Northern Trust provides comprehensive wealth management solutions including financial planning, investment management, private and commercial banking, trust and estate services, and philanthropic services. They work with clients to evaluate their needs, help grow and manage assets, and preserve and transfer wealth through retirement planning, risk management, tax strategies, asset custody, lending, and wealth transfer planning. For more information, contact Kristen Andreasen.
Here is a conceptual example of how a bond trade works:
1. Big Company Ltd wants to acquire Small Company Inc for $1,000,000 but needs to raise capital to do so.
2. Big Company Ltd issues bonds to investors, effectively borrowing $1,000,000.
3. Investors purchase the bonds, providing Big Company Ltd with the $1,000,000 needed for the acquisition.
4. Big Company Ltd now owns Small Company Inc.
5. Big Company Ltd makes regular coupon payments to investors over the 10 year term of the bond. At maturity, Big Company Ltd repays the $1,000,000 principal amount to the investors.
In this way
Sterling Trustees provides professional trust administration and family office services. As an independent South Dakota-chartered trust company, Sterling Trustees acts as an independent fiduciary and does not provide investment management services to avoid conflicts of interest. Sterling Trustees works with best-in-class money managers to invest trust assets according to client needs. The company uses state-of-the-art software to efficiently administer trusts across multiple custodians.
This document provides an overview of pension services offered by Grant Thornton, including: covenant assessment, pension scheme de-risking, investment consulting, actuarial consulting, individual pensions advice, asset tracing and recovery, taxation services, and employee benefits consulting. Grant Thornton aims to help clients efficiently manage their pension schemes and risks through innovative solutions tailored to their needs.
Nicola Sunderland is an independent financial planner who provides integrated legal and financial advisory services. She helps solicitors maximize opportunities under the Legal Services Act of 2007 to deliver combined services. Using Nicola's services provides clients with more informed financial decisions, reduced costs, and strengthened relationships. She advises on areas like tax and estate planning, financial planning for trusts and private clients, and has 10 years of experience.
Proposta de criação de um network para o avanço de desenhos de produtos, processos e mecanismos de avanço práticos para a diáspora em geral e a brasileira em particular.
Major League Investments is a fee-based registered investment advisor founded in 1996 that provides private wealth management and family office services. It serves a diverse clientele including executives, professionals, entrepreneurs, and high net worth families. Services include financial planning, investment management, tax and estate planning, philanthropic services, and family office/concierge services. The firm prides itself on integrity, unbiased advice, and experience to help clients achieve financial and life goals.
This document summarizes the history, services, clients, and commitment of InvestorsBank. It has been in business since 1980, serves entrepreneurs and small businesses across five counties in Wisconsin, and offers a range of banking products and services. The bank prides itself on understanding entrepreneurs' unique needs and providing strategic, customized advice through a team approach. Its commitment is to stand by clients in both good times and bad.
Industry association of rural banks: strategic partner for developing access ...MABSIV
Ms. Ruth Aseron shares how the Rural Bankers Association of the Philippines leads to promote access to microinsurance for low-income clients in the countryside. This was presented during the 7th International Microinsurance Conference in 2011 in Rio de Janeiro, Brazil from Nov 8-10.
Here is a conceptual example of how a bond trade works:
1. Big Company Ltd wants to acquire Small Company Inc for $1,000,000 but needs to raise capital to do so.
2. Big Company Ltd issues bonds to investors, effectively borrowing $1,000,000.
3. Investors purchase the bonds, providing Big Company Ltd with the $1,000,000 needed for the acquisition.
4. Big Company Ltd now owns Small Company Inc.
5. Big Company Ltd makes regular coupon payments to investors over the 10 year term of the bond. At maturity, Big Company Ltd repays the $1,000,000 principal amount to the investors.
In this way
Sterling Trustees provides professional trust administration and family office services. As an independent South Dakota-chartered trust company, Sterling Trustees acts as an independent fiduciary and does not provide investment management services to avoid conflicts of interest. Sterling Trustees works with best-in-class money managers to invest trust assets according to client needs. The company uses state-of-the-art software to efficiently administer trusts across multiple custodians.
This document provides an overview of pension services offered by Grant Thornton, including: covenant assessment, pension scheme de-risking, investment consulting, actuarial consulting, individual pensions advice, asset tracing and recovery, taxation services, and employee benefits consulting. Grant Thornton aims to help clients efficiently manage their pension schemes and risks through innovative solutions tailored to their needs.
