Banking Essay Questions

Banking Essay Questions
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Banking Essay Questions Banking Essay Questions

Siddhartha Gautama Essay
Siddhartha Gautama, who is also known as Buddha, was the founder of Buddhism. He was a
religious philosopher born in Kapilavastu, Lumbini (modern day Nepal) on c. 563 B.C.E. to the
Shakyas, a massive clan. Buddha is in the Sanskrit language, when translated to english, it means
the enlightened one or the awakened . The Shakyas, an indigent Indian tribe, was ruled by his
father. His mother passed away seven days after giving birth to him. In order to avert him for
over thinking about the complications of death, suffering, and inequity, Gautama s father
constructed a remarkable palace for him around knowledge of religion and the privation of
human. At the age of 16, he married and had a son, but he was isolated from others for the 13
years after. At a time in his life early grown up life, Gautama looked to to locate a more... Show
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His lessons were transferred verbally and not recorded until numerous years after his passing. His
basic teaching were of deep affection, sympathy and tolerance. The Buddha showed that a searcher
must have sympathy for every single living being and this was the most vital educating. He tried to
maintain a strategic distance from profound reasoning, he abstained from utilizing the term God,
favoring to discuss the empirical method that someone may get away from the cycle of birth and
rebirth and accomplish enlightenment. The Buddha allured from those envious of his fame and
spiritual evolution. One of his own people, Devadatta grew covetous of him and tried to part the
group. He even attempted on three events to assassinate the Buddha, yet on each event he was
unsuccessful. Siddhartha Gautama passed away on c. 483 B.C.E in Kusinagara, India; after
numerous times of teaching and roaming all through India. Almost dying, he told Ananda, his
disciple that he should now depend on his lessons and moral demeanor to lead his
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Noah s Ark Research Paper
Noah s Ark was very significant in the history of the Bible. This was significant because it was a
major event in the Bible. The event of Noah s Ark brought about what we know today. All of the
animals that roam the Earth and the plants that grow and take root around us. Noah had much faith
in God. Anything that Godtold Noah to do, he did. One day, God asked Noah to do something
huge. God told Noah to build an ark and that he would send a huge flood. God told Noah to put
two of each animal that He had created in the ark and that they had to be male and female, so that
they could reproduce after the flood. He also told Noah to bring his three sons, Shem, Ham, and
Japheth and their wives with him. Noah listened and brought all of the animals

Comparing The Classical Theory And Psychological...
Introduction 126
The classical theory and psychological positivism theory can still be used to conceptualise crime in
the 21st century, regardless of the shift in criminological thinking. Both theories offer a unique
perspective as to why individuals engage in criminal behaviour, with one suggesting that an
individual acts by their own free will to engage in behaviour while the other argues that criminal
behaviour is due to internal factors influencing the behaviour. This critique will examine the
characteristics and history of each theory before applying the understanding of both theories to the
real life crime case of Katherine Knight. The application of each theory will examine potential
reasons as to why Katherine Knight engaged in criminal behaviour, while comparing and
contrasting the strengths and weaknesses of both theories. ... Show more content on Helpwriting.net
...
The classical theory incorporates a more legal definition of crime due to the circumstances in
which it emerged. Crime is conceptualised as a result of a person acting upon their own free will
to engage in the criminal behaviour (SOURCE). However, psychological positivism rejects the
notion and instead argues a person who commits crime is engaging in the behaviour due to internal
factors that have developed during childhood and adolescences (SOURCE). The difference in
understanding can be due to the methods used to approach crime. Psychological positivism utilises
a scientific method to theorise about the deviant behaviour in individuals. However, this is often
criticised as there is no specific method to measure the internal influences (SOURCE). In contrast,
the classical theory ignores the factors that cause individuals to engage in crime, and instead sums
the behaviour to be the rational choice of an individual to engage in behaviour that offers the most
pleasure for minimal pain

Leonardo Dicaprio Research Papers
English Honors (4th)
Research Paper
19 September 2016
Heroes Research Assignment The definition of a hero is someone who is idolized or admired for
their courage, outstanding achievements, or noble qualities. Real life heroes are exactly that. These
outstanding people are recognized for the good in the world that they have helped to accomplish. A
person who represents these qualities is Leonardo Wilhelm DiCaprio. As an award winning actor
and an avid environmentalist, he has had an influential role in not only entertaining people but also
helping the environment. Leonardo DiCaprio was born in Los Angeles, California on November 11,
1974 making him 42 years old. He is an only child of Irmelin George DiCaprio. His parents
divorced when ... Show more content on Helpwriting.net ...
The LDF has contributed to causes in many other ways including how the foundation will
provide environmental organizations around the globe working on conservation projects
around $15 million in the form of grants and will continue to support these projects yearly
(Ridgeway). The LDF foundation has also partnered up with Ocean 5, a charity focused on
establishing marine reverse, reducing overfishing, and generally protecting the 5 oceans to the
best of their abilities, and the LDF has also provided 430,000 people in Tanzania, Mozambique,
Sierra Leone, and Darfur with access to clean water. DiCaprio himself has also gotten involved
in his own projects through the foundation. While on set of a movie he was in, Blue Diamond
(2008), DiCaprio visited 24 orphaned children at SOS Children s Village Charity in Mozambique
and offered them all extra roles in the film. The foundation decided to help support them and still
does to this day (Ridgeway). Leonardo DiCaprio s foundation has already impacted the world in a
big way by getting involved in so many other projects that will initially help protect the environment
for a long

What Solutions Are Possible to the Free Rider Problem,...
CHAPTER 16 MANAGING BOND PORTFOLIOS
16 1
Outline of the Chapter
Bond pricing and sensitivity of bond pricing to interest rate changes Duration analysis
What is duration? What determines duration?
Convexity Passive bond management
Immunization
Active bond management
16 2
Interest Rate Risk
There is an inverse relationship between interest rates (yields) and price of the bonds. The changes
in interest rates cause capital gains or losses. This makes fixed income investments risky.
16 3
Interest Rate Risk (Continued)
16 4
Interest Rate Risk (Continued)
What factors affect the sensitivity of the bonds to interest rate fluctuations? Malkiel s (1962) bond
pricing relationships
Bond prices and yields are ... Show more content on Helpwriting.net ...
16 16
Convexity (Continued)
The duration rule is a good approximation for small changes in bond yields. The duration
approximation always understates the value of the bond.
It underestimates the increase in price when yields fall. It overestimates the decline in prices when
yields rise. Due to the curvature of the true price yield relationshipconvexity
16 17
Convexity is the rate of change of the slope of the price yield curve, expressed as a fraction of the
bond price.

Higher convexity refers to higher curvature in the price yield relationship. The convexity of
noncallable bonds are usually positive. The slope of the cuve that shows the price yield relation
increases at higher yields.
Convexity
1 P (1 y ) 2
n t 1
CFt (t 2 t ) (1 y )t
16 18
We can improve the duration approximation for bond price changes by taking into account for
convexity. The new equation becomes:
P P
D
y
1 [Convexity ( y ) 2 ] 2
The convexity becomes more important when potential interest rate changes are larger.
16 19
Why convexity is important? In the figure bond A is more convex than bond B. The price
increases are more in A when interest rates fall. The price decreases are less in A when interest
rates rise.
16 20

John Forbes Nash
John Forbes Nash Jr. was born on June 13, 1928 at Bluefield, West Virginia, USA. He is the
eldest son of an electrical engineer, John Forbes Nash, and a schoolteacher, Margaret Virginia.
He has a younger sibling named Martha Nash who was two years younger than him and was
born on November 16, 1930. As a young boy, Nash was solitary, bookish and introverted. His
mother had big dreams for him so he pushed him to read at 4, learn Latin and skip a grade at school.
The first hint of John Nash s math talent came in fourth grade. John has his own path to solve the
simple math problems. In high school, John solved his teachers clunky proofs in just a few elegant
steps. He was one of ten nationally awarded winners of the George Westinghouse Award,

Educational Rights And Privacy Act (Ferpa)
FERPA, also known as the Buckley Amendment, is the Family Educational Rights and Privacy
Act. Originally passed by Congress in 1974, this Act prohibits the improper disclosure of any
personally identifiable information pertaining to education records. These records may include
financial account details, class schedules, grades, or any personal information. FERPA grants the
parents of a student under the age of 18, or the eligible student over the age of 18, or those who
are attending a post secondary school, the right to access, amend, or disclose educationrecords. For
a school to disclose any information pertaining to a student s education record, the eligible student
must provide written consent. However, there are some exceptions to this

