E-banking allows customers to access traditional banking services through electronic devices like computers, phones, and ATMs. It offers benefits like 24/7 access to accounts from anywhere, lower costs for banks, and easier payments. However, e-banking also faces challenges such as difficulties adopting new technologies, high start-up costs, security risks, and the potential for fraudulent websites. As e-banking grows, it is leading to more profitable, fast, high-quality and convenient banking services with improved customer satisfaction and competitiveness in the sector. Common e-banking services include online shopping, ticket booking, bill payments, loans, and access to account information.

1. Changing Dynamics in Banking Industry
By- Riya Ratan Talwar

2. What is E-Banking?
•
Electronic banking is defined as:
the automated delivery of new an traditional banking products
and services directly to customers through electronic,
interactive communication channels.
•
E-banking Devices: PCs, Laptops,Personal digital assistants,
Automated teller machines (ATMs), Cellular and smart phones.

3. Benefit of E-Banking
•
Anytime banking ,and anywhere
banking
•
The services are available seven days a
week, 24 hours a day.
•
Online Banking is much cheaper for the
bank.
•
Reduction in cost of transaction
•
Easy to make payments

4. Drawback of E-banking
•
Difficult in adoption technology
•
Start-up Cost
•
Security Risk
•
Complex Transaction problems
•
Fraudulent bank websites

5. Changes in Banking Sector
• Profitable, Fast and Quality Banking
• Large Customer Coverage
• Increased Customer Satisfaction
• Competitiveness
• Better Friendlier Rates
• Ease in monitoring and transaction
• Convenient Service

6. Services
● ONLINE SHOPPING
● TICKET BOOKING
● PRE PAID MOBILE
RECHARGE
● LOAN APPLICATION
AND REPAYMENTS
● CREDIT AND DEBIT
CARDS
● BILL PAYMENT
● ELECTRONIC FUND
TRANSFER
● ACCOUNT INFO
● BILL PAYMENTS
● BANK STATEMENTS

7. Thankyou for your attention....