Nicola Sunderland is an independent financial planner who provides integrated legal and financial advisory services. She helps solicitors maximize opportunities under the Legal Services Act of 2007 to deliver combined services. Using Nicola's services provides clients with more informed financial decisions, reduced costs, and strengthened relationships. She advises on areas like tax and estate planning, financial planning for trusts and private clients, and has 10 years of experience.
Proposta de criação de um network para o avanço de desenhos de produtos, processos e mecanismos de avanço práticos para a diáspora em geral e a brasileira em particular.
Major League Investments is a fee-based registered investment advisor founded in 1996 that provides private wealth management and family office services. It serves a diverse clientele including executives, professionals, entrepreneurs, and high net worth families. Services include financial planning, investment management, tax and estate planning, philanthropic services, and family office/concierge services. The firm prides itself on integrity, unbiased advice, and experience to help clients achieve financial and life goals.
This document summarizes the history, services, clients, and commitment of InvestorsBank. It has been in business since 1980, serves entrepreneurs and small businesses across five counties in Wisconsin, and offers a range of banking products and services. The bank prides itself on understanding entrepreneurs' unique needs and providing strategic, customized advice through a team approach. Its commitment is to stand by clients in both good times and bad.
Industry association of rural banks: strategic partner for developing access ...MABSIV
Ms. Ruth Aseron shares how the Rural Bankers Association of the Philippines leads to promote access to microinsurance for low-income clients in the countryside. This was presented during the 7th International Microinsurance Conference in 2011 in Rio de Janeiro, Brazil from Nov 8-10.
North Star Resource Group provides insurance, investment, retirement, financial planning, and business solutions. Their services include individual and group insurance, investment strategies with a broad range of options, fee-based financial plans, business insurance products, employee benefits, and education. They help with insurance needs analysis, retirement income planning, retirement plan distributions, tax planning, education funding, cash flow analysis, and more. North Star works with various partner companies to offer these solutions.
This document provides information on refinancing home loans through Merrill Lynch Home Loans. It outlines the potential benefits of refinancing such as lower monthly payments, increased tax savings, and greater financial flexibility. It also describes refinancing options like rate-and-term refinancing and cash-out refinancing. Relationship pricing discounts are available for those with sufficient assets at Merrill Lynch and Bank of America. Customers should consult their financial advisor to determine if refinancing makes sense for their individual situation.
The Retail Distribution Review (RDR) comes into effect on 31 December 2012 and will lead to significant changes in the financial advice industry. Key aims are to offer consumers fair and transparent fees, clarity on services received, and advice from highly qualified professionals. All advisers must be qualified to a higher minimum level and undergo continual professional development. The changes are intended to boost consumer confidence and professionalism in financial advice.
Nascent Financial Services is an investment banking firm that provides debt syndication, equity placement, and corporate advisory services. Its vision is to provide the best financial solutions to corporates across all verticals. The document outlines Nascent's mission, values, services, and processes. Key services include fund arrangement advisory, statutory compliance advisory, management consultancy, and specialized turnaround packages.
The document discusses the DATA Act, which aims to increase transparency in federal spending. It notes that current federal reporting is inconsistent, uses multiple formats, and has detailed spending data that remains within agencies. The DATA Act would require recipient and agency reporting of awards and expenditures, integrated with Treasury data, on a central Financial Accountability Portal. This would standardize reporting through common taxonomies and tagging to enable automated data integration and analytics across federal spending programs.
The document summarizes the successful savings mobilization efforts of CARD Bank in the Philippines through Grameen Foundation's microsavings initiative. It discusses CARD Bank's holistic approach to product development, the importance of data analytics and human capital management, and key findings from their savings pilot program. Some of the highlights included reaching over 500,000 active savers through expanded delivery channels, finding that the poor can and do save, and that factors like accessibility were more important to savers than product attributes alone. The summary effectively captures the main points about CARD Bank's program and Grameen Foundation's role in a concise three sentence summary.
This document provides an abridged prospectus for an offering of 650 million ordinary shares of British-American Investments Company (Kenya) Limited on the Nairobi Stock Exchange. British-American is a leading financial services group in Kenya with operations in life insurance, health insurance, property/casualty insurance, and asset management. The proceeds from the offering will be used for regional expansion, development of Kenyan operations, property development, and debt redemption. Key reasons for the offering include financing growth strategies and opportunities identified by management to optimize shareholder value. The offering is open to various categories of investors including employees, agents, policyholders, East African retail investors, qualified institutional investors, and foreign investors.
