Gartner is the world's leading IT research and advisory company. It provides independent and actionable advice to help clients reduce costs, deploy IT to add value, drive innovation, and manage risk. Gartner serves over 60,000 clients in 11,500 organizations across industries through research reports, consulting services, conferences, and peer networking opportunities. The company employs 775 analysts who engage in 280,000 client interactions annually to ensure clients' key initiatives are successful.
Why, When and How Do I Start a Digital Transformation?Acquia
Presented at Acquia Engage APAC by Brittany Fox, Marketing Campaign Strategist, Deloitte.
Every organisation undergoing a marketing transformation has a starting point, with the difference only being the product of internal capability and maturity. At Deloitte, we take our clients from their starting point to being ready for whatever the next innovation is. This is the only real mechanism enterprises can implement for the future.
Profit and market value is migrating away from hardware, but few product companies are prepared and executing the required digital transformation. High tech companies need to invest in digital growth strategies, reinvigorate business models and create new revenue streams. Find out how to harness disruption to grow your business.
Digital Transformation - Rethink The Business in The Digital Age
Digital transformation is the integration of digital technology into all areas of a business, fundamentally changing how you operate and deliver value to customers.
It's also a cultural change that requires organizations to continually challenge the status quo, experiment, and get comfortable with failure.
www.heruwijayanto.com
Why, When and How Do I Start a Digital Transformation?Acquia
Presented at Acquia Engage APAC by Brittany Fox, Marketing Campaign Strategist, Deloitte.
Every organisation undergoing a marketing transformation has a starting point, with the difference only being the product of internal capability and maturity. At Deloitte, we take our clients from their starting point to being ready for whatever the next innovation is. This is the only real mechanism enterprises can implement for the future.
Profit and market value is migrating away from hardware, but few product companies are prepared and executing the required digital transformation. High tech companies need to invest in digital growth strategies, reinvigorate business models and create new revenue streams. Find out how to harness disruption to grow your business.
Digital Transformation - Rethink The Business in The Digital Age
Digital transformation is the integration of digital technology into all areas of a business, fundamentally changing how you operate and deliver value to customers.
It's also a cultural change that requires organizations to continually challenge the status quo, experiment, and get comfortable with failure.
www.heruwijayanto.com
Digital Business Transformation | Strategy + Executionfeature[23]
Speed of innovation and certainty of your digital technology strategy is your new IP.
Market leading brands know they are competing in the 3rd Industrial Revolution – The Software Economy – and they will live or die by their digital adoption. Companies mature in digital business transformation are outperforming, making more money, and are more profitable than their peers.
These Digital Leaders are proactively transforming their business models and leading their segments through the frenetic pace of social, mobile, analytics, cloud, and the Internet of Everything. Unfortunately, digital is still shrouded in confusion, viewed as a cost center, and punished with inadequate funding.
How do you transform modern businesses at scale by creating technology-based capabilities, products, services, and business outcomes that delivers your authentic brand promise?
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a collection of PowerPoint diagrams and templates used to convey 20 different digital transformation frameworks and models.
INCLUDED FRAMEWORKS/MODELS:
1. Ten Guiding Principles of Digital Transformation
2. The BCG Strategy Palette
3. Digital Value Chain Model
4. Four Levels of Digital Maturity
5. Customer Experience Matrix
6. Design Thinking Framework
7. Business Model Canvas
8. Customer Journey Map
9. OECD Digital Government Transformation Framework
10. Accenture's Nonstop Customer Experience Model
11. MIT's Digital Transformation Framework
12. McKinsey's Digital Transformation Framework
13. Capgemini's Digital Transformation Framework
14. DXC Technology's Digital Transformation Framework
15. Gartner's Digital Transformation Framework
16. Cognizant's Digital Transformation Framework
17. PwC's Digital Transformation Framework
18. Ionolgy's Digital Transformation Framework
19. Accenture's Digital Business Strategy Framework
20. Deloitte's Digital Industrial Transformation Framework
What is Digital transformation?
