Both E-commerce and electronic banking (e-banking) have nowadays worldwide usual apps both for individuals and corporate users. Buying Christmas presents, order a quick meal and pay with Safari banking, sounds familiar? Even money is turning out to be used more electronically, just remember PayPal. Social media also develop payments techniques. But let’s not forget about e-banking! A lot of product developments will offer new technologies and broaden the range electronic products and services.
E-banking allows customers to perform virtual banking functions securely online. It involves using the internet to deliver banking products and services. E-banking first emerged in the mid-1990s through ATMs and phone transactions before transforming to internet banking. The main goal of e-banking is to provide faster service to customers at a lower cost. It offers services like bill payments, funds transfers, account balances, insurance applications, investments, shopping and more through various technologies like ATMs, credit/debit cards, mobile and internet banking. The key benefits are time savings, convenience, 24/7 access, lower costs and integrated services. However, e-banking also faces challenges around adopting strong security methods and standardizing technologies
Explaining simply, what is the Agency Banking concept, its benefits and its main components, besides, to share an innovative enterprise ecosystem architecture.
The document discusses the rise of mobile banking in Europe, with over 90% of Luxembourg customers now using online or mobile banking, and examines the leading mobile-first digital banks that are setting new standards in customer experience; it also presents the results of a benchmarking study conducted by zeb that evaluated over 115 European mobile banking apps across key dimensions of customer onboarding, user experience, everyday banking, additional services, and cross-selling, finding that challenger banks like N26 and Revolut currently lead in mobile banking excellence.
Indian banks are facing substantial changes as the banking landscape transforms. Consumer needs and demographics are shifting, requiring banks to adopt new technologies and channels to improve efficiency, reduce costs and better serve customers. Younger populations and growing incomes are increasing demand for retail banking products. Banks are utilizing technologies like online banking, mobile banking, ATMs and core banking solutions to lower operating expenses, enhance the customer experience and manage this changing environment.
Brick and mortar branches remain an important delivery channel for banks, though their number is declining. Other prominent channels include ATMs, call centers, internet and mobile banking which allows services via apps, USSD, SMS and social media. Emerging channels are kiosks, micro ATMs which function similar to POS machines, Aadhaar-enabled payment systems (AEPS) and unified payment interface (UPI) which allow inter-bank fund transfers. Voice banking using IVR was not very successful. Wearable devices may also become a future channel. Traditional channels are evolving through automation, integration and addition of new services to meet customers' changing preferences in the digital age.
This document discusses multi-channel integration in banking. It notes that banks need to integrate all of their delivery channels to provide customers with a consistent experience and level of service across channels. The key focus areas for integration are branches, internet banking, and call centers. Functional integration is needed for real-time sharing of transactions and customer data. Delivery channel optimization is aimed at understanding customer interactions across channels to optimize engagements. However, full integration faces hurdles like inconsistent information, services, and transactions across channels.
E-banking allows customers to access traditional banking services through electronic devices like computers, phones, and ATMs. It offers benefits like 24/7 access to accounts from anywhere, lower costs for banks, and easier payments. However, e-banking also faces challenges such as difficulties adopting new technologies, high start-up costs, security risks, and the potential for fraudulent websites. As e-banking grows, it is leading to more profitable, fast, high-quality and convenient banking services with improved customer satisfaction and competitiveness in the sector. Common e-banking services include online shopping, ticket booking, bill payments, loans, and access to account information.
Mobile in Banking and Finance - What Make Sense and What Notr4b
In recent years, the banking & financial services industry has been undergoing rapid changes, reflecting a number of underlying developments. Internet, wireless technology, and global straight-through processing have created a paradigm shift - from brick-and-mortar banks to banking virtually across time zones, geographical locations, access points and delivery channels. Today Mobile revolution has disrupted banking industry and this presentation provides a detailed discussion about issues of Mobile Banking.
E-banking allows customers to perform virtual banking functions securely online. It involves using the internet to deliver banking products and services. E-banking first emerged in the mid-1990s through ATMs and phone transactions before transforming to internet banking. The main goal of e-banking is to provide faster service to customers at a lower cost. It offers services like bill payments, funds transfers, account balances, insurance applications, investments, shopping and more through various technologies like ATMs, credit/debit cards, mobile and internet banking. The key benefits are time savings, convenience, 24/7 access, lower costs and integrated services. However, e-banking also faces challenges around adopting strong security methods and standardizing technologies
Explaining simply, what is the Agency Banking concept, its benefits and its main components, besides, to share an innovative enterprise ecosystem architecture.
