The document discusses the Insurance Regulatory and Development Authority of India (IRDA). It provides background on insurance contracts and regulation in India. It outlines the objectives of studying related acts and the history of insurance regulation dating back to 1912. A key development was the passage of the Insurance Regulatory and Development Authority Act in 1999, which established the IRDA to protect policyholders and promote orderly industry growth. The IRDA is composed of part-time and full-time members appointed by the central government. It has powers to regulate companies, brokers, levy fees and resolve disputes.
This informative presentation has the latest information on establishment of GST Council in India, its Composition, Functions and other useful tit bits.
This informative presentation has the latest information on establishment of GST Council in India, its Composition, Functions and other useful tit bits.
The Digital Emergence of the Public/Private AuthorityCasey McArdle
My presentation at the 2009 Computers and Writing Conference at UC Davis. This presentation redefines Web 2.0 as Web 3.14 and utilizes this model to create a bridge that aids in the further examination of the emerging private authority.
The eLearning 2.0 Survival Guide - Assessing the Credibility of Web SourcesKristina Schneider
I delivered a presentation on The eLearning 2.0 Survival Guide – Assessing the Credibility of Web Sources at the Brandon Hall Innovations in Learning 2008 conference which was held in San Jose, September 2008.
Presentation Summary
It is no surprise that integrating Web 2.0 tools to learning is an innovative practice that is catching on quickly. Pushing the Web’s potential for democratizing information, Web 2.0 social computing practices are well aligned with constructivist learning strategies. Enabling learners to develop multiple perspectives can foster analytical and critical thinking.
What is worrisome is the transition from a spoon-fed model of education to a self-discovery and self-directed model without reconfiguring the approach to learning. Are individuals applying fact-checking rigour to the content they access? What criteria are they using? What do they consider to be expert knowledge? Are they simply looking for other sources to confirm what they’ve found or are they actually analysing the source of the information? Are they aware that information, correct and otherwise, spreads like memes on Web?
My presentation was largely be based on research I have done for my M.A. in Educational Technology thesis which is a qualitative study of people who write blogs on training to be used in the professional development of people who work in the field. The question lies in the authority and credibility of these blogs, and by extension Web content in general.
For full text artical go to: http://www.educorporatebridge.com/insurance/insurance-sector-in-india/Insurance sector in India is considered as a huge market due to its momentous untapped potential. This sector is said to improve the standard of living of the people in an economy as it leads to risk free lives, promotes entrepreneurship, mobilizes savings and leads to protection of trade and industry which contributes in human progress.
An organization study on Reliance life insurance
(With specific reference to customer satisfaction)
Submitted in partial fulfillment of the requirement of the
Bachelor of Business Management Degree
Offered by Jain University during the year 2012
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
2. INTRODUCTION
the meaning of insurance and its importance and how it plays a very
important role in economic development of the country. By now you
must be well versed that in insurance business, there is a contract
between individuals or group or businessmen and insurance
companies. The duration of these contracts varies from one year to
thirty years or more and volume of such contracts are also very
large.
3. OBJECTIVES
we will study various Acts which are directly related
to insurance business and some acts which
indirectly deal with the insurance business
we have referred about two Acts LIC Act 1956 and
GIBN Act 1972 but we will not explain these acts as
they have lost their importance due to changed
scenario in respect of the Insurance sector in the
country.
4. OBJECTIVES
Insurance Regulatory & Development Authority Act
1999.
Insurance Act 1938
Consumer Protection Act 1986
Insurance Ombudsman
Marine Insurance Act 1963.
Carriage of Goods by sea Act 1925.
Bill of Lading Act 1855.
Motor Vehicle Act 1988.
5. HISTORY
In India also, Government started exercising control
on Insurance business by passing two acts in the
year 1912 namely
• Provident Insurance Societies Act V of 1912
• Indian Life Insurance Companies Act VI of 1912
These acts were later comprehensively amended
and a new Act namely Insurance Act 1938 came
into existence for controlling
• Investment of funds
• Management of the insurance companies
6. HISTORY
The Office of Controller was established to
implement this act. Again, this Act was amended in
1950 as per the need of the hour. But in view of
growing malpractices in Life Insurance business
and also due to the illiteracy level being high and
lack of will for spread of Life Insurance business, it
was nationalized by Government of India.
LIC Act was passed in June; 1956, and this Act
came into force from 1st Sept.1956.
In early 90’s, with the world market forces playing
with full strength; growing literacy level; better
regulatory systems and need for fast growth in this
sector
7. INSURANCE REGULATORY DEVELPMENT
AUTHORITY ACT (IRDA) 1999
This Act was passed by Parliament in Dec.1999 & it
received presidential assent in Jan.2000. The aim
of the Authority is “to protect the interest of holders
of Insurance policies to regulate, promote and
ensure orderly growth of Insurance industry & for
matters connected therewith or incidental thereto
Definitions
• “Appointed Day” means the date on which the
Authority is established.
• “Authority” means the Insurance Regulatory and
Development Authority.
8. FEATURES OF AUTHORITY
Having perpetual succession which means any
member may resign or die but the Authority will
work.
A common seal with power to enter into a contract
by affixing a stamp on the documents.
Sue or be sued means the Authority can file a case
against any person or organization and vice versa.
9. COMPOSITION OF AUTHORITY
The Authority shall consist of nine persons as per
details given below:
Chairperson.
Not more than 5 whole time members.
Not more than 4 part time members.
These persons shall be appointed by the Central
Govt. from amongst persons of ability, integrity &
standing who have knowledge or experience in life
Insurance, general Insurance, actuarial science
10. MEETING OF AUTHORITY
The meeting of the Authority will be held at the time
and place as decided by the Chairperson as per
regulation made under this act. If the Chairperson is
unable to attend the meeting then the members will
choose the Chairperson from amongst the present
members.
11. OFFICERS & EMPLOYEES OF AUTHORITY
The Authority may appoint officers and employees
as it considers necessary for the efficient discharge
of its functions. The terms & conditions of such
officers shall be governed as per the regulations
made under this Act.
12. TRANSFER OF ASSETS, LIABILITIES ETC
As stated above that initially the Authority was
formed under the name “Insurance Regulatory
Authority (IRA)” and later on the name was
changed to “Insurance Regulatory & Development
Authority.”(IRDA) Therefore the assets and liabilities
of IRA will be transferred to IRDA on the date of
establishment of the Authority.
13. DUTIES, POWERS & FUNCTIONS OF
AUTHORITY
Duties
• The Authority shall have the duty to regulate,
promote and ensure orderly growth of the
Insurance business and reinsurance business
subject to the provisions of any other provisions of
the act.
Powers & Functions to
• Promoting efficiency in the conduct of insurance
business;
• Promoting and regulating professional
organisations connected with the insurance and re-
insurance business
14. DUTIES, POWERS & FUNCTIONS OF
AUTHORITY
• Levying fees and other charges on insurance
companies, Agents, Insurance Brokers, Surveyors
and Third party Administrator
• To settle the disputes between insurers and
intermediaries or insurance intermediaries
• Supervising the functioning of the Tariff Advisory
Committee
• Regulating investment of funds by insurance
companies
• Exercising such other powers as may be
prescribed.