Social Impact Bond Future Developments and TrendsSocialFinanceUK
The webinar discusses social finance, social impact bonds, and trends in the social sector. It covers:
1) An introduction to social finance and how it works with government, private sector, and voluntary organizations.
2) Using social impact bonds to fund social services by raising money from investors based on improved social outcomes.
3) Moving public sector commissioning towards outcomes-based models to overcome barriers like funding gaps and attribution of outcomes.
Nascent Financial Services is an investment banking firm providing debt syndication, equity placement, and corporate advisory services through a team of professionals and investor network. Their vision is to be the best financial solutions provider across all verticals, and their mission is to create long-term value for clients by providing high-quality, customized services with professionalism, integrity, and financial institution partnerships. They offer one-stop solutions for corporate clients including fund arrangement, statutory compliance advisory, and corporate advisory services.
This document provides an analysis of savings mobilization strategies used by six financial institutions from Africa, Asia, and Latin America. It outlines the problem of lack of savings facilities at the individual, institutional, and national levels. Savings are important for individuals to meet needs, for institutions to increase outreach and sustainability, and for national economies to fuel growth. The analysis examines five key areas for successful savings mobilization strategies: institutional type and governance; savings products and technologies; management capabilities; regulation and supervision; and costs. Information gaps are also identified. The comparative case studies aim to contribute knowledge on effective strategies that can be replicated globally to improve microsavings.
Endava Career Days Jan 2012 - Customer profile - large investment bankEndava
This document provides an overview of a large global bank and the work Endava is doing to improve their Global Concentration Engine (GCE) platform. The bank has over 200 million customer accounts across 160 countries. Endava is working to modernize the GCE to be a full-featured platform using best practices. Their roadmap includes combining external services, moving to agile development, and having the bank own the strategy going forward while Endava provides technical support.
Lighthouse Advisory Services Commercial Real Estate AdvisorsWaldenWWong
Lighthouse Advisory Services is a commercial real estate valuation, advisory and due diligence firm with over 50 years of combined experience. They provide services including loan portfolio sales and advisory, portfolio valuation and consulting, due diligence and underwriting, ALLL analysis, and defeasance consulting. The firm works with financial institutions and investors to help them make better risk management and investment decisions regarding commercial real estate loans and portfolios.
JPMorgan Chase Conference Call on Acquisition of Bear Stearnsfinance2
JPMorgan Chase is acquiring Bear Stearns in an all-stock transaction valued at approximately $236 million. The acquisition enhances JPMorgan Chase's investment banking and capital markets businesses. It provides significant prime brokerage, clearing, and other services. While there are risks, JPMorgan Chase expects the acquisition to be earnings accretive once fully integrated and generate approximately $1 billion in annual cost synergies. The acquisition requires shareholder and regulatory approval.
The BPO offers flexible payment terms by allowing the matching of trade data to trigger payment based on delivery dates, invoice dates or other milestones. This provides options to mitigate risks for both buyers and sellers through extended payment terms or post-shipment financing.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Building scope...spirecorporate
This document discusses approaches to broadening adoption and usage of mobile payments in emerging Asia. It argues that scope and scale are important, as networks gain more value as more users join. Broad adoption requires recruiting across income segments and including those with purchasing power. Getting funds into the system and keeping them there reduces costs. Leveraging existing networks and finding the right partnerships can help scale up new services. Challenges include aligning interests over time between different players and sectors.
This document discusses the challenges in SME lending and how SME credit bureaus can help overcome them. It notes that collecting payment data from trade suppliers is particularly challenging for credit bureaus due to the diversity of suppliers and lack of incentives. A case study from South Africa showed that obtaining this data requires significant resources to engage suppliers. The document proposes ideas like expanding legal mandates and stakeholder funding to help credit bureaus better collect the most predictive SME data like payment histories and principal credit records.
AIG Third Quarter 2008 Conference Call Presentationfinance2
This document provides an overview of AIG's capital structure and third quarter 2008 earnings. It discusses several one-time transactions including financing facilities to address liquidity issues in securities lending and credit default swaps. It also outlines ongoing financing sources such as a preferred stock issuance and 5-year debt facility. The presentation notes that third quarter earnings were significantly impacted by market disruption, restructuring charges, and catastrophe losses. It provides details on the charges and losses that contributed to the reported net loss.
Welsh & Colliers International provides a full spectrum of commercial real estate services including architecture, brokerage, construction, development, financing, facility management, and property management. They have offices in Minnetonka, Minneapolis, and Shoreview, Minnesota. With over 285 commercial real estate experts and 75 licensed agents, they manage a portfolio of over 28 million square feet. Welsh & Colliers also has specialized practice groups tailored to specific industries. They partnered with Colliers International in 2011, expanding their global network as an affiliate of the second largest commercial real estate services company worldwide.
