R. Indhumathi is an experienced actuary with over 10 years of experience in pricing UK and US annuity contracts, life insurance products, modeling, valuation, and experience studies. She is currently a Deputy Manager at WNS Global Services where she works on experience studies, valuation, modeling, and client reporting. Previously she held roles with increasing responsibility at Arrowpoint Technologies, Paternoster India, and Congruent Solutions. Indhumathi has passed several actuarial exams and holds postgraduate degrees in Actuarial Science and Insurance Management.
This is a class long project to design and implement a compensation system based on a company profile, market data, and current pay data. Our goal was to redesign the compensation structure to better align with the business objectives of the company. All data and analysis was stored in an Access database.
This is a class long project to design and implement a compensation system based on a company profile, market data, and current pay data. Our goal was to redesign the compensation structure to better align with the business objectives of the company. All data and analysis was stored in an Access database.
Process Change Proposal PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Process Change Proposal PowerPoint Presentation Slides look no further.Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. http://bit.ly/2SutHut
• A Bachelor in Commerce- Having more than 6 years of experience in managing any F & A Process with proven skills in Team Leading and setting up new processes of Accounts payable (P2P) & Order to Cash (O2C) client satisfaction and relationship building, Process Management, Handling escalations, Data & metrics reporting.
• Working as Consultant – Accounts payable (P2P) & Order to Cash (O2C) in Capgemini India Private Limited since 2013
• Held Position as Junior Officer- Banking & Operations for 1.5 Years from Apr-2012 To Aug-2013 in ICICI Bank Ltd.
• Possesses Strong Analytical, Logical, and Problem Solving & root cause analysis skills, Multi-Tasking abilities, with proven experience in utilizing people and process knowledge to assist Business Leadership Team in making critical decision.
• Hands on experience in Oracle Financial Apps, Microsoft offices, Business Objects and other Financial Reporting tools and technologies.
• Highly motivated team player with excellent Interpersonal & Presentation Skills along with Proven Communication and Organizational Leadership Qualities.
Intellica is a Nearshore software development house with a deep expertise in Big Data Analytics
and Cloud Infrastructure solutions which based in both Slovakia (Bratislava - HQ) and Ukraine (Kyiv -Development).
Founded by open-minded entrepreneurs, our team of cloud computing, big data, software development, and information security experts provides professional services and end-to-end solutions for mid-market and enterprise customers.
This assignment focused on creating a section of a course brief for a corporate client. Identifying the issue that the client is having and proposing an after-training ideal state. It focused on identifying the target audience beyond just what their positions in a company were, looking at age, education, and a typical mindset toward their jobs. It also introduced the idea of subject matter experts and how to pair with them to create content.
Sr Technical Engineer (Incident/Problem/Change Management)Uday Vardhan
Present Role: Sr Technical Engineer (Incident/Problem/Change Management)
The role includes managing daily operations of BMC Remedy On Demand environment and performing Incident, Change management and Problem Management for one of the largest Data Center located at USA which hosts thousands of servers and network devices.
Actionable Insights through Innovative Talent Assessment – How Big Data is Ch...TALiNT Partners
What is Big Data? And How Do We Use It in Recruitment?
Combining Big Data and Online Assessments to form Actionable Insights
Case studies from a Global Investment Bank and an International Technology Company
Richard Niver Resume - Independent Workday Solutions Architect.
Contact Richard for Workday Payroll consultation and ongoing support.
Offering complete Workday Payroll support services. Maximize the value of your Workday system!
Business requirements gathering and analysis, design, configuration, user and data security, custom reporting, EIB integrations, business process improvement, and full production support.
Our mission is to deliver simplified connected solutions to complex planning, performance management, and business intelligence challenges.
We partner with you to understand your business, your goals, and your underlying challenges. We provide strategic guidance and roadmaps customized to your needs and vision. In addition, we ensure you realize the full potential of your technology plan through technology implementations, upgrades, and integrations. Our consultants are certified in their respective domains and are respected leaders within the Anaplan and Oracle communities. You will have the benefit of working with our consultants who have decades of experience in product knowledge and industry best practices.
