Why does the retail banking require new products? How do the bankers attract new clients with specialy designe products towards their electronic channels? Look at it here.

1. New products in retail
and electronic banking
H. VAN DE VYVER
CELUFO SNC, BRUSSELS
1E-BANKING/ H. VAN DE VYVER,CELUFO SNC

2. New products, where do they differ from
traditional ones
New ways to sell products
◦ banking products
◦ non banking products
◦ products of other banks
◦ brokerage products
◦ insurance products (info)
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 2
https://www.perficient.com/Thought-Leadership/Perficient-Perspectives/2013/Product-Strategy

3. New products, where do they differ from
traditional ones
Saving accounts with higher
rates of return
◦ types of saving accounts
◦ motivation (banking stratefgy)
◦ examples
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 3
http://www.money-rates.com/research-center/americas-best-rates/2013-Q1.htm

4. New products, where do they differ from
traditional ones
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 4
http://www.forbes.com/sites/moneybuilder/2013/01/11/online-banks-offer-best-savings-
account-rates-for-2013/

5. New products, where do they differ from
traditional ones
Online banking package
◦ online current account, savings account
◦ overview of future payments
◦ access to different accounts (private,
business)
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 5
http://www.nbc.ca/bnc/cda/productfamily/0,2664,divId-2_langId-
1_navCode-16134,00.html

6. New products, where do they differ from
traditional ones
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 6

7. New products, where do they differ from
traditional ones
Buying all types of
insurances on Internet
◦ basic insurances
◦ life insurances
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 7
https://www.moneyadviceservice.org.uk/en/articles/how-to-buy-
insurance-using-comparison-sites

8. New products, where do they differ from
traditional ones
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 8
http://www.deloitte.com/assets/Dcom-
UnitedStates/Local%20Assets/Documents/US_F
SI_Small_Business_Infographic_image_060713.
pdf

9. New products, where do they differ from
traditional ones
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 9

10. New products, where do they differ from
traditional ones
E-BANKING/ H. VAN DE VYVER,CELUFO SNC 10
https://www.kpmg.com/Global/en/IssuesAndInsight
s/ArticlesPublications/perspectives/Pages/opportuni
ty-awaits-banks.aspx
Opportunity awaits banks who claim
PFM turf
By Mike Davidsen, Financial Services Advisory, KPMG in the
US.
To most companies in the financial services sector, Personal
Financial Management (‘PFM’) is just another buzzword that offers
little opportunity for profits. But pioneering banks who explore the
frontiers of PFM may find potential they could tap, if they adopt the
right app.
It’s understandable that banks have not raced to launch PFM tools,
since it’s a completely foreign concept to the majority of consumers.
However, many consumers perform basic PFM tasks on a regular
basis, from tracking discretionary spending to paying bills. And with
the proliferation of digital, PFM now encompasses everything from
categorizing card transactions to receiving low-balance alerts to
prevent overdraft.

11. New products in retail and electronic banking
11E-banking / H. Van de Vyver, Celufo Snc