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International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056
Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072
© 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 282
Precise and Efficient Processing of Data in Permissioned Blockchain
Damaraju S Sailendra1, Sumeet Ranjan Parida2, Addanki Venkata Naga Sashank3, K. Meenakshi4
1Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India
2Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India
3Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India
4Asst.Professor, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India
---------------------------------------------------------------------***----------------------------------------------------------------------
Abstract - A blockchain, is a growing list of records, called
blocks, that are linked using cryptography. Each block
contains a cryptographic hash of the previous block, a
timestamp, and transaction data (generally represented as a
Merkle tree). Using blockchain in the claiming process of
insurance the blockchain would help to obtain efficient gains,
cost saving, transparency, faster pay-outs, and fraud
mitigation while allowing for data to be shared in real-time
without data being compromised. In this paper, we propose a
Hyperledger based Blockchain Insurance Framework for
Insurance ClaimingandAdjudication forpurchasedgoods that
involves participation of multiple organizationalpeers. PEPD-
PB uses Hyperledger fabric and also instantiates the smart
contract for processing data and claiming insurancecontract.
Key Words: Blockchain, Hyperledger, Insurance
1. INTRODUCTION
Hyperledger Fabric is a "permissioned" blockchain
architecture, providing a consistent distributed ledger,
shared by a set of "peers". As with every blockchain
architecture, the core principle of Hyperledger Fabric is that
all the peers must have the same view of the shared ledger,
making it challenging to support privatedataforthedifferent
peers [12]. Block chain is a distributed ledger involving
network nodes, which records executable transactions
between nodes. Information integrated in the blockchain
cannot be modified or erased. Smart contracts are saved on
blockchain which are directly written into lines of code. The
objective of this paper is to help companies operate in the
insurance sector to an overview of blockchain based use
cases in such specific sector, and by highlighting strengths,
weaknesses, opportunities and threats for this technology.
Insurance claim processing supports traditional cloud
platform for data integrity & confidentiality.
2. OBJECTIVE
The objective of this project is to design a blockchain based
insurance use case to offer different set of endorsers for each
smart contract. Insurance policies have different set of
endorsers, which is replicated by creating different smart
contracts for different policies. We implemented insurance
blockchain framework based on Hyperledgerfabric.Wehave
conducted experiments by scaling up the network to test the
robustness of the system.
3. LITERATURE SURVEY
There are several use cases of blockchain technology in the
vehicle industry. We have presented the variety, benefits,
and issues of these solutions in a survey format in order to
understand the industry as well as the blockchain adoption
[3]. Blockchain technology facilitatesbetterservicewhere all
participants need a transparent and accessibleenvironment
to share information. When a blockchain has the record, its
tamper-free feature protects all parties. Insurance
companies, individuals or any other third party cannot
change the records once recorded. Since the records in a
blockchain are persistent indefinitely, this system can be a
perfect driving history to be used for years to come.
Individuals can present their public keys or signature to a
new insurance company to get better discounts. Young
driver programs may consider the ledger to prove the
maturity of the driver. Driver’s license renewal can consider
this history. It can be transferable between states to aid
license exchange in case the owner moves to another state.
In further cases, the records can assist the court in cases
related to the behavior pattern of the drivers. The same
blockchain can be used to record alcohol levels of the driver
with proper accessories provided. A further use-case would
be recording full event logs including details like breaking
and signaling behavior for further analysis. We believe all
these new features can be developed on top of our current
implementation of the insurance record blockchain.
4. EXISTING SYSTEM
In existing system, Insurance claim processing supports
traditional cloud platform for data integrity &
confidentiality. Existing system is a manual, long and time
taking process as it involves participation of multiple
organizations in processing insurance claims. Thisresults to
delay in processing as the status has to be checked by each
organization involved. During this process, data can be
erased, modified or stolen.
5. PROPOSED SYSTEM
In proposed system, we propose an effective and flexible
insurance claim processing scheme involving multiple
organizations inthepermissionedblockchainnetwork based
on Hyperledger. In proposed system, we are implementing
smart contracts in order to ensure the claims are stored into
the blocks of the network. Each claim is stored intotheblock
containing transactions in the blockchain network. Shop
International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056
Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072
© 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 283
peer utilizes the insurance contracts created by Insurance
peer for the products to be purchased by Ordered peer.