Far too often digital transformation is confused with Digitalization or with Digitization with a key focus on technologies or platform. But Digital transformation is not about technologies: it's about transforming the whole prganisation through a system thinking approach and it's about rethinking operational models, business models, processes, and policies, taking people, both employees and customers at the core of the process.
Because the goal of any digital transformation is to increase value creation for the business through digitally enhanced processes that increase internal efficiency and overall customer and employee satisfaction.
Digital transformation is en emergent need in today's post-industrial society: we moved fast from an industrial to a post-industrial era, however operational models and management practices haven't evolved fast enough.
For this reason, many organisations prefer to think of Digital transformation as the adoption of digital technologies on the top of mainly inefficient and obsolete operational models, rather than facing a true in depth transformation that begins with understanding the current culture, the customers, and the overall business.
These slides, were presented to students from IIM (india) at ESPC London on July 27th 2017 with the goal to provide tomorrow's digital leaders a broad vision of what is digital transformation by looking at what and the reasons why change is happening in the business world, define Digital transformation and its dimensions through the lenses of an Experience economy and a post-industrial era. The presentation also presents the Competing Value Framework as a key tool to start understanding organsation's culture and define a digital transformation roadmap and strategy.
Author mentioned (and inspirers):
- Daniel Bell (the post-industrial society)
- Joe Pine (Experience Economy
- The ClueTrain Manifesto
- Quinn and Cameron's Competing design framework
- Brian Solis
- Nichola Negroponte
Digital Transformation: What it is and how to get thereEconsultancy
Digital Transformation: What it is and how to get there.
Authored by Econsultancy CEO Ashley Friedlein, this presentation on the topic of 'Digital Transformation', is broken down into six sections covering:
1. Digital Transformation - what it is and recent data and research on the topic
2. Strategy - what a digital strategy should include
3. Technology - the challenges of technology and the skills gap
4. People - looking at organisational structure, culture, roles & responsibilities, environment recquired
5. Process - how to address the speed, innovation and agility required
6. Business Transformation - how digital transformation is actually business transformation
By taking a ‘rapid-fire’ directional approach, public service organizations can quickly identify key issues and insights that reveal new potential value or even suggest a beneficial change in strategic direction. Learn more about Unplanned Analytics and the FASTT Methodology
Monetization - The Right Business Model for Your Digital AssetsApigee | Google Cloud
As enterprises build and grow their mobile value chain with app, data and API technologies, digital assets become not only a competitive advantage, but also a source of revenue.
Join Anita Paul and Bryan Kirschner as they discuss the opportunities for value creation presented by APIs and data, share monetization models that apply to any industry, and explain how Apigee Monetization Services can help you deliver on the right business model for your digital assets.
We will discuss:
- The business context in the new digital world
- Business use cases and revenue opportunities
- How Apigee Monetization Services changes the game
Developing a Roadmap for Digital TransformationJohn Sinke
Digitally mature companies out-perform their peers in innovation, agility and responsiveness to customers. “Digirati” also enjoy advantages in efficiency and effectiveness in product delivery, marketing, e-commerce, sales and customer service. More importantly, companies that achieve Digital Excellence are 26% more profitable (source: Capgemini Consulting and MIT Centre for Digital Business).
However, building a Roadmap for Digital Transformation requires not only successful collaboration between the CMO and the CIO, it also demands a strong customer-focused orientation and digital culture. During this presentation, John Sinke will share insights from leading marketers and his personal experience of turning Resorts World Sentosa into a “digital business”.
Digital Transformation Strategy & Framework | By ex-McKinseyAurelien Domont, MBA
Go to www.slidebooks.com to Download and Reuse Now a Digital Transformation Strategy & Framework in Powerpoint | Created By ex-McKinsey & Deloitte Strategy Consultants.