Process Change Proposal PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Process Change Proposal PowerPoint Presentation Slides look no further.Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. http://bit.ly/2SutHut
• A Bachelor in Commerce- Having more than 6 years of experience in managing any F & A Process with proven skills in Team Leading and setting up new processes of Accounts payable (P2P) & Order to Cash (O2C) client satisfaction and relationship building, Process Management, Handling escalations, Data & metrics reporting.
• Working as Consultant – Accounts payable (P2P) & Order to Cash (O2C) in Capgemini India Private Limited since 2013
• Held Position as Junior Officer- Banking & Operations for 1.5 Years from Apr-2012 To Aug-2013 in ICICI Bank Ltd.
• Possesses Strong Analytical, Logical, and Problem Solving & root cause analysis skills, Multi-Tasking abilities, with proven experience in utilizing people and process knowledge to assist Business Leadership Team in making critical decision.
• Hands on experience in Oracle Financial Apps, Microsoft offices, Business Objects and other Financial Reporting tools and technologies.
• Highly motivated team player with excellent Interpersonal & Presentation Skills along with Proven Communication and Organizational Leadership Qualities.
Intellica is a Nearshore software development house with a deep expertise in Big Data Analytics
and Cloud Infrastructure solutions which based in both Slovakia (Bratislava - HQ) and Ukraine (Kyiv -Development).
Founded by open-minded entrepreneurs, our team of cloud computing, big data, software development, and information security experts provides professional services and end-to-end solutions for mid-market and enterprise customers.
This assignment focused on creating a section of a course brief for a corporate client. Identifying the issue that the client is having and proposing an after-training ideal state. It focused on identifying the target audience beyond just what their positions in a company were, looking at age, education, and a typical mindset toward their jobs. It also introduced the idea of subject matter experts and how to pair with them to create content.
Sr Technical Engineer (Incident/Problem/Change Management)Uday Vardhan
Present Role: Sr Technical Engineer (Incident/Problem/Change Management)
The role includes managing daily operations of BMC Remedy On Demand environment and performing Incident, Change management and Problem Management for one of the largest Data Center located at USA which hosts thousands of servers and network devices.
Actionable Insights through Innovative Talent Assessment – How Big Data is Ch...TALiNT Partners
What is Big Data? And How Do We Use It in Recruitment?
Combining Big Data and Online Assessments to form Actionable Insights
Case studies from a Global Investment Bank and an International Technology Company
Richard Niver Resume - Independent Workday Solutions Architect.
Contact Richard for Workday Payroll consultation and ongoing support.
Offering complete Workday Payroll support services. Maximize the value of your Workday system!
Business requirements gathering and analysis, design, configuration, user and data security, custom reporting, EIB integrations, business process improvement, and full production support.
Our mission is to deliver simplified connected solutions to complex planning, performance management, and business intelligence challenges.
We partner with you to understand your business, your goals, and your underlying challenges. We provide strategic guidance and roadmaps customized to your needs and vision. In addition, we ensure you realize the full potential of your technology plan through technology implementations, upgrades, and integrations. Our consultants are certified in their respective domains and are respected leaders within the Anaplan and Oracle communities. You will have the benefit of working with our consultants who have decades of experience in product knowledge and industry best practices.
A brief information about the SCOP protein database used in bioinformatics.
The Structural Classification of Proteins (SCOP) database is a comprehensive and authoritative resource for the structural and evolutionary relationships of proteins. It provides a detailed and curated classification of protein structures, grouping them into families, superfamilies, and folds based on their structural and sequence similarities.
Richard's aventures in two entangled wonderlandsRichard Gill
Since the loophole-free Bell experiments of 2020 and the Nobel prizes in physics of 2022, critics of Bell's work have retreated to the fortress of super-determinism. Now, super-determinism is a derogatory word - it just means "determinism". Palmer, Hance and Hossenfelder argue that quantum mechanics and determinism are not incompatible, using a sophisticated mathematical construction based on a subtle thinning of allowed states and measurements in quantum mechanics, such that what is left appears to make Bell's argument fail, without altering the empirical predictions of quantum mechanics. I think however that it is a smoke screen, and the slogan "lost in math" comes to my mind. I will discuss some other recent disproofs of Bell's theorem using the language of causality based on causal graphs. Causal thinking is also central to law and justice. I will mention surprising connections to my work on serial killer nurse cases, in particular the Dutch case of Lucia de Berk and the current UK case of Lucy Letby.