24 Asset Management Corp. provides comprehensive default and asset management solutions including early stage delinquency management, collections, loss mitigation, foreclosure services, REO asset management, and more. They have offices on the west, east, and southeast coasts of the United States and offer customizable solutions to clients through their proprietary management platform and experienced staff. Their goal is to provide high-quality services to maximize returns for clients.
Interlace is an IT solutions provider that has developed a suite of enterprise banking products and solutions. The solutions address challenges in the banking/financial services industry from changing regulations and compliance laws to shrinking budgets and security concerns. The modular yet integrated solutions cover areas like universal banking, wealth management, fraud prevention, anti-money laundering, and more. Interlace provides a one-stop shop for IT services and solutions to help banking/financial clients grow their business.
SORTIS Group is a Bulgarian financial services firm that provides investment banking, real estate investment management, credit and leasing advisory, and hospitality asset management services. The company has extensive networks of investment funds, strategic investors, and financing institutions to source and structure investment opportunities for its clients. SORTIS Group consists of several subsidiary companies that specialize in different areas of financial services.
North Star Resource Group provides insurance, investment, retirement, financial planning, and business solutions. Their services include individual and group insurance, investment strategies with a broad range of options, fee-based financial plans, business insurance products, employee benefits, and education. They help with insurance needs analysis, retirement income planning, retirement plan distributions, tax planning, education funding, cash flow analysis, and more. North Star works with various partner companies to offer these solutions.
This document provides information on refinancing home loans through Merrill Lynch Home Loans. It outlines the potential benefits of refinancing such as lower monthly payments, increased tax savings, and greater financial flexibility. It also describes refinancing options like rate-and-term refinancing and cash-out refinancing. Relationship pricing discounts are available for those with sufficient assets at Merrill Lynch and Bank of America. Customers should consult their financial advisor to determine if refinancing makes sense for their individual situation.
The Retail Distribution Review (RDR) comes into effect on 31 December 2012 and will lead to significant changes in the financial advice industry. Key aims are to offer consumers fair and transparent fees, clarity on services received, and advice from highly qualified professionals. All advisers must be qualified to a higher minimum level and undergo continual professional development. The changes are intended to boost consumer confidence and professionalism in financial advice.
Nascent Financial Services is an investment banking firm that provides debt syndication, equity placement, and corporate advisory services. Its vision is to provide the best financial solutions to corporates across all verticals. The document outlines Nascent's mission, values, services, and processes. Key services include fund arrangement advisory, statutory compliance advisory, management consultancy, and specialized turnaround packages.
The document discusses the DATA Act, which aims to increase transparency in federal spending. It notes that current federal reporting is inconsistent, uses multiple formats, and has detailed spending data that remains within agencies. The DATA Act would require recipient and agency reporting of awards and expenditures, integrated with Treasury data, on a central Financial Accountability Portal. This would standardize reporting through common taxonomies and tagging to enable automated data integration and analytics across federal spending programs.
The document summarizes the successful savings mobilization efforts of CARD Bank in the Philippines through Grameen Foundation's microsavings initiative. It discusses CARD Bank's holistic approach to product development, the importance of data analytics and human capital management, and key findings from their savings pilot program. Some of the highlights included reaching over 500,000 active savers through expanded delivery channels, finding that the poor can and do save, and that factors like accessibility were more important to savers than product attributes alone. The summary effectively captures the main points about CARD Bank's program and Grameen Foundation's role in a concise three sentence summary.
This document provides an abridged prospectus for an offering of 650 million ordinary shares of British-American Investments Company (Kenya) Limited on the Nairobi Stock Exchange. British-American is a leading financial services group in Kenya with operations in life insurance, health insurance, property/casualty insurance, and asset management. The proceeds from the offering will be used for regional expansion, development of Kenyan operations, property development, and debt redemption. Key reasons for the offering include financing growth strategies and opportunities identified by management to optimize shareholder value. The offering is open to various categories of investors including employees, agents, policyholders, East African retail investors, qualified institutional investors, and foreign investors.
Social Impact Bond Future Developments and TrendsSocialFinanceUK
The webinar discusses social finance, social impact bonds, and trends in the social sector. It covers:
1) An introduction to social finance and how it works with government, private sector, and voluntary organizations.
2) Using social impact bonds to fund social services by raising money from investors based on improved social outcomes.
