Intern oreintation microfinance101
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Microfinance involves providing small loans, savings, and other basic financial services to low-income individuals who lack access to traditional banking. Common microfinance models include individual lending, group lending where members are jointly liable for loans, and village banking where elected local leaders manage loan funds. Kiva plays a role in online social lending by connecting individual lenders with microfinance institutions and entrepreneurs in need of small loans to start or grow businesses. Kiva Fellows help vet borrowers and ensure transparency in the lending process.
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make positive contributions, minimize harmful effects,
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Kiva is an online platform that allows individuals to lend small amounts of money, starting at $25, to low-income entrepreneurs around the world at 0% interest. Through partnerships with microfinance institutions, Kiva lists loan opportunities that can be browsed like items on a website. Loans are used to support various businesses and are repaid to lenders via the microfinance institutions. Kiva has facilitated over $1 billion in loans across many countries to empower individuals like Yenku Sesay, a double amputee in Sierra Leone who started a small business with a $100 loan.
General powerpoint preso 120710
Kiva is an online platform that allows individuals to lend small amounts of money, starting at $25, to low-income entrepreneurs around the world at 0% interest. Through partnerships with microfinance institutions, Kiva lists loan opportunities that can be browsed like items on a website. Once funded, the loans are disbursed and managed by local partners. Kiva has lent over $1 billion through partnerships in many developing countries, helping over 2 million borrowers start or grow businesses. The presentation outlines Kiva's history and impact, and encourages attendees to get involved through lending, volunteering, or spreading awareness of their work.
General powerpoint preso 120710
Kiva is an online platform that allows individuals to lend small amounts of money, starting at $25, to low-income entrepreneurs around the world at 0% interest. Through partnerships with microfinance institutions, Kiva lists loan opportunities that can be browsed like items on a website. Once funded, the loans are disbursed and managed by local partners. Kiva has lent over $1 billion through partnerships in many developing countries, helping over 2 million borrowers start or grow businesses. The presentation encourages attendees to get involved by making loans, volunteering, or spreading awareness of Kiva's work providing access to capital.
77 79
Microfinance provides small loans to poor and low-income individuals without collateral to help them engage in entrepreneurial activities or expand small businesses. It has proven effective at reducing poverty by empowering individuals, especially women, to become self-sufficient. In India, microfinance has grown rapidly in recent decades through self-help groups and microfinance institutions, reaching over 100 million people. However, there is still a large unmet demand and regulatory challenges around interest rates and appropriate legal structures remain.
Microfinance (1)
The document discusses microfinance and its role in providing financial services to poor people. It outlines how microfinance began in the 18th century in Ireland and was pioneered by Muhammad Yunus, who founded the Grameen Bank in Bangladesh. Microfinance institutions now operate in many developing countries, providing small loans, savings opportunities, and insurance to help low-income individuals start businesses and invest in better living conditions. Repayment rates for microloans are typically high, around 98%, and microfinancing has been shown to increase household savings, diversify borrowing sources, and boost average incomes.
Microlending Basics
Microfinance provides small loans, savings opportunities, and other financial services to low-income individuals who lack access to traditional banking. Muhammad Yunus founded Grameen Bank in 1983 to provide credit to the poor in Bangladesh without requiring collateral. Grameen Bank and microcredit more broadly have helped millions of people rise out of poverty by allowing them to start small businesses. While microcredit has significantly benefited many, concerns remain regarding interest rates and whether loans truly benefit women. Microfinance continues expanding to help alleviate global poverty.
General powerpoint preso 1 2010121
Kiva is an online lending platform that allows individuals to lend small amounts of money, starting at $25, to entrepreneurs in developing countries who need loans. Through partnerships with microfinance institutions, Kiva lists loan opportunities on its website that lenders can browse and fund. Once funded, the microfinance institutions disburse the loans to entrepreneurs and collect payments, allowing the loans to be repaid and re-lent to others in need. The summary provides an overview of how Kiva works to connect online lenders with small business owners around the world seeking access to capital.