The Two Sides Of Utopia And Dystopia
The world in any society has two sides, Utopia which is defined as the perfect world and the
peaceful life that is free from disasters. This word Utopia is derived from Greek roots by Sir
Thomas More which means a good place (More 37). Merriam Webster defined Utopia as an
imaginary place, all life aspects are perfect, as the world suffers from nothing (Webster 19). while
Dystopiais defined as an imagined universe in which the unequal society controls the fancy of an
ideal society which are maintained through technological, moral, corporate or totalitarian control
Beauty of dystopia is that it lets us vicariously experience future worlds but we still have the power
to change our own (Condie 75). in which the genre challenges utopias... Show more content on
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As they grow older, the former students are sent across the country to complete their given tasks,
Ishiguro focuses more on the emotional side of his characters by developing very sensitive
relationships between the clones , as they reflect upon their childhoods that revolve around the
isolated gates of Hailsham. As a result, numerous themes are tackled which are Theme of identity,
Fate, Power, communication and language, freedom and freewill and also the techniques which are
Narration, settings, symbolism and

Neuromuscular Electrical Stimulation
The subject of Neuromuscular Electrical Stimulation (NMES) in the treatment of dysphagia
triggers much controversy within the field of speech language pathology. The argument created
between professionals with opposing views is mainly due to a lack of sufficient empirical evidence
that NMES either improves or decreases swallow function. Currently, studies examining the
outcome of NMES application are not of high quality and often yield inconclusive results. Despite
limited evidence based support, many clinicians incorporate NMES into dysphagiatreatment plans
in a variety of clinical cases. This is problematic as the American Speech Language Hearing
Association (ASHA) has promoted evidence based practice as an integral component of clinical
decision making in recent years (ASHA 2005). To betterunderstand the debate surrounding NMES
and its implementation, several aspects of this treatment modality must be considered. While
NMES in the treatment of dysphagia is a relatively new clinical practice, NMES itself is not. In
physical and occupational therapy, electrical stimulation of the trunk and limbs has been a
successful and well documented component of rehabilitation (Clark, Lazarus, Arvedson, Schooling,
Frymark 2009). However, generalizing the possible benefits of NMES across disciplines to the
swallowingmechanism is difficult because the oral, pharyngeal, and laryngeal systems are unique in
structure and function. Regardless of these apparent differences, Defabrizio

Summary Of Family Ties By Jimmy Santiago Baca
The theme of the poem Family Ties is disconnection from the land. Jimmy Santiago Baca was
from the Mexican and Apache heritage. He lived in New Mexico and was abandoned by his
parents. At the age of 13 he ran away from home. Baca was in prison for 5 years and that s where
he accomplished reading and writing poetry. He published his first poems while he was in
prision. Baca was abandoned from the people he loved by death or parting, which caused him to
become violent and bitter in his teen years. Literature for Baca, were the seeds he would plant to
grow roots in a land that was always discriminated against, ignored, and rejected, not just Baca but
the Mexican and other Latino immigrants, African Americans, Asian Americans, as well as many
...
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In Family Ties Baca gives his readers a clue on where this poem is taking place. In lines 7 through
9, he states, Freshly shaved and powered faces of aunt and uncles surround taco and tamale table
. Tacos and tamales are related to the Latino American culture. Baca also states in lines 26 and 27
I eat bean and chile burrito. In the Mexican American culture those foods were very popular
around the 1980 s when Baca wrote this. In the beginning he compare s his Aunts as trees using a
simile and comparing the children as rivers. Just as roots connect a tree to a part of land, he is
saying that his aunts are also connected to the land. When the author compares the family to parts
of the land, it shows that he may have been rejected or not included in the land grants. He
emphasized, Tempers ignite on land grant issues which explains that anger explode because of the
problems with land grants involving family.
Describing his family as a part of land is a form of imagery. Baca is very descriptive throughout
this poem, which makes his readers imagine, where the barbecue is taking place. For example,
Freshly shaved and powered faces of aunt and uncles surround taco and tamale table describes
how important of an event this was. Life seems very carefree when Baca was a child and the same
seemed to go for his

The Pros And Cons Of Brexite From The European Union
Countries band together to promote trade, defend human rights, protect the environment and repel
threats. They sign treaties and join international groups, and each time they do, they give up a bit
of independence. That happened in a big way with the creation of the European Union, a free trade
zone and global political force forged from the fractious states of Europe. The question always was,
could this extraordinary experiment hold together? The people of the United Kingdomgave their
answer in a June referendum, shocking the world by voting to leave the bloc they d joined in
1973. The way many Britons saw it, the EU was expensive, out of touch and a source of
uncontrolled immigration. They chose what s become known as Brexit. Seeing that... Show more
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On June 28, 2016, the European Parliament, following a meeting with Jean Claude Juncker, the
Commission s President, and Jeanine Hennis Plasschaert, Minister of Defense of the Netherlands,
which held the EU Council presidency until the end of June 2016, adopted the Resolution on the
Decision to Leave the EU Resulting from the UK Referendum. The European Commission formed a
Taskforce for the Preparation and Conduct of the Negotiations with the United Kingdom Under
Article 50 of the TEU. On July 27, 2016, Junker appointed former financial services commissioner
and former French Foreign Minister Michel Barnier to negotiate the UK s exit from the EU.
Barnier will begin his duties in October 2016 and report directly to the Commission. The Council
emphasized that until the UK leaves the EU, EU law continues to apply to and within the UK, both
when it comes to rights and

Pros And Cons Of Net Neutrality
Net Neutrality Regulation Pros As previously stated, net neutrality is a complex subject and it
has many layers. One issue of major of concern is that of fast lanes and the establishment of net
neutrality would prevent ISPs from forming these types of connections. Simplified, a fast lane is
line of service that provides faster upload and download speeds. A fast lane would allow ISPs to
charge companies such as Netflix, Skype, PlayStation Plus, and other streaming services for faster
connections that would allow consumers to access the services easier and faster. Proponents of net
neutrality worry that the extra expenses for fast lanes could become a formidable challenge for
startups and small business owners. Large corporations typically... Show more content on
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Many neutrality proponents contend that failing to develop and enforce net neutrality will lead
to the ability of ISPs to block access to content. Currently, there is a freedom of choice in that
ISPs are unable to obstruct certain sites or contents over others but that hasn t always been the
case. There have been several cases over the last few years where ISPs have moved to block
internet content. Comcast is probably the best known culprit. In the early to mid 2000 s,
Comcast monitored network traffic patterns and began blocking certain websites (Ammori,
2014). The sites that were targeted were those that are known as peer to peer. Peer to peer (P2P)
sites utilize technology that allow users to share data without having a centralized server. There
have been instances where illegal data has been shared but it would be impossible for an ISP to
determine that simply from traffic patterns. Peer to peer sites are not the only ones that have
been targeted. In 2005, an ISP in North Carolina moved to block traffic that allowed users to
access Vonage, an application that allows users to make telephone calls via the internet. AT T had
a contract with Apple that asked AT T to block all applications that offered video chat over a
cellular network. This allowed Apple s application, Facetime, to become the preferred application of
iPhone

Overpopulation Is A Controversial Topic
While there are plenty of infants being born every single day, do you ever wonder how the world
will continue to sustain the growing population? The population of the world is continuing to grow
at a dangerously, increasing rate. There are already at least 6.5 billion people on Earth. According
to, Overpopulationis main threat to planet , the populationis said to reach 9 billion by 2050. The
overpopulation of humans is causing destructive impacts on the environment and a high demand
for resources. One destructive impact would be climate change because of the exceeding rate of
humans, causing pollution in the air. While the Earthis having a tough time sustaining particular
resources, the high demand causes the earth to force to get its nonrenewable resources.
Overpopulation can lead to dangerous impacts of pollution, depleted resources, habitat loss, etc.
Overpopulation is a controversial topic. While there are those who are not paying attention to its
effects, the world is displaying its resources will soon disappear due to the depletion of
nonrenewable resources such as water, oil, and soil. Addressing the problems and concerns of
overpopulation now, can help save the lives of individuals in the future, LITERALLY!
Therefore, to slow down the rate of overpopulation, people must first access the causes. Many
technological advancements in medical facilities and treatments helped slow down the death rate.
Although, saving lives is a great job, the increase of individuals