5 Change Blocks of Digital Transformation Framework Slides.pdfNiall McKeown
The 5 Change Blocks of Digital Transformation, supporting slides.
To accompany this video:
https://youtu.be/Qkw41DTrLt8
Technology doesn't transform an organisation. People do, enabled by technology. Yet we spend disproportionately more on technology than we do on 'transformation'.
This video and slides explains that digital transformations typically fail to see a return on capital invested unless attention is given to the '5 change blocks'.
The 5 Change Blocks of Digital Transformation is a simple framework that explains the relationship between leadership, communications, innovation, technology and data.
Digital Transformation Frameworks:
https://www.ionology.com/digital-transformation-framework/
Talk to Ionology about your digital transformation challenges
https://www.ionology.com/contact-us/
Connect with Prof. Niall McKeown on LinkedIn:
https://www.linkedin.com/in/niallmckeown/
Connect with Ionology on LinkedIn:
https://www.linkedin.com/company/ionology
The Ecommerce Trends Every D2C Brand Needs to KnowTinuiti
Scaling your Direct-to-Consumer (D2C) brand requires an ever-growing toolbox, which includes first-party data, lifecycle tools like SMS messaging and loyalty programs, buttoned-up fulfillment and omnichannel marketing strategies, and a keen understanding of ecommerce trends.
The good news? Our subject matter experts, plus experts from across the industry, shared all the knowledge you need to grow and scale your D2C business in 2022.
In partnership with IDG, our 2022 Insight Intelligent Technology™ Report examines how companies are making progress on long-term IT strategies to meet the changing, post-pandemic expectations of their businesses, their employees, and the market more broadly.
This Altimeter Group webinar explores the findings of our latest research report on digital transformation. Attendees will learn what digital transformation is, how companies are embracing change, the challenges and opportunities that emerge throughout the process, and how to refocus and reorganize teams to modernize, optimize, and integrate digital touchpoints.
Watch the webinar: https://www.slideshare.net/Altimeter/webinar-digital-transformation-with-brian-solis
Download the related report: altimetergroup.com/digitaltransformation/
Digital transformation in the Pharma Industry Maria Alexandri
My presentation in a Pharma Transformation Congress in Greece that addresses the following:
- Why Digital Transformation
- What is Digital Transformation
- Digital Transformation Case Study
- How to assess our company's digital maturity
- Ideas how Pharma Digital Transformation congresses could add
real value to business functions transformation
- Marketing transformation example
A Framework for Digital Business TransformationCognizant
By embracing Code Halo thinking and a programmatic approach to business process change, organizations can better engage with customers and deliver mass-customized products and services that drive differentiation and outperformance.
Digital Business Transformation | Strategy + Executionfeature[23]
Speed of innovation and certainty of your digital technology strategy is your new IP.
Market leading brands know they are competing in the 3rd Industrial Revolution – The Software Economy – and they will live or die by their digital adoption. Companies mature in digital business transformation are outperforming, making more money, and are more profitable than their peers.
These Digital Leaders are proactively transforming their business models and leading their segments through the frenetic pace of social, mobile, analytics, cloud, and the Internet of Everything. Unfortunately, digital is still shrouded in confusion, viewed as a cost center, and punished with inadequate funding.
How do you transform modern businesses at scale by creating technology-based capabilities, products, services, and business outcomes that delivers your authentic brand promise?
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a collection of PowerPoint diagrams and templates used to convey 20 different digital transformation frameworks and models.