Richard's entangled aventures in wonderlandRichard Gill
Since the loophole-free Bell experiments of 2020 and the Nobel prizes in physics of 2022, critics of Bell's work have retreated to the fortress of super-determinism. Now, super-determinism is a derogatory word - it just means "determinism". Palmer, Hance and Hossenfelder argue that quantum mechanics and determinism are not incompatible, using a sophisticated mathematical construction based on a subtle thinning of allowed states and measurements in quantum mechanics, such that what is left appears to make Bell's argument fail, without altering the empirical predictions of quantum mechanics. I think however that it is a smoke screen, and the slogan "lost in math" comes to my mind. I will discuss some other recent disproofs of Bell's theorem using the language of causality based on causal graphs. Causal thinking is also central to law and justice. I will mention surprising connections to my work on serial killer nurse cases, in particular the Dutch case of Lucia de Berk and the current UK case of Lucy Letby.
This pdf is about the Schizophrenia.
For more details visit on YouTube; @SELF-EXPLANATORY;
https://www.youtube.com/channel/UCAiarMZDNhe1A3Rnpr_WkzA/videos
Thanks...!
This presentation explores a brief idea about the structural and functional attributes of nucleotides, the structure and function of genetic materials along with the impact of UV rays and pH upon them.
Seminar of U.V. Spectroscopy by SAMIR PANDASAMIR PANDA
Spectroscopy is a branch of science dealing the study of interaction of electromagnetic radiation with matter.
Ultraviolet-visible spectroscopy refers to absorption spectroscopy or reflect spectroscopy in the UV-VIS spectral region.
Ultraviolet-visible spectroscopy is an analytical method that can measure the amount of light received by the analyte.
Slide 1: Title Slide
Extrachromosomal Inheritance
Slide 2: Introduction to Extrachromosomal Inheritance
Definition: Extrachromosomal inheritance refers to the transmission of genetic material that is not found within the nucleus.
Key Components: Involves genes located in mitochondria, chloroplasts, and plasmids.
Slide 3: Mitochondrial Inheritance
Mitochondria: Organelles responsible for energy production.
Mitochondrial DNA (mtDNA): Circular DNA molecule found in mitochondria.
Inheritance Pattern: Maternally inherited, meaning it is passed from mothers to all their offspring.
Diseases: Examples include Leber’s hereditary optic neuropathy (LHON) and mitochondrial myopathy.
Slide 4: Chloroplast Inheritance
Chloroplasts: Organelles responsible for photosynthesis in plants.
Chloroplast DNA (cpDNA): Circular DNA molecule found in chloroplasts.
Inheritance Pattern: Often maternally inherited in most plants, but can vary in some species.
Examples: Variegation in plants, where leaf color patterns are determined by chloroplast DNA.
Slide 5: Plasmid Inheritance
Plasmids: Small, circular DNA molecules found in bacteria and some eukaryotes.
Features: Can carry antibiotic resistance genes and can be transferred between cells through processes like conjugation.
Significance: Important in biotechnology for gene cloning and genetic engineering.
Slide 6: Mechanisms of Extrachromosomal Inheritance
Non-Mendelian Patterns: Do not follow Mendel’s laws of inheritance.
Cytoplasmic Segregation: During cell division, organelles like mitochondria and chloroplasts are randomly distributed to daughter cells.
Heteroplasmy: Presence of more than one type of organellar genome within a cell, leading to variation in expression.
Slide 7: Examples of Extrachromosomal Inheritance
Four O’clock Plant (Mirabilis jalapa): Shows variegated leaves due to different cpDNA in leaf cells.
Petite Mutants in Yeast: Result from mutations in mitochondrial DNA affecting respiration.
Slide 8: Importance of Extrachromosomal Inheritance
Evolution: Provides insight into the evolution of eukaryotic cells.
Medicine: Understanding mitochondrial inheritance helps in diagnosing and treating mitochondrial diseases.
