GCS was established in 1995 and has since grown to enable both financial and non-financial transactions through various platforms and services. Their vision is to make transactions simple, affordable and accessible to all. Over the past 17 years they have engaged experts and gained experience working in countries like South Africa, Kenya and India. As of January 2013, GCS has 140 employees, 70 professionals, and 9 expatriates working towards their goal of 390 employees. Their focus is on building platforms like a single window service platform, mobile financial services platform, and mobile value added services to provide products like savings, payments, remittances, bill payments, and more through various channels.
www.tractbilling.com - Understanding critical processes in subscription + act...Ben Bradley
This document explains the critical processes in deploying a subscription + activity billing model.
TRACT, from Transverse LCC, is the all-in-one activity, rating and subscription billing platform that can bill for anything.
SaaS, cloud, MSP, ISVs, telcos or wireless providers with activity-based business models use TRACT’s pricing levers to rapidly build and evolve any business model: if it can be metered or measured, TRACT can bill for it.
Learn more at www.tractbilling.com.
www.tractbilling.com - Understanding critical processes in subscription + act...Ben Bradley
This document explains the critical processes in deploying a subscription + activity billing model.
TRACT, from Transverse LCC, is the all-in-one activity, rating and subscription billing platform that can bill for anything.
SaaS, cloud, MSP, ISVs, telcos or wireless providers with activity-based business models use TRACT’s pricing levers to rapidly build and evolve any business model: if it can be metered or measured, TRACT can bill for it.
Learn more at www.tractbilling.com.
Reduce Variance Value of Backout of Service Invoice to Reduce (any) reconcili...Raden Darma
This is my first project assignment at PT. Trakindo Utama Palembang Branch. Purpose of this project is to reduce variance value of backout of service invoice to reduce (any) reconciling items in value terms at store 22 (Palembang Branch) by improving proforma invoice checking quality.
Speed to Deployment: Implement Instant and Pop-up Networks Using Flexible 3G/...CradlePoint
3G/4G mobile broadband connectivity enables enterprises to do business anywhere a cellular signal is available. While instant and pop-up networks can facilitate innovative merchandising and customer engagement opportunities, there are many pitfalls and obstacles to successful implementation. This webinar will address the business case for pursuing instant and pop-up networks while considering technology implementation strategies and rapid-deployment solutions for connecting these networks with mission-critical applications and the cloud
E-commerce Technology for Safe money transaction over the netRaman K. Attri
The Buzz word E-commerce has revolutionized the way the business and money transactions used to work in the past. It is the latest impact of software arena in the field of banking, business and purchasing. The term also refers to online stock and bond transactions and buying and downloading software without ever going near a store. In addition, e-commerce includes business-to-business connections that make purchasing easier for big corporations. This paper mainly concentrates on technology revolution behind the transaction of money over the net. There are still doubts and questions from business and corporate users on the safety aspects of e-commerce. The software and web technology has innovated many encryptions and secure software layering and protocols techniques which tries to make the e-commerce transactions safer. The concept behind these techniques along-with the technical aspect of e-commerce and how it can be implemented in bank for money transaction is discussed in this paper. Further it deals with safety and security issues related to e-commerce implementation in banks and business transactions.
Reduce Variance Value of Backout of Service Invoice to Reduce (any) reconcili...Raden Darma
This is my first project assignment at PT. Trakindo Utama Palembang Branch. Purpose of this project is to reduce variance value of backout of service invoice to reduce (any) reconciling items in value terms at store 22 (Palembang Branch) by improving proforma invoice checking quality.
Speed to Deployment: Implement Instant and Pop-up Networks Using Flexible 3G/...CradlePoint
3G/4G mobile broadband connectivity enables enterprises to do business anywhere a cellular signal is available. While instant and pop-up networks can facilitate innovative merchandising and customer engagement opportunities, there are many pitfalls and obstacles to successful implementation. This webinar will address the business case for pursuing instant and pop-up networks while considering technology implementation strategies and rapid-deployment solutions for connecting these networks with mission-critical applications and the cloud
E-commerce Technology for Safe money transaction over the netRaman K. Attri
The Buzz word E-commerce has revolutionized the way the business and money transactions used to work in the past. It is the latest impact of software arena in the field of banking, business and purchasing. The term also refers to online stock and bond transactions and buying and downloading software without ever going near a store. In addition, e-commerce includes business-to-business connections that make purchasing easier for big corporations. This paper mainly concentrates on technology revolution behind the transaction of money over the net. There are still doubts and questions from business and corporate users on the safety aspects of e-commerce. The software and web technology has innovated many encryptions and secure software layering and protocols techniques which tries to make the e-commerce transactions safer. The concept behind these techniques along-with the technical aspect of e-commerce and how it can be implemented in bank for money transaction is discussed in this paper. Further it deals with safety and security issues related to e-commerce implementation in banks and business transactions.
SEBI has mandated that Brokerages, DP's and Wealth Managers shall register all new accounts with KRA. CMC Ltd. has a ready solution for KRA. See it here.
