The document discusses entrepreneurship and the role of financial institutions in promoting entrepreneurship in India. It provides definitions of entrepreneurship and outlines the impacts of entrepreneurial firms. It then describes some of the key organizations that support entrepreneurship development in India, including the Entrepreneurship Development Institute of India (EDII), Small Industries Development Bank of India (SIDBI), and National Institute for Entrepreneurship and Small Business Development (NIESBUD). It also includes data on credit flows from SIDBI and commercial banks to small scale industries over the period from 1990-1999.
Role of Women Entrepreneurship in Economic Developmentuma reur
Entrepreneurs initiate and sustain the process of economic development in the following ways:
1. Capital Formation:
2. Improvement in Per Capita Income:
3. Generation of Employment:
4. Balanced Regional Development:
5. Improvement in Living Standards:
6. Economic Independence:
7. Backward and Forward Linkages:
8. Innovation:
9. Other contributions:
Challenges Faced By Women Entrepreneurs In IndiaLatha setna
In the current business world, women entrepreneurs are playing a vital role and they have become important part of the economic development and social progress. Development Compared to other countries the development of women entrepreneurship is very low in India. The educated women have to go a long way to achieve equal rights and position because traditions are deep rooted in Indian society where the sociological set up has been a male dominated one. Despite all the social hurdles, Indian women entrepreneurs stand tall from the rest of the crowd and are applauded for their achievements in their respective field. This paper focuses on women entrepreneurs, reasons women become entrepreneurs, the challenges faced by women entrepreneurs and suggestions for the growth of women entrepreneurs.
Role of Women Entrepreneurship in Economic Developmentuma reur
Entrepreneurs initiate and sustain the process of economic development in the following ways:
1. Capital Formation:
2. Improvement in Per Capita Income:
3. Generation of Employment:
4. Balanced Regional Development:
5. Improvement in Living Standards:
6. Economic Independence:
7. Backward and Forward Linkages:
8. Innovation:
9. Other contributions:
Challenges Faced By Women Entrepreneurs In IndiaLatha setna
In the current business world, women entrepreneurs are playing a vital role and they have become important part of the economic development and social progress. Development Compared to other countries the development of women entrepreneurship is very low in India. The educated women have to go a long way to achieve equal rights and position because traditions are deep rooted in Indian society where the sociological set up has been a male dominated one. Despite all the social hurdles, Indian women entrepreneurs stand tall from the rest of the crowd and are applauded for their achievements in their respective field. This paper focuses on women entrepreneurs, reasons women become entrepreneurs, the challenges faced by women entrepreneurs and suggestions for the growth of women entrepreneurs.
This Presentation will let you know about the Women Entrepreneurship in India over the last decade. This presentation will also let you know about the Factors, Causes, etc. regarding Women Entrepreneurship in India
Women Entrepreneurship - Types & Functionsuma reur
1.Chance Entrepreneurs
2.Created Entrepreneurs
3.Benami Entrepreneurs
4.Natural Entrepreneurs
5. Forced Entrepreneurs
Women Entrepreneur is not different from the concept of Entrepreneur, all the concept characteristics & functions are applicable to Women Entrepreneur. The role of women in family & society is changing very fast. Those days are gone where typically women are expected to look after household activities change in various social aspect like equal treatment to women, no discrimination among male & females availability of equal opportunities to work in any field slowly these changes have forced her to become more competitive & also encouraged into business operations.
"Start Up India... Stand Up India" is an government initiative - announced by GOI on 16th Jan 2016. For inspiring youth for the entrepreneurship & start ups.
Meaning, definition, Characteristics of Women Entrepreneurship,Women entrepreneurs may be defined as a woman or a group of women who initiate, organise and run a business concern., A woman with a passion for becoming an entrepreneur should try to develop the above mentioned traits, cross the hurdles with a determined mind and she is sure to have a successful tomorrow., Indian Women Entrepreneurs Characters
Introduction, features of women entrepreneurship, why women become entrepreneurs, qualities, tips for women entrepreneurs, facilitating factors, opportunities, challenges, problems, remedial measures, steps taken by government, training programs, supporting agencies and about some famous women entrepreneurs
Role Of Agencies assisting EntrepreneurshipAnubha Rastogi
Various agencies in India including DICs, NSICs, EDII, NIESBUD,NEDB and more are functioning to promote entrepreneurship. Several new initiatives have also been taken by the Government of India to promote the culture of entrepreneurship.
