A short 5-minute presentation on how microfinancing is bringing people out of poverty in the developing world, using Kiva as a case study, written for Ignite Liverpool 15, 15th August 2013
Kiva Presentation at the KWS Forum in MontréalKongossa (KWS)
Kiva’s mission is to connect people, through lending, to alleviate poverty. Since its launch in 2005, Kiva has connected more than 1 million lenders with more than 1 million borrowers around the world and has facilitated nearly US$600 million in loans to individuals in 75 countries through its website, www.kiva.org.
#TEDxMS 2013 : Individuals Changing Lives One Loan at a Time via KIVASulin Lau
Delivered at the social enterprise-themed TEDx Merdeka Square 2013 in Kuala Lumpur. One way of facing the problems of global poverty without feeling powerless or guilted is to be part of Kiva's global coordinated experiments in spurring entrepreneurship via crowdlending. This talk argues that not only are each of us able to change a life permanently and directly by lending $25 of spare change to small businesses in low income parts of the world; we can also choose to loan money in Kiva's specific experiments hoping to disrupt the notion of what's possible/practical in non-profit microlending - experiments such as 6 year grace period university tuition loans in Africa, zero-interest Paypal -intermediated loans in US, mobile SMS based lending in Kenya, green in-kind biodigester loans in Mexico, and loans to high-risk conflict zones where startup capital is scarce and needed more than ever to fuel recovery. by former Kiva Fellow Sulin Lau KF20 2013
KIVA Zip-2012 Presentation Given by Casey Botticello of the Philadelphia Depa...Casey Botticello
This presentation was given to our non-profit explaining how we could become a trustee and help make Philly a "Kiva City" and help small businesses that we already interacted with, and knew were in need of small loans. Philadelphia is now a Kiva City but we wanted to encourage other non profits and community organizations to continue to get involved. This quick overview was provided by Casey Botticello, the President of University City Empowerment Coalition (UCEC) and volunteer at the Department of Commerce.
Thank you to Casey Botticello, Sylvie Gallier Howard (Deputy Chief of Staff at Office of the Deputy Mayor of Economic Development and Director of Commerce in Philadelphia), and Kiva for taking the time to explain this program to us!
Investments in Rural America: Impact Investors and Rural Readiness ruralxchange
A webinar from NARP
Speakers:
Amy Domini (Domini Social Investments), David R. Dangler (National Alliance for Rural Policy Network)
This webinar discusses how impact investors view investments, innovative and supportive investments, and community development banks and funds.
A short 5-minute presentation on how microfinancing is bringing people out of poverty in the developing world, using Kiva as a case study, written for Ignite Liverpool 15, 15th August 2013
Kiva Presentation at the KWS Forum in MontréalKongossa (KWS)
Kiva’s mission is to connect people, through lending, to alleviate poverty. Since its launch in 2005, Kiva has connected more than 1 million lenders with more than 1 million borrowers around the world and has facilitated nearly US$600 million in loans to individuals in 75 countries through its website, www.kiva.org.
#TEDxMS 2013 : Individuals Changing Lives One Loan at a Time via KIVASulin Lau
Delivered at the social enterprise-themed TEDx Merdeka Square 2013 in Kuala Lumpur. One way of facing the problems of global poverty without feeling powerless or guilted is to be part of Kiva's global coordinated experiments in spurring entrepreneurship via crowdlending. This talk argues that not only are each of us able to change a life permanently and directly by lending $25 of spare change to small businesses in low income parts of the world; we can also choose to loan money in Kiva's specific experiments hoping to disrupt the notion of what's possible/practical in non-profit microlending - experiments such as 6 year grace period university tuition loans in Africa, zero-interest Paypal -intermediated loans in US, mobile SMS based lending in Kenya, green in-kind biodigester loans in Mexico, and loans to high-risk conflict zones where startup capital is scarce and needed more than ever to fuel recovery. by former Kiva Fellow Sulin Lau KF20 2013
KIVA Zip-2012 Presentation Given by Casey Botticello of the Philadelphia Depa...Casey Botticello
This presentation was given to our non-profit explaining how we could become a trustee and help make Philly a "Kiva City" and help small businesses that we already interacted with, and knew were in need of small loans. Philadelphia is now a Kiva City but we wanted to encourage other non profits and community organizations to continue to get involved. This quick overview was provided by Casey Botticello, the President of University City Empowerment Coalition (UCEC) and volunteer at the Department of Commerce.