Learn from e-payments experts at WEX Bank, Expedia and HotelTonight who will discuss how single-use virtual accounts can help drive efficiencies in the payment and settlement process for OTAs, traditional agencies and tour operators.
Topics include:
domestic and global adoption trends and drivers
tips from inside Expedia and HotelTonight implementations
choosing the right partner and best solution
Panelists for this FREE webinar are:
Monica Fallo, WEX Bank, director US sales
Chris Richter, Expedia, senior project manager
Jared Simon, HotelTonight, COO
Kevin May, Tnooz, editor and moderator
Gene Quinn, Tnooz, CEO and producer
Brief introduction to Rubik Financial Limited - the 'Bank-in-a-Box' for financial institutions.
Rubik has product specialities in core, cards, collections and channels, but also delivers a Software-as-a-Service (SaaS) complete banking system.
The Evolution of Mobile Money: Retail, the next frontierIsabelle Berner
Presented by Isabelle Berner at the Global Connect Africa conference in Johannesburg, South Africa. This presentation shows how the mobile money market is evolving and highlights retail transactions and ecommerce as the next frontier for this space.
The presentation compares 4 technologies used to make mobile payments in store and concludes that currently only one of these technologies is secure, fast, universal, and inexpensive.
YESpay International provides card payment processing gateway service to merchants which is PCI-DSS and PA-DSS compliant and available in UK, Ireland, Denmark, Canada and USA.
DigiPay began its journey in the year of 2019
under the umbrella of Peerbits, a leading mobile
application development company. DigiPay has
come up with several digital financial solutions
such as Mobile Money, Agency Banking,
Automated Fuel Solution, Parking Solution, etc.
2. OUR ROOTS OUR VISION OUR JOURNEY KFT @ A GLANCE
GCS Established in 1995 by To enable, financial & non- Engaged Experts: Established: 2010
taking over the NCR branch financial, transactions: Risk Frontiers
office. Wipro Consulting 140 + Employees
• Made Simple Bankable Frontiers 70 + Professionals
A few references: • Affordable Micro-save 9 + Expatriates
- RevenueNET • Within reach
- CBE 1st ATM Network Gained Experience and 390 + Employees by Jan 13
- EtherNET Exposure:
- WoredaNET South Africa Investment: Birr 85 M
- IP MPLS Network Kenya
India
3. Single Window Service Platform Mobile Financial Services Platform Mobile Value Added Services
Technologies
Our
Channels
Our
Savings Payments Remittances
Products
G2C
Our
Electronic
Bill Payments E-Voucher ….
Airtime
4. G2C Services: Changing the way citizens transact
A PPP with MCIT on a BOT model
First Services to go live are Utility Bills in 56 locations
Reduce time to settle bills from 6 – 8 hours to less than 2 hours
Reduce place to pay from 3 to 1 | Anyplace | Longer Hours
…. to Grow to 32 G2C services in the next 18 months
5. Building an Alternative Delivery Channel
Mobile Money Branchless Banking
Building a Mobile Services Network to Enable Building an ADC Enabling access to Financial Services
• Bill Payments • Pilot 24 ASP 2012
• Domestic Transfer (P2P, B2B, P2B) • Scale up 320 ASP in 2013
• Electronic Airtime Top Up • Roll out up to 8000 ASP by 2017
5
6. Enabling access to financial services
Enrolment day
Staff upload & clean
data, open saving
accounts & print cards
Couples waiting for Agent captures clients’ Agent registers clients’ Agent captures clients’
enrolment info and signature on data on the finger prints on EPD
hardcopy form EPD, including photo
Back office
The major steps from enrolment to transaction
Clients complete Clients’ fingerprints Agent inserts card to EDP & Client receives
transaction with the authenticated vs. card unique customer ID is read or passbook and or a
cashier and collect (carded) or memory inputs customer ID to EDP for card
printed receipt (cardless) cardless clients
Transaction day
ACSI submits enrolees’
data to WoFED for payroll
creation, receives funds &
credits to saving accounts
6
7. Enabling financial services to Agricultural Value Chains
Back–end solutions Front–end solutions in woredas
Output buyer’s bank
KFT’s Technology Platform
Satellite branch at
market
Input Supplier’s bank
Card/e-voucher
Insurance company Farmer’s MFI or cooperative
Bank/MFI
Sub-branch
8. At The Heart of KFT
Our Technology Our People Our IP
Technology
Platform
Payments Over 4 years of learning's with
SWSD
KFT
Mobile Money renowned consultants and extensive
operational exchanges combined
Data Center | Disaster Recovery | NOC
Core Banking
Rural Banking with over 17 years of technology
IT Infrastructure infrastructure integration
Call Center | Service Desk
KFT Card | Mobile
KFT Rural Banking
Financial Services
Platform
Platform
Continuous experience gain on
Domain Expertise current project execution
Banking Operations
MFI Operations
Products and Services Development
Access to Knowledge in Product
Development
KFT – VAS
Platform
Agent Development
Strong Management Technology Operations