The document discusses how nature poses questions to humans through floods, landslides, storms and other disasters during monsoon season. It notes that local and national media regularly report on damage and risks caused by rainfall. It says that while climate change cannot be stopped, people need to adapt their behavior and prepare for different weather patterns. The document argues that long-term safety comes from changes in human behavior, not just relief efforts after disasters occur. People need to protect themselves and their livelihoods through preventative measures rather than just demanding aid after the fact.

1.  * ;fpg @)&) d+unaf/  lalaw  cfxf ;~rf/ /fli6«o ;fKtflxs  #
dfgjljsf; tyf ;fd'bflos ;]jf 4f/f
;+rflnt rf}/hxf/L c:ktfn ?s'dn]
lalxaf/ b]lv b]lv d'n hUufbftfx?nfO{
k'0f{ ?kdf lgz'Ns :jf:Yo pkrf/ ;]jf
;'? u/]sf] 5 . ;g !((% ;fndf :yfkgf
ePsf] c:ktfnn] ljhoZj/L uflj;
j8f g $ sf :yflgo !$ hgf
d'nhUufbftfx? nfO{ lgz'Ns ?kdf
:jf:Yo pkrf/ ;]jf ;'? u/]sf] xf] .
c:ktfnn] ut h]i7 @@ ut] Ps ;'rgf
k|sfl;t u/L hUufbftfx? nfO{
kfl/jfl/s ljj/0f dfu u/]kl5 d'n
hUufbftf ;lxt !)$ hgfn] c:ktfn
k|zf;gdf lgj]bg k]z u/]sf lyP . kfl/
jfl/s ljj/0f k]z u/]sf d'n hUufbftf
afx]s pgsf 5f]/f 5f]/L a'xf/LnfO{ eg]
cfxf ;~rf/
 ?s'd
cf=j= @)^(÷)&) sf] aflif{s vr{ ljj/0f
lhNnf lasf; ;ldlt÷lhNnf k|fljlws sfof{no, ?s'd
rf}/hxf/L c:ktfn4f/f hUufbftfx?nfO{
lgz'Ns :jf:Yo pkrf/
;'Gg ge''nf}+
o'P;cfO{lk sf7df08f}sf]] ;xof]u, lhNnf k|x/L
sfof{no ?s'dsf] ;xsfo{ / u|fldg lasf;
hgr]tgf s]Gb| ?s'dsf] ;fem]bf/Ldf /]l8of]
;fgLe]/L PkmPd !))=* d]ufxh{af6 k|To]s xKtfsf]
z'qmaf/ laxfg &M#) ah]af6 * ah];Dd ;'Gg
ge'Ng'xf]nf .
/]]l8of] sfo{qmdGofo / ;'/Iffsf s'/f
:jf:Yo pkrf/sf] qmddf nfu]sf] k'0f{ vr{
dWo %) k|ltzt /sd 5'6 ul/g]
c:ktfnsf k|zf;s l8naxfb'/ lu/Ln]
hfgsf/L lbP . o;}u/L c:ktfnn] dlxnf
:jf:Yo :jod ;]ljsfx? nfO{ eg] @%
k|ltzt /sd 5'6 lbg] atfPsf] 5 .
;d'bfodf /x]/ k|ToIf ?kdf dfgjLo
:jf:Yo If]qdf ;xof]u k'/ofPsf] eGb} rf}/
hxf/L c:ktfnn] pgLx?sf] :jf:Yo
pkrf/df nfUg] vr{sf] hDdf /sd dWo
@% k|lt;t /sd 5'6 ug{] lg0f{o u/]sf]
xf] . Ps ;'rgf k|sfl;t u/L of] ;]jf
cGt/ tyf jfxo lhNnfsf dlxnf :jf:Yo
:jod;]ljsfx?nfO{ ;d]t k|bfg ul/g]
ePsf] 5 . ;]jf lng cfpg] dlxnfx?n]
clgjfo{ ?kdf cfkmgf] kl/ro kq ;fydf
lnP/ cfpg c:ktfnn] cfu|x u/]sf] 5 .