INCLUDED FRAMEWORKS/MODELS:
1. Ten Guiding Principles of Digital Transformation
2. The BCG Strategy Palette
3. Digital Value Chain Model
4. Four Levels of Digital Maturity
5. Customer Experience Matrix
6. Design Thinking Framework
7. Business Model Canvas
8. Customer Journey Map
9. OECD Digital Government Transformation Framework
10. Accenture's Nonstop Customer Experience Model
11. MIT's Digital Transformation Framework
12. McKinsey's Digital Transformation Framework
13. Capgemini's Digital Transformation Framework
14. DXC Technology's Digital Transformation Framework
15. Gartner's Digital Transformation Framework
16. Cognizant's Digital Transformation Framework
17. PwC's Digital Transformation Framework
18. Ionolgy's Digital Transformation Framework
19. Accenture's Digital Business Strategy Framework
20. Deloitte's Digital Industrial Transformation Framework
What is Digital transformation?
Far too often digital transformation is confused with Digitalization or with Digitization with a key focus on technologies or platform. But Digital transformation is not about technologies: it's about transforming the whole prganisation through a system thinking approach and it's about rethinking operational models, business models, processes, and policies, taking people, both employees and customers at the core of the process.
Because the goal of any digital transformation is to increase value creation for the business through digitally enhanced processes that increase internal efficiency and overall customer and employee satisfaction.
Digital transformation is en emergent need in today's post-industrial society: we moved fast from an industrial to a post-industrial era, however operational models and management practices haven't evolved fast enough.
For this reason, many organisations prefer to think of Digital transformation as the adoption of digital technologies on the top of mainly inefficient and obsolete operational models, rather than facing a true in depth transformation that begins with understanding the current culture, the customers, and the overall business.
These slides, were presented to students from IIM (india) at ESPC London on July 27th 2017 with the goal to provide tomorrow's digital leaders a broad vision of what is digital transformation by looking at what and the reasons why change is happening in the business world, define Digital transformation and its dimensions through the lenses of an Experience economy and a post-industrial era. The presentation also presents the Competing Value Framework as a key tool to start understanding organsation's culture and define a digital transformation roadmap and strategy.
Author mentioned (and inspirers):
- Daniel Bell (the post-industrial society)
- Joe Pine (Experience Economy
- The ClueTrain Manifesto
- Quinn and Cameron's Competing design framework
- Brian Solis
- Nichola Negroponte
Digital Transformation: What it is and how to get thereEconsultancy
Digital Transformation: What it is and how to get there.
Authored by Econsultancy CEO Ashley Friedlein, this presentation on the topic of 'Digital Transformation', is broken down into six sections covering:
1. Digital Transformation - what it is and recent data and research on the topic
2. Strategy - what a digital strategy should include
3. Technology - the challenges of technology and the skills gap
4. People - looking at organisational structure, culture, roles & responsibilities, environment recquired
5. Process - how to address the speed, innovation and agility required
6. Business Transformation - how digital transformation is actually business transformation
By taking a ‘rapid-fire’ directional approach, public service organizations can quickly identify key issues and insights that reveal new potential value or even suggest a beneficial change in strategic direction. Learn more about Unplanned Analytics and the FASTT Methodology
Monetization - The Right Business Model for Your Digital AssetsApigee | Google Cloud
As enterprises build and grow their mobile value chain with app, data and API technologies, digital assets become not only a competitive advantage, but also a source of revenue.
Join Anita Paul and Bryan Kirschner as they discuss the opportunities for value creation presented by APIs and data, share monetization models that apply to any industry, and explain how Apigee Monetization Services can help you deliver on the right business model for your digital assets.
We will discuss:
- The business context in the new digital world
- Business use cases and revenue opportunities
- How Apigee Monetization Services changes the game
Developing a Roadmap for Digital TransformationJohn Sinke
Digitally mature companies out-perform their peers in innovation, agility and responsiveness to customers. “Digirati” also enjoy advantages in efficiency and effectiveness in product delivery, marketing, e-commerce, sales and customer service. More importantly, companies that achieve Digital Excellence are 26% more profitable (source: Capgemini Consulting and MIT Centre for Digital Business).
