Khaldon Yasin is applying for a responsible and challenging position utilizing his 17 years of experience in sales and banking. He has worked as a sales representative, in banking sectors including as an SME manager and relationship officer. He is a quick learner, self-starter, and highly focused employee with strong problem solving and communication skills. He is submitting his resume and is available to further discuss his qualifications and background.

1. Abu Dhabi – United Arab Emirates
Al Salam Street – Al Salam Tower.
É : + 971 2 6413331
Mobile: +971 50 4548537
E-mail:kyasin68@hotmail.com
Khaldon.yasin@uab.ae
_____________________________________________________________________
Dear Sir or Madam,
Re: Employment Application
I would like to extend my desire to work in your esteemed organization. I
would like to apply for a responsible and challenging position based on my
experience and qualifications where your organization can utilize my
knowledge and experience towards. My career exhibits a record of strong
achievement and significant contributions. The enclosed resume details my
experience and accomplishments.
I worked as a sales representative for almost 17 years, and from 2007 –Date
I am working in Banking Sector.
Throughout my career I have been a quick learner, self-starter and a highly
focused and dedicated employee. I have exceptional ability to work under
high pressure and possess excellent problem solving and communication
skills. I am equally comfortable working as part of a team as well as an
individual.
I am convinced that I can make an immediate contribution towards the growth
of your company and would hope that we can explore this opportunity further
at you convenience. Please contact me if my qualifications match any opening
in order to further discuss my background.
I hope to have the opportunity to meet with you in the near future.
Please do not hesitate to contact me if you need any further information.
Yours faithfully,
Khaldon Yasin
Encl.

2. Abu Dhabi – United Arab Emirates
Al Salam Street – Al Salam Tower.
É : + 971 2 6413331
Mobile: +971 50 4548537
E-mail:kyasin68@hotmail.com
Khaldon.yasin@uab.ae
Khaldon Mohammed Yasin
Professional
experience
03/2015- Date United Arab Bank UAE, Abu Dhabi
SME ( Manager- SME/ Trade & WC):
• To manage and enhance the existing commercial portfolio
and solicit acceptable new relationships in order to meet the
pre-set financial non-financial objectives.
• Establish new borrowing relationships for Business Banking
(SME), preparing the required credit and financial analysis
as per the bank policies and procedures to enhance the
bank’s market share.
• Spread and analyze financial statements, preparation of
credit application, documentation & post-sanction monitoring
through periodic account review/renewal.
• Manage the existing loan portfolio to ensure establishment of
appropriate account plans, recommend credit facilities in line
with Bank credit policy to maximize earnings while
containing risks to an acceptable levels.
• Develop and maintain strong working relations with all
existing clients at key levels to optimize the utilization of
approved facilities.
• Implement and maintain complete control aspects i.e.
financial analysis of statements of accounts, documentation,
and periodical client visits call reports.
• Small Medium customers with sales turnover up to AED 250
Million.

3. 06/2010 -Date National Bank Of Abu Dhabi UAE, Abu Dhabi
Commercial Banking-Gulf ( SME/ Financial Analyst):
• Manage and enhance the existing commercial portfolio and
solicit acceptable new relationships in order to meet the pre-
set financial non-financial objectives.
• Establish new borrowing relationships for Business Banking
(SME), preparing the required credit and financial analysis
as per the bank policies and procedures to enhance the
bank’s market share.
• Spread and analyze financial statements, preparation of
credit application, documentation & post-sanction monitoring
through periodic account review/renewal.
• Manage the existing loan portfolio to ensure establishment of
appropriate account plans, recommend credit facilities in line
with Bank credit policy to maximize earnings while
containing risks to an acceptable levels.
• Develop and maintain strong working relations with all
existing clients at key levels to optimize the utilization of
approved facilities.
• Implement and maintain complete control aspects i.e.
financial analysis of statements of accounts, documentation,
and periodical client visits call reports.
Business Banking Group( BBG/ AWT )
Review the documents from business centers & Branches which
are sent for approval of renewal or new facilities, and make
recommendations by credit analyzing (MR5), the market
circumstances, and preparing proposals to obtain approval from
Credit Initiation Unit and Risk management department & RMD.
06/2010- 03/2012 Business Banking Group(Relationship
Officer )
Visiting the clients to understand their needs and evaluate their
financial capacities and make recommendations for renewal or
approval of new facilities by credit analyzing (MR5), the market
circumstances and preparing proposals to assist the Business
Center Head and department to achieve the targets.
Recruiting & visiting the new customers to understand their
needs and generate new business by presenting the new BBG
products like current accounts, Visa Business credit card, Rent &
vehicle finance, and the facilities that bank provided to the BBG
customers.
1/2007–4/2010 HSBC Bank UAE, Abu Dhabi
Business Banking ( SME ) Business Banking Officer
Visiting the clients to understand their needs and evaluate their
financial capacities and make recommendations for renewal or