Thank you to Casey Botticello, Sylvie Gallier Howard (Deputy Chief of Staff at Office of the Deputy Mayor of Economic Development and Director of Commerce in Philadelphia), and Kiva for taking the time to explain this program to us!
Investments in Rural America: Impact Investors and Rural Readiness ruralxchange
A webinar from NARP
Speakers:
Amy Domini (Domini Social Investments), David R. Dangler (National Alliance for Rural Policy Network)
This webinar discusses how impact investors view investments, innovative and supportive investments, and community development banks and funds.
The United Nations’ Secretary
General, Mr. Ban Ki-Moon, paid a
historic working visit to Nigeria from
May 22-24, 2011. The visit was
historic in the sense that it was his first
trip to Nigeria since he became the UN
Secretary-General on January 1,
2007.
Educational Material of Vietnam Blended Learning Program, undertaken by Institute of Energy Science, with support of World Bank and Vietnam Development Information Center
The Government of India, Nepal & Bangladesh is laying more stress on schools in rural areas and is trying hard to raise their level of education. Measures like midday meals, free text books and uniforms along with Computer education etc, are also motivating and drawing more children to schools in India. But, there is no facility of light for studying in the night time since incessant power cuts & large numbers of off-gird villages are still a harsh reality.
Every child in India between the ages of 6 and 14 years (40% of 1 billion+ Indian Population) has the right to free and compulsory education, as per RTE Act 2009 from. This act seems to be difficult to realize without the presence of clean & bright light which most of the students in India are deprived of. Light is the single largest barrier towards un-interrupted study in remote villages. Lack of light is an urgent and preventable problem, and never before has there been a viable solution.
d.light S1-solar lantern will be offered to all the rural students under Project “Light for Education”[LiFE]. They will receive light free of cost on a trial basis for few weeks, post trial period, they would either return the light or purchase the same at an extremely affordable cost of $8 a unit.
d.light S1 -solar lanterns do not have detachable parts, including an integrated solar panel that makes recharging simple and easy. The product shape, portability, and handle with various settings give the students many options for use.
This presentation provides an introduction to Kiva (www.kiva.org). It describes what Kiva is, where it fits in the field of microfinance, and how to use it. It's a great tool for spreading the word about Kiva!
This week, we distill insights around Kiva Zip - a true person-to-person micro-lending platform which enables people to lend directly to entrepreneurs in the U.S. and Kenya without a middleman.
100+ thinkers and planners within MSLGROUP share and discuss inspiring projects on social data, crowdsourcing, storytelling and citizenship on the MSLGROUP Insights Network.
Every week, we pick up one project and do a deep dive into conversations around it -- on the MSLGROUP Insights Network itself but also on the broader social web -- to distill insights and foresights. We share these insights with you on our People’s Insights blog and compile the best insights from the network and the blog in the People’s Insights Quarterly Magazine, as a showcase of our capabilities.
We have further synthesized the insights to provide foresights for business leaders and changemakers — in the ten-part People’s Insights annual report titled Now & Next: Ten Frontiers for the Future of Engagement, now available as a Kindle eBook.
For more, see: http://peopleslab.mslgroup.com/future-of-engagement
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
Key Trends Shaping the Future of Infrastructure.pdfCheryl Hung
Keynote at DIGIT West Expo, Glasgow on 29 May 2024.
Cheryl Hung, ochery.com
Sr Director, Infrastructure Ecosystem, Arm.
The key trends across hardware, cloud and open-source; exploring how these areas are likely to mature and develop over the short and long-term, and then considering how organisations can position themselves to adapt and thrive.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
Kubernetes & AI - Beauty and the Beast !?! @KCD Istanbul 2024Tobias Schneck
As AI technology is pushing into IT I was wondering myself, as an “infrastructure container kubernetes guy”, how get this fancy AI technology get managed from an infrastructure operational view? Is it possible to apply our lovely cloud native principals as well? What benefit’s both technologies could bring to each other?
Let me take this questions and provide you a short journey through existing deployment models and use cases for AI software. On practical examples, we discuss what cloud/on-premise strategy we may need for applying it to our own infrastructure to get it to work from an enterprise perspective. I want to give an overview about infrastructure requirements and technologies, what could be beneficial or limiting your AI use cases in an enterprise environment. An interactive Demo will give you some insides, what approaches I got already working for real.