Agriculture: Chloroplast inheritance can be used in plant breeding and genetic modification.
Slide 9: Recent Research and Advances
Gene Editing: Techniques like CRISPR-Cas9 are being used to edit mitochondrial and chloroplast DNA.
Therapies: Development of mitochondrial replacement therapy (MRT) for preventing mitochondrial diseases.
Slide 10: Conclusion
Summary: Extrachromosomal inheritance involves the transmission of genetic material outside the nucleus and plays a crucial role in genetics, medicine, and biotechnology.
Future Directions: Continued research and technological advancements hold promise for new treatments and applications.
Slide 11: Questions and Discussion
Invite Audience: Open the floor for any questions or further discussion on the topic.
Deep Behavioral Phenotyping in Systems Neuroscience for Functional Atlasing a...Ana Luísa Pinho
Functional Magnetic Resonance Imaging (fMRI) provides means to characterize brain activations in response to behavior. However, cognitive neuroscience has been limited to group-level effects referring to the performance of specific tasks. To obtain the functional profile of elementary cognitive mechanisms, the combination of brain responses to many tasks is required. Yet, to date, both structural atlases and parcellation-based activations do not fully account for cognitive function and still present several limitations. Further, they do not adapt overall to individual characteristics. In this talk, I will give an account of deep-behavioral phenotyping strategies, namely data-driven methods in large task-fMRI datasets, to optimize functional brain-data collection and improve inference of effects-of-interest related to mental processes. Key to this approach is the employment of fast multi-functional paradigms rich on features that can be well parametrized and, consequently, facilitate the creation of psycho-physiological constructs to be modelled with imaging data. Particular emphasis will be given to music stimuli when studying high-order cognitive mechanisms, due to their ecological nature and quality to enable complex behavior compounded by discrete entities. I will also discuss how deep-behavioral phenotyping and individualized models applied to neuroimaging data can better account for the subject-specific organization of domain-general cognitive systems in the human brain. Finally, the accumulation of functional brain signatures brings the possibility to clarify relationships among tasks and create a univocal link between brain systems and mental functions through: (1) the development of ontologies proposing an organization of cognitive processes; and (2) brain-network taxonomies describing functional specialization. To this end, tools to improve commensurability in cognitive science are necessary, such as public repositories, ontology-based platforms and automated meta-analysis tools. I will thus discuss some brain-atlasing resources currently under development, and their applicability in cognitive as well as clinical neuroscience.
Nutraceutical market, scope and growth: Herbal drug technologyLokesh Patil
As consumer awareness of health and wellness rises, the nutraceutical market—which includes goods like functional meals, drinks, and dietary supplements that provide health advantages beyond basic nutrition—is growing significantly. As healthcare expenses rise, the population ages, and people want natural and preventative health solutions more and more, this industry is increasing quickly. Further driving market expansion are product formulation innovations and the use of cutting-edge technology for customized nutrition. With its worldwide reach, the nutraceutical industry is expected to keep growing and provide significant chances for research and investment in a number of categories, including vitamins, minerals, probiotics, and herbal supplements.
1. R.Indhumathi
Mobile: +91-9677013402, +91-9822544507 indhuactuary@yahoo.co.in
Chennai
Qualification Summary:
Hard Working, Self motivated and highly achieving professional with 10 years and 10 months of
Actuarial experience as a Manager including work with pricing of UK and US bulk annuity
contracts, Life Insurance for UL products and assisting in prophet development, LynchVal
software, reserve calculation, reconciles the data, MCD and Data true up and documentation.
To obtain a challenging position in Actuarial Science this efficiently utilizes the achievements,
skills, leadership abilities, and work ethic.
Current Work Experience:
WNS Global Services Pvt Ltd, Pune and recently shifted to Chennai
WNS is a global business process management (BPM) leader. We offer business value to 200+
clients around the world including Insurance. WNS, with its deep domain expertise, built over a
decade of servicing insurance clients, acts as a strategic partner to insurers helping reduce
time-to-market and operational risks. We also partner with insurance companies in
transforming their critical processes, manage costs and regulatory requirements.