cfly{s ef}lts
1 :yfgLo lgsfo cg'bfg 38136000.00 38118431.58 17568.42 99.95 100.00
2 ko{^g k'jfwf/ ljsf; sfo{qmd 3000000.00 3000000.00 0.00 100.00 100.00
3 :yfgLo oftfoft k'jf{wf/ If]qut sfo{qmd 12700000.00 12121914.00 578086.00 95.45 85.00
4 cfly{s ;fdflhs k"jf{wf/ ljsf; sfo{qmd 500000.00 500000.00 0.00 100.00 100.00
5 u|fdL)f vfg]kfgL tyf ;/;kmfO{ sfo{qmd 4693190.00 4693190.00 0.00 100.00 100.00
6 ljB"t /f]oN^L 1197000.00 1197000.00 0.00 100.00 100.00
7 ;fgf l;+rfO{ sfo{qmd 800000.00 800000.00 0.00 100.00 100.00
8 åGå k|efljt If]q ljsf; sfo{qmd 5000000.00 5000000.00 0.00 100.00 100.00
9 emf]n'é] k"n tyf :yfgLo :t/sf ;*s k'n 4900000.00 4560373.00 339627.00 93.07 97.00
10 hg;xeflutfdf cfwfl/t ljsf; sfo{qmd 16400000.00 16400000.00 0.00 100.00 100.00
11 kmf]x/ d}nf Joj:yfkg sfo{qmd 1000000.00 1000000.00 0.00 100.00 100.00
12 IF]qLo :t/sf ;*s 7600000.00 7600000.00 0.00 100.00 100.00
13 :yfgLo o"jf ;fem]bf/L sfo{qmd 612000.00 612000.00 0.00 100.00 100.00
14 uflj; cg"bfg 64500000.00 64500000.00 0.00 100.00 100.00
15 pkfk 8904000.00 6643071.00 2260929.00 74.61 100.00
16 afnd}qL :yfgLo zf;g -o'lg;]km_ 3411920.00 3243300.00 168620.00 95.06 95.10
17 ;+o"Qm /fi^« hg;+Vof sf]if 457870.00 227260.00 230610.00 49.63 75.00
18 ljkb Joj:yfkg -o'lg;]km_ 1067655.00 1014915.00 52740.00 95.06 100.00
19 b'u{d If]q ljsf; sfo{qmd 4643000.00 4368000.00 275000.00 94.08 94.00
20 u|fdL)f ;fd"bflos k'jf{wf/ ljsf; sfof{qmd 24680000.00 24407685.00 272315.00 98.90 99.00
21 k"g{lgdf{)f tyf k"gM:yfkgf 27430000.00 21490000.00 5940000.00 78.34 100.00
22 zflGtsf nflu ljsf; sfo{qmd 4540000.00 4340000.00 200000.00 95.59 100.00
23 gd'gf a:tL ljsf; sfo{qmd 2000000.00 2000000.00 0.00 100.00 100.00
24 u|fdL)f k"gMlgdf{)f tyf k'gM:yfkgf sfo{qmd 103312000.00 103312000.00 0.00 100.00 100.00
25 ;fd"bflos l;+rfO{ cfof]hgf 5445000.00 3992000.00 1453000.00 73.31 100.00
s'n hDdf M 346929635.00 335141139.58 11788495.42 96.60 98.50
qm=;+= sfo{qmdsf] gfd jflif{s jh]^ jflfif{s vr{ lkmtf{
k|ult k|ltzt

2. @* ;fpg @)&) d+unaf/  lalaw  cfxf ;~rf/ /fli6«o ;fKtflxs  $
k|s[ltn] dflg;nfO{ ug]{ k|Zg
cfhef]nL jf9L, klx/f], 8'jfg, s6fg
nufotsf vj/x? ;fob g;'Gg] dfG5]x?
sd} xf]nfg . jiff{tsf] ;do eP/ klg
xf]nf To:tf 36gfx? lbg lbg} st} g
st} 3l6/x]sf 5g . :yfgLo tyf /fli6«o
;+rf/dfWoddf Ps lbgdf jiff{tn]
k'¥ofPsf] Iflt / hf]vLdk'0f{ cj:yfsf
jf/]df ;dfrf/ k|sflzt jf k|zf/0f ePsf]
kfOG5 . st} 3/x? klx/f]n] jufof], ;8s
cj?4, 3f/]6f] jf6f] ljlu|of], sf7]k'n
eTsLP, vf]nfaf6 cfjt hfjt ug{
sl7gfO, 3/x? hf]vLddf k/]kl5 kl/jf/
lj:yflkt, v]tLof]Uo hldg s6fg,
o;kfnL vf]nfn] ;j} hldg ju/ jgfOlbof]
h:tf ;dfrf/x? k9g / x]g]{ kfOG5 . of]
;j} jiff{tsf] sf/0f 3l6/x]sf 36gfx?