Ordered peer can purchase the product in order to claim
insurance based on the contract. This results in time saving
and also data cannot be modified or erased.
6. COMPARISON BETWEEN EXISTING AND PROPOSED
SYSTEM
In existing system, there is no mechanism to audit the data
and it requires multiple cloud platforms to fetch status from
each organization toprocess insuranceclaims.Thisresultsin
claim delays and also no proper mechanism to secure the
data from being erased or modified. But in proposedsystem,
one network is sufficient to involve all the peers in the
system to fetch status in order to process claims.Thisresults
in time-saving and data cannot be modified or erased.
7. SYSTEM ARCHITECTURE
A. System Architecture Diagram
Fig -1: System Architecture
8. MODULES
a) Authentication
b) Inventory Management
c) Process Validation
d) Verification
A. Authentication
Customers register themselves using the form with all the
required credentialsandloginusingthemailidandpassword
that is auto-generated.
Fig 2.1: Registry
Fig 2.2: Authentication
B. Inventory Management
Inventory module is used to register the product under
insurance schemes that vary with their benefits.
Fig 2.3: Inventory
International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056
Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072
© 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 284
Fig 2.4: Claim
C. Process Validation
The insurance company has the access to process the
requests/claims that are raised by the customers.
Fig 2.5: Process Status
D. Verification
In case of theft the verification is done by police and then the
process is carried over by the insurance company.
Fig 2.6: Verification
Fetch Claims: Ordered inputs the Username & Key that is
generated. This checks for the contract that is instantiated &
it matches the ordered Username withtheClaimIndexValue
to show the results of claims that ordered has initiated.
If Inputted Username > 0 then
Claims checks for Contract Claims
& then ClaimIndex = Username (String) & It generated the
Claims initiated by ordered else it generates as “Error: No
Claim Found”
if len(input.Username) > 0 {
result.Claims, err = result.Contract.Claims(stub)
if err != nil {
return shim.Error(err.Error())
}
}
result.ClaimIndex = []string{} // Remove internal data
results = append(results, result)
}
Claim Status Check: When the Claims are Fetched with the
above algorithm then the below algorithm is used to fetch
the status of the listed claims. List Claims instantiates access
response from Insurance Peer Chaincode to provide the
result of Status of each listed Claim.
Function listClaims is instantiated to Chaincode of
InsurancePeer (Recording the Response)
Checks Arguments > 0 then Updates the Claim Status based
on the Response given by Insurance Peer {status = Accepted
/ Rejected}.
Else if there are no Claims present then it displays“Error: No
Claim Found”
func listClaims(stub shim.ChaincodeStubInterface, args
[]string) pb.Response {
var status ClaimStatus
if len(args) > 0 {
input := struct {
Status ClaimStatus `json:"status"`
}{}
err := json.Unmarshal([]byte(args[0]), &input)
if err != nil {
return shim.Error(err.Error())
}
International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056
Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072
© 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 285
status = input.Status
}
9. CONCLUSION
The process such as integrity & confidentiality of the data
stored in blockchain can be maintained using the
Hyperledger platform which is a private ledger that gives
access to those registeredonly.Unlikethepublicplatformthe
security of the data owner is not compromised. If any
modifications are initiated onthedata.Hyperledgerwouldn’t
allow the organization/person to do so, unless until given
access rights. Smart contracts not only validate transactions
but also makes the transaction process efficient and hustle
free.
ACKNOWLEDGEMENT
We would like to express our gratitude to our guide, Mrs.
Meenakshi, who guided us throughout this project. We
would also like to thank our friends and family who
supported us and offered deep insight into the study. We
wish to acknowledge the help provided by the technical and
support staff in the Computer Science department of SRM
Institute of Science and Technology. We would also like to
show our deep appreciation to our supervisors who helped
us to finalize our project.
REFERENCES
[1] DYang Yang, Hongrui Lin, Ximeng Liu, Wenzhong Guo,
Xianghan Zheng and Zhiquan Liu, Blockchain-Based
Verifiable Multi-Keyword Ranked Search on Encrypted
Cloud with Fair Payment,” 24 Septembe, 2019.