This paper provides both practical and creative approaches for driving better brand performance. It focuses on the art and science of pricing and the perception it has on consumer decisions.
This Presentation will let you know about the Women Entrepreneurship in India over the last decade. This presentation will also let you know about the Factors, Causes, etc. regarding Women Entrepreneurship in India
Women Entrepreneurship - Types & Functionsuma reur
1.Chance Entrepreneurs
2.Created Entrepreneurs
3.Benami Entrepreneurs
4.Natural Entrepreneurs
5. Forced Entrepreneurs
Women Entrepreneur is not different from the concept of Entrepreneur, all the concept characteristics & functions are applicable to Women Entrepreneur. The role of women in family & society is changing very fast. Those days are gone where typically women are expected to look after household activities change in various social aspect like equal treatment to women, no discrimination among male & females availability of equal opportunities to work in any field slowly these changes have forced her to become more competitive & also encouraged into business operations.
"Start Up India... Stand Up India" is an government initiative - announced by GOI on 16th Jan 2016. For inspiring youth for the entrepreneurship & start ups.
Meaning, definition, Characteristics of Women Entrepreneurship,Women entrepreneurs may be defined as a woman or a group of women who initiate, organise and run a business concern., A woman with a passion for becoming an entrepreneur should try to develop the above mentioned traits, cross the hurdles with a determined mind and she is sure to have a successful tomorrow., Indian Women Entrepreneurs Characters
Introduction, features of women entrepreneurship, why women become entrepreneurs, qualities, tips for women entrepreneurs, facilitating factors, opportunities, challenges, problems, remedial measures, steps taken by government, training programs, supporting agencies and about some famous women entrepreneurs
Role Of Agencies assisting EntrepreneurshipAnubha Rastogi
Various agencies in India including DICs, NSICs, EDII, NIESBUD,NEDB and more are functioning to promote entrepreneurship. Several new initiatives have also been taken by the Government of India to promote the culture of entrepreneurship.
This paper provides both practical and creative approaches for driving better brand performance. It focuses on the art and science of pricing and the perception it has on consumer decisions.
Price is one of the marketing mix. Here price related activities are illustrated in PPT style to make the students, teaching faculty and the other related people to understand easily for their teaching and learning.
MSME Financing - FINANCING MSME’S IN INDIA - Part - 7Resurgent India
Finance is life blood of any enterprise. But Indian MSMEs have always suffered the deficiency of this life blood, despite India having one of the most extensive banking networks in the world.
The present domestic market conditions do not provide enough opportunities for the MSME sector for raising low cost funds. To improve the flow of credit there is a need to provide low cost finance to the MSME sector, which has limited working capital and is dependent exclusively on finance from public sector banks. The cost of credit in the Indian MSME sector is higher than its international peers.
This report has been prepared by Deloitte Touche Tohmatsu India Private Limited (DTTIPL) as part of the project on Organizational & Structural Review of MSME-DIs commissioned by the office of the DC, MSME in association with Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH and is in continuation of the “analysis report” prepared earlier. This report, therefore focuses mainly on “recommendations and implementation plan”.
Institutional efforts and role of government in developing enterprenuership -...sksbatish
Entrepreneurial development programmes - as conducted by government and the governmental role in developing future entrepreneur
includes the various institutions started by govt. for development and conduct of EDP's with the aim of developing self employed to help in the progress of the country.
Different modes of transportation used in supply chain and logistics. Case about few transport and benefits/loss from each mode of transport in comparison to another. Here 4 major mode of transport has been used in presentation. importance of transportation and various ways of transportation.
Small industries devlopment bank of india (sidbi)1234bhargavsojiya
Small Industries Development Bank of India is a development financial institution ,& aimed to aid the growth and development of micro , small and medium scale enterprises i.e., MSME in India.