Tribulation Consists of Three Different Capital Beliefs
Rough draft 2 The tribulation consists of three different capital beliefs. These beliefs include the
Pre Tribulation, Mid Tribulation, and Post Tribulation. Each tribulation has its own biblical
standpoint requiring beliefs based on when the return of Jesus. Some tribulation beliefs have strong
biblical evidence while others lack biblical documentation. The raptureis a event that is tied into the
tribulation because the Great Tribulation is based on when the rapture occurs. The rapture is a
event where all non Christians will be left on earth while and all believers will go to heaven. Jesus
will come to earth but will not physically touch ground instead he will remain in air and return to
heaven with the church.
Pre tribulation is the series of events described through the bible regarding when the return of
Jesus will be. For the Lord himself shall descend from heaven with a shout, with the voice of the
archangel, and with the trump of God: and the dead in Christ shall rise first: Then we which are
alive and remain shall be caught up together with them in the clouds, to meet the Lord in the air:
and so shall we ever be with the Lord (1 Thess, 4:16 18). This passage shows the uplifting of
believers from earth to heaven. God will come from heaven, trumpets will sound and all believer in
him will go to heaven.
Pre Tribulation believers think that they are removed from the wrath of god for the Bible says For
God hath not appointed us to wrath,

The Ultimately Successful The Houthi Movement
Ultimately successful the Houthi movement was able to get a greater role in the Yemeni
government, and even more local autonomy. This agreement helped stave of a full fledged civil
war, but at the same time it reduced the governments ability to conduct any real political or
economic reforms. Despite this new agreement President Hadi was ever more determined to
ensure no one faction gained too much power within the new federal system. Thus he put forth
his chief of staff, Ahmad Awad bin Mubarak, as candidate for Prime Minister in an attempt to
help establish his system. The Houthi leadership ultimately did not approve of the appointment,
due to Mubarak s close relationships with President Hadi, so in January of this year Mubarak was
abducted at gunpoint. With President Hadi choice no longer an option, the Houthi Leadership
wanted one of there own to be come the Prime Minister. Later that month, after the Houthis
rejected a power sharing deal a few months prior, and many events causing undue pressure on
President Hadi and his cabinet, decided to resign their offices. In a manor of day the Houthi rebels
stormed and took over the presidential palace and forced Hadi and his Prime Minister, Khaled
Bahah, to officially send resignation letter to the parliament, which promptly declined their
resignations; but nonetheless the Houthi rebels forced them out of office and dissolved the cabinet.
The Houthi rebels put both Hadi and Bahah under strict house arrest. Hadi later escaped to

Behaviorism And Humanistic-Existential Approach In Psychology
Our world s today is full with violence from all across the countries. What causes these violence
to happen? Will it ever be stopped? Violence isn t just taken place only in city streets. It happens
in schools, churches, and small towns. Behaviorism and humanistic existential approach are
probably the main theories of why some humans are so violent. It may not be surprised that
humans are one of the most aggressive species compared to any other animals. Behaviorism is
shaped by the environment and what we learn from our experiences. B.F. Skinner has
contributed to behaviorism in 1904 1990. He said that we behave the way we do because we
have been reinforced for doing so. At a young age we all had to learn how to write and if we did
good then our parents would say something like Good job or You can do it. Skinner trained rats to
turn in circles, climb ladders, and push toys across the floor. He had shown us that any animals and
humans could be taught and turn into whatever you want them to be by learning through
reinforcement. Humans are the same as animals, but the only difference is qualitative. Skinner s
experiment has shown that people could be influenced by the environment they are surrounded
with. Some people could be in a totally bad environment than others and could... Show more content
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Existentialism emphasized our freedom and choices. The phycologists wanted the clients to
believe that everyone had a capacity for making their own decisions. All humans have the ability
to make any decisions and also have the responsibility for their actions. If they decided to make a
wrong decision, they should be aware for their future event and able to control it. Some people
make bad decisions all the time and don t know how handle them the right

Mental Health For All By Involving All
Mental illness is a broad spectrum of many diseases, from autism to depression and dementia. One
in four people suffer from mental illness, and more often than not, those affected with mental
illness are not treated. It is not an illness you can see or touch, but an illness in the mind, and
today s society does not see it as an issue worth discussing. Imagine if you suffered from a mental
illnessand were not able to receive the help you needed to have a good quality of life. In
developing countries, this is not just imagination, however but a harsh reality. They will statically
unhealthier and will live shorter lives compared to those who do not suffer from any form of
mental illness. ( Transcript of Mental healthfor all by involving all ) Dr. Vikram Patel, a Psychiatrist
and Professor at the London School of Hygiene and Tropic Medicine, has a plan to change all that.
Patel s idea is to train individuals in developing countries to be able to perform basic psychological
treatment to those affected in rural or developing areas.
To begin a way to get proper mental health care treatment to other areas, Patel has established a
plan of action to get that care to certain individuals by receiving it from people they trust, their
very own neighbors. This type of health care system has been around for centuries in different
ways. The Native Americans had the Medicine Man, and the Europeans had the mid wife. If a
person can be trained to help deliver the gift of

Hummel s Letter To The Nebraskan Dutchman
The four individuals complied with Action Andy s request. As soon as Siegfried Hummel closed
the door, since he was the last one out of the four to leave the room, Action Andy felt that it was
then time for him to address his complaints to the Nebraskan Dutchman, and most especially,
Kemp, because he was one who kept all the Nebraskan RGA sympathizers together. Correct me if I
am wrong, but is it true that you are aware that there is this plan, which was formulated by one of
your fellow sympathizers in negotiating with the Dominion over the safe recovery of the
Plaidfahne der Ryanischen? Action Andy asked Kemp in an inquisitive tone. Having no choice but
to tell Action Andy the truth, Kemp admitted to him, saying, Yes, it is indeed an actual fact, that we
Ryanites in Nebraska have been... Show more content on Helpwriting.net ...
And the first ones who were able to learn of this were none other than the Wise Man and the
Godmother, at the Richardson residence in Arlington, Virginia. In the end, once word finally
spread about the return of the Plaidfahne, everyone was able to see it unveiled before them at the
annual Catholic School Unity event in early April. It was at around 4PM on the 26th of March,
that the garage doors of the Richardson family s Arlington household opened before the oncoming
arrival of Chandler the Fair s sedan. Driving into the empty garage, Chandler parked his car there.
Getting out of the car, using a house key that was given to him personally by the Godmother
herself, Chandler was able to go inside the house. Once inside, he went to the living room, because
heard saw Harold and Margaret enter the room from the kitchen. Silently, he walked past the
kitchen, and into the kitchen, where Margaret and Harold encountered

Industrial Development And Population Growth
Industrial development and population growth have created a surge in global demand for energy.
The tension in the Middle East and the sharp rise in oil prices since the 1990 s had Western
countries like the US scrambling to secure alternative energy sources. While solar and wind energy
is flourishing, energy industries have pursued more aggressive means of tapping the earth s
resources. Continued mining, drilling, and especially hydraulic fracturing have been a game
changer for the US. Although industrialized energy developmentis making great strides in
harnessing the earth s energy resources, it is also threatening the natural environment and the
quality of life in many communities.
Fracking refers to hydraulic or hydro fracturing of rock formations to stimulate and extract natural
gas and oil. The process involves drilling down through sedimentary rocks for thousands of feet,
then sideways for miles, pumping millions of gallons of water, sand, and chemicals at high
pressure to open fractures in the rocks, allowing gas and oil to flow. This relatively new
technology is also being used for resource exploration by geothermal developers. Prior to
fracking, it was too expensive to exploit shale gas , but it is now being viewed as a way for the
United States (US) to become independent from foreign oil. Fracking also brings a host of new
public health and environmental concerns; drilling chemicals and fracking fluids are highly toxic
and include known carcinogens.