[2] Zhiguo Wan, Zhangshuang Guan and Xiuzhen Cheng,
PRIDE: A Private and Decentralized Usage-Based
Insurance Using Blockchain”, 03 June 2019.
[3] Mehmet Demir, Ozgur Turetken, PhD and Alexander
Ferworn, PhD, Blockchain Based Transparent Vehicle
Insurance Management,” 25 July 2019.
[4] C. Oham, R. Jurdak, S. S. Kanhere, A. Dorri and S. Jha, "B-
FICA: BlockChain based Framework for Auto-insurance
Claim and Adjudication," 16 June 2018.
[5] C. Troncoso, G. Danezis, E. Kosta, J. Balasch, and B.
Preneel, “Pripayd: Privacy-friendly pay-as-you-drive
insurance,” IEEE Transactions on Dependable and
Secure Computing, vol. 8, pp. 742–755,September2011.
[6] C. Oham, R. Jurdak, S. S. Kanhere, A. Dorri and S. Jha, "B-
FICA: BlockChain based Framework for Auto-insurance
Claim and Adjudication," 16 June 2018. [Online].
Available: https://arxiv.org/abs/1806.06169.
[7] "Criminal Penalties for Using Fake Proof of Insurance,"
14 June 2013. [Online]. Available:
https://www.carsdirect.com/carinsurance/criminal-
penalties-for-using-fake-proof-of-insurance.
[8] T. McConaghy, R. Marques, A. Mu¨ller, D. D. Jonghe, T.
McConaghy, G. McMullen, R. Henderson, S. Bellemare
and A. Granzotto, "BigchainDB: A Scalable Blockchain
Database," [Online]. Available:
https://mycourses.aalto.fi/pluginfile.php/378362/mod_
resource/conten t/1/bigchaindb-whitepaper.pdf.
[Accessed 10 November 2018].
[9] Chinmay Saraf, Siddharth Sabadra, “Blockchain
Platforms: A Compendium,” 11-12 May 2018, IEEE
International Conference on Innovative Research and
Development (ICIRD).
[10] M. Hearn, “Corda: A distributed ledger,” November 29,
2016
[11] V. Q. Pierre-Louis Aublin Sonia Ben Mokhtar, “Rbft:
Redundant byzantine fault tolerance,” 2013.
[12] F. Benhamouda, S. Halevi, and T. Halevi. Supporting
private data on Hyperledger Fabric with secure
multiparty computation. https://shaih.
github.io/pubs/bhh18.html, 2018.
[13] Welcome to Hyperledger Fabric. https://hyperledger-
fabric.readthedocs. io/, accessed Jan 2018.
[14] L. Mearian. What is blockchain? themostdisruptivetech
in decades. Computerworld,Dec,2017
https://www.computerworld.com/article/3191077/sec
urity/ what-is-blockchain-the-most-disruptive-tech-in-
decades.html, 2017.
[15] S. Nakamoto. Bitcoin: A peer-to-peer electronic cash
system. https: //bitcoin.org/bitcoin.pdf, 2008.
[16] Mayank Raikwar, Subhra Mazumdar, Sushmita Ruj,
Sourav Sen Gupta, Anupam Chattopadhyay, and Kwok-
Yan Lam, “A Blockchain Framework for Insurance
Processes,” 2018.
[17] Cachin and Christian, “Architecture of the hyperledger
blockchain fabric,” 2016.
[18] J. Sousa, A. Bessani and M. Vukolie, “A Byzantine Fault-
Tolerant Ordering Service for the Hyperledger Fabric
Blockchain Platform," 2018.
[19] Michael Abramowicz, “Blockchain – based insurance, in
blockvhain and the constitutionofa newfinancial order;
Legal and political challenges.”