General powerpoint preso 1 2010121
Kiva is an online lending platform that allows individuals to lend small amounts of money, starting at $25, to entrepreneurs in developing countries who need loans. Through partnerships with microfinance institutions, Kiva lists loan opportunities on its website that lenders can browse and fund. Once funded, the microfinance institutions disburse the loans to the local entrepreneurs and are responsible for collection. This allows entrepreneurs who cannot access traditional loans to obtain funding to grow their businesses. Kiva currently has partnerships with microfinance institutions in over 50 countries worldwide.
Kiva Presentation at the KWS Forum in Montréal
Kiva’s mission is to connect people, through lending, to alleviate poverty. Since its launch in 2005, Kiva has connected more than 1 million lenders with more than 1 million borrowers around the world and has facilitated nearly US$600 million in loans to individuals in 75 countries through its website, www.kiva.org.
How kiva works odws aug10
Kiva works to provide access to startup capital for small businesses in developing countries through microfinance institutions (MFIs). MFIs focus on underserved populations like women, rural communities, and offer business training with loans. Kiva connects individual lenders on their platform to eligible borrowers through MFIs. Since starting in 2005 with 50 entrepreneurs and 500 lenders, Kiva has grown significantly to support over 210,000 loans totaling $152 million through 119 MFIs in 53 countries by leveraging their peer-to-peer lending model and processes to facilitate increased scale, transparency and risk transfer.
CrowdFunding_Group25_SMM
Crowdfunding involves collective effort of individuals who network and pool their money to support various initiatives started by other people or organizations. It can be used to fund activities like disaster relief, citizen journalism, artistic projects, startups, and scientific research. There are over 450 crowdfunding platforms that create systems to integrate resources among contributors and projects. Major platforms like Kickstarter and IndieGoGo do not charge fees for projects to publish pitches, and some take a small percentage only if funding targets are met. Crowdfunding can be classified based on the type of returns expected by contributors such as reward-based, equity-based, and peer-to-peer lending models. Kiva is a notable platform
Kiva-Didi: Reaching the Poorest of the Poor
This document proposes a new website called Kiva-Didi that would help Kiva reach the poorest populations. It summarizes that while microfinance has helped many, the very poorest are often unable to participate due to lack of income or being seen as too risky. Kiva-Didi would leverage Kiva's existing lender base and partnerships to provide essential non-financial support like food and healthcare to address root issues, with the goal of helping the poorest graduate to a level where microloans are feasible.
Similar to Intern oreintation microfinance101 (20)
More from kivaspeakers
Poverty Assessment Tools presentation
This document discusses poverty assessment tools that are used to evaluate financial inclusion and measure progress out of poverty. It introduces poverty assessment tools and how they are constructed. It specifically mentions the USAID Poverty Assessment Tool and the Progress out of Poverty IndexTM as examples of tools used to evaluate poverty levels.
Over-Indebtedness presentation
The document discusses client over-indebtedness (OID) in microfinance. It defines OID as the inability to repay all debts fully and on time. While multiple indebtedness and OID are often confused, OID only occurs when the situation is chronic and against the borrower's will. The two biggest concerns in microfinance globally related to OID are credit risk and reputation risk. The document also presents methods for constructing an early warning index to predict crises related to over-indebtedness by identifying historical crises, selecting leading indicators, and applying the index.
Over-Indebtedness presentation
The document discusses client over-indebtedness (OID) in microfinance. It defines OID as the inability to repay all debts fully and on time. While multiple indebtedness and OID are often confused, OID only occurs when the situation is chronic and against the borrower's will. The two biggest concerns in microfinance globally related to OID are credit risk and reputation risk. The document also presents methods for constructing an early warning index to predict crises related to over-indebtedness by identifying historical crises, selecting leading indicators, and applying the index.
