Mohammad Mahmood Ismail is seeking a challenging role in a market-leading organization where he can progress and achieve his career goals. He has extensive experience in the banking industry, including roles as an Assistant Relationship Manager at Abu Dhabi Commercial Bank and Mashreq Bank. Ismail possesses strong customer service, credit analysis, and business development skills. He holds an MBA in Business Administration and is well-qualified for a position offering opportunities for advancement.

1. MOHAMMAD MAHMOOD ISMAIL
Cover Letter
Dear Sir / Madam,
I am looking for progress and keen to find a suitable challenging role within a market -leading organization.
I plan to succeed in an environment of growth and excellence which would lead me to work hard with full determination
and guide me to achieve my planned future goals.
I am a well presented, industrious and highly personable individual who has extensive in-depth experience in the banking
industry. Possessing a huge range of abilities for providing support and leadership to corporate products in the bank
where i am able to gain the trust of customers by interacting with people from all backgrounds.
I am looking forward in making a significant contribution to a financial institution that offers a genuine opportunity for
progression.
Sincerely,
Mohammad Ismail
Dubai, UAE
Tel: 971-50-5446685
Muhaisnah , Dubai, 2149 | H: +971505446685 | C: +971505446685 | Mohammadismail.69@gmail.com
Highlights
Financial Analysis Corporate Finance
Cash handling Financial forecasting
Advanced accounting background Analytical
Industrial coverage knowledge Financial modeling
Accomplishments
Customer Service - Dubai Institute for Human Resource Development
Introduction and Overview to IFRS- Mashreq Bank
AML and Compliance ECourse- Commercial Bank of Dubai
Induction and Basic Banking- Commercial Bank of Dubai
Credit Proposal Writing Program- Mashreq Bank
Hard Work Appreciation - Awarded in 2009- Dubai Customs
Experience
Assistant Relationship Manager 05/2013 to Current
Abu Dhabi Commercial Bank Dubai
Ensuring high standard of customer service, asset protection and credit administration, structuring, documentation and
ongoing accounts management tasks
•Recommend appropriate pricing, product, services strategies and changes thereto to maintain competitive position and
ensure market penetration
•Studying, analyzing and reporting on market and economic conditions and government controls to identify and interpret
the changing needs and wants of the Commercial/Corporate business
•Keeping track on new products, technologies and services available in the market and make necessary
recommendations
•Ensuring that credit files are maintained on all prospects names

2. •Submitting periodical Marketing Call Programs and New Business Development Lists to inform Senior Management of
results achieved in the marketing area
•Assisting the Division's Head in recommending an organization structure which is capable of meeting the Division's
objectives at an optimal cost to the Bank.
•Implementing established credit policies and procedures in pricing and terms of acceptance for Commercial/Corporate
Banking customers
•Recommend changes to policies and procedures, pricing and terms of acceptance as appropriate to maintain and
improve the bank's competitive position
•Act as a link between customers and operating departments to ensure high standard of product
•To be alert to market trends that may adversely impact existing borrowers
Assistant Relationship Manager 09/2010 to 04/2013
Mashreq Bank Dubai
Assist in preparation of Credit Applications and regular monitoring of the portfolio.
•Act as a Backup RM and mirror for the assigned portfolio by Unit Head to develop both existing and target relationship
•Assist in preparing industry studies to improve knowledge within Client Relationships of specific markets and
industries.
•To collect and review client financial and other information and conduct preliminary analysis such as covenant testing
summary financial update to RM and Unit head.
•Attending Customer Queries and carrying out the function of customer service.
•Ensuring that all the administrative functions of the team portfolio are done accurately in accordance with laid down
procedures and on a timely basis
Senior Verifier/Import L/C Section 09/2009 to 12/2010
Commercial Bank of Dubai Dubai
•Handling customer's documents which includes shipping guarantees, letter of credit, releasing of documents to the
customers and settlements of loans.
•Import Letter of Credit establishment and amendments
Such as Import L/C Drawings/Refinancing and Import and Export collections.
Import Duty Clearance Officer 11/2006 to 08/2009
Dubai Customs Dubai
Handling customer's goods and clearing from the port and update them when they are supposed to finish their
procedures before delay.
•Handling Standard Guarantees for clients so they claim their refunds based on their bill of entry and update higher
management to coordinate with Custom inspectors regarding their shipment clearance.
Documentation Clerk 06/2005 to 08/2006
Dubai Dry Docks Dubai
• Helping customers to clear their manifest and ship spares
avoiding them any delay and handling documentation for their
their ship out and transit destination.
Education
MBA: Business Administration 2015
Preston University Dubai , U.A.E
Masters in Business Administration

3. Bachelor's degree: Business Administration
Preston University
Business Administration
National Academy of Information Systems
Completed Ms Office, Internet and Email Education and Courses
Skills
Pricing, Settlements, Shipping, Relationship Management, Public Relations, Finance.
Personal Information
Name: Mohammad Mahmood Ismail
Gender: Male
Nationality: U.A.E
Date of Birth: 08-04-1986
Marital Status: Single
Driving License- U.A.E Valid Till 2021
2007
Dubai, United Arab Emirates
Administrative, Banking, Credit Analysis, Customer Service, Government, Marketing, Ms Office, Business Development,