However, building a Roadmap for Digital Transformation requires not only successful collaboration between the CMO and the CIO, it also demands a strong customer-focused orientation and digital culture. During this presentation, John Sinke will share insights from leading marketers and his personal experience of turning Resorts World Sentosa into a “digital business”.
Digital Transformation Strategy & Framework | By ex-McKinseyAurelien Domont, MBA
Go to www.slidebooks.com to Download and Reuse Now a Digital Transformation Strategy & Framework in Powerpoint | Created By ex-McKinsey & Deloitte Strategy Consultants.
5 Change Blocks of Digital Transformation Framework Slides.pdfNiall McKeown
The 5 Change Blocks of Digital Transformation, supporting slides.
To accompany this video:
https://youtu.be/Qkw41DTrLt8
Technology doesn't transform an organisation. People do, enabled by technology. Yet we spend disproportionately more on technology than we do on 'transformation'.
This video and slides explains that digital transformations typically fail to see a return on capital invested unless attention is given to the '5 change blocks'.
The 5 Change Blocks of Digital Transformation is a simple framework that explains the relationship between leadership, communications, innovation, technology and data.
Digital Transformation Frameworks:
https://www.ionology.com/digital-transformation-framework/
Talk to Ionology about your digital transformation challenges
https://www.ionology.com/contact-us/
Connect with Prof. Niall McKeown on LinkedIn:
https://www.linkedin.com/in/niallmckeown/
Connect with Ionology on LinkedIn:
https://www.linkedin.com/company/ionology
The Ecommerce Trends Every D2C Brand Needs to KnowTinuiti
Scaling your Direct-to-Consumer (D2C) brand requires an ever-growing toolbox, which includes first-party data, lifecycle tools like SMS messaging and loyalty programs, buttoned-up fulfillment and omnichannel marketing strategies, and a keen understanding of ecommerce trends.
The good news? Our subject matter experts, plus experts from across the industry, shared all the knowledge you need to grow and scale your D2C business in 2022.
In partnership with IDG, our 2022 Insight Intelligent Technology™ Report examines how companies are making progress on long-term IT strategies to meet the changing, post-pandemic expectations of their businesses, their employees, and the market more broadly.
This Altimeter Group webinar explores the findings of our latest research report on digital transformation. Attendees will learn what digital transformation is, how companies are embracing change, the challenges and opportunities that emerge throughout the process, and how to refocus and reorganize teams to modernize, optimize, and integrate digital touchpoints.
Watch the webinar: https://www.slideshare.net/Altimeter/webinar-digital-transformation-with-brian-solis
Download the related report: altimetergroup.com/digitaltransformation/
Digital transformation in the Pharma Industry Maria Alexandri
My presentation in a Pharma Transformation Congress in Greece that addresses the following:
- Why Digital Transformation
- What is Digital Transformation
- Digital Transformation Case Study
- How to assess our company's digital maturity
- Ideas how Pharma Digital Transformation congresses could add
real value to business functions transformation
- Marketing transformation example
A Framework for Digital Business TransformationCognizant
By embracing Code Halo thinking and a programmatic approach to business process change, organizations can better engage with customers and deliver mass-customized products and services that drive differentiation and outperformance.
Gartner - The art of the one page strategyDeepak Kamboj
The components of an IT strategy when using "science" to develop it
Techniques for developing an 'artful' one-page strategy
How to effectively use the one-page strategy
Strategic planning is at the heart of any enterprise, and alignment with the corporate strategic plan is often a key concern of CIOs. There is a science to developing an IT strategy, and there is an art. This session explores the art of strategic planning, helping attendees articulate IT's contribution to business success.