3) Moving public sector commissioning towards outcomes-based models to overcome barriers like funding gaps and attribution of outcomes.
Nascent Financial Services is an investment banking firm providing debt syndication, equity placement, and corporate advisory services through a team of professionals and investor network. Their vision is to be the best financial solutions provider across all verticals, and their mission is to create long-term value for clients by providing high-quality, customized services with professionalism, integrity, and financial institution partnerships. They offer one-stop solutions for corporate clients including fund arrangement, statutory compliance advisory, and corporate advisory services.
This document provides an analysis of savings mobilization strategies used by six financial institutions from Africa, Asia, and Latin America. It outlines the problem of lack of savings facilities at the individual, institutional, and national levels. Savings are important for individuals to meet needs, for institutions to increase outreach and sustainability, and for national economies to fuel growth. The analysis examines five key areas for successful savings mobilization strategies: institutional type and governance; savings products and technologies; management capabilities; regulation and supervision; and costs. Information gaps are also identified. The comparative case studies aim to contribute knowledge on effective strategies that can be replicated globally to improve microsavings.
Endava Career Days Jan 2012 - Customer profile - large investment bankEndava
This document provides an overview of a large global bank and the work Endava is doing to improve their Global Concentration Engine (GCE) platform. The bank has over 200 million customer accounts across 160 countries. Endava is working to modernize the GCE to be a full-featured platform using best practices. Their roadmap includes combining external services, moving to agile development, and having the bank own the strategy going forward while Endava provides technical support.
Lighthouse Advisory Services Commercial Real Estate AdvisorsWaldenWWong
Lighthouse Advisory Services is a commercial real estate valuation, advisory and due diligence firm with over 50 years of combined experience. They provide services including loan portfolio sales and advisory, portfolio valuation and consulting, due diligence and underwriting, ALLL analysis, and defeasance consulting. The firm works with financial institutions and investors to help them make better risk management and investment decisions regarding commercial real estate loans and portfolios.
JPMorgan Chase Conference Call on Acquisition of Bear Stearnsfinance2
JPMorgan Chase is acquiring Bear Stearns in an all-stock transaction valued at approximately $236 million. The acquisition enhances JPMorgan Chase's investment banking and capital markets businesses. It provides significant prime brokerage, clearing, and other services. While there are risks, JPMorgan Chase expects the acquisition to be earnings accretive once fully integrated and generate approximately $1 billion in annual cost synergies. The acquisition requires shareholder and regulatory approval.
The BPO offers flexible payment terms by allowing the matching of trade data to trigger payment based on delivery dates, invoice dates or other milestones. This provides options to mitigate risks for both buyers and sellers through extended payment terms or post-shipment financing.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Building scope...spirecorporate
This document discusses approaches to broadening adoption and usage of mobile payments in emerging Asia. It argues that scope and scale are important, as networks gain more value as more users join. Broad adoption requires recruiting across income segments and including those with purchasing power. Getting funds into the system and keeping them there reduces costs. Leveraging existing networks and finding the right partnerships can help scale up new services. Challenges include aligning interests over time between different players and sectors.
This document discusses the challenges in SME lending and how SME credit bureaus can help overcome them. It notes that collecting payment data from trade suppliers is particularly challenging for credit bureaus due to the diversity of suppliers and lack of incentives. A case study from South Africa showed that obtaining this data requires significant resources to engage suppliers. The document proposes ideas like expanding legal mandates and stakeholder funding to help credit bureaus better collect the most predictive SME data like payment histories and principal credit records.
AIG Third Quarter 2008 Conference Call Presentationfinance2
This document provides an overview of AIG's capital structure and third quarter 2008 earnings. It discusses several one-time transactions including financing facilities to address liquidity issues in securities lending and credit default swaps. It also outlines ongoing financing sources such as a preferred stock issuance and 5-year debt facility. The presentation notes that third quarter earnings were significantly impacted by market disruption, restructuring charges, and catastrophe losses. It provides details on the charges and losses that contributed to the reported net loss.
Welsh & Colliers International provides a full spectrum of commercial real estate services including architecture, brokerage, construction, development, financing, facility management, and property management. They have offices in Minnetonka, Minneapolis, and Shoreview, Minnesota. With over 285 commercial real estate experts and 75 licensed agents, they manage a portfolio of over 28 million square feet. Welsh & Colliers also has specialized practice groups tailored to specific industries. They partnered with Colliers International in 2011, expanding their global network as an affiliate of the second largest commercial real estate services company worldwide.