The document discusses the rise of mobile banking in Europe, with over 90% of Luxembourg customers now using online or mobile banking, and examines the leading mobile-first digital banks that are setting new standards in customer experience; it also presents the results of a benchmarking study conducted by zeb that evaluated over 115 European mobile banking apps across key dimensions of customer onboarding, user experience, everyday banking, additional services, and cross-selling, finding that challenger banks like N26 and Revolut currently lead in mobile banking excellence.
Indian banks are facing substantial changes as the banking landscape transforms. Consumer needs and demographics are shifting, requiring banks to adopt new technologies and channels to improve efficiency, reduce costs and better serve customers. Younger populations and growing incomes are increasing demand for retail banking products. Banks are utilizing technologies like online banking, mobile banking, ATMs and core banking solutions to lower operating expenses, enhance the customer experience and manage this changing environment.
Brick and mortar branches remain an important delivery channel for banks, though their number is declining. Other prominent channels include ATMs, call centers, internet and mobile banking which allows services via apps, USSD, SMS and social media. Emerging channels are kiosks, micro ATMs which function similar to POS machines, Aadhaar-enabled payment systems (AEPS) and unified payment interface (UPI) which allow inter-bank fund transfers. Voice banking using IVR was not very successful. Wearable devices may also become a future channel. Traditional channels are evolving through automation, integration and addition of new services to meet customers' changing preferences in the digital age.
This document discusses multi-channel integration in banking. It notes that banks need to integrate all of their delivery channels to provide customers with a consistent experience and level of service across channels. The key focus areas for integration are branches, internet banking, and call centers. Functional integration is needed for real-time sharing of transactions and customer data. Delivery channel optimization is aimed at understanding customer interactions across channels to optimize engagements. However, full integration faces hurdles like inconsistent information, services, and transactions across channels.
E-banking allows customers to access traditional banking services through electronic devices like computers, phones, and ATMs. It offers benefits like 24/7 access to accounts from anywhere, lower costs for banks, and easier payments. However, e-banking also faces challenges such as difficulties adopting new technologies, high start-up costs, security risks, and the potential for fraudulent websites. As e-banking grows, it is leading to more profitable, fast, high-quality and convenient banking services with improved customer satisfaction and competitiveness in the sector. Common e-banking services include online shopping, ticket booking, bill payments, loans, and access to account information.
Mobile in Banking and Finance - What Make Sense and What Notr4b
In recent years, the banking & financial services industry has been undergoing rapid changes, reflecting a number of underlying developments. Internet, wireless technology, and global straight-through processing have created a paradigm shift - from brick-and-mortar banks to banking virtually across time zones, geographical locations, access points and delivery channels. Today Mobile revolution has disrupted banking industry and this presentation provides a detailed discussion about issues of Mobile Banking.
Video For Financial Institutions – from Novelty to NecessityInfosys
Smarter banks have started using video technology to connect the customer with the right expert and provide quick and personalized service. Many banks are still in the nascent stage of embracing video technology. Even so, they cannot ignore the power of video technology in providing customers better access to more services, while bringing more human touch into digital banking.
Introduction
Technology in the banks is presently catching up with a high level of development around the world. The gaps between the Indian banks and their counterparts in the technologically advanced countries are gradually narrowing down. The world has witnessed an information and technological revolution of late. This revolution has touched every aspect of public life including banking (Siam, 2006). Since two decades, due to an increasingly competitive, saturated and dynamic business environment, retail banks in many countries have adopted customer-driven philosophies to address the rapid and changing needs of their customers (Walker et al., 2008). Technological advances have changed the world radically, altering the manner in which individuals conduct their personal and business affairs. Over the past two decades in particular, the banking industry has invested substantial resources in bringing ICT to customers.
The banking industry is undergoing through the significant technological changes; it has several impacts on customer satisfaction and loyalty. ―It has revolutionised every industry including banking in the world by rendering faster and cost effective delivery of products and services to the customers. According to Chakrabarty, (2007) core banking solution enables banks to extend the full benefits of ATM, tele-banking, mobile banking, internet banking, card banking and other multiple delivery channels to all customers allowing banks to offer a multitude of customer-centric services on a 24x7 basis from a single location, supporting retail as well as corporate banking activities.