Professor's kit campu kiva 2010 11
! Microfinanzas y micropréstamos pueden integrarse fácilmente en una variedad de cursos porque son temas sorprendentemente versátiles que funcionan bien con disciplinas como economía, emprendimiento, desarrollo internacional, finanzas, sociología y ciencias ambientales.
! Campus Microfinanzas ofrece a los estudiantes la oportunidad de desempeñar un papel directo en el cambio de vidas al participar en programas de préstamos y emprendimiento social. Nuestro misión es educar a los estudiantes sobre el impacto pot
Kiva brochure classroom
Kiva allows individuals to lend as little as $25 to entrepreneurs in developing countries who need small loans. By lending through microfinance institutions, lenders can empower borrowers and support their businesses and communities. One borrower, Yenku, was able to support his family after losing his hands due to war through a $100 loan and growing his small business. Kiva creates connections between lenders and borrowers so they can see the impact of their loans.
Kiva flier bw_6.1.07
Kiva is a non-profit organization that connects individual lenders with low-income entrepreneurs around the world seeking small business loans. Through Kiva's website, lenders can browse profiles of entrepreneurs and loan as little as $25, which Kiva then transfers to microfinance partners in developing countries to distribute. Updates keep lenders informed on how their money is being used. When loans are repaid, lenders can withdraw their money or re-lend it to help other entrepreneurs. By making small loans, individuals can empower those living in poverty to improve their lives through business.
Kiva brochure 6.1.07 campus kiva
Kiva.org is a non-profit organization that allows individuals to make microloans directly to low-income entrepreneurs around the world. Through Kiva, lenders can browse profiles of entrepreneurs seeking small loans for their businesses, and lend as little as $25 which is sent to local microfinance institutions and disbursed to the entrepreneurs. This empowers both lenders and borrowers, fighting global poverty through sustainable, personal connections between individuals across borders.
Kiva brochure 6.1.07
Kiva.org is a non-profit organization that allows individuals to make microloans directly to low-income entrepreneurs around the world. Through Kiva, lenders can browse profiles of entrepreneurs seeking small loans for their businesses, and lend as little as $25 which is sent to local microfinance institutions and disbursed to the entrepreneurs. This empowers both lenders and borrowers, fighting global poverty through sustainable, personal connections between individuals across borders.
Kiva letterhead
Kiva is a non-profit organization that allows individuals to loan money via their website (www.kiva.org) to help entrepreneurs in developing countries start or grow their businesses. Contact information for Kiva includes their email address contactus@kiva.org. Their website utilizes copyright protection from 2006.
Professor's kit campu kiva 2010 11
1. Microlending y Campus Viva permiten integrar el tema de microfinanzas en una variedad de cursos académicos debido a que ambos son temas relevantes, oportunos e inspiradores.
2. Campus Viva proporciona a los estudiantes la oportunidad de desempeñar un papel directo en el alivio de la pobreza al prestar fondos a emprendedores en el mundo en desarrollo.
3. A través de una red internacional de capítulos universitarios, Campus Viva brinda a los
Wiki video links
The document provides links to various Kiva PowerPoint presentations, videos, and press coverage. It includes links to two PowerPoint presentations about Kiva's history and impact. Numerous video links are listed, including videos produced by Kiva fellows about their work in the field and winners of a video contest. Links to news stories about Kiva on programs like Good Morning America, Frontline, MSNBC, CNBC, and TODAY are also included for reference. The document serves as a compilation of multimedia resources highlighting Kiva's work in microfinance.
200801007 kiva peer review updated 20091008 [compatibility mode]
Kiva's Peer Review Program offers volunteers the opportunity to use their professional translation skills to alleviate poverty. Volunteers will work with a small group of translators to review their translations and provide feedback to help build their skills. The program is designed for professional translators with flexible schedules who can commit 5-6 hours per month for six months. Volunteers are needed who are fluent in French, Portuguese, Russian, Spanish, or other languages and have experience translating professionally.