Integrated Strategy on the Development and Promotion of Co-operatives Dr Lendy Spires
Cabinet resolved that the mandate for the development and promotion of co- operatives be transferred from the Department of Agriculture to the Department of Trade and Industry (the dti), to ensure that co-operatives are given recognition and allowed to flourish in all sectors of the economy. Consequently, the dti has continued to play a leadership role in promoting co-operatives and co-ordinating all efforts pertaining to co- operatives development in South Africa. This also applies to the implementation of the dti Integrated Strategy on the Development and Promotion of Co-operatives (hereinafter referred to as ‘the Strategy’), in relation to all other stakeholders at the national, provincial and local levels. The Strategy is evidence of government’s continued commitment to the promotion of co- operatives over the next ten years, i.e. 2012 – 2022. It sets out an implementation framework for the Co-operatives Development Policy of 2004 and the Co-operatives Act, No. 14 of 2005, as amended. It also ensures that government, through the utilisation of various partnership models, engages in joint initiatives with all relevant stakeholders, in an effort to holistically promote strong, viable, self-reliant, autonomous and self sustaining the co-operatives movement in the country. The strategy targets both existing and emerging co-operatives, covering the following market segments: survivalist, micro and small to medium co-operatives. The Strategy is the result of an extensive consultation process with all relevant stakeholders, both within and outside of government. The key stakeholders consulted include all spheres of government (i.e. national, provincial and local levels of government); the co-operatives movement, organised labour and international organisations; Non-Governmental Organisations (NGOs); Community-Based Organisations (CBOs), youth organisations, disabled persons and women’s rights organisations, local communities; as well as business and National Economic Development and Labour Council (NEDLAC) constituencies. Government and other NEDLAC constituencies also embarked on an international study tour to various countries, the results of which have informed the Strategy.
Personal SWOT analysis & SWOT analysis of Kotak Mahindra BankJiniaBanerjee1
This presentations consists of my personal SWOT analysis and SWOT of Kotak Mahindra Bank. It also includes a brief history about Kotak Mahindra bank, its competitors, Its financial analysis, shareholding pattern, its products and services and finally, the conclusion.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Executive Directors Chat Leveraging AI for Diversity, Equity, and InclusionTechSoup
Let’s explore the intersection of technology and equity in the final session of our DEI series. Discover how AI tools, like ChatGPT, can be used to support and enhance your nonprofit's DEI initiatives. Participants will gain insights into practical AI applications and get tips for leveraging technology to advance their DEI goals.
2. G
Everyone in the world has at least one
talent, one passion, one hobby that can
become profitable if used correctly.
3. G
Entrepreneur
one who organizes, manages and assumes the risks of a
business or enterprise
"Entrepreneurship is the process of creating or seizing an
opportunity and pursuing it regardless of the resources
currently controlled"
5. G
Entrepreneurship Development: Role of Financial
Institutions
Industrial growth and economic development of developing nations depend to a
great extent on the role played by entrepreneurs. There are many instances of
individual entrepreneurs whose creativity has led to the industrialization of
many nations.
However, in India the economic and industrial growth was slow due to lack of
efficient entrepreneurs, industrial environment, technical know-how .
Government and financial institutions have played a very important role in the
entrepreneurship development.
6. s
Efforts to Foster Entrepreneurship in India
Many of India's leaders have perceived the need for the development of
entrepreneurship in their country, and a number of programs have emerged to meet
this need. Various agencies participate in entrepreneurial development across India.
Such as:-
The National Institute for Entrepreneurship and Small Business Development
(NIESBUD).
The Entrepreneurship Development Institute of India (EDII).
Industrial Development Bank of India (IDBI).
Small Industries Development Bank of India (SIDBI).
North Eastern Development Finance Corporation Limited (NEDFi)
RBI’s role and steps for the development of SSI sector
7. s
The Entrepreneurship Development Institute
of India
Sponsored by several financial institutions, namely (ICICI), (IDBI), the
Industrial Finance Corporation of India (IFCI), and the State Bank of India.
One of the institute that, focuses on creating entrepreneurial personalities
among youth.
EDII launched a variety of programs to do just that. The Rural
Entrepreneurship Development division, for instance, concentrates on rural
development, employment generation, and poverty alleviation through the
promotion of micro-enterprises. This division also has an informal micro-credit
delivery system.
8. s
Contd….
EDII's entrepreneurship camp involves teenagers from across India coming to
the EDII campus for a ten-day period.
The program is designed to increase the self-confidence and thereby to develop
their concern for enterprise and for achievement. Methodology includes role
playing and simulation exercises, with the following objectives in mind:
enabling participants to realize their latent potential;
developing capabilities by sharpening skills;
motivating individuals to seek independent, innovative, and challenging careers;
fostering entrepreneurial traits including creativity, concern for excellence,
leadership, and problem-solving;
providing an opportunity to interact with achievers.
