructor
2004: Distinguished Professor
What I Do
• Signature Program: SSHW
• Grant-Funded Projects
• Research Interests
• Ongoing “Maintenance” Work
Small Steps to Health
and Wealth™
SSHW Elevator Statement
Small Steps to Health and Wealth™
encourages participants to make positive
behavior changes to
simultaneously improve
their health and personal finances
Personal Health and
Finance Quiz
• Believed to be FIRST combined publicly available
online health and personal finance behavioral
practice assessment
• IRB approved at Rutgers
http://njaes.rutgers.edu/money/health-finance-quiz/
eXtension Military
Families Learning
Network Personal
Finance Team
MFLN Personal Finance
Project Deliverables
• Webinars
• Blogging
• Social Media Engagement
Latest MFLNPF Webinar
2015 Personal Finance Year in Review
Tuesday, December 1 at 11:00 am EST
This 90-minute webinar will discuss “hot button” personal finance
issues in 2015 that will continue to be of interest to consumers and
financial practitioners in 2016. Some key topics include increasing
rates of personal data hacking and tax refund identity theft,
changes in credit scoring, stock market volatility, and continued
implementation of the Affordable Care Act. The webinar will
conclude with a discussion of strategies to reduce federal and/or
state income taxes while there is still time and preview 2016
changes in income tax, estate tax, Social Security, and other
government regulations.
NJ Department of Education
Grant Funding:
Guaranteed by State Law!
http://sebsnjaesnews.rutgers.edu/2014/05/rutg
ers-designated-new-jersey-financial-education-
provider/
NJ DoE Funding
Deliverables
• Financial Education Boot Camps
• Webinars
• Lesson Plans (aligned with state standards)
Financial Education Lesson Plans
• Risks and Benefits of Entrepreneurship (85k PDF)
• Compound Interest: Your Best Friend or Worst Enemy (106k PDF)
• Know the Score: Credit Score Modeling and Impacts (360k PDF)
• The Impact of Inflation (128k PDF)
• Monetary Transaction Tools (572k PDF)
Other Recent Grants
With Libraries
Provided financial education programs and
webinars for patrons and/or library staff
Grants to Promote Saving
and America Saves Week
• Social Media Engagement
• Webinars
• Online Savings Challenge
Grants With RCE ARMA
Department Colleagues
• Annie’s Project-NJ
• Preparing for Later Life Farming
Undergraduate Course
• Class Web Site: http://rci.rutgers.edu/~boneill/
• Lots of hands-on application activities
Major Research Interests
• Impact of financial education programs
• Evaluation of social media outreach
• Financial practices of U.S. households
• Investment risk tolerance
• Relationships between personal health and
finances
RCE Online Quizzes Provide
Rich Research Data
Assessment Tools: http://njaes.rutgers.edu/money/
• Financial Fitness Quiz
• Identity Theft Risk Assessment Quiz
• Investment Risk Tolerance Quiz
• Personal Health and Finance Quiz
• Personal Resiliency Resources Assessment Quiz
• Wise Credit Management Quiz
“Maintenance” Work
• Monthly Investing for Your Future message:
http://articles.extension.org/pages/10871/ifyf-monthly-investing-messages
• Monthly Small Steps to Health and Wealth™
message:
http://njaes.rutgers.edu/sshw/message/message.asp?p=Finance&m=310
• New Jersey Herald column: 13 times per year
• Annual web site updates and edits
Other RCE Extension
Specialist Work
• Frequent media interviews (print, radio, TV)
• Frequent tweeting: @moneytalk1
• Twitter chats and Google Hangouts
• Professional training programs
• Public presentation programs
• Lots more. See CV: http://rci.rutgers.edu/~boneill/VITA-06-15.pdf
Lightning Talk- Specialists Meeting-12-07-15

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Lightning Talk- Specialists Meeting-12-07-15

  • 1. Barbara O’Neill, Ph.D., CFP® Extension Specialist in Financial Resource Management
  • 2. Prior RCE Role: 1978-2004
  • 3. Rutgers Academic Rank 1978: Assistant Instructor 2004: Distinguished Professor
  • 4. What I Do • Signature Program: SSHW • Grant-Funded Projects • Research Interests • Ongoing “Maintenance” Work
  • 5. Small Steps to Health and Wealth™
  • 6. SSHW Elevator Statement Small Steps to Health and Wealth™ encourages participants to make positive behavior changes to simultaneously improve their health and personal finances
  • 7. Personal Health and Finance Quiz • Believed to be FIRST combined publicly available online health and personal finance behavioral practice assessment • IRB approved at Rutgers http://njaes.rutgers.edu/money/health-finance-quiz/
  • 9. MFLN Personal Finance Project Deliverables • Webinars • Blogging • Social Media Engagement
  • 10. Latest MFLNPF Webinar 2015 Personal Finance Year in Review Tuesday, December 1 at 11:00 am EST This 90-minute webinar will discuss “hot button” personal finance issues in 2015 that will continue to be of interest to consumers and financial practitioners in 2016. Some key topics include increasing rates of personal data hacking and tax refund identity theft, changes in credit scoring, stock market volatility, and continued implementation of the Affordable Care Act. The webinar will conclude with a discussion of strategies to reduce federal and/or state income taxes while there is still time and preview 2016 changes in income tax, estate tax, Social Security, and other government regulations.
  • 11. NJ Department of Education Grant Funding: Guaranteed by State Law! http://sebsnjaesnews.rutgers.edu/2014/05/rutg ers-designated-new-jersey-financial-education- provider/
  • 12. NJ DoE Funding Deliverables • Financial Education Boot Camps • Webinars • Lesson Plans (aligned with state standards) Financial Education Lesson Plans • Risks and Benefits of Entrepreneurship (85k PDF) • Compound Interest: Your Best Friend or Worst Enemy (106k PDF) • Know the Score: Credit Score Modeling and Impacts (360k PDF) • The Impact of Inflation (128k PDF) • Monetary Transaction Tools (572k PDF)
  • 13. Other Recent Grants With Libraries Provided financial education programs and webinars for patrons and/or library staff
  • 14. Grants to Promote Saving and America Saves Week • Social Media Engagement • Webinars • Online Savings Challenge
  • 15. Grants With RCE ARMA Department Colleagues • Annie’s Project-NJ • Preparing for Later Life Farming
  • 16. Undergraduate Course • Class Web Site: http://rci.rutgers.edu/~boneill/ • Lots of hands-on application activities
  • 17. Major Research Interests • Impact of financial education programs • Evaluation of social media outreach • Financial practices of U.S. households • Investment risk tolerance • Relationships between personal health and finances
  • 18. RCE Online Quizzes Provide Rich Research Data Assessment Tools: http://njaes.rutgers.edu/money/ • Financial Fitness Quiz • Identity Theft Risk Assessment Quiz • Investment Risk Tolerance Quiz • Personal Health and Finance Quiz • Personal Resiliency Resources Assessment Quiz • Wise Credit Management Quiz
  • 19. “Maintenance” Work • Monthly Investing for Your Future message: http://articles.extension.org/pages/10871/ifyf-monthly-investing-messages • Monthly Small Steps to Health and Wealth™ message: http://njaes.rutgers.edu/sshw/message/message.asp?p=Finance&m=310 • New Jersey Herald column: 13 times per year • Annual web site updates and edits
  • 20. Other RCE Extension Specialist Work • Frequent media interviews (print, radio, TV) • Frequent tweeting: @moneytalk1 • Twitter chats and Google Hangouts • Professional training programs • Public presentation programs • Lots more. See CV: http://rci.rutgers.edu/~boneill/VITA-06-15.pdf