This presentation explains various monetary instruments being adopted by the Reserve Bank of India. It also shows their impact on stock market. It also show the statistic trend of inflation, repo rate, reverse repo rate, etc in India.
This presentation explains various monetary instruments being adopted by the Reserve Bank of India. It also shows their impact on stock market. It also show the statistic trend of inflation, repo rate, reverse repo rate, etc in India.
this is the prentation for Functions of commercial banks for knowledge purpose. in this we include definition, types of commercial banks & all the functions which a bank perform.
this is the prentation for Functions of commercial banks for knowledge purpose. in this we include definition, types of commercial banks & all the functions which a bank perform.
Credit Creation With Modern and Fresh Look.This PPt tells about the method of Credit Creation.I think this will help you a lot.I have made possible to enhance the look this will increase your impression in front of your classmates,business partners and your seniors.Thanks :-)
Definition of leverage, Types of Leverages, meaning of operating leverage, financial leverage, combined leverage, Formulas for Operating and financial leverage, variable cost, fixed cost, EBIT, Contribution, EPS-EBIT Analysis, Income statement, practical problems on leverages, etc.
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how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
2. Need for Credit Creation
• Commercial banks are called the factories of
credit.
• They advance much more than what the
collect from people in the form of deposits.
• Through
the
process
of
credit
creation, commercial banks provide finance to
all sectors of the economy thus making them
more developed than before.
3. Credit Creation
• The basis of credit money is the bank
deposits.
• The bank deposits are of two kinds viz.,
– Primary deposits, and
– Derivative deposits
4. Primary Deposits
• Primary deposits arise or formed when cash or
cheque is deposited by customers.
• When a person deposits money or cheque,
the bank will credit his account.
• The customer is free to withdraw the amount
whenever he wants by cheques.
• These deposits are called “primary deposits”
or “cash deposits.”
5. Primary Deposits
• It is out of these primary deposits that the
bank makes loans and advances to its
customers.
• The initiative is taken by the customers
themselves. In this case, the role of the bank is
passive.
• So these deposits are also called “passive
deposits.”
6. Derivative Deposits
• Bank deposits also arise when a loan is
granted or when a bank discounts a bill or
purchase government securities.
• Deposits which arise on account of granting
loan or purchase of assets by a bank are called
“derivative deposits.”
• Since the bank play an active role in the
creation of such deposits, they are also known
as “active deposits.”
7. Credit Creation
• When the bank buys government securities, it
does not pay the purchase price at once in cash.
• It simply credits the account of the government
with the purchase price.
• The government is free to withdraw the amount
whenever it wants by cheque
• The power of commercial banks to expand
deposits through loans, advances and
investments is known as “credit creation.”
8. Process of Credit Creation
• The banking system as a whole can create
credit which is several times more than the
original increase in the deposits of a bank.
This process is called the multiple-expansion
or multiple-creation of credit.
• Similarly, if there is withdrawal from any one
bank, it leads to the process of multiplecontraction of credit.
9. Process of Credit Creation
• The process of multiple credit-expansion can
be illustrated by assuming
– The existence of a number of banks, A, B, C
etc., each with different sets of depositors.
– Every bank has to keep 10% of cash
reserves, according to law, and,
– A new deposit of Rs. 1,000 has been made with
bank A to start with.
10. Process of Credit Creation
• Suppose, a person deposits Rs. 1,000 cash in
Bank A. As a result, the deposits of bank A
increase by Rs. 1,000 and cash also increases
by Rs. 1,000. The balance sheet of the bank is
as fallows:
11. Process of Credit Creation
• Under the double entry system, the amount of
Rs. 1,000 is shown on both sides.
12. Process of Credit Creation
• Suppose X purchase goods of the value of Rs. 900 from Y and pay
cash.
• Y deposits the amount with Bank B.
• The deposits of Bank B now increase by Rs. 900 and its cash also
increases by Rs. 900. After keeping a cash reserve of Rs. 90, Bank B
is free to lend the balance of Rs. 810 to any one.
• Suppose bank B lends Rs. 810 to Z, who uses the amount to pay off
his creditors. The balance sheet of bank B will be as follows:
13. Process of Credit Creation
• Suppose Z purchases goods of the value of Rs. 810
from S and pays the amount.
• S deposits the amount of Rs. 810 in bank C.
• Bank C now keeps 10% as reserve (Rs. 81) and lends Rs.
729 to a merchant. The balance sheet of bank C will be
as follows:
14. Process of Credit Creation
• Thus looking at the banking system as a
whole, the position will be as follow
15. Limitation on Credit Creation
• Amount of Cash: The power to create credit depends on
the cash received by banks. If banks receive more
cash, they can create more credit.
• Cash Reserve Ratio: All deposits cannot be used for credit
creation. Banks must keep certain percentage of deposits
in cash as reserve.
• The Banking Habits of the People: The loan advanced to
a customer should again come back into banks as primary
deposit.
• Nature of Business Conditions in the Economy: Credit
creation will be large during a period of prosperity, while
it will be smaller during a depression.
16. Limitation on Credit Creation
• Leakages in Credit-Creation: The funds may not flow smoothly
from one bank to another. Some people may keep a portion of their
amount as idle cash.
• Sound Securities: A bank creates credit in the process of acquiring
sound and profitable assets, like bills, and government securities.
• Liquidity Preference: If people desire to hold more cash, the power
of banks to create credit is reduced.
• Monetary Policy of the Central Bank: The extent of credit creation
will largely depend upon the monetary policy of the Central Bank of
the country. The Central Bank has the power to influence the
volume of money in circulation and through this it can influence the
volume of credit created by the banks.