9. s
Credit Flow of Commercial Banks to Small Scale
Industry(SSI) and Tiny Sectors
Credit to ( 1995 1996 1997 1998 1999
in lakhs )
SSI sector 25,8431 29,485 31,542 38,109 42,674
(15.29) (15.99) (16.6) (17.5) (17.33)
Tiny 7,734 8,183 9,515 10,273 NA
sector (29.93) (29.93) (30.2) (27.0)
Net Bank 1,69,038 1,84,381 1,89,684 2,18,219 2,46,203
credit
RBI website source
10. S
Credit Flow of Commercial Banks to SSI and
Tiny Sectors ie,very small sector
250000
200000
150000
100000
50000
0
1995 1996 1997 1998 1999
SSI Sector Tiny sector Net Bank credit
RBI website source
11. M
Role of Small Industries Development Bank of India(SIDBI)
SIDBI was established in April 1990 under an Act of Parliament as a wholly-
owned subsidiary of Industrial Development Bank of India and as the principal
financial institution for the following three-fold activities:
Financing the small scale sector by providing:
Indirect assistance to primary lending institutions
Loans granted by PLIs for new SSI projects and their expansion, technology up gradation,
modernization, quality promotion etc.
Loans sanctioned by PLIs to small road transport operators, qualified professionals for self-
employment, small hospitals and nursing homes and to promote hotels and tourism-related
activities.
RBI website source
12. Contd…
Direct assistance to small scale units
SSI units for new/expansion/diversification/modernization projects.
Marketing development projects which expand the domestic and international marketability of SSI products.
Existing well-run SSI units and ancillaries/sub-contracting units/ vendor units for modernization and
technology up gradation.
Infrastructure development agencies for developing industrial areas.
Leasing and hire purchase companies for offering leasing/hire purchase facilities to SSI units.
Existing export-oriented units to enable them to acquire ISO-9000 Series Certification
Promoting small industries through development and support services;
Coordinating the functions of other institutions engaged in similar activities
Source: CMIE, Money and Banking, Economic Intelligence Service, Sept. 2004, pp. 163-164.
13. M
Growth of Credit Flow from SIDBI to SSI Sector
Year Sanction ( in Disbursemen Sanction Growth of
cr) (express t Disbursemen Disburseme
permission) (pay out t Gap nt (%)
money)
1990- 2410 1839 571 -
91
1991- 2847 2028 819 10.23
92
1992- 2909 2146 763 5.82
93
1993- 3357 2672 685 24.51
94
1994- 4706 3390 1316 26.87
95
1995- 6066 4801 1265 41.62
Source: CMIE, Money and Banking, Economic Intelligence Service, Sept. 2004, pp. 163-164.
14. M
Growth of Credit Flow from SIDBI to SSI Sector
8000
7000
6000
5000
4000
3000
2000
1000
0
91
92
93
94
95
96
97
98
-
-
-
-
-
-
-
-
90
91
92
93
94
95
96
97
19
19
19
19
19
19
19
19
Sanction(in cr) Disbursement Sanction Disbursement Gap
Source: CMIE, Money and Banking, Economic Intelligence Service, Sept. 2004, pp. 163-164.
16. M
Role and Steps taken by RBI for the Development
of SSI Sector
Credit to SSI sector is monitored periodically by Reserve Bank of India,
Department of SSI and National Advisory Committee of SIDBI, State Level
Bankers Committee and District Level Coordination Committees of the
Bank.
The Central Government on the recommendation of RBI has raised the
investment limit for SSIs from Rs.60 lakhs to Rs.300 lakhs and for tiny units
from Rs.5 lakhs to Rs.25 lakhs.
Public sector banks have been advised to make it operational more
specialized SSI branches at centers where there is a potential for financing
many SSI borrowers.
To extend 'Single Window Scheme' of SIDBI to all districts to meet the
financial requirements (both term loan & working capital) of SSIs.
Source: CMIE, Money and Banking, Economic Intelligence Service, Sept. 2004, pp. 163-164.
17. M
Contd…..
With a view to moderating the cost of credit to SSI units, banks are
advised to accord SSI units with a good track record the benefits of
lower spread over the Prime Lending Rate.