Profile: Deputy Manager – Life Insurance – May 2016 – till date
Work Responsibilities:
• Working in Experience studies (Lapse and Mortality) for various products like UL, VUL,
TERM, Whole Life etc., using LENS, MSACCESS, Oracle and Excel.
• Working on In Control project which relates to the Experience Studies and Assumption
generation and validates with admin files, LENS, POP and Study data.
• Producing the analyzing the reports for every quarter for the Exposure, actual and
expected claims and lapses.
• Working on Captive studies to calculate the direct and ceded amounts as per the
reinsurance contract.
• Assisted to develop the excel reports in tableau software and involved in testing.
• Assisting the valuation team to work in Annual Statement which is required by section
of the Insurance law to be filed by the company with the office of the commissioner
annually.
• Assisting the Modeling team and analyzing the profits by using deterministic and
stochastic approach. Involved in calculation of reserves for the future liability using the
software called MOSES.
• Working for Universal life products for US clients by using the software called Cyber
Life and using Microsoft Excel.
Internal - Not to be distributed
2. • Working on Illustrations like Current Projection, Minimum Premium to Maturity, and
Minimum Premium to Maturity till age xx based on Current and guaranteed
assumptions.
• Working in Disbursement like the calculation of Surrender, Withdrawal, Loan, Minimum
premium in excel for both actual and estimated values.
• Analyzing the model in excel to ensure to produce correct values.
• Responsibility to interact with the client and to reply for their emails.
Work Experience 1:
Arrow point Technologies Pvt Ltd, Chennai
Arrowpoint Technologies Pvt. Ltd provides complete business solutions to improve operational
efficiencies & deliver measurable business returns for clients. Arrow point approach focuses on
new ways of business, combining IT innovations and adoption, while also leveraging
organizations current IT assets.
Profile: Assistant Manager - Actuarial Conversion – April 2011 – May 2016
Work Responsibilities:
• Conversion of Defined Benefit Plans.
• Reading, understanding and creating a summary plan document in Excel from plan
documents, amendments, notes, data, etc.
• Modeling and coding the new products as per the defined benefit plan provision using
the summary plan document to code the plan menu-LV win software. This is the main
engine of the process.
• Using LV Indiv (software to run calculations). The results are compared to manual
calculations to verify the accuracy. Test cases under different scenarios are provided
by the clients and picked by Doer for testing.
• Comparing the client results and lynchVal results through LVBatch.
• Testing of the Benefits, Service, Plan, Formulae, factors, plan provisions etc.
• Responsible for setting the plan into the system so it can do benefit calculation
correctly.
• Regression testing of all type of scenario to check the consistency of the system and
calculations.
• Assists with the preparation, analysis, presentation and interpretation of data for
reports, rate and benefit changes and special projects.
• Assisting in debugging/troubleshooting problems for clients.
Internal - Not to be distributed
3. • Entry Point Programming FORTRAN Coding.
• SQL Queries in learning stage to pull the database, employee records, date,
duplicate rows, counting the number of records etc.
• Assisting the Development team to build the LVWin and LVIndiv Software in Online.
Work Experience 2:
Paternoster India Pvt Ltd, Mumbai
Profile: Assistant Manager – Actuarial Pricing – October 2007 – April 2011
I had two months onsite training in UK trained by Aled – Pricing and Steve Withers –
Prophet. This training deals about the Pricing annuity calculations was done using Microsoft
Excel and Prophet Exposure.
Work Responsibilities:
• Pricing of UK bulk annuity contracts using a pricing model written using the
‘Prophet’, actuarial modeling system. Achieved app 80% of accuracy level in sixteen
schemes and appreciated by reviewers for handling the various complexities.
• Testing of the Actuarial Factors manually and calculations through system benefit calc
to ensure system is generating correct benefit.
• Prophet testing comparison between old and new versions by individual member
wise and overall impact in the scheme.
• Testing, Analysis and impact analysis in Prophet Conversion Exercise by assisting
the valuation team. Achieved the high degree of time limit and accuracy.
• Reconciliation of data and it aims to compare the old and current data.
• Data and MCD true up and it aims to requoting the same scheme with the current data
and current MCD.