24 Asset Management Corp. provides comprehensive default and asset management solutions including early stage delinquency management, collections, loss mitigation, foreclosure services, REO asset management, and more. They have offices on the west, east, and southeast coasts of the United States and offer customizable solutions to clients through their proprietary management platform and experienced staff. Their goal is to provide high-quality services to maximize returns for clients.
Interlace is an IT solutions provider that has developed a suite of enterprise banking products and solutions. The solutions address challenges in the banking/financial services industry from changing regulations and compliance laws to shrinking budgets and security concerns. The modular yet integrated solutions cover areas like universal banking, wealth management, fraud prevention, anti-money laundering, and more. Interlace provides a one-stop shop for IT services and solutions to help banking/financial clients grow their business.
SORTIS Group is a Bulgarian financial services firm that provides investment banking, real estate investment management, credit and leasing advisory, and hospitality asset management services. The company has extensive networks of investment funds, strategic investors, and financing institutions to source and structure investment opportunities for its clients. SORTIS Group consists of several subsidiary companies that specialize in different areas of financial services.
SERNET is a financial services firm led by Mr. Bhavesh A. Vora and Mr. Arvind J. Vora. It serves over 3000 individual families as well as corporate clients and trusts. SERNET provides a variety of financial services including wealth management, financial management, risk management, and other avenues to meet all client financial needs through consultative and monitoring efforts. The vision is to become a global integrated player in financial services using professional practices to add value to clients' lives and wealth.
Closing the Invoice to-Contract Cycle for Huge SavingsSAP Ariba
This document discusses SunTrust Bank's implementation of a spend management strategy using Ariba solutions. It provides an overview of SunTrust, describes their lack of spend visibility and contract compliance prior to the strategy. The goals were to ensure contract compliance by matching invoices to contract rates and to increase spend visibility. Ariba solutions deployed included supplier management, sourcing, contract management, procurement, accounts payable, and the Ariba Network. An evaluation of SunTrust's $2.1 billion procurable spend found 80% was concentrated among 400 suppliers and critical suppliers accounted for 40% of spend. The strategy aimed to close the invoice-to-contract cycle for significant savings.
The document summarizes various services provided by BoE Private Clients including philanthropy services, fiduciary services, risk services, banking services, investments services, and specialized finance services. Philanthropy services include structuring charitable trusts, obtaining approvals, and investment management. Fiduciary services include estate planning, trust formation and administration, will preparation, executorships, and tax services. Risk services include both long-term insurance solutions for individuals and businesses as well as short-term insurance. Banking services provide a suite of private banking solutions. Investment services construct diversified portfolios through an active process. Specialized finance services include facilities secured by listed equities, commercial property transactions, and capital raising.
Oracle in the Financial Service Industry CTI Group
This document discusses Oracle's solutions for the financial services industry. It covers Oracle's capabilities in areas like multi-channel banking, enabling process-centric financial institutions, payment services hubs, and real-time banking. The document provides an overview of Oracle's offerings for transaction processing, corporate administration, shared services, and security services that financial institutions require. It aims to demonstrate Oracle's comprehensive coverage of the various users, touchpoints, business functions, and technological components that make up a modern financial institution.
Babor Group provides real estate advisory services including acquisitions, development, operations, financial analysis, and project management. They assist clients with real estate assets through due diligence, site inspections, transaction modeling, and sales/marketing strategy. Their services encompass residential, retail, industrial, and master-planned projects.
This document proposes scenarios for a transnational immigrant innovation network. Scenario 1 involves establishing diaspora capital financial entities to invest in immigrant communities and community financial centers. Scenario 2 proposes Digaai.com, a social networking site for Brazilians around the world to communicate, share experiences, and access information. Scenario 3 involves creating a Transnational Index that ranks communities by their level of transnationalism to increase awareness of these issues among policymakers and identify opportunities. The document also outlines designing the index and proposes a first generation innovation portfolio that includes the scenarios as well as additional programs and research projects.
The document discusses several UX megatrends in the financial services industry, including the evolution of new service models to cater to different customer segments. It also covers how UX strategy must be aligned with business strategy and user needs, and the importance of user research, design, and validation in the UX process. Finally, it emphasizes that UX practitioners must think beyond usability to influence user behavior through persuasive and goal-oriented design.
Basiz offers K1 services for US investors in investment funds, including foreign currency computation, stapled security analysis, section 1256 and PFIC analysis, wash sale computation, and reconciliation of temporary tax adjustments. They provide a range of fund administration and accounting services such as financial reporting, investor services, tax compliance, and fund accounting systems. Basiz aims to deliver better returns for clients through their proprietary processes and fund services expertise.