4. approval of new facilities by credit analyzing, the market
circumstances and preparing proposals to assist the relationship
managers and department in developing business.
Recruiting & visiting the new customers to understand their
needs and generate new business for the bank products like
current accounts, credit cards, project finance, Letter of credit,
guarantee’s, business Amanah Islamic Solutions.
Follow up with the processing team customers' needs, handling
leads, and dealing with customer’s complaints to agreed HSBC
standards.
8/2005 – 12/2006 PC STORES Amman, Jordan
Sales Department
Sales representative for IT products (PC’S, Monitors, Notebook
and MS products) Time & attendance System, Surveillance
System, Virgo System, Point of sale System (Hardware &
software), Future Accountant Software ...etc.
3/2004 – 7/2005 OFFTEC (Jordan Educational Company)
Amman, Jordan
Sales Department
Sales representative for office and banking supplies & Systems
such as Copiers, Shredders, bank note counting machines,
mailing system, Safes, ID system, Time & attendance System,
Queuing Systems, integrated solutions, IT products and MS
products....etc.
2002 – 2003 Arabia Insurance Company Dubai, UAE
Life Insurance Consultant.
2001 – 2002 My own business (Mobile Shop) Amman,
Jordan
2000 – 2001 Joinnet- Internet Service Provider
Amman, Jordan
Salesman Executive.
1997 – 2000 Insurance Sector, All types of Insurance
• Sales Executive (ALICO)
• Salesman (Arab Life & Insurance Co.)
• Free Lancer
1992 – 1997 Sharkatli & Yasin Co. Amman, Jordan
Salesman / Administration.

5.  Maintaining and updating the statistical reports for the local and
International Markets.
 Studying the trading news of international and local markets and
creates new plans for marketing the products accordingly.
 Carrying out market research, monitoring of fluctuation of
markets prices and alerting supervisors to possible effects on the
company purchases.
 Scrutinizing the data and report the results to the supervisors.
 Promotion of food products – Salesman.
Education
Languages
MBA / Risk Management,
2014 Park field University USA
B.Sc. / Statistics, Administration & Economic College
1986-1992 Al-Mosul University Al-Mosul, Iraq
High School
1985- 1986 Dirar Bin Al-Azwar School Amman, Jordan
Arabic, Mother Tongue .
English, Excellent … both written and spoken.
Interests
and
Activities
1. MS-DOS, Windows, Excel and Lotus ( ICDL).
2. Comprehensive course with ALICO , Arab Life &
Insurance Co. and Arabia Insurance Company included:
- Method of Sales and Marketing
- Customer Care follow up
- Budgeting
- Life Insurance Programs analysis
3. A course held by Joinnet for Sales Skills
4. Customer Service Training (Trainer Ron Kuafman )
5. Anti money Laundering on line training
6. Introducing Performance Management on line training
7. Group Information Risk Awareness on line training
8. Compliance and Reputation Risk on line training
9. GLCMS Limits and Collateral Management System

6. 10. Moody’s RA (NBAD Academy)
11. Basic Credit Skills (Moody’s /NBAD Academy)
12.Credit Structuring Documentation (Moody’s / NBAD
Academy)
13.Effective Credit Proposal (Moody’s / NBAD Academy)
Valid UAE Driving License, Vehicle Available

7. 10. Moody’s RA (NBAD Academy)
11. Basic Credit Skills (Moody’s /NBAD Academy)
12.Credit Structuring Documentation (Moody’s / NBAD
Academy)
13.Effective Credit Proposal (Moody’s / NBAD Academy)
Valid UAE Driving License, Vehicle Available