Source : Gartner
Heather Colella
Research VP
http://www.gartner.com/webinar/3203818/player?commId=192095&channelId=5502&srcId=null
Gartner analysts will further discuss how to prioritise IT initiatives, while balancing the use of resources at Gartner PPM & IT Governance Summit 2011, 14-15 June in London. For more information please visit europe.gartner.com/ppm
Unilever - History, Evolution, Present and the FutureGreg Thain
A comprehensive background of Unilever containing its History and Origins, Early Evolution, Modern Business, Global Expansion, Company Structure, Recent Efforts and Company DNA. As one of the chapters of the book FMCG: The Power of Fast-Moving Consumer Goods by authors Greg Thain and John Bradley. For more details on their success story and that of other leading FMCG companies, check www.fmcgbook.com or Amazon http://amzn.to/1jRyd20.
Conference Overview: GARTNER SYMPOSIUM/ITXPO 2017 - Oct 1-5, Orlando, FLKelly Victor
(Just released!) Conference Overview: Explore new ways to approach critical challenges, make decisions with confidence and achieve greater impact as a leader.
Register now. Join 8,000+ Digital Leaders at the world's most important gathering of CIOs and Senior IT Executives:
GARTNER SYMPOSIUM/ITXPO 2017
1 – 5 October 2017 • Orlando, Florida
Visit the website to see digital leaders testimonials on why SYM17 is a must-attend event for their team:
http://www.gartner.com/events/na/orlando-symposium#
The Gartner IT Financial, Procurement & Asset Management Summit 2014 was held on 17 – 18 September at the Lancaster London Hyde Park. This report ummarizes
and provides highlights from the event.
Are you getting the most out of your data?SAS Canada
Data is an organizations most valuable asset, but raw data by itself has little value. To drive data’s worth, it must be managed and processed to extract value and information that decision makers can leverage and turn into actionable insights. It is the ways in which a company choses to put that information to use that will determine the true value of its data.
Through business intelligence and business analytic tools, businesses are enabling themselves to make more strategic, accurate decisions, while optimizing business processes. Hear from Info-Tech Research Group and learn what you need to consider when choosing an analytics solution provider. The webinar will highlight Info-Tech Research Group’s recently published vendor landscape for selecting and implementing Business Intelligence and Business Analytics solutions. The report positions SAS as the only leader across all four categories of Enterprise BI, Mid-Market BI, Enterprise BA and Mid-Market BA.
A SMART Seminar conducted on 3 May 2013 by Ian Bertram.
Leveraging information for decision making, assessing its value and ensuring frictionless sharing of information within the enterprise and beyond is what will fuel success in the current and future economy. New use cases with insatiable demand for real-time access to socially mediated and context-aware insights make information management in the 21st century dramatically different.
For more information, see http://goo.gl/a6F2c
An introduction to BRIDGEi2i - Analytics Solutions company focused on solving complex based problems based on data mining and advanced analytics on big data. Visit http://www.bridgei2i.com
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
2. Who we are Gartner is the world’s leading information technology research and advisory company. We deliver the technology-related insight necessary for our clients to make the right decisions, every day.
3. Why clients use Gartner IT is critical to every organization, but harder to manage successfully due to its increasing complexity. Since 1979, Gartner has guided clients through difficult decisions—providing independent, actionable advice on how and where to reduce cost, deploy IT to add value, drive innovation and manage risk.
