Work Experience: More than 10 years in Retail Banking Services.
A) Currently associated with IndusInd Bank Ltd since September 2014 to till date as a Manager (Internal Audit and Compliance) of Retail Branches.
B) Past experience:
1) HDFC Bank Ltd (6 years and 3 months) – Joined HDFC Bank as Executive Trainee in September 2006 and handled various profiles during tenure of job such as Teller, Demat Authorizer, Personal Banker and Teller Authorizer.
2) Axis Bank Ltd (1 year and 9 months) – Joined Axis Bank in Operations Profile in November 2012 and handled profile during tenure of job such as Authorizer and Backup for Branch Operation Manager.
A confident and smart working MBA, Science Graduate with more than 9 years of work experience on MIS, CRM, Operations in the field of Real Estate & BFSI, Excellent interpersonal and communication skills with ability to excel, prioritize & organize work in a team environment.
Work Experience: More than 10 years in Retail Banking Services.
A) Currently associated with IndusInd Bank Ltd since September 2014 to till date as a Manager (Internal Audit and Compliance) of Retail Branches.
B) Past experience:
1) HDFC Bank Ltd (6 years and 3 months) – Joined HDFC Bank as Executive Trainee in September 2006 and handled various profiles during tenure of job such as Teller, Demat Authorizer, Personal Banker and Teller Authorizer.
2) Axis Bank Ltd (1 year and 9 months) – Joined Axis Bank in Operations Profile in November 2012 and handled profile during tenure of job such as Authorizer and Backup for Branch Operation Manager.
A confident and smart working MBA, Science Graduate with more than 9 years of work experience on MIS, CRM, Operations in the field of Real Estate & BFSI, Excellent interpersonal and communication skills with ability to excel, prioritize & organize work in a team environment.
• Ph.D. Biochemistry, Johns Hopkins University and over 14 years postdoctoral experience; in depth knowledge of virology drug discovery and development
• 6 years Project Leader of infectious disease drug discovery and development program
• Extensive experience in medical and scientific writing including IND filings, SBIR NIH grants, peer reviewed manuscripts, patent applications, research posters, marketing materials, press releases and research program summaries
• Exemplary managerial, problem solving and communication skills coupled with demonstrated multitasking abilities
• Proven ability to both lead and contribute to crossfunctional teams and deliver on project goals with aggressive timelines
• Established track record for building collaborative relationships with academic investigators, clinicians and key opinion leaders
MFC 발견 2주차자료입니다.
GUI 개발에서 핵심인 이벤트-드리븐에 대해서 다룹니다. 이벤트와 메시지, 핸들러에 대한 개념은 SDK(API)와 MFC를 비교하며 다룹니다.
또한 유니코드, 멀티바이트(MBCS)에 대한 개념을 다룹니다.
마지막으로 리소스에 대한 이해를 통해 리소스의 필요성에 대해 알아봅니다.
MFC 발견 1주차 자료입니다.
GUI프로그래밍과 윈도우 프로그래밍 소개입니다.
MFC의 전신인 SDK(API)와의 비교, Qt 라이브러리 간단한 소개, 닷넷의 간단한 소개 등 MFC 외에도 다양한 GUI 및 윈도 프로그래밍 기술에 대해 소개를 합니다.
MFC와 SDK(API) 비교를 통해 MFC의 캡슐화된 개념을 알아봅니다. 또한 MFC가 왜 탄생을 하게 되었는지에 대해서도 소개를 합니다.
MFC의 소스코드들을 직접 찾아가보면서 어떻게 MFC가 구성되며 실행되는지에 대한 내용을 파해쳐봅니다.
전반적으로 MFC에 대한 진입장벽을 낮추어 주는데 초점을 맞추었습니다.
1. OTUYEMI ADEBOWALE VICTOR
Seedvest Microfinance Bank Limited. 15, Obafemi Awolowo Way, Oke Bola,
Ibadan.
Phone: +234-7031938028, 8156256238|Email: victoradebowale82@gmail.com
Summary
Victor is a Microfinance expert with over four years experience on the job,
employed as an internal control officer in Seap Microfinance Institution in May
2011 and later joined Seedvest Microfinance Bank Limited, in February 2013. He
has broad experience in the running of Microfinance business and lending to the
very active poor from the grassroots and entrepreneurs that are financially
unbanked by the conventional commercial banks. Vast in the business strategies
of micro financing and service operations to execute organizational components
by aligning business opportunities and control measures both internally and
externally to achieve strategic goals in line with best industry practices.
Experienced as an internal control officer, member chartered institute of bankers
of Nigeria and certified professional member of microfinance certified
professional, [M C P], he is vast in collaborating with stakeholders in the business
to implement change and improve the customer’s experience. Result oriented
administrator with managerial ability and skill that will enhance the
accomplishment of my employer’s goals and develop my skills for maximum
input.
KEY OBJECTIVE
To review all internal control processes, systems and policies and make
recommendations to ensure the risk to the business is minimized with a view to
delivering improvement by advising, coaching and facilitating in order to not
undermine the responsibility of management.