x'g . Ct' kl/jt{g eO/xG5 Tof] s;}n]
/f]Sg] ljifo xf]Og . Ct' cg';f/
jftfj/0fLo cfs[lt klg km]l/G5 . s'g
Ct'df s] x'G5 eGg] s'/f klg xfdLnfO{
yfxf gePsf] xf]Og . s'g ;dodf kfgL
k5{, s'g ;dodf udL{ x'G5 of s'g ;dodf
hf8f] x'G5 h:tf s'/fx? xfdLn] hfg]sf] /
ef]Ub} cfPsf] ljifo xf] . dfG5]n] df};d
cg';f/ cfkmgf] ;'/Iff ug{ ;Sg'kb{5 .
udL{ df};d / hf]8f] df};ddf nufpg]
kf]zfs km/s km/s x'G5 . To;n] dfq
cfkmgf] zl//sf] ;'/Iff ug{ ;S5 eGg]
xfdL ;j}nfO{ yfxf 5 . jiff{tsf] ;dodf
klg xfdLn] ckgfpg] y'k|} k|sf/sf ;'/Iff
x'g ;S5g t/ Tof] cln lb3{sfnLg /
dflg;sf] Jojxf/;+u ;DjlGwt 5 . xfdL
jiff{tsf] ;dodf ;'/lIft x'g ;fob
klxn]b]vL g} cfkmgf] jfgL Jojxf/df kl/
jt{g ug{ cfjZos 5 . s'g} ?v /f]K5f}+
pd|g / x's{g w]/} jif{ nfUg ;S5 t/
sf6g, To;df gfz kfg{ s'g} 306f klg
nfUb}g . dflg; ;'/lIft tl/sfn]
hLjgofkg ug{ rfxG5 t/ jfgL
Jojxf/df kl/jt{g ug{ Wofg lbb}+g . xfdL
:j:y eP/ jfFRg rfxG5f}+, xfdL xfd|f] 3/
slxNo} gelTsof]; jf nfdf] ;do;Dd /
lx/xf]; eGg] rfxG5f}+, xfdL xfd|f] ufpF3/
df jf9L klx/f] ghfcf]; eGg] rfxG5f}+,
xfdL xfd|f] v]tLof]Uo hldg s6fg gePsf]
eP x'GYof] eGg] rfxG5f}+, xfdLn] lx8g]
;8s jf uf]/]6f] jf6f] gelTsof]; eGg]
rfxG5f}+, xfdL 3/x? klx/f]sf] hf}vLddf
k/]/ lj:yflkt x'g gk/f]; eg]/ rfxG5f}
of sfdgf ub{5f}+ . t/ s'g} klg k|sf/sf]
cfkm'n] sfdgf u/]eGbf km/s k|sf/sf]
k|sf]kaf6 ljkbsf] cj:yf cfof] eg]
eujfgsf] v]n eg]/ k'k'{/f]df xft /fv]/
j:g' jfx]s c? ljsNk x'b}g . hj jf9L
klx/f] nufotsf k|sf]kn] ljkbsf] cj:yf
NofpF5 tj /fxt, Ifltk'lt{, k'gM:yfkgfsf]
dfu ub}{ ;/sf/L lgsfodf k'Ug] xfdL
;j}sf] afgL g} alg;s]sf] 5 . s'g} klg
36gf eO;s]kl5 /fxt kfOG5 of kfOb}g
eGbf klg s] Tof] 36gf s;/L 36g k'Uof]
eg]/ lrGtg dgg ul/g' cfjZos 5 .
/fxt dfUg' jf kfpg' s'g} c:jefljs
kIf t xf]Og t/ eg]hlt /fxt pknJw
u/fpg /fHosf] klg x}l;ot gk'Ug ;S5
. /fxt kfOPg eg] cfGbf]ng, rSsfhfd,
aGb ug{ kl5 kb}{gf} t/ xfd|f] jfgLdf eg]
s'g} kl/jt{gsf] ;+s]t b]lvb}g .