Now, Indian banks are investing heavily in the technologies such as branch automation and computerization, core banking, tele-banking, mobile banking (M-banking), internet banking, automated teller machine (ATMs), data warehousing etc. ICT innovations in the previous few years have changed the landscape of banks in India (Mittal and Dhingra, 2007; Kour and Kour, 2011). Today public sector and private sector banks are offering online banking services. Various alternative channels to provide easy and any where banking are properly thought of. The process of bank computerization was started since 1985 in public sector banks in India. However, some private sector banks have started computerization prior to the public sector banks in India. The banks in India are using ICT not only to improve their own internal processes but also to increase facilities and services to their customers.
The New Banking Channel Network - Improving the Bottom Line through Channel O...Kenneth Kwan
The document discusses trends in banking customer segments from 2009-2015 and the need for banks to optimize their channel networks in response. Key points:
- Younger, older, and lower-income customer segments will grow and rely more on digital/remote channels, reducing branch traffic and increasing unit costs.
- Previous multichannel strategies were unsuccessful due to poor channel alternatives, lack of integration, and customer reluctance.
- Today customers are ready to use alternative channels, especially for simpler transactions, if capabilities are sufficient.
- Banks must develop an integrated channel architecture tailored to segment needs and product complexity to improve profitability while meeting customer expectations.
E'banking and e'commerce b.v.raghunandanSVS College
This document discusses e-banking, e-commerce, and related topics. It defines e-banking as the automated delivery of traditional and new banking products and services directly to customers through electronic communication channels. It describes the benefits of e-banking such as anytime/anywhere access and cheaper fund transfers. Internet and mobile banking services are explained along with their features. The document also discusses business to business and business to consumer models of e-commerce and some challenges and prospects of e-commerce.
Mobile banking allows users to conduct financial transactions through their mobile devices. It originated in the late 1990s and early 2000s with the development of SMS banking and third generation mobile networks. Mobile banking provides benefits like convenience, mobility, and lower costs. In Bangladesh, mobile banking is popular for addressing the unbanked population and facilitating cheaper transactions. Some challenges to its growth include poor infrastructure, high costs, and legal/policy barriers.
This document discusses digital banking. It was first incorporated in the United States and is governed by federal regulations. Digital banking allows customers to view accounts, make transfers, pay bills, and access other services through a bank's website or mobile app. Customers can access their accounts 24/7 from anywhere. While digital banking offers convenience, there are also security risks and customers may miss in-person relationships with their banks.
out line of this Presentation.
Elaboration of Mobile banking.
What is the Mobile banking.
How to connect with Mobile banking.
Features & Benefits of Mobile banking.
Advantages & Disadvantages of M-banking
Mobile banking in world.
Mobile banking in sri lanka.
Electronic banking, also known as e-banking, allows customers to perform banking transactions electronically without visiting a physical bank location. The document provides details about e-banking services offered by ICICI Bank in India, including online bill payment, fund transfers, shopping, ticket booking, mobile recharges, and more. It outlines the history of ICICI Bank, which was the first in India to offer internet banking starting in 1997. Currently, ICICI Bank has over 7 million retail customers and services over 6 million accounts through its network of branches, ATMs, call centers and internet banking.
This document discusses digital banking in Bangladesh. It begins by defining digital banking as an electronic payment system that enables customers to conduct financial transactions through institutional websites or electronic devices. It then outlines various forms of digital banking available in Bangladesh, including internet banking, online banking, ATM banking, mobile banking, agent banking, and point of sale terminals. Several charts show the growth of digital banking transactions and adoption of mobile banking in Bangladesh. The document also discusses the benefits, weaknesses and opportunities of digital banking in Bangladesh.
This document provides an overview of channels and technology for enabling financial inclusion. It discusses the mobile and branchless banking ecosystem, including key players such as mobile network operators, banks, technology providers, agents, retailers, and regulators. Digital financial services like mobile money are described as combining branchless banking and mobile financial services to deliver financial products via technology outside of conventional branches. The predominant leader is noted as being mobile money, especially in developing countries.
This document discusses electronic banking or e-banking. It defines e-banking as the automated delivery of traditional and new banking products and services directly to customers through electronic channels. There are two approaches to e-banking - the dial-in approach which uses separate finance software and the internet approach which allows users to directly access their bank website online. The benefits of e-banking include anytime, anywhere banking and lower costs for both customers and banks. However, e-banking also faces drawbacks such as difficulties adopting technology and security concerns. The document outlines security features used in e-banking like SSL encryption and firewalls to protect data.