Professional dynamism and agility turned me a Business Development Manager
for the same Bank I work as the Head of Internal control unit. A new business
2. environment and opportunity came up and the Bank deemed it fit base on my
wealth of practical experience in Microfinancing that I assume the position. I now
manage a branch for the Bank in a town located in Oyo state
Key Roles & Responsibilities;
Based on the structure of the Bank, I am primarily responsible for driving
profitability of both new and existing customers to the bank by proactively
engaging the customers, understanding and meeting their needs with the full
knowledge of microfinance banking.
Professional competence & responsibilities
Ascertain the reliability and integrity of financial operational information
and the means used to identify, measure, classify and report such
information;
Ascertain the extent to which the bank assets aresafeguarded and properly
accounted for;
Review and evaluate the soundness, adequacy and application of
accounting, financial and other operating controls and promote the
effective control at reasonable cost;
Ascertain the extent of compliance and review the systems established to
ensure compliance with government policies, plans and procedures, laws
and regulations which have impact on operations;
Review operations or programs to ascertain whether or not results are
consistent with the established objectives and goals and whether or not
such programs are being carried out as planned;
Evaluate the quality of performanceof departments, products, services and
individuals in carrying out their assigned responsibilities;
Submission of report reports with corresponding recommendation;
Attendance to meetings, training facilitation within the bank.
3. Certification
Microfinance Certificate Professional [M C P]
Education
The Polytechnic Ibadan, Oyo State. HND Banking and Finance
[upper credit]
The Polytechnic Ibadan, Oyo State. ND Banking and Finance
[lower credit]
Saint Josephs’ College, Ondo. Senior Secondary school
Certificate
Satob Training School, Ibadan. Certificate in MicrosoftOffice
School of African Microfinance, Kenya (2015). Certificate in (talent
management, business process improvement, management for new
managers and internal control and fraud)
Working Experience
Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Business Development Manager July, 2015 till date
Job Description
Identify new businesses in the region and penetrate extensively into them
Acquire and manage customer relationships through pro-active and
consultative approach
Acquire profitable new customers through the creation, development and
maintenance of high quality advisory relationships that includes effective
consultative selling and creative restructuring of financial solutions.
Achieve budgeted growth within agreed and approved business risk
parameters.
4. Deepen and secure existing and new business relationships through the
analysis of needs and provision of products and services.
Creatively tailor products to meet individual and customer needs.
Analyses and reviews quality of potentials and existing business to ensure
maximum profitability.
Manages credit quality standards through effective management of risk
according to the Bank’s credit policies.
Maintain accurate and up-to-date records of all actual and attempted
customer interactions.
Conduct customer meetings and work in close partnership with credit
officers to ensure that credit applications for new and existing facilities are
correctly prepared.
Liaise and provide leadership in areas of expertise, particularly in the
provision of products and services to customers.
Provide feedback to senior management, marketing and product
management on customer’s needs and the efficiency of marketing strategies
and tactics.
Deliver services to customers that match the Bank’s vision and operating
strategy.
Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Head, Internal Control Department. January, 2014 – July,
2015
To plan, organize and carry out the internal controls function including the
preparation of an audit manual and audit plan
Conduct risk assessment of all departments
5. Report risk management issues and internal control deficiencies identified
directly to the management team / Board of Directors and provides
recommendations for improving the Bank’s operations
Evaluate compliance with existing policies and procedures, identifying and
proposing modifications as needed
Safeguard assets of the Bank
Ensure accuracy and timeliness of records
Promote operational effectiveness and efficiency
Encourage adherence to policies, rules, regulations and laws
Help reduce fraud, theft and / or waste
Help instill reasonable confidence in the Bank
Monitor and review daily report of collections & deposits of designated
officers & cashiers
All other duties as reasonably requested
Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Internal Control Officer February, 2013 to January, 2014
Review all loan files request before approval for disbursement
Ensure all precedents to loan disbursement are adhered to at all times
Checking of vault register and system balance, ensuring insured vault limit
and cash management
Ensuring vault key movement is well documented and access to it is
restricted to authorized officers as well as ensuring that branches adhered
to vault limit.
SEAP Microfinance Institution May, 2011 to January, 2013
- 30, Western Reservoirs, Olorunsogo, Ilorin, Kwara State.
Position: Internal Control Officer
Checks and balances of the operational transactions
Monitor and review accounting and related system reports for accuracy,
completeness and correctness
Reconcile bank statement with daily transactions
6. Ensuring that staff strictly comply company’s policies, well coordinated and
self composed
Written and presentation of monthly reports on operational duties
performed.
SATOB Communications, Ibadan. 2006 – 2010
Position: Account / Administrative Officer
Responsibilities
Record keeping and inventory management
Develop and implement ideas for business success and continuity
Identify and follow up on prospective clients
Enforce compliance on company administrative policies.
Personal Abilities
Thinking outside the box
Effective communication skills
Broad technical acumen and problem solving ability
Delivering result in line with set standards
Ability to maintain a courteous and professional demeanor in all
dealings.
Referees: Available on request.