To;sf/0f klg xfdLn] cfkmgf] hLjg /Iff
cfkm}n] ug]{ ljifos xf] ug{ ;S5f}+ . s]
ubf{ xfdL :j:y eP/ jfFRg ;S5f}+ < s]
ubf{ jf9L klx/f] /f]syfd ug{ ;lsG5 <
;f]xL cg';f/sf] xfdLn] cfkmgf] jfgL Jojxf/
;'wfg{ cfjZos 5 . k|s[ltn] xfdLnfO{
;f]lw/x]sf] 5 s] ltldx? ;'/lIft / :jR5
hLjg ljtfpg rfxG5f}+ <<< olb rfxG5f}+
eg] dnfO{ ;+/If0f u/L x/fe/f agfp,
st} gePsf] 7fpFdf ?vx? /f]k, ePsf
?vlj?jfx? hf]ufpm . olb ltldn] dnfO{
hf]ufpg ;s]gf}+ eg] ltldn] cfkmgf] hLjg
klg hf]ufpg ;Sb}gf}+ . hlt k'hf u/,
hlt k|fygf u/, hlt OZj/;+u efsn
u/ cx+ ltld ;'/lIft 5}gf}+ . hltj]nf
ltd|f] jfgL Jojxf/df kl/jt{g cfpF5,
Toltj]nf ltldn] jgh+un ljgf; x}g
;'/Iff / ;+/If0f ug]{5f}+, 3/ jgfpFbf
;'/lIft :yfgdf jgfpg]5f}, h;nfO{
e'Orfnf] cfPklg s'g} c;/ gk'¥ofcf];,
ufpF3/df st}klg kmf]xf]/ ug]{ 5}gf},
v]tLof]Uo hldgnfO{ ;'/lIft /fVg jfFw
jfWg] 5f}+, jgh+undf cfunfuL x'glbg]
5}gf}, cfkmgf] 7fpFdf ;8s lj:tf/ ubf{
ef}uf]lns cj:yfnfO{ cWoog u/]/ dfq
;8s lgdf{0f u5f}{, ePsf] sfNgf] vf]l/of
vg]/ hUuf jgfpg] 5}gf} . Toltj]nf ltld
/ ltd|f eflj ;GttL ;'/lIft / :j:y
hLjg ljtfpg ;S5g . olb ltld jfFRg
rfxG5f} eg] cfh}b]vL cfkmgf] jfgL ;'wf/
u/ / c?nfO{ klg kl/jt{g u/fpg] sf]lz;
u/ gq ltld klg ;'/lIft 5}gf} / ltd|f
eflj ;Gtfgx?nfO{ klg ;'/lIft jgfpg]
5}gf}, s] u5f}{ Tof] ltd|} xftdf 5 ..
n]]vs lakb Aa:yfkg kqsf/
;dfh ?sdsf cWoIf x'g .
aL/ axfb/ dNn
hj jf9L klx/f] nufotsf k|sf]kn] ljkbsf] cj:yf NofpF5 tj /fxt,
Ifltk'lt{, k'gM:yfkgfsf] dfu ub}{ ;/sf/L lgsfodf k'Ug] xfdL ;j}sf]
afgL g} alg;s]sf] 5 . s'g} klg 36gf eO;s]kl5 /fxt kfOG5 of kfOb}g
eGbf klg s] Tof] 36gf s;/L 36g k'Uof] eg]/ lrGtg dgg ul/g'
cfjZos 5 . /fxt dfUg' jf kfpg' s'g} c:jefljs kIf t xf]Og t/
eg]hlt /fxt pknJw u/fpg /fHosf] klg x}l;ot gk'Ug ;S5 . /fxt
kfOPg eg] cfGbf]ng, rSsfhfd, aGb ug{ kl5 kb}{gf} t/ xfd|f] afgLdf
eg] s'g} kl/jt{gsf] ;+s]t b]lvb}g .