• Assisting the valuation team by providing the app calculation of increase and decrease
in reserve by member wise.
• Analyzing and checking for completeness of the data and benefit details provided by
Employee Benefit Consultants (EBC), and listing data queries for missing information
and adopting actuarial assumptions for modeling of schemes.
• Preparing Audit trail and documentation of benefit summary for the clients.
• Calculation of Early retirement, late retirement, cash commutation, transfer value,
Internal - Not to be distributed
4. trivial commutation, and divorce benefits (calculation in Excel as per the UK laws).
Work Experience 3:
Congruent Solutions Private Limited, Chennai
Profile: Actuarial Analyst – Valuation – Jan 2007 – Sep 2007
Work Responsibilities:
• Involved in Pension Valuation and Defined Benefit Calculation using the DATAIR, ASC of
Pension Plans of Various Clients.
• Using current year data and last year assumptions, generating the liability for the
participants and analyzing the change in the liability through test case checking.
• Calculating Present Value of all the benefits after incorporating all the plan provision
changes and changes in economic/demographic assumptions based on client
election/legislative compliance. Also checking the test cases for the reasonability.
Achievements:
• Received an award from team manager for highest degree of accuracy and exceeded
the deadlines in Congruent Solutions Pvt Ltd.
• Achieved a high level of accuracy in member wise calculations in Paternoster India Pvt
Ltd.
• Received an award for Best Employee in Arrowpoint Technologies Pvt Ltd.
Managerial Experience:
• Interviewed, hired and trained new staff.
• Managed team of 6 direct professionals with 20+ employees.
• Evaluated employee performance, set goals and developed improvement plans.
• Maintained operational efficiency with proactive oversight and corrections.
• Mentored junior team members to improve performance.
• Ensure team members to prepare quality work and complete on time.
• Lead the modeling, planning and execution of projects.
• Held monthly employee meetings to give information, take feedback and provide
updated training.
Actuarial Papers Cleared:
• Passed in CT1, Financial Mathematics
• Passed in CT2, Finance and Financial Reporting
• Passed in CT3, Mathematical and Probability Statistics
• Passed in CT5, General Insurance, Life and Health Contingencies
• Passed in CT6, Statistical Models
• Passed in CT7, Economics
• Passed in CT9, Business Awareness Module
Academic Credentials:
• Post Graduate in Actuarial Science (2004-2006), Secured Distinction with an aggregate
of 82% in Bishop Heber College (Second Ranking). Actuarial papers covered in the
Internal - Not to be distributed
5. course are from CT1 to CT7.
• Under Graduate in Mathematics (2001-2004), Secured Distinction with an aggregate 92%
in Holy Cross College (Second Ranking)
• Post Graduate Diploma in Insurance Management (2005-2006), Secured First Class in
Alagappa University 68%
Core Competences:
• Proficient in Windows, C Programming, C++, Fortran, MS Office, SAP, Prophet, ASC,
DATAIR, LENS, MOSES, ORACLE, SQL
• Ability to challenge upwards
• Ability to adapt own work in a fast changing sometimes ambiguous environment.
Personal Details:
Date of Birth : 14-09-1983
Languages : English, Tamil, Telugu (Only to speak), Hindi (Only to speak)
Place: Chennai Date: 25/03/2018
(R. INDHUMATHI)
Internal - Not to be distributed
6. course are from CT1 to CT7.
• Under Graduate in Mathematics (2001-2004), Secured Distinction with an aggregate 92%
in Holy Cross College (Second Ranking)
• Post Graduate Diploma in Insurance Management (2005-2006), Secured First Class in
Alagappa University 68%
Core Competences:
• Proficient in Windows, C Programming, C++, Fortran, MS Office, SAP, Prophet, ASC,
DATAIR, LENS, MOSES, ORACLE, SQL
• Ability to challenge upwards
• Ability to adapt own work in a fast changing sometimes ambiguous environment.
Personal Details:
Date of Birth : 14-09-1983
Languages : English, Tamil, Telugu (Only to speak), Hindi (Only to speak)
Place: Chennai Date: 25/03/2018
(R. INDHUMATHI)
Internal - Not to be distributed