This document presents a study on electronic banking (e-banking) in India. It introduces e-banking and examines its objectives, advantages, disadvantages and popularity among customers. The study analyzes awareness, security and the reach of internet banking services offered by State Bank of India. Primary data was collected through online sources and books, while secondary data came from various websites. The findings show that education levels influence e-banking adoption and security remains a key challenge. While e-banking offers convenience, some customers still prefer traditional banking or cannot afford internet fees. The conclusion is that improved security and guidelines will help e-banking growth in India.
E-Banking refers to electronic banking services offered by financial institutions. It evolved from traditional in-person banking due to innovations in internet technology. One of the first banks to offer online internet banking services was Stanford Federal Credit Union in 1994. E-banking allows customers to conduct banking transactions remotely using channels like ATMs, smart cards, phone/mobile banking, and internet banking. While e-banking provides benefits of convenience and lower costs, it also introduces risks like security threats from password/identity theft, phishing scams, trojan viruses, and skimming.
It is one of my semester project presentation along with my group members, of the subject "Management Information Systems", which covers the current and future aspects of Mobile Banking System. One of our team members is Ahmad Osman Salad who worked with us in the research of making this project presentation.
This document discusses a student's project on mobile banking. It begins by thanking various organizations and individuals who supported the project, including the University of Mumbai, the project guide Prof. Vinita Pimpale, the principal and B.B.I coordinator who allowed the project. It then includes a declaration by the student that the project information is true and original, and a certificate signed by the project guide confirming the same.
The tremendous development in technology and the aggressive blend of
information technology have brought about a phenomenal shift in banking
operations the world over. For the banks, technology has not only emerged
as a strategic resource for achieving higher efficiency, control of operations,
productivity and profitability, but a means for survival. From customers’
perspective, it is the realization of their anywhere, anytime, anyway banking
dream (Balwinder et al., 2004). Consequently, the banks have been
compelled to embrace technology, recognizing that this will enable them to
meet the increasing customer expectation, and also equip them to gain a firm
stand in the highly competitive banking environment.
Banking professionals can now take advantage of our well-structured and subject-oriented Online Banking PowerPoint Presentation Slides. This electronic banking PPT theme helps you to showcase the obstacles faced by the banking sector that still operates offline. Further, present the problem statement through financial impact, projected revenue, and competition benchmark using our E-banking PowerPoint template. Get access to key stats on online banking, and customer channel preference to present a convincing web banking PPT presentation. Elucidate retail, corporate, or any other online banking type through this easy-to-understand internet banking PowerPoint theme. The digital banking PPT template deck helps you illustrate the leading players in the industry along with the services they offer. This E-banking PowerPoint presentation helps you convey the federal rules and regulations concerning online banking to your audience. Web banking PPT deck helps you in highlighting the implementation process. You can easily explain E-banking software providers, workforce training, costing, and integration with E-commerce platforms. https://bit.ly/30uZUqH
Mobile banking allows users to perform banking transactions through mobile devices like phones and PDAs. It began with SMS banking and expanded to include WAP banking and STK banking as technology advanced. Mobile banking provides benefits to banks like lower costs and increased customer satisfaction, benefits to businesses like lower costs, and benefits to customers like convenience. However, security, fraud, and lack of infrastructure in some areas are challenges. Reserve Bank of India established a group to address technology, business, and regulatory issues regarding mobile banking. Major banks in India offer mobile banking services through SMS, apps, and other mobile platforms.
A brief presentation to be given on Wednesady (10 December 2009) at the "Mobile Payment, Remittance & M-Commerce Africa 2009" conference in Accra, Ghana (http://www.magenta-global.com.sg/MPRMC/)
Tafari Capital is an integrated financial services and e-commerce platform focused on underserved communities in Africa. It was founded by 85 successful entrepreneurs and professionals concerned with financial inclusion. Tafari will launch eChankura, a digital platform that offers payment services, savings and credit accounts, remittances, online marketplace and stores to give users access to financial products and services. The platform aims to bring subsistence entrepreneurs into the formal economy by creating an alternative credit record and helping them start online businesses. Tafari expects to generate over $100 million in revenue within 5 years by charging small fees on transactions and providing value-added services to its growing customer base.
Video For Financial Institutions – from Novelty to NecessityInfosys
Smarter banks have started using video technology to connect the customer with the right expert and provide quick and personalized service. Many banks are still in the nascent stage of embracing video technology. Even so, they cannot ignore the power of video technology in providing customers better access to more services, while bringing more human touch into digital banking.