Concept of Efficient Market Hypothesis
AN ESSAY ON
CAPITAL MARKETS, INVESTMENT AND FINANCE
Investing in a market where people believe in efficiency is like playing bridge with someone who
has been told it doesn t do any good to look at the cards .
Discuss. Warren Buffet, New York Times Magazine.
AUTHOR: CHARLES EKWE RUO
In an efficient market, security (example shares) prices rationally reflect available information
(Arnold 2005, p.684). The efficient market hypothesis
(EMH) refers to share price movement with respect to available information and thus no trader
will be presented with an opportunity of making supernormal profits (except by chance), therefore
their profits on a share will reflect the riskiness associated with that shares (Pike and Neal 2009). ...
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Fama (1970) developed three grading systems to explain market efficiency. These were based on
three different forms of investment approaches which were designed to produce abnormal returns
(Arnold 2005).
3
Weak form efficiency; current share prices reflect all information contained in past price
movements and its represented as: Pt = Pt
1
+ expected return +
random errort. The expected return is a function of a securityвЂџs risk and the random component
is due to new information, which by definition arrives randomly; hence, in a weak form efficient
market, stock prices follow a random walk ,that is cannot be predicted (see fig. 2) (Hillier et al
2010).
Semi Strong form efficiency; security prices reflect all publicly available information (examples are
historical price, annual reports, mergers, dividend payment, earnings .etc) (ibid).
Strong form efficiency; security prices reflects all information (public and private (inside)
information). Note that in strong form efficiency, trading on inside knowledge is illegal because it
makes outsiders feel cheated (Brigham and Houston 2009).

Investments analysts who want to determine the intrinsic worth of shares based on underlining
information undertake fundamental analysis, which according to Pike and Neal (2009,p.36) is the
analysis of the fundamental determinants of company

Taking a Closer Look at QuГ©bec Essays
Quebec, or QuГ©bec in French, is a province in east central Canada. It is the largest province in
area. It has a predominantly French speaking population and is the only province to have an
official provincial language of French. The capital or Quebec is Quebec City. The population of
Quebec is 8.081 million. Quebechas three natural regions: the Canadian Shield, the St. Lawrence
Lowlands, and the Appalachians. The Canadian Shield is also called the Precambrian Shield or
the Laurentian Plateau. It is a big block of ancient crystalline rock. There is an abundance of
glacial debris and exposed rock. The Canadian Shield has a harsh environment and a varying
terrain. The St. Lawrence Lowlands, or Valley, lies along the St. Lawrence River
... Show more
One of the monuments is the Champlain monument which pays tribute to Samuel de Champlain
who founded Quebec City. Another monument is the Churchill and Roosevelt Monument which
commemorates the visit of the British Prime Minister Winston Churchill and the American
President Franklin D. Roosevelt during World War II. A third monument is the Charles de Gaulle
Statue, which is a statue of the French President Charles de Gaulle who helped develop relations
between his country and Quebec. The government of Quebec is divided into what is called the
Government and Parliament. The Government represents the executive power and Parliament
represents the legislative power. It is a unicameral legislature. Parliament is made up of the National
Assembly and the Lieutenant Governor. The Lieutenant Governor is appointed by the federal
government of Canada and acts as the Queen s representative in each of the provinces. The
National Assembly is made up of 125 elected members representing the 25 electoral divisions. The
Government is composed of elected representatives of the party that holds the most seats in the
National Assembly. The purpose of the Government is to provide political management for Quebec.
Most bills are drafted in the Government and Parliament examines proposed bills. Quebec also has
a Prime Minister designated by the Lieutenant Governor. Because of the Canadian Shield, mining
and oil and gas extraction are two of the fastest growing industries. Many natural

Analysis Of Jack London s The Yukon Wilderness
Jack London was an American novelist who wrote To Build a Fire. It takes place somewhere
along the paths of the Yukon wilderness. The story revolves around the protagonist who is a guy
just referred to as the man. The man sets off on a journey on a frigid day with the idea that he will
meet his friends by suppertime. However, his lack of wherewithal for coldand his overwhelming
optimism about his situation leads him to a point of no return. As the man s journey evolves, so
does the parable like morals . Some being respect your elders and another being a man must be
careful when trying to go against nature. I will argue that the moral of the story is to always trust
your gut. I will prove this by honing in on specific points of the story where this theme occurs.
First, as the man s journey gets underway and he begins to make his way to the camp where he
encounters an unlikely partner, where he should have reconsidered his judgment. At the man s
heels trotted a dog, a big native husky, the proper wolf dog...Its instincttold it a truer tale than was
told to by the man s judgment...The dog did not know anything about thermometers. Possibly in its
brain there was no sharp consciousness of a condition of a very cold such as in the man s brain.
But the brute had its instinct (P.125). The quote is saying that though the dog is native, has keen
animal instincts, and is familiar with the cold temperatures. The inner voice of the dog was telling
it that the extreme

The Debate On The Issue Of Poverty
JUDGEMENT FRAMEWORK
Poverty is a complex issue that has always been around, but has been a growing concern over
time. Holding a debate on the issue of poverty, is one that can easily go awry due to it s
complexity and emotional aspects. In order to evaluate the debate, both teams need to fully
understand the proposal and clearly articulate their stance.
The debate teams need to be able to clearly explain their position, refute the opponent s argument,
provide solutions, provide a stimulating counter examination, and effectively answer questions
from the judges. Other logistical aspects of the debate that will be judged on is the ability to
efficiently use time and allocate it between team members, as well as refraining from interrupting
other debates and keeping an appropriate volume and demeanor.
There are various general questions that will be utilized in my evaluation of the debate. Did the
teams address what poverty is, how people become poor and remain poor, explain why it s the
individual or society s fault, why we haven t been able to dramatically keep poverty low, why
current efforts are not working, and what new solutions should be utilized?
I expect both teams to utilize support for their arguments from outside sources and from the
readings. My general expectations for the arguments by both teams is to not only clearly explain
their proposed arguments, but to also

Ecological Problems Facing United States Today
There are many ecological problems facing us in the United States today. Among those issues
includes global warming, our dependence on fossil fuel, saving our endangered wildlife, and
ensuring that we have safe and sufficient water. There is one environmental issue, however, that
streams across all these areas, and threatens the safety of our country, and of many bodies of water
all over the world, and that is the issue of Oil Spills. An oil spillcan be defined as, an unintentional
release of crude oil or refined oil products into the environment. Oil spills are considered to be a
major source of chemical pollution. Most of these spills occur through human error, however,
there are cases where oil seeps through deposits under the ocean floor. These spills can occur on
land, in the ocean, and even when oil is spilled down storm drains that lead directly into lakes
and rivers. Not only do oil spills threaten to destroy our ecosystem and endanger our wildlife, oil
spills can be harmful to human beings as well. The reason that this is so stems from the fact that
oil itself is considered to be semi volatile. This means that it can evaporate into the air and create a
heavy vapor which lingers and can be breathed in by humans, and can travel deeply into people s
lungs. This can in turn cause many health issues such as nausea, vomiting, headaches, and even
difficulty breathing. Over an even longer period of time, the chemicals that are found in oil, and
that are evaporated into

Essay On Purchasing Parity Power
The purpose of this paper is to examine the key term of purchasing parity power (PPP). This key
term is used for several global business processes and decision making from the strategic to the
operational level of management. The current research is mathematically based with regard to the
validity of the variables used to calculate PPP and provides examples of ways to restructure the
variables for certain business processes. Ultimately, it is a term and algorithm in which global
business leaders should be well versed to conduct cross border project management and develop
effective strategic business decisions.
Key term and Interest Purchasing power parity (PPP) interests me because of the vast implications
at every level of business. ... Show more content on Helpwriting.net ...
In other words, the exchange rate is the equalizing factor that maintains product costs relatively
consistent across countries.
While there are myriad of PPP calculations, there are two general approaches, absolute and relative
(Hyrina Serletis, 2010). The absolute calculation relies on the nominal exchange rate and the
relative accounts for fluctuations like inflation (2010). In fact, the variables of the calculation
create the controversy, in that, scholars agree that there are additional non constant variables to
consider and many different perspectives to view the variables. Nevertheless, despite the
controversy regarding how PPP is calculated, it is used for analyzing and reporting on costs across
countries by the International Monetary Fund (IMF), the Organization for Economic Cooperation
and Development (OECD), and by global business leaders to make decisions (Investopedia, 2016).
Major Article Summary In the article by Langston (2016), a positive view of using the standard
PPP calculation was presented as applied it to international project cost benchmarking. His research
goal was to prove that the PPP calculation, and one in particular, enables the highest level of
accuracy for cost benchmarking for international businesses (Langston, 2016). He did this because
current benchmarking calculations use exchange rates to first get monetary units to U.S. dollar
(USD), instead of using PPP, which is a more comprehensive picture of location