Major League Investments is a fee-based registered investment advisor that provides private wealth management and family office services. They offer comprehensive financial planning, investment management, tax and estate planning, philanthropic services, and crisis management. Their team has over 40 years of experience in financial planning and investment management. They aim to help clients achieve their financial and life goals through objective financial advice and customized investment strategies.
Apogee Realty Advisors provides comprehensive real estate consulting services to financial institutions, investment funds, builders, developers and investors of commercial and residential real estate assets.
This document provides an overview and training guide for CEOS, which stands for Customers, Employees, Owners, and Suppliers. It outlines the company's mission, core values, promise, and mantra to focus on financial success through finding, managing, sharing, exploring, and inspiring. It describes the management team and member benefits such as connecting professionals, storing documents, holding meetings, sourcing products and services, collaborating, asking questions, and accessing business services. The goal is to help small businesses through an online network.
Brian Moynihan, president of Global Wealth & Investment Management at Bank of America, discusses opportunities for growth. GWIM is a large competitor providing strong returns. The best opportunity is to leverage BofA's large franchise of over 8 million affluent customer relationships. BofA is capturing this opportunity through investments in client managers and advisors, and by deepening relationships through referrals across business lines. There is potential for much more growth by further leveraging the bank's strengths.
Financial Technology July Market AnalysisMMMTechLaw
Raymond James provides an overview of their financial technology investment banking services and recent transaction experience. They cover areas such as payments, banking technology, trading technology, and outsourced solutions. Services include M&A advisory, public offerings, private placements, debt origination, and valuation. Recent transactions since 2010 include acquisitions, mergers, and public offerings totaling over $3 billion across various fintech subsectors.
This document provides an overview of AEPG Wealth Strategies, an investment advisory firm. It discusses the firm's experience, client commitments, expertise, credentials, and reputation. It also outlines the firm's philosophy, mission, values, and services offered including financial planning, employee benefits, retirement plans, insurance, estate planning, and investment management. The document reviews the firm's investment strategy including a risk-based portfolio with core equity investments and opportunistic investments, as well as a lower-risk portfolio focused on high quality fixed income. It also discusses the firm's client service model, ongoing communications, and fees.
For a while, I've had a vision of banking as a web service based upon widgets of functionality. This is becoming vital if banks are to fit into the semantic web. All of this is explained in my blog entry: http://thefinanser.co.uk/fsclub/2009/02/baas-banking-as-a-service-presentation.html.
Throughout the presentation there are links to the relevant entries here that explains it all too. Feel free to send me any comments or thoughts.
And, for lots more on this, have a look at my directory of social finance http://thefinanser.co.uk/fsclub/2009/04/a-directory-of-social-finance.html.
Beamonte Investments is one of the world’s leading investment and advisory firm. Beamonte Investments seek to create long-term value for its investors, the portfolio companies and the companies it advises. Beamonte Investments provides various financial advisory services, including investment banking advisory, financial and strategic advisory and fund placement services. Beamonte alternative businesses includes the management the private equity funds, real estate funds and credit oriented strategies.
1. Service Expertise Integrity
The Northern Trust Difference
For more information contact:
Kristen Andreasen, VP Wealth Strategist
713.336.6123 Office
Kristen.Andreasen@ntrs.com
or visit www.northerntrust.com
1
2. Solutions for a Lifetime of Wealth Management Needs
Comprehensive array of
solutions for clients
Trust and Estate
Private Banking1
Services
Wealth transfer planning
Deposit services
Trust and estate services
Custom lending
Guardianship
Residential mortgage loans
Securities custody
Margin and stock option lending
Special asset management
Philanthropic
Business Banking1
Services
Working Capital and General Charitable giving strategies
Corporate Loans Administrative, investment
Secured and Cash Flow Lending and tax services
Acquisition Financing
Equipment Finance and Leasing
Built across a technology
platform that provides
Investment convenient access to
Financial Planning your financial picture
Management
Cash flow Comprehensive investment Private Passport™, Northern Trust’s
Debt management capabilities online financial management suite
Tax planning Custom asset allocation Investment performance reports
Retirement planning Portfolio management Northern Phone Banking – available
Brokerage Services22 24 hours
1Northern Trust banks are Member FDIC – Equal Housing Lenders
2Securities productsand brokerage services are sold by registered representatives of Northern Trust Securities, Inc. (member FINRA, SIPC), a registered
investment adviser and wholly owned subsidiary of Northern Trust Corporation. Investments, securities products and brokerage services are:
NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
2
3. Evaluating & Planning
We provide quality solutions, whether you need basic financial planning or help addressing a
complex financial situation.