(paper.ssm.com/sol3/papers.cfm?abstract_id=3366603,
2019
[20] M. Vukolic, “The quest for scalable blockchain fabric:
Proof-of-work ´ vs. BFT replication,” in Open Problems
in Network Security - IFIP WG 11.4 International
Workshop, Zurich, Switzerland, 2015
[21] ] V. Buterin, “Ethereum platform review: Opportunities
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2016. [Online]. Available: http://r3cev.com

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Precise Processing of Insurance Claims on Blockchain

  • 1. International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072 © 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 282 Precise and Efficient Processing of Data in Permissioned Blockchain Damaraju S Sailendra1, Sumeet Ranjan Parida2, Addanki Venkata Naga Sashank3, K. Meenakshi4 1Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India 2Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India 3Student, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India 4Asst.Professor, Dept. of CSE, SRM Institute of Science & Technology, Tamil Nadu, India ---------------------------------------------------------------------***---------------------------------------------------------------------- Abstract - A blockchain, is a growing list of records, called blocks, that are linked using cryptography. Each block contains a cryptographic hash of the previous block, a timestamp, and transaction data (generally represented as a Merkle tree). Using blockchain in the claiming process of insurance the blockchain would help to obtain efficient gains, cost saving, transparency, faster pay-outs, and fraud mitigation while allowing for data to be shared in real-time without data being compromised. In this paper, we propose a Hyperledger based Blockchain Insurance Framework for Insurance ClaimingandAdjudication forpurchasedgoods that involves participation of multiple organizationalpeers. PEPD- PB uses Hyperledger fabric and also instantiates the smart contract for processing data and claiming insurancecontract. Key Words: Blockchain, Hyperledger, Insurance 1. INTRODUCTION Hyperledger Fabric is a "permissioned" blockchain architecture, providing a consistent distributed ledger, shared by a set of "peers". As with every blockchain architecture, the core principle of Hyperledger Fabric is that all the peers must have the same view of the shared ledger, making it challenging to support privatedataforthedifferent peers [12]. Block chain is a distributed ledger involving network nodes, which records executable transactions between nodes. Information integrated in the blockchain cannot be modified or erased. Smart contracts are saved on blockchain which are directly written into lines of code. The objective of this paper is to help companies operate in the insurance sector to an overview of blockchain based use cases in such specific sector, and by highlighting strengths, weaknesses, opportunities and threats for this technology. Insurance claim processing supports traditional cloud platform for data integrity & confidentiality. 2. OBJECTIVE The objective of this project is to design a blockchain based insurance use case to offer different set of endorsers for each smart contract. Insurance policies have different set of endorsers, which is replicated by creating different smart contracts for different policies. We implemented insurance blockchain framework based on Hyperledgerfabric.Wehave conducted experiments by scaling up the network to test the robustness of the system. 3. LITERATURE SURVEY There are several use cases of blockchain technology in the vehicle industry. We have presented the variety, benefits, and issues of these solutions in a survey format in order to understand the industry as well as the blockchain adoption [3]. Blockchain technology facilitatesbetterservicewhere all participants need a transparent and accessibleenvironment to share information. When a blockchain has the record, its tamper-free feature protects all parties. Insurance companies, individuals or any other third party cannot change the records once recorded. Since the records in a blockchain are persistent indefinitely, this system can be a perfect driving history to be used for years to come. Individuals can present their public keys or signature to a new insurance company to get better discounts. Young driver programs may consider the ledger to prove the maturity of the driver. Driver’s license renewal can consider this history. It can be transferable between states to aid license exchange in case the owner moves to another state. In further cases, the records can assist the court in cases related to the behavior pattern of the drivers. The same blockchain can be used to record alcohol levels of the driver with proper accessories provided. A further use-case would be recording full event logs including details like breaking and signaling behavior for further analysis. We believe all these new features can be developed on top of our current implementation of the insurance record blockchain. 