4. Who we serve IT End-User Professionals Supply Chain Professionals Chief supply chain officers, senior supply chain executives and their teams/associates CIOs, CTOs, CFOs, senior IT executives and their teams/associates Buy-side investment professionals including those in venture capital, private equity and investment banking Marketing professionals within high-tech and telecom industries, and their teams/associates High-Tech &Telecom Professionals InvestmentProfessionals
5. How we help you Ensure the success of your key initiatives Select the right products and get the best terms and pricing Run a world-class IT organization Stay current with important innovations Connect with valuable peers Get an unbiased, outside perspective on best practices, contextualized to your situation Negotiate money- saving terms and conditions Lead your team more effectively by including them in research delivery Know what emerging technologies and trends mean for your organization Utilize peer experiences to test your thinking and avoid costly mistakes Value Save time through our proactive delivery Lessen the risk of critical product decisions Utilize your resources more efficiently by “extending” your team Cut through information overload and hype Extend your network
6. How clients use Gartner Learn From Research Talk to an Expert Initiate an Engagement Attend Conferences Network With Peers 110,000 research docs across 1,200 topics covering all aspects of IT 775 analysts engaging in 280,000 client interactions a year in 85 countries 470 experienced consultants withindustry-specific expertise 55 yearly conferences worldwide attracting 37,000 attendees Exchange ideas, expertise and best practices with peers Deep vertical coverage in nine industries Specific advice on your challenges, opportunities and projects Measure and improve performance using unmatched data from 5,500 benchmarks Content specific to your role, key initiatives and purchasing decisions Connect with a growing community of peers drawn from our 60,000 clients in 11,500 organizations Targeted to your role, key initiatives and purchasing decisions Proprietary methodologies and interactive models applied to provide clear insight and actionable advice Leverage industry research and unmatched market data Access to analysts, industry peers and top solution providers World’s largest community of CIOs and IT executives
7. Products and services: IT End-User Professionals Gartner for IT Executives Membership-based offering for the most senior-level IT executive, including personalized service and advice, and unparalleled CIO community. Service levels: CIO Essentials, CIO, and CIO Signature. Gartner for IT Leaders Specific, compelling research and advice for clients in eight critical IT roles. Daily access to information and tools that are relevant, insightful and tailored to a role. Gartner for Enterprise IT Leaders Personalized, role-based offering for senior leaders in large, complex enterprises that helps clients save time and money, mitigate risk and exploit new opportunities. Includes personal coaching by a Gartner expert. Gartner Industry Advisory Services Analysis, research and advice on industry-specific forces in these sectors: Banking & Investment Services, Energy & Utilities, Government, Healthcare Providers, Insurance, Manufacturing, Media and Retail. Workgroup Allows clients to extend their Gartner relationship to three to 10 key members of a working team to help them coordinate, collaborate and implement more efficiently. Members get insight to make more-informed fact-based decisions and the guidance to achieve objectives effectively and without costly missteps. IT1 Helps technical architects and engineers receive the in-depth guidance and best practices they need to deliver superior results on their IT leaders’ key initiatives and IT purchases.
8. How we help: Applications Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Maturity Assessment for Application Organizations Application Development Scorecard Application Development & Support Scorecard Application Support Scorecard ERP Application Support Scorecard Attend Events Gartner Symposium/ITxpo Application Architecture, Development & Integration Summit Portals, Content & Collaboration Summit Customer 360 Summit Master Data Management Summit Top 5 Key Initiatives Application Development Application Governance Application Integration Application Overhaul Customer Relationship Management Insight and advice
9. How we help: Program & Portfolio Management Professionals Learn From Research Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Enterprise Personality Assessment PMO Scorecard Attend Events Gartner Symposium/ITxpo PPM & IT Governance Summit Top 5 Key Initiatives IT Governance Project Management Office (PMO) SharePoint IT Cost Optimization Strategic Planning Insight and advice
10. How we help: Security & Risk Management Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Security Program—Assessing Initial Objectives IT Security Scorecard Attend Events Gartner Symposium/ITxpo Security & Risk Management Summit Identity & Access Management Summit Top 5 Key Initiatives Business Continuity Management Compliance Identity and Access Management (IAM) Information Security Program Management IT Risk Management Insight and advice