"Impact of front-end architecture on development cost", Viktor TurskyiFwdays
I have heard many times that architecture is not important for the front-end. Also, many times I have seen how developers implement features on the front-end just following the standard rules for a framework and think that this is enough to successfully launch the project, and then the project fails. How to prevent this and what approach to choose? I have launched dozens of complex projects and during the talk we will analyze which approaches have worked for me and which have not.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...DanBrown980551
Do you want to learn how to model and simulate an electrical network from scratch in under an hour?
Then welcome to this PowSyBl workshop, hosted by Rte, the French Transmission System Operator (TSO)!
During the webinar, you will discover the PowSyBl ecosystem as well as handle and study an electrical network through an interactive Python notebook.
PowSyBl is an open source project hosted by LF Energy, which offers a comprehensive set of features for electrical grid modelling and simulation. Among other advanced features, PowSyBl provides:
- A fully editable and extendable library for grid component modelling;
- Visualization tools to display your network;
- Grid simulation tools, such as power flows, security analyses (with or without remedial actions) and sensitivity analyses;
The framework is mostly written in Java, with a Python binding so that Python developers can access PowSyBl functionalities as well.
What you will learn during the webinar:
- For beginners: discover PowSyBl's functionalities through a quick general presentation and the notebook, without needing any expert coding skills;
- For advanced developers: master the skills to efficiently apply PowSyBl functionalities to your real-world scenarios.
Search and Society: Reimagining Information Access for Radical FuturesBhaskar Mitra
The field of Information retrieval (IR) is currently undergoing a transformative shift, at least partly due to the emerging applications of generative AI to information access. In this talk, we will deliberate on the sociotechnical implications of generative AI for information access. We will argue that there is both a critical necessity and an exciting opportunity for the IR community to re-center our research agendas on societal needs while dismantling the artificial separation between the work on fairness, accountability, transparency, and ethics in IR and the rest of IR research. Instead of adopting a reactionary strategy of trying to mitigate potential social harms from emerging technologies, the community should aim to proactively set the research agenda for the kinds of systems we should build inspired by diverse explicitly stated sociotechnical imaginaries. The sociotechnical imaginaries that underpin the design and development of information access technologies needs to be explicitly articulated, and we need to develop theories of change in context of these diverse perspectives. Our guiding future imaginaries must be informed by other academic fields, such as democratic theory and critical theory, and should be co-developed with social science scholars, legal scholars, civil rights and social justice activists, and artists, among others.
Accelerate your Kubernetes clusters with Varnish CachingThijs Feryn
A presentation about the usage and availability of Varnish on Kubernetes. This talk explores the capabilities of Varnish caching and shows how to use the Varnish Helm chart to deploy it to Kubernetes.
This presentation was delivered at K8SUG Singapore. See https://feryn.eu/presentations/accelerate-your-kubernetes-clusters-with-varnish-caching-k8sug-singapore-28-2024 for more details.
UiPath Test Automation using UiPath Test Suite series, part 4DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 4. In this session, we will cover Test Manager overview along with SAP heatmap.
The UiPath Test Manager overview with SAP heatmap webinar offers a concise yet comprehensive exploration of the role of a Test Manager within SAP environments, coupled with the utilization of heatmaps for effective testing strategies.
Participants will gain insights into the responsibilities, challenges, and best practices associated with test management in SAP projects. Additionally, the webinar delves into the significance of heatmaps as a visual aid for identifying testing priorities, areas of risk, and resource allocation within SAP landscapes. Through this session, attendees can expect to enhance their understanding of test management principles while learning practical approaches to optimize testing processes in SAP environments using heatmap visualization techniques
What will you get from this session?
1. Insights into SAP testing best practices
2. Heatmap utilization for testing
3. Optimization of testing processes
4. Demo
Topics covered:
Execution from the test manager
Orchestrator execution result
Defect reporting
SAP heatmap example with demo
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
Let's dive deeper into the world of ODC! Ricardo Alves (OutSystems) will join us to tell all about the new Data Fabric. After that, Sezen de Bruijn (OutSystems) will get into the details on how to best design a sturdy architecture within ODC.
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
3. Introduction to Microfinance Half the world lives on <$2/day Microfinance is the provision of financial services to the poor Give a man a fish, feed him for a day. Teach a man to fish, feed him for a lifetime. What if he knows how to fish, but just can’t afford a fishing net?
4.