Introduction
Technology in the banks is presently catching up with a high level of development around the world. The gaps between the Indian banks and their counterparts in the technologically advanced countries are gradually narrowing down. The world has witnessed an information and technological revolution of late. This revolution has touched every aspect of public life including banking (Siam, 2006). Since two decades, due to an increasingly competitive, saturated and dynamic business environment, retail banks in many countries have adopted customer-driven philosophies to address the rapid and changing needs of their customers (Walker et al., 2008). Technological advances have changed the world radically, altering the manner in which individuals conduct their personal and business affairs. Over the past two decades in particular, the banking industry has invested substantial resources in bringing ICT to customers.
The banking industry is undergoing through the significant technological changes; it has several impacts on customer satisfaction and loyalty. ―It has revolutionised every industry including banking in the world by rendering faster and cost effective delivery of products and services to the customers. According to Chakrabarty, (2007) core banking solution enables banks to extend the full benefits of ATM, tele-banking, mobile banking, internet banking, card banking and other multiple delivery channels to all customers allowing banks to offer a multitude of customer-centric services on a 24x7 basis from a single location, supporting retail as well as corporate banking activities.
Now, Indian banks are investing heavily in the technologies such as branch automation and computerization, core banking, tele-banking, mobile banking (M-banking), internet banking, automated teller machine (ATMs), data warehousing etc. ICT innovations in the previous few years have changed the landscape of banks in India (Mittal and Dhingra, 2007; Kour and Kour, 2011). Today public sector and private sector banks are offering online banking services. Various alternative channels to provide easy and any where banking are properly thought of. The process of bank computerization was started since 1985 in public sector banks in India. However, some private sector banks have started computerization prior to the public sector banks in India. The banks in India are using ICT not only to improve their own internal processes but also to increase facilities and services to their customers.
The New Banking Channel Network - Improving the Bottom Line through Channel O...Kenneth Kwan
The document discusses trends in banking customer segments from 2009-2015 and the need for banks to optimize their channel networks in response. Key points:
- Younger, older, and lower-income customer segments will grow and rely more on digital/remote channels, reducing branch traffic and increasing unit costs.
- Previous multichannel strategies were unsuccessful due to poor channel alternatives, lack of integration, and customer reluctance.
- Today customers are ready to use alternative channels, especially for simpler transactions, if capabilities are sufficient.
- Banks must develop an integrated channel architecture tailored to segment needs and product complexity to improve profitability while meeting customer expectations.
E'banking and e'commerce b.v.raghunandanSVS College
This document discusses e-banking, e-commerce, and related topics. It defines e-banking as the automated delivery of traditional and new banking products and services directly to customers through electronic communication channels. It describes the benefits of e-banking such as anytime/anywhere access and cheaper fund transfers. Internet and mobile banking services are explained along with their features. The document also discusses business to business and business to consumer models of e-commerce and some challenges and prospects of e-commerce.
Mobile banking allows users to conduct financial transactions through their mobile devices. It originated in the late 1990s and early 2000s with the development of SMS banking and third generation mobile networks. Mobile banking provides benefits like convenience, mobility, and lower costs. In Bangladesh, mobile banking is popular for addressing the unbanked population and facilitating cheaper transactions. Some challenges to its growth include poor infrastructure, high costs, and legal/policy barriers.
This document discusses digital banking. It was first incorporated in the United States and is governed by federal regulations. Digital banking allows customers to view accounts, make transfers, pay bills, and access other services through a bank's website or mobile app. Customers can access their accounts 24/7 from anywhere. While digital banking offers convenience, there are also security risks and customers may miss in-person relationships with their banks.
out line of this Presentation.
Elaboration of Mobile banking.
What is the Mobile banking.
How to connect with Mobile banking.
Features & Benefits of Mobile banking.
Advantages & Disadvantages of M-banking
Mobile banking in world.
Mobile banking in sri lanka.
Electronic banking, also known as e-banking, allows customers to perform banking transactions electronically without visiting a physical bank location. The document provides details about e-banking services offered by ICICI Bank in India, including online bill payment, fund transfers, shopping, ticket booking, mobile recharges, and more. It outlines the history of ICICI Bank, which was the first in India to offer internet banking starting in 1997. Currently, ICICI Bank has over 7 million retail customers and services over 6 million accounts through its network of branches, ATMs, call centers and internet banking.