In order to take expeditious decision on credit proposals of SSI units,
banks have been advised to delegate enhanced powers to the branch
managers of the specialized SSI branch so that most of the credit
proposals are decided at the branch level.
Initiatives Announced:-
a) Launching of A New Credit Insurance Scheme
b) Enhancement of Limit of Composite Loan Scheme
c) Enhancement of Limit of Working Capital
Source: CMIE, Money and Banking, Economic Intelligence Service, Sept. 2004, pp. 163-164.
18. M
Institutional Network: Finance and Credit in India
Long-term Short-term & Agriculture
-All India Medium-term Credit
Financial -Commercial -Cooperative
Institutions Banks Banks
(AIFIs) --Regional Rural -NABARD
-Regional DFIs Banks ( RRBs)
Non-banking Government Non-Govt.
Finance owned Organisations
Companies Institutions/ (NGOs) & Micro
(NBFCs) Corporations Finance
Institutions
(MFIs)
RBI website source & FICCI Source
19. M
All India Financial Institutions(AIFIs)
Financial Assistance
250000
228570
206655
200000
RS IN MILLION
150000
103658 104484
100000
50000
0
2003-2004 2004-2005
YEAR (April - Septem ber)
Sanctions Disbursements
(Data Relate to All India Development Banks and Investment Institutions only)
Viz. IDBI, IFCI, SIDBI, IIBI, IDFC and LIC, GIC, National Insurance Co. Ltd,
New India Ass. Co. Ltd , Oriental Insurance Co. Ltd., United India Insurance Co. Ltd.
20. M
ALL FINANCIAL INSTITUTIONS
1400000
1200000
1000000
RS IN MILLION
800000
600000
400000
200000
0
1999-2000 2000-2001 2001-2002 2002-2003 2003-2004
YEAR
Sanctions Disbursements
Source : Report on Development Banking in India 2003-04
21. M
Long Term Loans by Commercial Banks
Amt (in Crs) % of Tot. Credit
160,000 35.00%
140,000 30.00%
120,000 25.00%
100,000
20.00%
80,000
15.00%
60,000
10.00%
40,000
5.00%
20,000
- 0.00%
Mar-90 Mar-95 Mar-00 Mar-02
Source : RBI Website Year Amt(Crs) % of Tot. Credit
22. M
Long Term Loans by AIFIs
140,000 90.0%
80.0%
120,000
70.0%
100,000
60.0%
80,000 50.0%
60,000 40.0%
30.0%
40,000
20.0%
20,000
10.0%
0 0.0%
Mar-90 Mar-95 Mar-00 Mar-02
Source: RBI website
LT Credit % to totalcredit
23. M
Comparative Chart – in Rs cr
180,000
Rs in crores
160,000 Banks AIFI
140,000
120,000
100,000
80,000
60,000
40,000
20,000
-
Mar-90 Mar-95 Mar-00 Mar-02
Source: RBI website
24. M
FICCI STUDY ON
LONG TERM FINANCING NEEDS OF THE INDIAN
INDUSTRY AND THE ROLE OF DEVELOPMENT FINANCIAL INSTITUTIONS
IN PROMOTING “Entrepreneurship” IN VARIOUS INDUSTRIAL SECTOR
Survey conducted Feb – March 2004, elicited(factual) response
from 248 companies with a wide geographical and sectoral spread
The companies which participated in the survey ranged from Rs. 1
million to 5000 million
The Survey represents a wide array of activities and includes sectors
such as paper, cement, automobiles and auto ancillary, consumer
electronics, electrical machinery, textile, wires and cables,
petrochemicals, iron and steel, real estate and pharmaceuticals.