Goals Northern Trust Solutions
Education and Asset Allocation Analysis
Major Goal Investment Vehicle Selection
Funding Income Tax Planning
Retirement Cash Flow/Net-worth Projection
Compensation and Benefit Review
Monte Carlo Simulation
Insurance and Risk Management
Concentrated Stock/Stock Option Analysis
Business Sale Business Succession Planning
Operational Business Services
Managing Liquidity Events
Charitable Giving Create a Philanthropic Strategy
Balance Giving With the Needs of the Family
Ensure Tax-efficiency of Philanthropic Vehicles
3
4. Growing & Managing
Our broad investment capabilities, combined with a wide suite of
banking services, allow us to support you in growing and managing your
wealth.
Goals Northern Trust Solutions
Grow Assets Manager Selection and Evaluation
Active Index Strategies
Alternative Investments
Manage Risk Asset Diversification
Single-stock Concentration
Hedging Strategies
Stock Option Planning
Tax Liability Tax Sensitive Investing
Management Tax Loss Harvesting
Investment Vehicle Selection
Global Securities Custody
Safekeeping
Flexible Trading Options
of Assets
Sophisticated Reporting Capabilities
Strategic Liquidity Deposit Services1
Management Custom Lending
Short Term Cash Management Vehicles
1Member FDIC – Equal Housing Lender
Investments and securities products and services are: Not FDIC Insured | No Bank Guarantee | May Lose Value
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5. Preserving & Transferring
Our sophisticated wealth transfer strategies focus on preserving your financial security now
and in the future. Creating a lasting legacy allows you to have an enduring impact on future
generations and on your community.
Goals Northern Trust Solutions
Preserve and Wealth Transfer Planning
Protect Customized Trust Solutions
Your Wealth
Transition Estate Settlement Services
Your Wealth Guardianship Services
Plan for Family Business
Special Assets Manage Non-Financial Assets
Reinforce Family Education
Family Values Family Mission Statement
Advanced Wealth Transfer Strategies
Establish a Tailored Philanthropic Strategy
Charitable Balance Charitable Giving with
Giving Tradition the Financial Needs of the Family
Tax-Efficient Philanthropic Vehicles
Private Passport: Track your assets in a more meaningful way
Detailed reporting allows you to actively monitor your trusts and
special assets while having the information integrated into your
overall financial picture.
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6. Disciplined Business Focus
While we do adjust our actions to align with prevailing conditions,
Northern Trust has resisted the temptation to change our business or
risk profile to capitalize on temporarily shifting cycles.
Businesses Northern Trust is NOT involved in:
Investment Banking Merchant Card Processing
Sub-Prime Mortgage Underwriting Retail Banking
Asset Backed Commercial Paper Conduits Consumer Finance
Discount Brokerage Venture Capital
American Depositary Receipts Stock Transfer
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7. Global Reach and Powerful Resources
Providing access, expertise and service where you live, work and travel.
Locations in 18 States and Washington, D.C…
Washington
(1)
Minnesota
(1) Michigan
(3)
Wisconsin Massachusetts (1)
(1)
Connecticut (1)
Nevada New York (1)
(1) Illinois Ohio
(1) Delaware (1)
(15)
California Colorado Washington, D.C. (1)
(10) (1) Missouri …and Worldwide*
(1)
Abu Dhabi Guernsey Luxembourg
Amsterdam Hong Kong Melbourne
Georgia Bangalore Jersey Singapore
Arizona (1)
(6) Beijing Limerick Stockholm
Dublin London Tokyo
Texas Florida
(7) Grand Cayman Toronto
(25)
Full Service in Local Markets An Integrated Operations and Technology Platform
Trust Investment Banking Assets Under Assets Under Bank
Professionals Professionals Professionals Custody Management Assets
450+ 325+ 450+
$4.2 Trillion $644 Billion $96 Billion
Comprehensive Customized Complete Array
Trust and Estate Investment of Private and As of September 30, 2011
Services Management Business Banking
Solutions Services
*Not all services available in all locations.
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8. Brand Strength – Building Upon Our Heritage
120-YEAR Heritage
We have been Northern Trust since 1889 and are
undiluted by mergers and acquisitions. Organic
Growth throughout the years has been a critical factor
to our long term success.
Voted one of the “Most Admired Companies” by Fortune Magazine (2010)
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