4. EXISTING SYSTEM In existing system, Insurance claim processing supports traditional cloud platform for data integrity & confidentiality. Existing system is a manual, long and time taking process as it involves participation of multiple organizations in processing insurance claims. Thisresults to delay in processing as the status has to be checked by each organization involved. During this process, data can be erased, modified or stolen. 5. PROPOSED SYSTEM In proposed system, we propose an effective and flexible insurance claim processing scheme involving multiple organizations inthepermissionedblockchainnetwork based on Hyperledger. In proposed system, we are implementing smart contracts in order to ensure the claims are stored into the blocks of the network. Each claim is stored intotheblock containing transactions in the blockchain network. Shop
  • 2. International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072 © 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 283 peer utilizes the insurance contracts created by Insurance peer for the products to be purchased by Ordered peer. Ordered peer can purchase the product in order to claim insurance based on the contract. This results in time saving and also data cannot be modified or erased. 6. COMPARISON BETWEEN EXISTING AND PROPOSED SYSTEM In existing system, there is no mechanism to audit the data and it requires multiple cloud platforms to fetch status from each organization toprocess insuranceclaims.Thisresultsin claim delays and also no proper mechanism to secure the data from being erased or modified. But in proposedsystem, one network is sufficient to involve all the peers in the system to fetch status in order to process claims.Thisresults in time-saving and data cannot be modified or erased. 7. SYSTEM ARCHITECTURE A. System Architecture Diagram Fig -1: System Architecture 8. MODULES a) Authentication b) Inventory Management c) Process Validation d) Verification A. Authentication Customers register themselves using the form with all the required credentialsandloginusingthemailidandpassword that is auto-generated. Fig 2.1: Registry Fig 2.2: Authentication B. Inventory Management Inventory module is used to register the product under insurance schemes that vary with their benefits. Fig 2.3: Inventory
  • 3. International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072 © 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 284 Fig 2.4: Claim C. Process Validation The insurance company has the access to process the requests/claims that are raised by the customers. Fig 2.5: Process Status D. Verification In case of theft the verification is done by police and then the process is carried over by the insurance company. Fig 2.6: Verification Fetch Claims: Ordered inputs the Username & Key that is generated. This checks for the contract that is instantiated & it matches the ordered Username withtheClaimIndexValue to show the results of claims that ordered has initiated. If Inputted Username > 0 then Claims checks for Contract Claims & then ClaimIndex = Username (String) & It generated the Claims initiated by ordered else it generates as “Error: No Claim Found” if len(input.Username) > 0 { result.Claims, err = result.Contract.Claims(stub) if err != nil { return shim.Error(err.Error()) } } result.ClaimIndex = []string{} // Remove internal data results = append(results, result) } Claim Status Check: When the Claims are Fetched with the above algorithm then the below algorithm is used to fetch the status of the listed claims. List Claims instantiates access response from Insurance Peer Chaincode to provide the result of Status of each listed Claim. Function listClaims is instantiated to Chaincode of InsurancePeer (Recording the Response) Checks Arguments > 0 then Updates the Claim Status based on the Response given by Insurance Peer {status = Accepted / Rejected}. Else if there are no Claims present then it displays“Error: No Claim Found” func listClaims(stub shim.ChaincodeStubInterface, args []string) pb.Response { var status ClaimStatus if len(args) > 0 { input := struct { Status ClaimStatus `json:"status"` }{} err := json.Unmarshal([]byte(args[0]), &input) if err != nil { return shim.Error(err.Error()) }