This document discusses digital banking in Bangladesh. It begins by defining digital banking as an electronic payment system that enables customers to conduct financial transactions through institutional websites or electronic devices. It then outlines various forms of digital banking available in Bangladesh, including internet banking, online banking, ATM banking, mobile banking, agent banking, and point of sale terminals. Several charts show the growth of digital banking transactions and adoption of mobile banking in Bangladesh. The document also discusses the benefits, weaknesses and opportunities of digital banking in Bangladesh.
This document provides an overview of channels and technology for enabling financial inclusion. It discusses the mobile and branchless banking ecosystem, including key players such as mobile network operators, banks, technology providers, agents, retailers, and regulators. Digital financial services like mobile money are described as combining branchless banking and mobile financial services to deliver financial products via technology outside of conventional branches. The predominant leader is noted as being mobile money, especially in developing countries.
This document discusses electronic banking or e-banking. It defines e-banking as the automated delivery of traditional and new banking products and services directly to customers through electronic channels. There are two approaches to e-banking - the dial-in approach which uses separate finance software and the internet approach which allows users to directly access their bank website online. The benefits of e-banking include anytime, anywhere banking and lower costs for both customers and banks. However, e-banking also faces drawbacks such as difficulties adopting technology and security concerns. The document outlines security features used in e-banking like SSL encryption and firewalls to protect data.
This document presents a study on electronic banking (e-banking) in India. It introduces e-banking and examines its objectives, advantages, disadvantages and popularity among customers. The study analyzes awareness, security and the reach of internet banking services offered by State Bank of India. Primary data was collected through online sources and books, while secondary data came from various websites. The findings show that education levels influence e-banking adoption and security remains a key challenge. While e-banking offers convenience, some customers still prefer traditional banking or cannot afford internet fees. The conclusion is that improved security and guidelines will help e-banking growth in India.
E-Banking refers to electronic banking services offered by financial institutions. It evolved from traditional in-person banking due to innovations in internet technology. One of the first banks to offer online internet banking services was Stanford Federal Credit Union in 1994. E-banking allows customers to conduct banking transactions remotely using channels like ATMs, smart cards, phone/mobile banking, and internet banking. While e-banking provides benefits of convenience and lower costs, it also introduces risks like security threats from password/identity theft, phishing scams, trojan viruses, and skimming.
It is one of my semester project presentation along with my group members, of the subject "Management Information Systems", which covers the current and future aspects of Mobile Banking System. One of our team members is Ahmad Osman Salad who worked with us in the research of making this project presentation.
This document discusses a student's project on mobile banking. It begins by thanking various organizations and individuals who supported the project, including the University of Mumbai, the project guide Prof. Vinita Pimpale, the principal and B.B.I coordinator who allowed the project. It then includes a declaration by the student that the project information is true and original, and a certificate signed by the project guide confirming the same.
The tremendous development in technology and the aggressive blend of
information technology have brought about a phenomenal shift in banking
operations the world over. For the banks, technology has not only emerged
as a strategic resource for achieving higher efficiency, control of operations,
productivity and profitability, but a means for survival. From customers’
perspective, it is the realization of their anywhere, anytime, anyway banking
dream (Balwinder et al., 2004). Consequently, the banks have been
compelled to embrace technology, recognizing that this will enable them to
meet the increasing customer expectation, and also equip them to gain a firm
stand in the highly competitive banking environment.
Banking professionals can now take advantage of our well-structured and subject-oriented Online Banking PowerPoint Presentation Slides. This electronic banking PPT theme helps you to showcase the obstacles faced by the banking sector that still operates offline. Further, present the problem statement through financial impact, projected revenue, and competition benchmark using our E-banking PowerPoint template. Get access to key stats on online banking, and customer channel preference to present a convincing web banking PPT presentation. Elucidate retail, corporate, or any other online banking type through this easy-to-understand internet banking PowerPoint theme. The digital banking PPT template deck helps you illustrate the leading players in the industry along with the services they offer. This E-banking PowerPoint presentation helps you convey the federal rules and regulations concerning online banking to your audience. Web banking PPT deck helps you in highlighting the implementation process. You can easily explain E-banking software providers, workforce training, costing, and integration with E-commerce platforms. https://bit.ly/30uZUqH
Mobile banking allows users to perform banking transactions through mobile devices like phones and PDAs. It began with SMS banking and expanded to include WAP banking and STK banking as technology advanced. Mobile banking provides benefits to banks like lower costs and increased customer satisfaction, benefits to businesses like lower costs, and benefits to customers like convenience. However, security, fraud, and lack of infrastructure in some areas are challenges. Reserve Bank of India established a group to address technology, business, and regulatory issues regarding mobile banking. Major banks in India offer mobile banking services through SMS, apps, and other mobile platforms.