11. How we help: Sourcing & Vendor Relationships Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics (including price benchmarking) Gartner IT Key Metrics Data IT Procurement Maturity Assessment IT Services Sourcing Strategy Assessment Attend Events Gartner Symposium/ITxpo Outsourcing & Vendor Management Summit IT Financial, Procurement & Asset Management Summit Top 5 Key Initiatives Negotiating Vendor Contracts Outsourcing Vendor Management Supply Chain Management IT Asset Management Insight and advice
12. How we help: CIOs Deliver Exceptional Results for Your Enterprise Service delivery in your context A structured relationship with a team of service delivery professionals—your single point of access into Gartner Unique insight into the CIO role Inquiry with world-class Gartner analysts All CIO-focused Gartner content, based on a member-driven research agenda An unparalleled CIO community A global network of 4,300 CIOs Local events and VIP attendance at a Gartner Symposium/ITxpo Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Maturity Assessments CIO Scorecard Attend Events Gartner Symposium/ITxpo CIO Leadership Forum 2011 Top 10 CIO Business Strategies Increasing enterprise growth Attracting and retaining new customers Reducing enterprise costs Creating new products or services (innovation) Improving business processes Implementing and updating business applications Improving the technical infrastructure Improving enterprise efficiency Improving operations Improving business continuity, risk and security Insight and advice
13. How we help: Business Intelligence & Information Management Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Maturity Assessment for Business Intelligence & Information Management Attend Events Gartner Symposium/ITxpo Business Intelligence Summit Portals, Content & Collaboration Summit Master Data Management Summit Top 5 Key Initiatives Business Intelligence Competency Center Corporate Performance Management Data Management and Integration Maturity Enterprise Social Software Information Governance Insight and advice
14. How we help: Business Process Improvement Management Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Maturity Assessment for Process-Driven Organizations CIO Scorecard Attend Events Gartner Symposium/ITxpo Business Process Management Summit Top 5 Key Initiatives BPM Technology and Tools Business Process Management Program Business Intelligence Competency Center Data Center Modernization & Consolidation ERP Insight and advice
15. How we help: Enterprise Architecture Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Enterprise Personality Assessment Maturity Assessment for Enterprise Architecture CIO Scorecard Attend Events Gartner Symposium/ITxpo Enterprise Architecture Summit Enterprise Architecture Foundation Seminars Top 5 Key Initiatives Enterprise Architecture Program Enterprise Architecture Stakeholder Engagement Cloud Computing Strategic Planning SOA & Application Architecture Insight and advice
16. How we help: IT Infrastructure & Operations Professionals Learn From Research Gartner Business Wizard—just-in-time insight, on your timelines My Gartner customizable home page Weekly Picks by role—week-long access to 10 popular documents Complimentary webinars Analyst-generated toolkits Case studies and best practices Industry Picks—month-long access to selected industry-specific documents Talk to an Expert Inquiry privileges Contract reviews Gartner Consulting solutions/engagements Network With Peers Gartner Peer Connect—our exclusive 10,000-client network Initiate an Engagement Gartner Benchmark Analytics Gartner IT Key Metrics Data Maturity Assessment for Infrastructure & Operations Server Evaluation V6 Infrastructure & Operations Scorecard Green ICT Scorecard Enterprise Computing Scorecards End-User Computing Scorecards Voice & Data Network Scorecards Attend Events Gartner Symposium/ITxpo IT Infrastructure, Operations & Management Summit Data Center Conference Top 5 Key Initiatives Cloud Computing Data Center Modernization and Consolidation Integrating Apple Into the Enterprise Mobile Enterprise Strategy Virtualization Insight and advice
No one has a broader view of the issues that impact IT industry professionals at every level.Every day, clients tell us what they need to succeed in their roles and with their key initiatives. We use what they tell us to continuously improve the products and services we deliver and to align them more closely with: Clients’ role, industry, and specific challengesHow they work and what they’re working on At the same time, our reputation for quality, objectivity and analytical rigor is central to the power of our brand, so we work hard to maintain—and improve—the quality of everything we do, every day.
We work with IT professionals in four key markets. We don’t just talk, we listen. And we learn. And then we put the power of that knowledge to work for our clients.Our size and scale afford us a unique perspective from which to discern patterns and trends that no other advisory firm can see. And our collaborative, disciplined research processes ensure that we see how all the dots connect.