Research Paper On Thomas Hobbes
Everything that could be said about Thomas Hobbes has already been said. With the in ternet it is
infinitely easier to find information on anybody. So instead of trying to do something a Google
search is able to achieve, this paper will have the basics one would need to know about Hobbes to
understand the concept of the Social ContractTheory which will be explained a lit tle later. Thomas
Hobbeswas born on April 5, 1588 in the small town of Westport, in the county of Wiltshire which is
a small country in England. Much of Hobbes childhood is unknown even his mother s name is
lost. This could be seen as Hobbes was born around the same time as the invasion of the Spanish
Armada. Hobbes s father had a brother named Francis Hobbes, who had no family of his own
though was wealthy. Hobbes, his brother, and his sister went to live with their uncle when
Hobbes father, Thomas Hobbes Sr. was run out of town. Hobbes Sr. was run out of town due to a
fight with some clergymen from his church. Hobbes started school at West port church at the age
of four then ended up at a private school. In 1603 Hobbes went to... Show more content on
Helpwriting.net ...
By do ing this society as given up a small portion of money to have a better life and helped the
common good. The Military and police is another hugely overlooked example of this theory. The
Military was established as a way to protect society from outside threats. People would either
have to fund the Military with taxes or join and take the chance of potentially serious injury or
death. The Police were established to be just like the Military, but focused on the internal integrity
of society. To keep the Police from abusing the powers they were given basic freedoms such as:
Freedom of speech, freedom of religion, and the freedom from arbitrary discrimination (e.g. based
on race, gender,

Is Hercules A Hero
What makes a hero? Is it slaying a mighty monster? Saving a town? Hercules, son of zeus, may
have done such things, but is he really one of the good guys? His twelve labours created by king
Eurystheus may be seen as heroic acts, but in reality most were along the lines of stealing and
murder. That leads to the question, is Hercules a hero or hitman? Hercules is definitely one of the
most famous greek heroes in history, is supposedly brainwashed by a jealous Hera into murdering
his family, was to make up for it by completing twelve famous labours for king Eurystheus. Not
only did he murder his family, the twelve labours mostly consist of stealing goods and possessions
from others and murdering people that get in his way. He has killed some grand pesky beats, but
he is still being ordered to kill, and following those orders without hesitation. Hercules is not the
hero that greek mythologyglorifies him to be. His ruthless acts to purify himself from killing his
family, are nothing but him following commands of robbery, whether it be of a life or
possession. He is less of a hero and more of a modern day hired hitman . Hercules agreed to
completing the twelve tedious labours, however bad they might be. If he was ordered to steal
something, he would. If he was told to kill something, he would do it. His actions are more alike
the ones of an assassin or hitman rather than a selfless hero.
Hercules labours mostly consisted of taking things and giving them to the king,

Saving The Last Rhino Essay
As a child, most kids Loved dinosaurs. I watched many dinosaur movies and played with Dinosaur
action figures with my friends in the park almost every day. But over time, moving into my adult
years, I have become more interested in species that have very recently become extinct or are on
the verge on extinction. What fascinates me is that my Grandfather has told me stories about seeing
animals such as Tasmanian Tigers yet; there isn t a single trace of them left on the planet. It shows
just how destructive humans can be.
In South Africa, The rhinoceros is a prestige animal and is part of our heritage and famous Big
Five. So for me to think about how the Rhinoceros could be to my grand children of what the
dinosaur is to us, Puts a shiver down my spine.
How ever, the battle to save the rhino is not over yet. The Author of this book Saving the last
Rhino, Lawrence Anthony has left an inspiring story and legacy for the rest of us to motivate us to
work towards saving the Rhinos. ... Show more content on Helpwriting.net ...
When he heard about the few Northern White Rhinos left in the world, He put a crew together
and embarked on a very dangerous mission into the heart of very volatile country called Uganda.
Lawrence knows where the Rhinos are situated and when he found out who controlled that area,
his heart sank. But he didn t give up, He has to contact the people who control the area as they are
the only people who can prevent poachers from entering their area and killing the Rhinos. These
people who he had to contact used Extreme tactics and had thousands of Child Soldiers. This group
called the LRA (Lords Resistance army) invite him, without his crew to come to their main camp
deep in a jungle in Uganda. He negotiates intensely with their leaders about the White Rhino and it
return for their safety, he promises to help them create peace with the Uganda Government and end
a conflict that has been going on for Countless

Systematic Review
executive functions that include perception, memory and the management of the cognitive process
(Siddiqui et al., 2008). It is a multimodal association cortex that that integrates information that is
immensely processed from numerous sensory modalities. In comparison, the lateral temporal
cortex consists of the inferior temporal gyrus and the fusiform gyrus. The inferior temporal gyrus
is responsible for perception and processing of objects seen, as well as, memory and the ability to
recall these objects with identification (Gross, 2008). It is a major contributor of the visual
processing s visual stream. The fusiform gyrus works alongside the inferior temporal gyrus in
recognition of faces and bodies, and may influence the amygdala to respond... Show more content
on Helpwriting.net ...
Systematic reviews have suggested that those under the age of 18 years of age should have at
least 60 minutes/day of physical activity in order to maintain a healthy lifestyle (Janssen
LeBlanc, 2010). As emphasized before, exercise should and may be incorporated whenever
possible. Curriculums with physical education included may optimize what is already present,
such as breaks between classes and programs that can be offered before or after school.
Naperville, Illinois created an exercise model in which P.E. classes were scheduled before
academic classes to give the children a boost and to create an enhanced state of attention (Ratey,
2009). These P.E. classes focused on the individual student s fitness abilities and encouraged
students to increase their heart rate by 80 to 90 percent, monitored by a heart monitor, at their
own ideal pace. Exercising before the hardest classes allowed the students to relax and to clear
their mind, so as to be able to focus on the next subject fully. Naperville s model proved to be
successful, and showed that a class of 230,000 eighth grade students finished first in science in the
world, and sixth in mathematics on the Trends in International Mathematics and Science Study
(TIMSS) in 1999 (Ratey, 2009). Not only that, 3 percent of an entire sophomore

Elizabeth Barrett Browning Napoleon 3 Analysis
Elizabeth Barrett Browning wrote a passionate, praise riddled letter imploring Napoleon III to
pardon Victor Hugo, a poet exiled for his works that were deemed critical of the government.
Given that she is but a wife of an English poet, she first justifies her reach in writing this letter by
explaining how she feels that her reading of such high and mighty men have equip her enough that
she may dare write this letter. In fact, she takes advantage of the vast difference in status to reach
him. Throughout the letter, Browning is extremely obsequious and frequently exalts him, saying
that he is great enough and claiming that she has trusted [him] for doing greatly. She writes herself
lower and lower as she has an irresistible impulse to [go

Single Gene Disorder
When a certain gene is known to cause a disease, it is referred as a single gene disorder or a
Mendelian disorder. These disorders involve mutations in the DNA sequences of single genes.
As a result, the protein the gene codes for is either altered or missing (Landsverk, 2013). Few
examples of single gene disorders includes cystic fibrosis, sickle cell disease, Fragile X
syndrome, muscular dystrophy, or Huntington disease. As a rule, single gene disorders are not
very common. For example, only one in 2,500 people are born with cystic fibrosis. There are a
number of inheritance patterns of single gene disorders that are predictable when you know what
they are. There are three main transmission patterns: autosomal dominant, autosomal recessive, and
X linked or sex linked recessive (Mahdieh, 2013).... Show more content on Helpwriting.net ...
LSDs result from incompletely digested macromolecules due to loss of enzyme function
(Filocamo, 2013). These enzymes normally break down items for reuse in the cells. If the
enzymes are missing or don t work properly, then the items can build up and become toxic. This
happens in an area of the cell called lysosomes. To date, 51 genetically determined lysosomal
storage diseases have been described. Since there can be different mutations of the same gene, they
result in different clinical manifestations and are classified as infantile and adult types. The
acquired disorders are the result of inhibition of О± mannosidase II by ingestion of plant materials
of Astragalus lentginous, Oxiftropis serica, Swainsona canescens, and Ipomoea carena as well as
treatment with certain drugs, such as amphophilic cationic drugs, amiodarone and chloroquine,
which induce phospholipidosis and MPS. There are 9 different inherited and 2 acquired
mechanisms that are known to cause lysosomal storage