A brief presentation to be given on Wednesady (10 December 2009) at the "Mobile Payment, Remittance & M-Commerce Africa 2009" conference in Accra, Ghana (http://www.magenta-global.com.sg/MPRMC/)
Tafari Capital is an integrated financial services and e-commerce platform focused on underserved communities in Africa. It was founded by 85 successful entrepreneurs and professionals concerned with financial inclusion. Tafari will launch eChankura, a digital platform that offers payment services, savings and credit accounts, remittances, online marketplace and stores to give users access to financial products and services. The platform aims to bring subsistence entrepreneurs into the formal economy by creating an alternative credit record and helping them start online businesses. Tafari expects to generate over $100 million in revenue within 5 years by charging small fees on transactions and providing value-added services to its growing customer base.
Alle ontwikkelingen van Rabo Mobiel op het gebied van Mobiel Bankieren, Mobiel Betalen, NFC Betalen, NFC toegang, Mobiel Ticketing op een rijtje.
All developmenet of Rabo Mobiel ie Mobile Banking, Mobile Payments, NFC Payments, NFC access, Mobile Ticketing in 1 summary.
Mobile Payments & Banking - NACHA Global Payments ForumDan Armstrong
Short presentation featuring case studies Rabo Mobiel (The Netherlands) and NMB Mobile (Tanzania) for the NACHA Global Payments Forum, London (February 21 2010).
Lecture part of the IAB Digital MasterClass 2015 held under the guidence of New Bulgarian University and IAB Bulgaria. The lecture covers the digital in banking and more specifically in electronic channels in banking. The lecture concerns case study of Alpha Bank Bulgaria and the e-channels used by the bank.
This document discusses increasing financial inclusion through electronic and mobile banking based on international experiences. It describes how mobile banking can reach more customers in remote areas at lower costs than traditional branches, allowing for cost-effective delivery of financial products and services. Case studies of Bank South Pacific in Papua New Guinea and FINO in India are provided as examples of successful implementations of mobile banking business models to expand access to the unbanked and underserved.
This document discusses expanding financial inclusion through electronic and mobile banking. It provides insights from international case studies of mobile banking programs at banks like Bank South Pacific in Papua New Guinea and FINO in India. These case studies show how mobile banking reduces costs for banks and customers, increases access to financial services in remote areas, and provides a sustainable approach to achieving widespread financial inclusion.
The document discusses the digital transformation occurring in the financial sector. It notes that financial services are becoming digital goods as products and services move online/mobile. This is changing customer demands and expectations as digital customers are connected, informed, wary, and vocal. It also discusses how regulation is adapting to new technologies to promote market confidence, stability, and protect customers from financial crimes in the digital era.
DWS16 - Fintech forum - Yves Gassot, IDATE DigiWorldIDATE DigiWorld
This document discusses trends in financial technology (FinTech) and blockchain. It notes that FinTech has the potential to "unbundle" the traditional bank model through new technologies like blockchain. Blockchain allows for secure, immutable data storage without a trusted third party, and its use in financial applications is growing, though technical limitations remain. The blockchain ecosystem involves initiators, developers, operators, miners, and users/services. Blockchain opportunities for finance include cryptocurrency exchanges, private blockchains for back-office functions, and smart contracts. The document also summarizes trends in mobile payment, including steady growth in mobile commerce and barriers to in-store mobile payment adoption.
The document provides an introduction to digital finance, discussing major trends driving innovation in the finance industry such as globalization and technology. It outlines the history and types of digital finance services, and describes how digital transformation benefits financial institutions through increased efficiency, productivity, and customer-centric operations. The importance of digital finance in promoting financial inclusion by expanding accessibility and lowering costs is also highlighted.
The document discusses digital banking versus branch banking. It analyzes primary research findings which showed most transactions are for recharging, shopping, and funds transfers. However, security concerns prevent digital banking from surpassing branches. The document outlines segmentation of customers and a SWOT analysis of both branch and digital banking. It envisions the future by overcoming security concerns, customizing services using data mining, and expanding to rural areas. Digital banking has benefits like convenience and 24/7 access but still has untapped potential, especially in rural markets.
South Africa: A Digital Innovation Hub for Financial ServicesSeymourSloan
South Africa is fast becoming one of the leading digital players in financial services along with Kenya and Tanzania. This piece explores how they have succeeded where others have stalled.