Kiva general flyer
Kiva.org is a non-profit organization that allows lenders to make small personal loans starting at $25 to low-income entrepreneurs in developing countries. The loans help entrepreneurs purchase items for their businesses like sewing machines or livestock to earn their way out of poverty. Lenders browse profiles of entrepreneurs, select one to loan to, and Kiva transfers the funds to microfinance partners who distribute and collect loan payments. Updates keep lenders informed and loan repayments are returned to Kiva and lenders can re-loan the principal to help other entrepreneurs.
200801007 kiva editors updated 20101026 [compatibility mode]
Kiva is a micro-lending website that allows individuals to lend directly to entrepreneurs in developing countries. The Kiva Editing Program offers volunteers the opportunity to use their editing skills from home to help alleviate poverty by editing loan stories and profiles. Editors should have experience in editing, technical writing or journalism, an interest in international development, and be a native English speaker. The requirements are a minimum two-hour per week commitment over 6-12 months and comfort using new technology.
20101026 kiva team leaders [compatibility mode]
Kiva.org is a micro-lending website that empowers individuals to lend directly to entrepreneurs in developing countries. Behind the scenes, Kiva relies on volunteers to review and prepare loan descriptions for posting. The Kiva Team Leader Program helps oversee teams of up to 30 volunteer editors or translators. As a Team Leader, responsibilities include maintaining contact with volunteers, answering questions, monitoring work, and developing best practices. Team Leaders commit 6-8 hours per week for at least 12 months.
20080902 kiva translators flier updated 20101026 [compatibility mode]
Kiva offers a translation program where volunteers can translate entrepreneurs' profiles from other languages into English to be posted on Kiva's micro-lending website. Volunteers need high proficiency in a foreign language like Arabic, French, Portuguese, or Russian as well as native English writing skills. Translating for at least two hours per week for six months helps empower individuals to lend directly to entrepreneurs around the world.
Kiva fellows flier 9 27 10
Kiva is a micro-lending nonprofit that allows individuals to lend small amounts of money to help fund entrepreneurs in developing countries. Kiva Fellows travel abroad to partner microfinance institutions to facilitate connections between borrowers and lenders, spread awareness of microfinance, and help train MFI staff. Fellows serve for 12 weeks to a year with opportunities to apply on a rolling basis for placements starting in January, April, July, and October each year.
Kiva fellows custom slides
The Kiva Fellows Program places volunteers with Microfinance Institutions worldwide to facilitate connections between lenders and entrepreneurs through loaning, work to strengthen the partnership between the Field Partner and Kiva, and act as a representative for Kiva in the field. Former fellows describe the experience as emotionally challenging but rewarding, and note that the best parts include seeing financial empowerment firsthand and meeting great people at partner organizations, while gaining an incredible learning experience and adventure.
Kiva hs custom slides
Kiva High School is a non-profit organization that connects high school students interested in fighting poverty. Students can start a chapter at their school and join a lending team to provide microloans to entrepreneurs in developing countries. The organization aims to raise awareness of global poverty issues and empower students to make an impact. It also builds a network of like-minded youth working towards solutions through microlending.
Kiva microfinance custom slides
This document discusses different microfinance lending methodologies including individual lending, group lending, group of groups, village banking, and solidarity groups. The Grameen Bank model uses a group of groups approach while FINCA utilizes village banking. ACCION employs solidarity groups for microfinance lending.