Job Stress And Organizational Justice For Construction...
Project Management
Job Stress and Organizational Justice for Construction Engineers
______________________________________________________________________________
Abstract
The study on engineers on hydro project construction site to reveal the level of job stress and level
of organizational Justice Satisfaction found need of improvements to be recommended. On the
basis of this study the employee are recommended to practice proper pay, promotion and reward
system as to lower the stress due to job demand. Similarly it is recommended to improve on
adequate equipment, staff and safety as resources to minimize the Job stress on engineers. The
level of stress measured by self developed stress scale (21 items ) found mean value of (2.625)
with reliability of (r 0.7)The stress is at moderate level as per classification of American Institute
of Stress (AIS) with mean value of (2.68) .So, more awareness is essential at hydropower
projects. The overall Justice is found just at a level of mean value (3.235) just above neutral value
of (3) neither satisfied nor dissatisfied, so recommended to improve by doing the justice to
engineers employed. Intention to stay was found just below the neutral value so classified as
intended to leave moderately. The correlation with intention to Stay was found for both stress scale
negative with moderate significance which means higher stress will cause less intention to Stay.
Stress was found associated with number of children of engineers while

Three Totems
Wolfflin designed four pairs of qualities, which help us to see the many design elements when
looking at paintings. For this paper I have chosen three paintings, Three totems Thorton Willis
2015, The Ambassadors Hans Holbein 1533, and Cross on the Mountain Caspar David Friedrich
1821. When I saw these three paintings, I noticed that they each were designed very different.
Knowing that each one was different made me notice the unique qualities within the three paintings.
Three Totems, Thorton Willis 2015, is a painting of three yellowrectangles which symbolize the
poles, with a purple background. In this painting I see linearly technique, Thorton made sure that
each line stood out from the background, showing the formation of each pole. This allowed for us
to see how the poles were exactly placed and the shape they make. Thorton uses multiplicity in this
painting by creating no shadows and showing that the light of the colors are very distinct
throughout the painting. He also uses closed... Show more content on Helpwriting.net ...
Hans seems to be using linearly forms within this painting. The lines and detail are very bold,
which allows for there to be no blending, and each figure stands out. He uses multiplicity in his
painting, starting with the colors of each figure being much defined. The two figures also
individually stand out from the background, just as well as the objects on the table and ground
stand out with their own distinction of color. He uses closed forms by lining up the men
horizontally with the table, which fits the horizontal design of the frame for this painting. Also the
vertical accents of the curtains in the background show us the use of closed forms in his painting.
Finally Hans uses a planar style, by simply using the two planes of the table to create different
parallels within the frame, drawing us towards each level

Okonkwo Is Not A Hero
Is Okonkwo a hero in Things Fall Apart by Chinua Achebe? First, a hero is a person typically a
man, who is admired or idealized for courage, outstanding achievements or noble qualities.No
Okonkwo is not a hero because he beats his wife during the week of peace. Another reason
Okonkwo isn t a hero is he kills Ikemefuna. The final reason Okonkwois not a hero is he commits
suicide.
One way Okonkwo isn t a hero is he beats his second wife during the week of peace. Achebe
shows how Okonkwo is not a hero by stating Okonkwo s second wife had merely cut a few leaves
off it to wrap some food,and she said so. Without further argument, Okonkwo gave her a sound
beating and left her and her only daughter weeping. In this statement from Things Fall Apart

The Warming Of Global Warming Essay
It is largely known that the most significant issue facing the planet today is global warming. There
is no doubt it is one of the biggest environmental issues throughout time, though it is widely debated
among scientists and environmentalists what the main causes are. Global warming isn t a new
issue, in only 1989 the UK Prime Minister at the time warns that the increasing emissions of carbon
dioxideinto the atmosphereare going to have a significant impact on the earthin the future (BBC
News, 2013). The warming of the earth is caused by greenhouse gases, such as carbon dioxide that
trap long wave radiation in the atmosphere. This warming of the earth surface is referred to as the
greenhouse effect. Greenhouse gases are the gases, such as carbon dioxide, methane, and water
vapour which accumulate in the atmospheric layers prevent heat being radiated from the earth to
escape. Without greenhouse gases the earth would be considerably cooler but with increased human
activities, temperatures are rising to an unstable level (Arbogast, 2011).
Since the peak of the industrial revolution in 1800, the composition of the atmosphere has changed
significantly and continues to change with increasing advanced technology. Human populations
have also greatly increased, with the planet only being home to 700 million people, but due to
industrial developments the population size increased substantially to 1 billion in a very short
amount of time. Prior to 1800 everything was done by hand,

My First 13 Years Of My Life
For the first 13 years of my life I was the prototypical Christian child. I sat quietly in church
listening carefully to everything the pastor said, trying hard to follow the guidelines set by my
family and the bible, even if it was hard for me to believe what I was being told. Not even
knowing what any of it really meant, I went on following anything and everything my ears
caught. Blinded by my own fears of burning in a fiery pit for all eternity, I became very
apprehensive about what I really wanted. Those fears caused me to keep feelings in that I
desperately wanted to let out. The only problem was I couldn t let them out because that wouldn t
be the Christian thing to do. I was to be a good Christian boy that followed the bible and not... Show
I eventually became very sad I thought I would never be able to live in peace if I was gay, but at the
same time it was killing me to keep my real self bottled up every minute of every day. It even got
to a point where I thought it would just be better if I was gone. Sometimes I would sit in my
room on the floor with a bottle of pills in my hand, contemplating whether or not I should take a
hand full of them and be done with it. Until one day I was tired of being sad and scared so I
decided it was time for me to make a change.
I went into my bathroom turned on the lights, stood in front of the mirror, looked myself on the
eyes, took a deep breath and said I m gay. I told myself there s no denying it, there s no changing it,
there s no hiding it and it s completely okay. After finally coming to terms with my sexuality I felt a
lot better it was like I was carrying these heavy bags for a long time and one of them was lifted off
my shoulders. It was a small victory for me, but, I knew there was still more things I had to do.
Over the next few weeks, I slowly began to come out to friends and surprisingly was well received
even by the ones that were religious. I knew coming out to friends would be a lot different than
coming out to my parents so I hesitated and next thing I knew three years had gone by. I always
wanted to tell them, but I was so afraid I let it get away from me

History of FedEx Essay
History of FedEx
How Absolutely, Positively Overnight! Came To Be
Mark Twain once said, The man with a new idea is a crank until the idea succeeds . This phrase
could be applied to Fred Smith and Federal Express. From their beginnings in Little Rock,
Arkansas in the early 70 s delivering 186 packages overnight to 25 U.S. cities, to three decades
later parlaying it s $20 billion dollar corporation into no less than five major operation companies.
FedEx has become the world s leader in global express transportation, providing fast delivery of
documents, packages and freight shipments worldwide. As a result, the name Fed Ex is used in
much the same manner as name Band Aid has today. Many use this term generically... Show more
Only one minor American passenger line had flourished for any length of time Aeromarine Airways.
After a number of widely publicized accidents in the ocean off of Florida, Aeromarine was in
decline, and was also turning the financial community against investments in airline enterprises.
Americans remained skeptical about air travel, and while not as fast as planes, ground
transportation was much safer. There were no strong objections however to improving an existing
government service. So it happened that organized air transport in the U.S. started with flying the
mail. And the way the early airmail service developed provided the springboard that would enable
American commercial aviation, by the late 1920s, to catch up with the Europeans and then to
surpass them (Air Mail 158).
The air freight industry was a dull and unpromising business until the 1960 s when commercial
airlines jumped into the competition in an all out effort to attract business from the nation s
industrial firms. Commercial airlines struggled to make a profit. They were convinced that putting
cargo in the extensive belly space below the passenger deck could be a lucrative profit center.
Delta, Eastern and United and others continued their all cargo service during the remainder of that
decade despite questions about the profitability of such service. Most of the carriers lost money
continuously from 1961 through 1973 and largely

