1. HERNAN M. VELEZ
Bilingual: English and Spanish
1241 Phil O’Neil Dr. Charlotte, NC 28215
(704)-241-0006
velez0991@gmail.com
OBJECTIVE
Execution of my knowledge and experience to succeed and become a long-term valuable asset
EDUCATION
University of North Carolina Charlotte (Graduated with Honors in 2014)
Bachelor’s Degree in Finance; Concentration in Accounting
Acquired knowledge: cost accounting,managerial accounting, strategic management, financial
management, investment, macro and micro economics, international business, managerial operations and
organizational operations.
WORK EXPERIENCE
Wells Fargo Securities
AML Analyst (08/2015-Present)
Authentication of clients and relative news, patterns,trends and anomalies to detect, prevent,mitigate and
report suspicious activity related to money laundering and terrorist financing (AML/BSA/OFAC violations)
Assist with the implementation and monitoring of a risk-based compliance program to assure compliance
with federal, state,agency,legal and regulatory requirements
Verification of detailed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews
Conduct researches,gatherdata and record evidence utilizing internal and external sources
Escalate negative alerts, if needed, for further mitigation to the appropriate Line of Business to ensure
compliance with internal policies and to determine client retention or termination
Identify higher risk clients and review relationship memos completed by the GFI team
Chiquita Brands International Inc.
Treasury Analyst (03/2015-08/2015)
Determine company’s daily cash position in North and Latin America
Enter manual payments into different software and ensure that they have proper authority
Make sure external payments are screened for OFAC compliance
Maintain integrity of vendor information stored in treasury databases and banksoftware
Initiate funds transfers to ensure that all payments are covered
Reconcile prior day actuals to estimates and investigate any variances
Verify that all payments were transferred successfully and resolve any payment failures
Facilitate communications with internal/external customers and banks to resolve any issues
Check positive pay on a daily basis and resolve any exceptions or returns
Maintain check register module, facilitate voids/stop payments and resolve discrepancies
Complete weekly/monthly reports, including bank reconciliation, forecasting, actuals and bank fees
Daily use of IT2, CEO Portal, CashPro, Pinacle, Citrix, JDE, SharePoint and MS programs
Serve as a backup for European treasury coordinator functions when needed
Complete administrative tasks and support process improvement/cost savings projects
Support audit requests when needed to
Dest Family Dentistry
Administrative Assistant (05/2014 – 03/2015)

2. Identify outstanding balances and credits and send out statements accordingly
Stay updated with insurance coverage for patients with appointments on the following day
Explain treatment plans and provide the option of Care Credit for the patients unable to pay
Translate dentist consults and help out with the Spanish-speaking patients
Smile Starters
Administrative Assistant (03/2012- 03/2014)
Check in patients and update personal files through Eaglesoft and Dentrix
Collect payments, update insurance information and process insurance claims accordingly
Update HIPAA documents,privacy policies and medical histories
Translate dentist consults and follow up with referrals to oral surgeons,periodontists and orthodontists