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200801007 kiva peer review updated 20091008 [compatibility mode]
200801007 kiva peer review updated 20091008 [compatibility mode]
200801007 kiva editors updated 20101026 [compatibility mode]
200801007 kiva editors updated 20101026 [compatibility mode]
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20080902 kiva translators flier updated 20101026 [compatibility mode]
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Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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Financial Assets: Debit vs Equity Securities.pptx
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
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国外毕业证学位证成绩单如何办理：
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3毕业证成绩单电子版做好以后发送给您确认；
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Intern oreintation microfinance101
- 1. Microfinance 101 and Online Social Lending for Development
- 3. “ Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime. Chinese Proverb What if he knows how to fish, but just can’t afford the fishing net?” Matt Flannery, Co-Founder, Kiva
- 9. Group of Groups $ $ Start Loan Process
- 10. Group of Groups $ $ Successfully repaying
- 11. Group of Groups $ Successfully repaying
- 12. Village Banking External Source of Funds VB with elected leaders $
- 14. Solidarity Groups 1 6 5 4 3 2 7 8
- 15. What’s Kiva’s role in Microfinance?
- 16. The Kiva Microfinance Lending Process Kiva Fellows play an integral role in the Kiva process as they post loans, write about borrowers, ensure data integrity, and increase transparency. Microfinance Institutions Entrepreneurs Lenders
Editor's Notes
- What is this money used for? Often the same reason any of us need credit for our businesses – Start up capital Working capital Buy in bulk Consumption smoothing Children’s school fees often due up front Improvements in housing Anything that improves the human condition and fights the effects of poverty Not a charity. Not a handout, but a hand up. Treating the poor with dignity, respect, and equality. Same as any other economically active member of society. Empowers the individual in a way that other macro development funding initiatives do not
- The poor need financial services, and already use them informally: Borrowing money from loan sharks with interest rates so high that it may be impossible to ever pay back Savings accounts kept in the home, vulnerable to theft Investing in livestock which is vulnerable to disease
- Yunus began in 1976 when he lent $27 of his own money to 42 women involved in bamboo stool making Jobra, Bangladesh Today, almost 8 million borrowers in Bangladesh, 97% are women, since inception lent out more than $8.5 BILLION dollars to the poor, and more than $7.6 billion has been repaid. Current loan recovery rate is 98%.
- Group of Groups Borrowers organize themselves into Group of five, 8 groups form a Centre First 2 members receive a loan. If repay, 4 to 6 weeks later, next 2 members receive their loan. If they all repay, last member receives their loan. Peer pressure is basic guarantee for loan repayment As long as all repay, future credit is extended
- Group of Groups Borrowers organize themselves into Group of five, 8 groups form a Centre First 2 members receive a loan. If repay, 4 to 6 weeks later, next 2 members receive their loan. If they all repay, last member receives their loan. Peer pressure is basic guarantee for loan repayment As long as all repay, future credit is extended If any member defaults, then all members are denied access to future credit Repayment is collected during public meetings with all 8 groups present Societal pressure is strong disincentive to default
- Group of Groups Borrowers organize themselves into Group of five, 8 groups form a Centre First 2 members receive a loan. If repay, 4 to 6 weeks later, next 2 members receive their loan. If they all repay, last member receives their loan. Peer pressure is basic guarantee for loan repayment As long as all repay, future credit is extended If any member defaults, then all members are denied access to future credit Repayment is collected during public meetings with all 8 groups present Societal pressure is strong disincentive to default
- Group of Groups Borrowers organize themselves into Group of five, 8 groups form a Centre First 2 members receive a loan. If repay, 4 to 6 weeks later, next 2 members receive their loan. If they all repay, last member receives their loan. Peer pressure is basic guarantee for loan repayment As long as all repay, future credit is extended If any member defaults, then all members are denied access to future credit Repayment is collected during public meetings with all 8 groups present Societal pressure is strong disincentive to default
- These short-term (1 month to 1 year) loans are generally slightly larger than loans given to community bank members ($100 to $300 range). Repayment happens frequently, usually by one member of the group. Subsequent loans are dependent on repayment by all members; thus, the group is responsible for follow-up with delinquent borrowers. The incentive to repay the loan is based on peer pressure - if one group member defaults, the other group members make up the payment amount. In some cases, each group member may be legally responsible for the debts of all other members of the group. Loan approval is based on a group assessment.