Difference bet Investment Banking Vs Commercial Banking.pptx
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Investment banks handle large transactions and advise corporate clients, while commercial banks provide everyday financial services to individuals and small businesses. The main roles of investment banks are advising on mergers, acquisitions, and IPOs, while commercial banks accept deposits, provide loans and mortgages. Investment banking involves higher risks but also higher potential fees, while commercial banking has lower risks but earns profits from interest rate spreads on loans and deposits.
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Merchant banks specialize in various types of financing including bills of exchange, hire purchase, installment buying, international trade, and long-term loans. They also provide advisory services around acquisitions, mergers, and takeovers. Originally started in the Middle Ages by Italian grain merchants to finance long trading journeys, merchant banks now offer services like project counseling, loan syndication, issue management, portfolio management, and advisory services relating to mergers and acquisitions. Merchant banks are regulated by the Securities and Exchange Board of India and must obtain authorization to provide various merchant banking services.
Types of banking
This document outlines 10 types of banking: merchant banking, wholesale banking, universal banking, para banking, narrow banking, offshore banking, retail banking, Islamic banking, unit banking, and shadow banking. It provides brief descriptions and examples for each type. Merchant banking involves consultancy services to help start, expand, or revive businesses. Wholesale banking provides services to larger organizations and involves large sums of money exchanged between banks. Universal banking offers a wide range of financial products under one roof. [END SUMMARY]
societe generale.pptx
Société Générale is a French universal bank established in 1864 that offers retail, corporate, and investment banking products and services. Its private banking division focuses on developing custom wealth management plans through personal relationships and financial analysis to meet clients' needs. Reasons to consider Société Générale include its global wealth management expertise, client relationships based on trust and discretion, and high-quality individualized services.
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2:同时对留学生所学专业登记给予评定
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4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
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选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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- 1. Difference bet Investment Banking Vs Commercial Banking • Investment Banking • Investment banks handle large amounts of money and advise their clients about sound investments. Commercial banks handle day-to- day financial transactions and smaller credit requests for mostly non- public borrowers.
- 2. Categories of Top Investment Banks • Here are the rough categories: Bulge Bracket Investment Banks (BBs) – JP Morgan, Goldman Sachs, and Morgan Stanley; Bank of America Merrill Lynch and Citi; Credit Suisse and Barclays; Deutsche Bank and UBS.
- 3. Working in Investment Bank • Investment banks acts as Financial brokers for big corporates and they help in IPO Process, merger and takeover, Asset management service.
- 4. What is the main purpose of investment banks? • The primary goal of an investment bank is to advise businesses and governments on how to meet their financial challenges. Investment banks help their clients with financing, research, trading and sales, wealth management, asset management, IPOs, mergers, securitized products, hedging, and more.
- 5. the three core responsibilities of an investment banker? • structure and negotiate the detailed terms of a deal, often in liaison with other professionals. liaise with project teams in a deal to obtain relevant specialist information and market intelligence. thoroughly research market conditions and developments. identify new business opportunities.
- 6. What role do investment banks play in the economy? • Investment banks advise companies in major financial transactions such as buying or selling companies or divisions. -Investment banks assist companies in raising capital by issue of stocks and bonds on behalf of corporate clients.
- 7. What is the purpose of a commercial bank? • Commercial banks provide basic banking services and products to the general public, both individual consumers and small to mid-sized businesses. These services include checking and savings accounts, loans and mortgages, basic investment services such as CDs, as well as other services such as safe deposit boxes. • Commercial Banks Deposit, mortgage loans and lending loans.
- 8. Example of Commercial bank • State Bank of India • HDFC • Barclay • Indian bank LTD • ICICI, etc.
- 9. Risk Involved In Commercial Bank & Investment Bank • Commercial Bank Have Very Low risk • Investment Bank Have Very High
- 10. How do they earn profit • Difference between the lending and deposit rates • Investment Banks • Fees charged on different services • Investment bank refers to a financial institution, that offers services like underwriting of securities, brokerage services and so on. Commercial bank is a bank that provides services like accepting deposits, lending money, payment on standing order and many more.
- 11. What Role Do Commercial Banks Play in the Economy? • Commercial banks are crucial to the fractional reserve banking system, currently found in most developed countries. This allows banks to extend new loans of up to (typically) 90% of the deposits they have on hand, theoretically growing the economy by freeing capital for lending.
- 12. Thank You