25. M
PLANS FOR FRESH INVESTMENTS IN NEAR FUTURE
No
11%
Yes
89%
Yes No
Source : FICCI Study – March 04
26. M
SOURCE OF FINANCE PROPORTION OF
RESPONDENTS*
EQUITY CAPITAL 22
DEBENTURES AND BONDS 08
TERM LOANS FROM FIs 46
TERM LOANS FROM BANKS 59
ANY OTHER (MAINLY INTERNAL) 33
ACCRUALS & ECBs
(* Figures will not add up to 100 as multiple responses were allowed)
27. M
PROPORTION OF PROJECT COST TO BE MET FROM DEBT FINANCE
30
25 24
PROPORTION OF RESPONDENTS
22
20
20
15
10
10 9
7 7
5
1
0
less than 20-40 40-50 50-60 60-70 70-80 80-90 90-100
20
Source : FICCI Study – PROPORTION OF DEBT FINANCE
March 04
28. M
FICCI STUDY ON
LONG TERM FINANCING NEEDS OF THE INDIAN INDUSTRY AND THE
ROLE OF DEVELOPMENT FINANCIAL INSTITUTIONS
HIGHLIGHTS
The economy today stands at the beginning of an investment
cycle
A whopping 80% of the respondents are of the opinion that
revival and strengthening of DFIs is extremely important
Corporate India’s heavy dependence of debt financing for fresh
investments continues
Respondents have voiced concerns about the low levels of
activity of the DFIs
29. M
Cont…
The Industry is divided in its opinion on the emergence of
alternative structures for raising debt finance
An important finding in the above context is the skewness,
in terms of turnover, that emerges
The participants in the present survey have expressed
apprehensions about the role Universal Banks can pay
Revival and Strengthening of DFIs would go a long way in
ensuring that fresh investments in the economy are not
hampered
30. D
The National Institute for Entrepreneurship
and Small Business Development
The institute organizes:-
Entrepreneurship development programs,
Prepares manuals, and produces educational videos;
Its training activities are stimulating, supporting, and sustaining
entrepreneurship.
31. D
Industrial Development Bank of India (IDBI)
IDBI is the tenth largest bank in the world in terms of development.
The National Stock Exchange (NSE), The National Securities Depository
Services Ltd. (NSDL), Stock Holding Corporation of India (SHCIL) are some of
the institutions which has been built by IDBI.
IDBI is a strategic investor in a plethora of institutions which have
revolutionized the Indian Financial Markets.
IDBI Bank, promoted by IDBI Group started in November 1995 with a branch
at Indore with an equity capital base of Rs. 1000 million.
32. D
Main functions of IDBI
IDBI is vested with the responsibility of coordinating the working of institutions
engaged in financing, promoting and developing industries. It has evolved an
appropriate mechanism for this purpose.
Developmental Activities of IDBI:-
Promotional activities:
the Bank continues to perform a wide range of promotional activities relating to
developmental programmes for new entrepreneurs, consultancy services for small
and medium enterprises and programmes designed for accredited voluntary agencies
for the economic upliftment of the underprivileged
33. D
Technical Consultancy Organizations:
With a view to making available at a reasonable cost, consultancy and advisory
services to entrepreneurs, particularly to new and small entrepreneurs, IDBI, in
collaboration with other All-India Financial Institutions, has set up a network of
Technical Consultancy Organizations (TCOs) covering the entire country.
Entrepreneurship Development Institute:
Realizing that entrepreneurship development is the key to industrial development,
IDBI played a prime role in setting up of the Entrepreneurship Development
Institute of India for fostering entrepreneurship in the country.
It has also established similar institutes in Bihar, Orissa, Madhya Pradesh and Uttar
Pradesh. IDBI also extends financial support to various organizations in conducting
studies or surveys of relevance to industrial development.
34. D
Role of North Eastern Development Finance
Corporation Limited
NEDFi is the premier financial and development institution of the North East of
India.
The main objectives is to carry on and transact the business of providing credit
and other facilities for promotion, expansion and modernization of industrial
enterprises and infrastructure projects in the North Eastern Region of India
Also carry on and transact business of providing credit and other facilities for
promotion of agro-horticulture, and sericulture plantation, aquaculture, poultry,
dairy etc in order to initiate large involvement of rural population in the
economic upsurge of the society and faster economic growth of the region.
35. D
NEDFi Initiatives
The corporation launched its Micro Credit Finance Scheme to benefit agriculture,
fishery, animal husbandry, horticulture and rural industries.
Its initiatives which is being sponsored by UNDP with NEDFi being the
implementing agency, and the Design Centre for Handloom and Handicrafts, were
undertaken not only to improve the lot of thousands of rural artisans all over the
North-East, but also help promote exports in the sector.
Establishment of IT Park at Guwahati and an appropriate financing scheme for IT
industries to help increase the lending portfolio of NEDFi.
Making some headway in promoting bio-technology in the region by negotiating
with foreign promoters.
Preparing a master plan for the development of tourism and particularly embarking
on a big private sector adventure tourism project.