CodersTrust provides microfinance loans to help IT talents in developing countries upgrade their skills through online courses. This allows them to earn more money working as freelancers on sites like Upwork. They have 40 employees, have funded over 10,000 applications and 450 students, and raised $3 million from investors. They have offices in Copenhagen, Dhaka, New Delhi, and Pristina. Their courses teach basic to advanced coding skills and allow freelancers to earn up to $30,000 annually. They integrate their platform with freelance sites and payment processors like Payoneer. Leveraging data from over 100 students, they have developed a standardized $360 loan product repaid over 12 months to fund living expenses and course

1. LEARN TO CODE - GET TO WORK
Presentation 21.06.2016

2. CodersTrust at a Glance
| Company Presentation - STUDENT FINANCE FOR A BORDERLESS WORKFORCE2
We provide microfinance for IT talents to upgrade their skills, so they can
earn more money on freelance portals
40 full-time
employees
10.000 applications
and 450 students
Raised 3M USD from
private angels and
institutional investors
Partners with Grameen
Solution, Upwork, World
Bank, and DANIDA
As featured in: Headquartered in
Copenhagen,
Denmark (2013).
Operational Office in
Dhaka, Bangladesh
(2014).
Operational office in
New Delhi, India
(2015).
Operational office in
Pristina, Kosovo
(2016)

3. SKILLS TO SUCCEED IN THE DIGITAL ECONOMY
3

4. 4

5. 5

6. Target segment
| Company Presentation - STUDENT FINANCE FOR A BORDERLESS WORKFORCE6
200
180
160
140
120
100
80
60
40
20
10
0
210
$ IT
Freelancers
Experienced
College Talents
Basic IT skills
Unprivileged
Talents
No IT skills
Advanced Course
• Data Science
• Mobile apps
• Back-end web
1.
Basic Course
• Web & Mobile Develop.
• Earnings up to $30k/ Y
• Freelance career
2.
Introduction Course
• Data Entry curriculum
• Earnings up to $5K/ Y
• Global Partner: UNDP
3.
Course offering
Upgrading Freelancers on Three Levels

7. Freelancer Portals Learning Portals
API/Web
Crawler
Integration
ella@coderstrust.comOne login
DESKTOP
Tracker
Username/
Password
The Platform You Need to Accelerate Your Success
Payoneer
One login
CodersTrust Platform
Dashboard/TrustScore/Public Profile/
Learn&Earn Tracks/Jobfeed

8. Local Freelance Hubs with Central
Broadcasting
8

9. Leveraging “Learn & Earn” data on
+100 students to roll out standardized loan product
| Company Presentation - STUDENT FINANCE FOR A BORDERLESS WORKFORCE9
360 USD loan over 6 months
(60 USD/month x 6 month)
Living expenses 20
USD/month
Laptop rental
20 USD/month
Learn/Earn
20 USD/month
Student income:
• 0-6 months: 24.5 USD/month
• 7-12 months: 27 USD/month
• 13-24 months: 205.2 USD/month
• 25-36 months: 723.6 USD/month
• 36+ month: 723.6 USD/month
12 months repayment
(34 USD/month x 12 months)
Underwriting
406 USD/Student
Earning targets
• 0-6 months: 5 USD/month
• 7-12 months: 90 USD/month
• 13-24 months: 288 USD/month
• 25-36 months: 864 USD/month
Revenue/Student:
• 0-6 months: 0.5 USD/month
• 7-12 months : 9 USD/month
• 13-24 months: 28.8 USD/month
• 25-36 months: 86.4 USD/month
Bank

10. Lets Inspire
The Next Generation
To Realize Their
Highest Potential
10