  • 4. International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 04 | Apr 2020 www.irjet.net p-ISSN: 2395-0072 © 2020, IRJET | Impact Factor value: 7.34 | ISO 9001:2008 Certified Journal | Page 285 status = input.Status } 9. CONCLUSION The process such as integrity & confidentiality of the data stored in blockchain can be maintained using the Hyperledger platform which is a private ledger that gives access to those registeredonly.Unlikethepublicplatformthe security of the data owner is not compromised. If any modifications are initiated onthedata.Hyperledgerwouldn’t allow the organization/person to do so, unless until given access rights. Smart contracts not only validate transactions but also makes the transaction process efficient and hustle free. ACKNOWLEDGEMENT We would like to express our gratitude to our guide, Mrs. Meenakshi, who guided us throughout this project. We would also like to thank our friends and family who supported us and offered deep insight into the study. We wish to acknowledge the help provided by the technical and support staff in the Computer Science department of SRM Institute of Science and Technology. We would also like to show our deep appreciation to our supervisors who helped us to finalize our project. REFERENCES [1] DYang Yang, Hongrui Lin, Ximeng Liu, Wenzhong Guo, Xianghan Zheng and Zhiquan Liu, Blockchain-Based Verifiable Multi-Keyword Ranked Search on Encrypted Cloud with Fair Payment,” 24 Septembe, 2019. [2] Zhiguo Wan, Zhangshuang Guan and Xiuzhen Cheng, PRIDE: A Private and Decentralized Usage-Based Insurance Using Blockchain”, 03 June 2019. [3] Mehmet Demir, Ozgur Turetken, PhD and Alexander Ferworn, PhD, Blockchain Based Transparent Vehicle Insurance Management,” 25 July 2019. [4] C. Oham, R. Jurdak, S. S. Kanhere, A. Dorri and S. Jha, "B- FICA: BlockChain based Framework for Auto-insurance Claim and Adjudication," 16 June 2018. [5] C. Troncoso, G. Danezis, E. Kosta, J. Balasch, and B. Preneel, “Pripayd: Privacy-friendly pay-as-you-drive insurance,” IEEE Transactions on Dependable and Secure Computing, vol. 8, pp. 742–755,September2011. [6] C. Oham, R. Jurdak, S. S. Kanhere, A. Dorri and S. Jha, "B- FICA: BlockChain based Framework for Auto-insurance Claim and Adjudication," 16 June 2018. [Online]. Available: https://arxiv.org/abs/1806.06169. [7] "Criminal Penalties for Using Fake Proof of Insurance," 14 June 2013. [Online]. Available: https://www.carsdirect.com/carinsurance/criminal- penalties-for-using-fake-proof-of-insurance. [8] T. McConaghy, R. Marques, A. Mu¨ller, D. D. Jonghe, T. McConaghy, G. McMullen, R. Henderson, S. Bellemare and A. Granzotto, "BigchainDB: A Scalable Blockchain Database," [Online]. Available: https://mycourses.aalto.fi/pluginfile.php/378362/mod_ resource/conten t/1/bigchaindb-whitepaper.pdf. [Accessed 10 November 2018]. [9] Chinmay Saraf, Siddharth Sabadra, “Blockchain Platforms: A Compendium,” 11-12 May 2018, IEEE International Conference on Innovative Research and Development (ICIRD). [10] M. Hearn, “Corda: A distributed ledger,” November 29, 2016 [11] V. Q. Pierre-Louis Aublin Sonia Ben Mokhtar, “Rbft: Redundant byzantine fault tolerance,” 2013. [12] F. Benhamouda, S. Halevi, and T. Halevi. Supporting private data on Hyperledger Fabric with secure multiparty computation. https://shaih. github.io/pubs/bhh18.html, 2018. [13] Welcome to Hyperledger Fabric. https://hyperledger- fabric.readthedocs. io/, accessed Jan 2018. [14] L. Mearian. What is blockchain? themostdisruptivetech in decades. Computerworld,Dec,2017 https://www.computerworld.com/article/3191077/sec urity/ what-is-blockchain-the-most-disruptive-tech-in- decades.html, 2017. [15] S. Nakamoto. Bitcoin: A peer-to-peer electronic cash system. https: //bitcoin.org/bitcoin.pdf, 2008. [16] Mayank Raikwar, Subhra Mazumdar, Sushmita Ruj, Sourav Sen Gupta, Anupam Chattopadhyay, and Kwok- Yan Lam, “A Blockchain Framework for Insurance Processes,” 2018. [17] Cachin and Christian, “Architecture of the hyperledger blockchain fabric,” 2016. [18] J. Sousa, A. Bessani and M. Vukolie, “A Byzantine Fault- Tolerant Ordering Service for the Hyperledger Fabric Blockchain Platform," 2018. [19] Michael Abramowicz, “Blockchain – based insurance, in blockvhain and the constitutionofa newfinancial order; Legal and political challenges.” (paper.ssm.com/sol3/papers.cfm?abstract_id=3366603, 2019 [20] M. Vukolic, “The quest for scalable blockchain fabric: Proof-of-work ´ vs. BFT replication,” in Open Problems in Network Security - IFIP WG 11.4 International Workshop, Zurich, Switzerland, 2015 [21] ] V. Buterin, “Ethereum platform review: Opportunities and challenges for private and consortiumblockchains,” 2016. [Online]. Available: http://r3cev.com