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Banking as a Service (download)
The document discusses the evolution of banking technology and highlights various services and trends such as online banking, automation, and banking as a service (BaaS). It includes case studies of successful banking innovations like Smartypig and BBVA, illustrating shifts in customer behavior and preferences. Additionally, it reflects on the changing landscape of banking from a local infrastructure to network-based operations, emphasizing the necessity for banks to adapt to a digital future.
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- #8 HSBC: Banking on the NetworkHSBC are pretty transparent these days about their strategies, as can be seen from their investor relations webcasts and presentation downloads. Also, as mentioned last week, I had a visit to a firm using video technologies who sent me a webcast of Ken Harvey, Chief Technology and Services Officer (CTSO) discussing the bank as a network in a presentation earlier this month.Here is a summary of what he said, for those who don’t have half an hour to spare to watch the video:We spend $6 billion a year on technology, and recently embarked on a multi-billion dollar, multi-year project to become an IP Bank.
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- #15 http://www.finextra.com/fullpr.asp?id=24817-- Travel 21% Average Goal: $4,411-- Holiday Spending money 12 Average Goal: $903-- Electronics 10% Average Goal: $2,470-- Home Improvement 6% Average Goal: $12,912-- Saving to Save: 5% Average Goal: $9,761-- Weddings 5% Average Goal: $7,850-- House down payment/addition 4% Average Goal: $22,228-- Emergency Fund 3% Average Goal: $6,632-- Babies 3% Average Goal: $5,084-- Home Furnishings 2% Average Goal: $3,543-- Car or Car Expenses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal: $10,710-- Car Expenses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal:ses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal: $10,710<number>
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- #30 HSBC: Banking on the NetworkHSBC are pretty transparent these days about their strategies, as can be seen from their investor relations webcasts and presentation downloads. Also, as mentioned last week, I had a visit to a firm using video technologies who sent me a webcast of Ken Harvey, Chief Technology and Services Officer (CTSO) discussing the bank as a network in a presentation earlier this month.Here is a summary of what he said, for those who don’t have half an hour to spare to watch the video:We spend $6 billion a year on technology, and recently embarked on a multi-billion dollar, multi-year project to become an IP Bank.
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