How Did Joe Louis Fight
The 1930s and 40s signified a major change in the boxing era, especially when it came to the rise
of an African American fighter by the name of Joe Louis. Not only was Joe able to make a name
for himself, he also brought pride to his own race along with the American people. The rise of Joe
Louis came about from the high unemployment rate in Detroit during the Great Depression, his
conformation to white cultural expectations, and the defeats of two opponents who represented
foreign powers.
The rise of African Americanfighter Joe Louis began in the city where he grew up, Detroit. The
year was 1932, and the unemployment rate in the city of Detroit for African Americans soared
above 60 percent. Louis was like most blacks and did not hold a job ... Show more content on
Helpwriting.net ...
Not only did his proper handling lead to the title, it helped lead him to be a respected man in a
racially torn United States.
With World War II and the rise of the Axis powers quickly occurring in the background, Louis was
able to assure the American people that the United States could stand up to anyone. A key reasons
for Joe Louis s rise lied within the international political circumstances at the time. Louis was not
just a boxer making his way through the ranks; he was a man, leading the United States against
Axis powers like Italy and Germany.
In 1935, Joe Louis went up against Italian and former heavyweight champion Primo Carnera
(Considered a representative of Benito Mussolini). This was just the beginning of Louis s fights
against what would soon be known as the Axis powers (as cited by History.com, 2016). In 1936,
Joe Louis was set to face off against German boxer, Max Schmeling. His overconfidence led to his
defeat as Schmeling knocked him out in the 12th round (Kelly,

Romeo And Juliet Alternate Ending Essay
Be at the gates in ten counts, Alexandal said. The captain and his men rushed out the door. This
session is closed, Olivia announced. The rest of the attending council members left the room.
Montague held Olivia by the arms. But even her own Healer s hands couldn t comfort her. The truth
shook her bones. The Queen remembered Demitri always telling her that people were evolving, and
science was evolving. In his speech, he even referred to children s blood. Demitri recently told me
that children can unlock abilities that adults cannot. He claims that children have a stronger
connection to memories of our ancient history, Olivia said, hoping that Montague would know
what that might have meant. The Queen watched Montague s face... Show more content on
Helpwriting.net ...
If Demitri is the Host, he knows the Diary holds great knowledge. You said that retrieving the
divine history of Naan chronicled in GABRIEL S DIARY was important to the enemy. They
want to remove the information from us. My Queen, trust me. Olivia couldn t understand why
Montague was so calm. I must see it for myself. Montague silently led her to his chambers below
the library. And when they arrived, the Diary, like Montague had said so certainly, was safe,
sitting on its glowing pedestal. It doesn t make sense. Why wouldn t he try to take it? Olivia
asked. The Diary has a protective spell cast upon it. It repels copper. And even if he could take
it, the Nekrums can t read angelic writing. Unable to access the information, the Diary is useless
without my translations, Montague said. A spell...cast by Burton Lang? Olivia asked. The ex
farmer had confessed to her that he was taught by the infamous mage who had been exiled from
the kingdoms years ago. Yes, he said. And where are your translations? Montague pulled out three
scrolls from his robe. Let me assure you, my Queen. My work is safe. I never let it out of my sight.
Olivia took a

Demand and Supply Assignment
Demand and supply is an economic system and fundamental concepts for economics who as
determined the price of market. It was conclusion, the unit price level of a good essentially was
determined by the point who demands and supply was intercept in a same level and same point.
The price system only working in a market economy if they re having a free choice with the
market. Demand is represent how many about the quantity of a goods is what the customers
wanted. Its refer to about the ability to pay and wanted to buy by the buys. Sometimes demand also
calling to another name that is effective demand. Demand can be shows by the demand schedule
which is showing the maximum of quantity demanded (wanted and needed to buying) at all... Show
[pic] According to the curve, this calling excess demand. Excess demand are occurs when the
price is setting are less than the equilibrium price, that is too many buyers want to buy the goods,
For this situation, the price of P1 , and quantity of product supplied by the producer are at Q2. At
the other hand, the quantity of goods are demanded by the buyers is at the Q1. However, when
the buyers want to complete buying the goods at this price, the demand will increase up the
price. This will making the buyers need to supplying more than and bringing the price to the
closing of the equilibrium. [pic] Excess supply will be created when the price is setting too
highest, there will be allocative inefficiency. At the point P1, the quantity of product that
producers will be supplied at Q2. However, the quantity of the buyers wanted to consume to the
Q1 that is less than Q2. They suppliers want to produced more goods, while the price will
increasing, but those thing are consuming the product will found is lower because the price is too
highest. Shift and Movement A movement are refer to a changed below to the curve. A shift will
be created on the demand and supply curve when the good s quantity is changing even through the
price is same. But some time, when the quantity changing, the price also will be changing to
increasing or decreasing. [pic] On the demand curve, a movement is having at the both price and
quantity

The Communication Between Two Presynaptic Neurons
A synapse is a small space at the end of a neuron. The synapses purpose is to pass information from
one neuron to another. Synapses are composed of three parts; the presynaptic end that contains
neurotransmitters, the synaptic cleft between two nerve cells and the postsynaptic ending that
contains receptors.
The communication between neurons advances through a series of steps. First, the presynaptic
neuron delivers an action potential down its axon until it loses its myelin sheath and divides into
many branches called buttons or synaptic knobs. (Zillmer, 2008, p. 105) Between the two neurons
is a space called the synaptic cleft. This is the space where neurotransmitters are sent before being
received by the postsynaptic neuron.
A neurotransmitter

The Success Of FC Barcelona
Even before they changed the football landscape by inventing the tiki taka style of play, FC
Barcelona have been known for their likable brand of football that always seemed to produce
results. During their long and immensely successful history, they have won 23 La Liga titles, 27
Copa del Rey trophies, five Champions Leagues and four Cup Winners Cups. As one of the
richest and most popular clubs in the world, they can afford to be owned and financed exclusively
by their own supporters. Since its inception, Barcelona has been a major symbol of Catalonia and
its culture, as evidenced by their motto, which says More than a club.
In 1899, football pioneer Joan Gamper decided he wanted to form a football club. After eleven
other enthusiasts responded to his newspaper advert, the dream became a reality and Barcelona
was born. The new club started off well enough; after losing to Bizkaya in the final of the
inaugural Copa del Rey in 1902, Barcelona went on to win the competition eight times between
then and 1928. The following year, they won the inaugural La Liga before entering a period of
decline due to the ongoing political conflicts in the country, which eventually resulted in the
oubreak of the Spanish Civil War.
While life ... Show more content on Helpwriting.net ...
He immediately showcased his eye for talent by assembling a so called Dream Team , combining
home grown players such as Pep Guardiola with international stars such as Ronald Koeman and
Hristo Stoichkov. Even more importantly, the football philosophy Cruyff brought to the club
served as a stepping stone to what would later become the tiki taka system. Under Cruyff,
Barcelona won four consecutive La Liga titles, two Copa del Rey trophies, one Cup Winners Cup
and their first European Cup. They continued to dominate the country even after his departure in
1996, claiming two La Ligas, two Copa del Reys and one Cup Winners Cup before the turn of the

Similarities Between Civilizations And Ancient Civilizations
Although the Mesopotamia civilization was thought to be located in between the Tigris and
Euphrates river , which is now west of Iraq , and the Indus Valley civilization was thought to be
located near the Indus Valley , now New Delhi , India , these two civilizations have many
similarities and also many differences . These specific similarities and differences range from
location , religion , way of life , types of governments , political structures , social structures ,
intuitions and many more . Both civilizations are considered to be ancient civilizations , meaning
, based on the free dictionary* , the history of an ancient world from the earliest known
civilizations to the collapse of the Western Roman Empire in 476 a.d . In this essay I will explain
and inform , you the reader , about the similarities and differences between these two civilizations .
The first known civilization in the Fertile Crescent was uncovered in the 1800 s in Mesopotamia.
The Tigris and Euphrates rivers define Mesopotamia , which means , between the rivers , in
Greek. This civilization is known for many things , but one of the main things they are known for
are creating the first writing systems. Their form of writing , cuneiform , used different pictures to
represent various objects but soon shifted to the use of geometric shapes to symbolize spoken
sound. Also using judicial literature , one of Hammurabi s code of laws , and tipped literature
stylus for writing , or record

