Sk Roshan Karim Ali has over 6 years of experience in risk analytics and reporting. He has worked at Genpact, Credit Suisse India, and TATA Consultancy Services analyzing credit risk, market risk, and economic capital stress testing. At his current role as Manager at Genpact, he examines credit rating models, analyzes rating migrations, performs exposure analysis, and creates regulatory reports. He is proficient in Microsoft Office, SQL, and Business Objects.

1. SK ROSHAN KARIM ALI
Mobile: +91 9019790702, E-Mail: roshankarim.ali@gmail.com
Over 6 years of experience in Risk Analytics & Reporting spanning across Credit risk data control & monitoring,
Exposure move analysis & reporting, PD/LGD/EAD analysis & EL reporting, Regulatory reporting, Building risk
controls & metrics, , Market Risk Stress Testing and Reporting, Project Management & LEAN Methodology.
Work Experience – 1
Company Genpact, India
Duration March 2014 – Present
Designation Manager
Team Size 5
Obligor Credit Rating Analysis
• Examine credit rating model aggregation logic and provide inputs to governance team
• Track and analyze material obligor rating movements on a monthly basis
• Create and present rating migration dashboard to the senior leadership team
Portfolio Analytic
• Perform credit exposure moves validation for month-end with a view to monitor total exposure at entity levels
for various credit products (Loans, Leases, Bonds, Factoring etc.) and generate commentaries for any material
shifts
• Preparation of comprehensive Growth & Concentration report basis Business, Geography, Country, Industry,
Products & Collateral for each quarter
• Ensure accurate reporting for credit risk information to reporting teams for RWA and loan loss allowance
calculation
• Liaise with various business units to understand shifts in the portfolio mix and strategic alignment
• Present portfolio risk reports to the senior leadership team
Regulatory Risk Reporting
• Create portfolio reports for quarterly regulatory submissions (Federal Reserve Bank and Prudential Regulatory
Authority)
• Support teams on BCBS 239 principles on risk aggregation and reporting
• Support regulatory risk teams like Basel & CCAR on explaining portfolio shifts and data alignment
Strategic Projects / Ad Hoc Requests
• Provide analysis on ad-hoc risk topics for management reports by working with various data sources and
collaboration with other teams to gather information
• Provide inputs to the project management team on matters requiring functional expertise
• Actively participate in working group/steering committees of key regulatory projects – BASEL, CCAR, and

2. contribute to quarterly reporting and internal audit reviews as a SME
Team Management
Work Experience – 2
Company Credit Suisse India Pvt Ltd
Duration August 2011 – March 2014
Designation Exempt Non Officer/ Business Analyst
Reporting Global Loans exposure to Counterparty Credit Risk Reporting System
• Ensure complete loan exposure is captured in the credit risk reporting system
• Reconcile deal level loan exposures between the loan booking & credit risk systems in order to identify gaps
and work towards remediation with a month end view
• Perform exposure adjustments for any gaps/ breaks arising due to timing, incorrect submission or any other
system issues
• Ensuring correctness & completeness of the loans exposures in the credit risk system by working in
conjunction with various Product Controllers across the globe. This involved performing risk to finance
reconciliation
• Creating various commitments reports for the senior leadership team
• Support both internal & external audit teams for conducting yearly process audits
Credit Risk Data Quality Metrics
• Migrated and successfully operationalised this process from Singapore risk reporting team to Credit Suisse
Pune COE
• Primary role was to report Credit risk data quality metrics to the Senior Management team (MDs, Directors
etc.) on a monthly basis.
• This involved identifying key risk areas from credit risk perspective and develop controls to ensure the
effectiveness of the risk system
• Create benchmarks for each risk metrics by looking at historical issue logs. Track actual vs. benchmark and
seek commentaries from the process managers
• Highlight and escalate critical issues to the Senior management team
• Conduct data quality team meeting every month to discuss key DQ issues and work towards ensuring all the
action items are acted upon
Work Experience – 3
Company TATA Consultancy Services
Duration April 2010 till August 2011
Designation Senior Process Associate
Risk Submission & Packaging

3. • Communicating potential risk changes to trading desks and Market Risk Managers
• Making adjustments for invalid risk submitted from upstream systems
• Maintaining risk packages for VaR runs based on submissions received from upstream systems
• Interacting with the Market Risk Managers to discuss various issues in risk packaging and sensitivities moves
Economic Capital Stress testing
• Running stress tests on clients portfolio to calculate economic capital requirements
• Updating the shocks/ stress on various risk parameters (Equity, commodity, interest rates etc.) from time to
time as per the changes in the market conditions
• Creating weekly economic capital reports for the Market risk managers
Internship Experience
Company HSBC India Limited
Duration November 2009 till April 2010
• New Client Acquisition for Trade financing products (LoC, Bill Discounting, Currency Routing)
• KYC Checks
IT Skills
Application
Microsoft Office 2007 & 2010
Advanced MS Access: Query Designing, Data Extraction & Comparison
Advanced MS Excel: V-Lookup, H-Lookup, Data Pivoting & Graphical Representation
Business Objects
SQL, VBA
Certification Green Belt Certified
Academics
Degree Year Discipline Institution Marks (%)
PGDM-IB 2010 Finance IFIM, Bangalore 8.35 CGPA
Graduation 2008 Commerce Utkal University 64 Overall, 75 (Honours)
Intermediate 2005 Commerce CHSE 65
High School 2003 All Subjects BSE 62

4. Beyond Curriculum
A
• Awarded with “Employee of the month” twice at Genpact for delivering solutions with highest quality
• Awarded “Star Performer of the Month” at Credit Suisse
• Awarded “Star Performer of the Month” at TCS for managing critical projects without any support
• Awarded with Chairman’s Gold medal for Academic Excellence (PGDM-IB, Batch 2008-10)
• Awarded with Chairman’s Gold medal for All-Round Performance (PGDM-IB, Batch 2008-10)
Personal Dossier
Father's Name Sk Nasir Ali
DoB 15th June 1988
Marital Status Married
Languages Known English, Hindi, Oriya & Bengali
Passport Yes, Active B1 US Visa
Onsite Experience Yes