Digital Innovation Digest by Initio. News about innovation in Finance industry. This month: "Orange Bank, the beginning of the end?", and "Shared Bank agency".
Omni-channel payments can provide significant benefits to retailers by fueling their omni-channel strategies. First, it allows for an "infinite aisle" where customers can purchase any item regardless of availability in-store. Second, it provides access to valuable cross-channel customer data that can be used for personalized marketing. Third, a centralized omni-channel payments platform can drastically reduce finance and operations costs compared to managing separate payment systems in each channel and country. Overall, omni-channel payments are key to improving the customer experience and driving sales across all retail channels.
The document is an annual report by SME Banking Club analyzing online banking functionality for SMEs provided by 25 banks in Central and Eastern Europe. It describes the study methodology, key trends in online banking for SMEs like online customer onboarding and integration of value-added services. The report also includes a ranking of banks based on their online banking offerings for SMEs, with ING Bank Śląski, PKO BP, and mBank ranked as the top three providers in the CEE region.
Business models in Digital Financial ServicesPeter Zetterli
There are a variety of business models for digital financial services, depending in part on the core business of the provider. This presentation provides a conceptual framework to delineate different models and provides in-depth examples of the most common ones, including the bank-led and the MNO-led DFS business model as well as the 3rd party model.
The document discusses different business models for digital financial services (DFS). It analyzes the bank model using Equity Bank as an example, the mobile network operator (MNO) model using Airtel Money, and the standalone model using bKash. For each model, it examines ownership and control over various parts of the DFS value chain including accounts, data, digital and physical channels. It finds that the bank model has the most control while the MNO model relies on partnerships. The standalone model falls between the two.
Nota's van een opleiding Excel, lijsten en tabellen. De volgende onderwerpen werden erin behandeld: sorteren en filteren, draaitabellen (draaigrafieken, slicers en tijdlijn), maken van subtotalen en tenslotte som.als/aantal.als
Pour faire du MindMapping sur votre PC, sur votre tablette ou smartphone, un excellent outil est X-Mind. Voyez-en les détails dans cette brève présentation.
The document provides tips for optimizing your LinkedIn profile, including using relevant keywords in your header, profile photo, summary, skills, experiences, and groups to improve searchability. It recommends customizing links, joining relevant industry groups, and managing privacy settings. The goal is to establish yourself as a specialist within your field and engage your target audience to build business opportunities through your LinkedIn presence.
The document provides 10 tips for building a strong LinkedIn sales profile: 1) Include a professional headshot, 2) Write a descriptive headline, 3) Include a summary and experience that tells your story and value, 4) Personalize your LinkedIn URL, 5) Get recommendations from customers and colleagues, 6) Share useful updates, 7) Add rich media like presentations, 8) Customize website links with calls to action, 9) Give and receive skill endorsements, and 10) Join and participate in LinkedIn groups.
Interesting document about putting up your profile on LinkedinHubert Van de Vyver
The document provides tips for optimizing a LinkedIn profile, including using relevant keywords throughout, adding a professional photo and complete contact information, customizing website links, writing a compelling summary that tells one's career story, listing relevant skills and getting endorsements, reordering sections for optimal flow, joining relevant groups, and managing privacy and notification settings. The goal is to build an engaging profile that helps a user stand out from the 350+ new members who join every second, build their professional reputation and network, and find jobs or business opportunities.
The document provides a 5-step guide for companies to engage followers on LinkedIn: 1) Establish a company presence with descriptions and compelling content. 2) Attract followers by engaging with groups, email campaigns, and website buttons. 3) Engage new followers with regular status updates focused on helping members succeed professionally. 4) Amplify content through the broader LinkedIn network. 5) Analyze engagement and refine strategies. The goal is to build relationships that drive business results by providing useful information to followers.
This training about Ipad Pro covers the basic use of this tool and the presentation of three main applications: Excel, PowerPoint and OneDrive used on the Ipad Pro
Vous avez une connaissance courante d'un PC; mais pas de tablettes. Vous souhaitez savoir comment manipuler l'IPad et en découvrir toutes ses fonctionnalités. Découvrons ensemble ce merveilleux outil.
What are the new payments methods the banking and financial world will have to face in the coming months? How will this raise questions about desintermediation? What could the bank loose in these markets?
What are the ecurity risks in ebanking (and in mobile banking)? How can we tackle them? How would you like to define a security policy? Look also at some tipical banking seucrity issues
Why does the retail banking require new products? How do the bankers attract new clients with specialy designe products towards their electronic channels? Look at it here.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.