Robert Rauschenberg s Almanac Essay
Robert Rauschenberg s Almanac
Born on October 22nd 1925 in the oil refining city of Port Arthur, Texas neГЁ Milton Ernest
Rauschenberg, he later renamed himself Robert after his Grandfather. Rauschenbergs father was
one of the many blue coloured workers in the oil refineries whilst his mother worked as a
telephone operator. He first studied art during his final years at high school but this was quickly
cut short when in 1943 he entered the local University of Texas to study Physics only to be
expelled in his first year due to learning difficulties, dyslexia, which was then not recognised and
so from there he entered into military service with the navy for one year working in the hospitals
as he did not want to kill anyone and here ... Show more content on Helpwriting.net ...
He was one of the first artists to experiment with blueprint paper in the early fifties, and then he
began to incorporate the everyday found objects and daily media images from the press, he
wanted to act in the gap between art and life and found mediums that best did that for him whether
it be photographs, (he often would have a camera on him and built up an extensive library of
images from his travels through life), magazine clippings, junk, found used objects or images from
history books.
The Dada movement formed during the First World War clearly affected Robert s work; they
promoted the use of collage and assemblage, in particular artists such as Kurt Schwitters and
Hannah Hoch as well as artists of the movement such as Man Ray being the first to adopt
photographic materials for artistic purposes. Dadaists broke down the boundaries between art and
everyday life, for they were concerned with provoking the public into reacting to their activities
and Rauschenberg too did not want to create enduring masterpieces for an elite but to further a
perpetual process of discovery in which everyone could participate
It was in 1962 that Rauschenberg picked up the silk screening process and both he and Andy
Warhol explored this new technique together.
The process for Almanac would consist of him enlarging his chosen images onto the photosensitive
silk screens, which he would then lay on top of the canvas and force the black viscous

Disadvantages Of Special Needs Trust
Special Needs Trust (SNTs)
When are Special Needs Trusts used?
SNT A Special Needs Trust is set up for a person who receives government benefits so it doesn t
disqualify the beneficiary from said benefits, such as Social Security Income or Food Stamps/Cash
Assistance. This is completely legal and permitted under the Social Security rules provided that the
disabled beneficiary cannot control the amount or the frequency of trust distributions and they
cannot revoke the trust. By establishing a trust, which provides luxuries or other benefits which
otherwise could not be obtained by the beneficiary, the beneficiary can obtain benefits from the
trust without defeating his or her eligibility for government benefits.
Usually a special needs trust has a provision which terminates the trust if it could be used to make
the beneficiary ineligible for government benefits.
ABLE Act Accounts Taxadvantage savings accounts for individuals with disabilities and their
families. Created since the passing of the Stephen Beck Jr., Achieving a Better Life Experience Act
of 2014. Contributions to an ABLE Act account are not tax deductible, but all investment earnings
remain untaxed as long as money taken from the account is used for qualified disability expenses.
Such as, medical treatment.
Types of Special Needs Trusts
Third Party Trusts Third Party Trusts are trusts that are created by a third party individual(s) who
contribute assets of their own for the benefit of a person with a

Cost and Mountain Man Light
Financial Projections
Year Revenues from MM beer 2006 $49,431,200 2007 2008 2009 2010 $48,442,576 $47,473,724
$46,524,250 $45,593,765 Assumptions no price changes 2% Decrease in Market Size and no light
product Gross Margin remains the same
Contribution Loss of Contribution
15,323,672 766,184
15,017,199 750,860
14,716,855 735,843
14,422,517 721,126
14,134,067 706,703
5% Loss due to light beer entry .05 * Contribution
Launch advertising costs Incremental SG A expenditures Incremental costs associated with Light
Product E.C. Light Market Assumed Market for ligth beer (b/s) *1 Market share for Mountain Man
Light Barrels sold Mountain Man Light Contribution of Light Product *2 Net change in
contribution *3 Discount ... Show more content on Helpwriting.net ...
Beer consumption from premium popular brewers Average % share of E.C. beer consumption
Average % share of E.C. Light Beer consumption Average % share of Other Brand E.C. Light Beer
Consumption (minus top 3 competitors and imports) Assume .25% and 0.5% share of E.C. Light
Beer market 2 years to obtain projected sales of Mountain Man Light Months to break even
50440000 520000 97 66.93 4% 5% 750547
4.69 30.07 25.38 29572 750000 900000 65, 012
94584 2.04% 0.25% 0.51% 3.60% 46861 24.2
$1,471,073 750,000 1,800,000 $4,021,073 158,435 1.70% 0.21% 0.42% 3.02% 150,104 25.3
Status Quo Scenario for Mountain Man Brewing

Pablic Administration Essay
Assignment 1: Argument Mapping
Student: Dilyara Khusnutdinova
Professor: Pamela H. Lewis
PAD 520
Strayer University
January 23, 2013
1.Create an argument map based on the influence diagram presented in Case 1.3 and complete all
the criteria provided in the exercise, beginning with this claim: The U.S. should return to the 55
mph speed limit in order to conserve fuel and save lives.
Include in the map as many warrants, backings, objections, and rebuttals as possible.
The U.S. should return to the 55 mph speed limit in order to conserve fuel and save lives.
Supports
Cars are most fuel efficient when driven between 30 mph and 60 mph. Above 65 mph, mileage
drops sharply. This isn t rocket science. If drivers are forced... Show more content on
Helpwriting.net ...
But, speaking just personally, I think it s not a bad thing if we all slow down just a bit and enjoy
the scenery a little more.
It s up to us. Save gas, and win this fight.
. Write an analysis of 1 2 pages that uses critical thinking to assess the overall plausibility of the
claim: The conflict in Bosnia is somebody else s trouble. The U.S. should not intervene militarily.
For over four years following the breakup of Yugoslavia and the onset of war, first in Croatia and
then in Bosnia, the United States refused to take the lead in trying to end the violence and conflict.
While many have written eloquently and passionately to explain Washington s and the West s
failure to stop the ethnic cleansing, the concentration camps, and the massacres of hundreds of
thousands of civilians, few have examined why, in the summer of 1995, the United States finally
did take on a leadership role to end the war in Bosnia. By the end of July the United States and its
allies confronted a situation that required concerted action. The strategy of muddling through that
had characterized U.S. policy since the beginning of the conflict clearly was no longer viable. The
president made clear

What Makes A Beautiful Machine
A beautiful, magnificent machine I use to this year of 2015 known as the cellular device holds
every speck of my information and life in a box that fits in the palm of my hand. If this minuscule
box is broken some people will replace this box before putting food on the table. Humans have
become as one with technologyas we rely on our electrically charged device to be no further than a
hand reach out of one s sight. As of 2015 my technological world consists of entertainment,
connections, and utilities.
Now there are plenty of distractions out there in the world. Humans love to call it entertainment.
Music and films are the biggest of all, making industries billions every year. These industries strive
to achieve the greatest amount of audience. How you ask, quite simply. People gather around
making up stories for songs and films each of which has their own genre. These people love to
express their emotions through other actors and actresses that perform the imaginary acts in the
director s mind. A film is produced and people gather in theaters to watch. Another type of
entertainment comes from songs where people express their emotions through their vocal cords.
Technology allows this expression of emotions to take a whole new dimensional path leading to the
creation of music videos and music. Humans virtually gather to listen and watch the music and
dance moves.
None of the music videos or films could be produced without cameras and video tape recorders.
These devices

Funny Girl Essay
Many women have certainly proven that women can be funny by breaking into an entertainment
forum that is still today seen as quite the boys club : women like, Lucille Ball, Phyllis Diller,
Joan Rivers, Lily Tomlin, Whoopi Goldberg and plenty more. These women are comedians, the
funny girls, but what does it mean to be a funny girl? Using history and the feminist theory, this
paper will provide a perspective of what it really means to be that funny girl. So when did women
become funny ? I mean, I m sure that they always have been but when exactly did they begin to be
recognized for being that way? Femalecomedians have made large contributions to the feminist
movement. During the 19th Century women were using humor in things that go... Show more
With all the strong females within the Vaudeville Era they were still womanin theatre being stifled
by the all male climate and were simply seen as sex objects to keep the men at the performance,
or objected to being laughed at in a demeaning manner. Still around 1910 most women had found
themselves with more free time. So, they began to look deeper into their own personal identities
and found that they liked going the theatre. More than forty percent of popular theatre audiences
were made up of mostly women (Fields). One can see how women like Sophie Tucker and Fanny
Brice wanted to be a part of the stage struck girl movement (Fields). These Women were not meant
to be underestimated. As Vaudeville evolved into musicals, so did the amount of powerful females
commanding the spot light.
Theatre brought on a great amount of funny women. One of the well known funny girls was Fanny
Brice. She was a burlesque performer turned comic when Florenz Ziegfeld Jr. saw her potential. She
had quite the unique way of using self deprecation and stereotypes for laughs using caricature like
acting. In an attempt to get serious roles she received plastic surgery to change her nose, a
characteristic that she felt most reflected her Jewish heritage and caricature acting (Editors). After
failing to get serious she moved back to comedy and

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