5. How Kiva works Internet Lender Online marketplace Local Partner (MFI) Entrepreneur Money Information
9. www.kiva.org Size of the loan and status Summary of the business and loan, including when it is expected to be paid back Information on the microfinance institution which is managing the loan on the ground Picture of the entrepreneur Description of the business and what the loan will be used for
10. www.kiva.org The business page also shows you all of the other people around the world who are contributing to this loan
11. Where are we today? Mexico Guatemala Honduras Nicaragua Haiti Dominican Republic Samoa Ecuador Peru Bolivia Paraguay Senegal Sierra Leone Cote d’Ivoire Ghana Togo Nigeria Cameroon DRC Mozambique Tanzania Kenya Uganda South Sudan Indonesia Vietnam Cambodia Nepal Pakistan Afghanistan Tajikistan Lebanon Gaza Iraq Azerbaijan Ukraine Moldova Bosnia Bulgaria Kiva has lent over $ XX dollars in loans through XX Microfinance Partners in XX countries and is still growing
12. New loan categories Scale Break Even Innovate $1 Billion for 2M borrowers Self-sufficiency at scale The next 5 years: 3 aspirations
13. Yenku: Sierra Leone Yenku Sesay is a 30 year old Sierra Leonean In 2006 rebel soldiers cut off his hands as punishment for voting When he was 21 years old, Yenku was a double amputee, whose only prospects were begging in the streets of Freetown
14. Yenku Sesay: Survival to Success Yenku was approached by a microfinance institution The microfinance institution encouraged Yenku to take a loan of 300,000 Leones (about $100) to start a small business Yenku sold soap, biscuits and small items for a small profit As Yenku made a profit, he reinvested it into the business Yenku now supports his family of three children, and even pays for his younger brother’s schools fees
15.
16. Become a Kiva Fellow! - Work overseas with one of Kiva’s Field Partners to help facilitate connections between Kiva Lenders and Borrowers http://www.kiva.org/fellows Join Kiva’s Loan Review & Translation team - Volunteer your time remotely to help review and translate loan profiles that are posted by our Field Partners http://www.kiva.org/volunteer Intern in Kiva’s San Francisco Headquarters - Volunteer with Kiva in a part-time capacity for 4-8 months, it’s a great opportunity to learn more about Kiva’s model http://www.kiva.org/volunteer Join Kiva’s Developer Community - Are you a developer, designer or tech-fanatic? Learn more about our API and join our awesome developer community! http://build.kiva.org/ Take it to the Next Level: Want to get more involved or know someone who might?
Suggested Notes: The poor are typically excluded by financial service providers: No collateral No credit history Illiteracy The poor need financial services, and already use them informally: Borrowing money from loan sharks with interest rates so high that it may be impossible to ever pay back Savings accounts kept in the home, vulnerable to theft Investing in livestock which is vulnerable to disease Microfinance works to provide the poor with these financial services, in a safe and controlled environment, through a microfinance institution
Suggested Notes: With Kiva, you can be micro-lender You can act as a banker and provide the funds to microfinance institutions that they then lend to entrepreneurs
Suggested Notes: There are thousands of microfinance institutions around the world, and they all vary a little depending on the region they are in and people they are targeting to help Some focus on women in places where women don’t have the same rights as men and so have no economic empowerment Some focus on the rural population in areas where people are isolated and cannot travel to cities to access services Some focus on a comprehensive program which includes business training with financial products What ties them all together, however, is a desire to help the poor by providing them with financial services The Good and the Bad of Microfinance: (Optional Notes) What are the good things about Microfinance? With a relatively small amount of money, poor people can start or improve their business Most formal lending institutions won’t lend to them. Why? Microfinance can help women and girls Microfinance works inside communities Microfinance is empowering Microfinance is person to person development What are the bad things about microfinance Takes a long time to get a loan Borrowers have to do a lot of things to get a loan So borrowers look for MFIs with the fewest requirements What does this mean? It costs a lot to give a loan, so interest rates are high How high? Not everyone wants a business, some wish they could be an employee
*** Please fill in X’s with numbers from the Kiva Facts and History Page. Go to this link to find the latest numbers http://www.kiva.org/about/facts Also, please, carefully read the statistics and double check that your presentation represents the correct numbers. The stats in red are responses to these facts on the Kiva website: - Total value of all loans made through Kiva Number of Kiva Field Partners (microfinance institutions Kiva partners with) - Number of countries Kiva Field Partners are located in