lhNnf lzIff sfof{no hfh/sf]n] sfd
;DkGg gx'b} ! s/f]8 /sd e'QmfgL u/]sf]
v'nf;f ePsf] 5 . sfof{non] ldn]dtf]df
ljBfno If]q ;'wf/ sfo{qmdsf] /sd sfd
gu/L e'QmfgL lbPsf] xf] . sfof{non]
k|fljwLs d'Nof+sg ljgf g} l;w} # bh{g
of]hgfsf] /sd e'QmfgL u/]sf] xf] .
sfof{non] gof sIffsf]7f lgdf{0fsf] @&
nfv, ljBfno ejg lgdf{0fsf] #) nfv,
sIffsf]7f tyf ljBfno k'g:yfkgfsf] %
nfv, aflx/L jftfj/0f ;'wf/sf] # nfv
&% xhf/, 5fqf zf}rfnosf] % nfv / $
sf]7] ejg lgdf{0fsf] @* nfv ;d]t ((
;o nfv /sd sfd ;DkGg gx'b}
ljBfnosf] vftf hDdf u/]sf] 5 . of]hgfsf]
sfo{ ;DkGg gx'b} ;DalGwt ljBfnosf]
vftfdf /sd hDdf u/Llbg' cfly{s
k|zf;g P]g ljkl/t ePsf] g]kfn lzIfs
;+3sf cWoIf hgsaxfb'/ l;+xn] jtfP .
sltko ljBfnosf] sfo{ z'?jft ;d]t
x'g ;s]sf] 5}g, t/ /sd lgsf;f eP/
vftfdf /sd hDdf ePsf] cWoIf l;+xn]
atfP . lhNnf lzIffn] k|fljwLssf] sfo{
;DkGg d'Nof+sg kl5 dfq ljBfnosf]
vftfdf /sd e'QmfgL ug{'kg]{df # bh{gsf]
sfo{ ;DkGg d'Nof+sg ljgf g} vftfdf
/sd hDdf ug'{ u}/ sfg'gL ePsf] pgn]
atfP . aL/]Gb| lxdfno pRr dfWolds
ljBfno tNn', afu]Zj/L pdflj khf?,
lzaz+s/ pdflj hutLk'/, cfbz{ pdflj
n'xfbx, aL/]Gb| pdflj h'Fufyfkfrf}/, nIdL
k|fKtL pdflj v'kf{ nufPt # bh{g
ljBfnosf] sfd ;DkGg ge} /sd e'QmfgL
ePsf] xf] . lzIffn] sfd ;DkGg gx'Fb}
/sd e'QmfgL ePsf tL ljBfnosf a}+s
l:yt vftf eg] /f]Ssf u/]sf] 5 . lzIff
sfof{no, g]kfn a}s lnld6]8 / ljBfnosf]
;d]t ldn]dtf]df vftf /f]Ssf u/LPsf]
g]kfn /fli6o lzIfs ;+u7gsf s]lGb|o
;b:o cRo't k|;fb zdf{n] atfP . pgn]
lhNnf lzIff sfof{nodf nfvf}sf] ei6frf/
ePsf] bfjL u/] . pgn] sldzg lbg]
ljBfnonfO{ sfd g} gu/]klg e'QmfgL
lbO{Psf] t/ sldzg gkfPsf ljBfnosf]
dfq /sd /f]Ssf /flvPsf] zdf{sf] egfO{
5 . lhNnf lzIffn] ef}lts k"jf{wf/
nufPt sfo{qmdaf6 !% k|ltzt ;Dd
sldzg lnP/ /sd e'QmfgL lbg] u/]sf]
pgn] 7f]s'jf u/] . of]hgf 5gf}6 r/0fd}
ljBfnosf k|wfgfWofksaf6 /sd cz'n
ug]{ u/LPsf] 5 . h'g ljBfnoaf6 sldzg
k|fKt x'G5, To;nfO{ k6s k6s of]hgf
lbg] u/]sf] zdf{n] atfP . cl3Nnf] cfly{s
aif{ klg !& ljBfnosf] vftfsf] *% nfv
?k}of /f]Ssf /flvPsf]df sldzg kfpg]
ljlQs} k|fljwLs d'Nof+sg ljgf g} km's'jf
ul/Psf] pgn] v'nf;f u/] . o;/L aif]{gL
sfd} gu/L cGwfw'Gb /sd e'QmfgL x'Fbf
ljBfno If]q ;'wf/sf] s/f]8f}+ /sd
afn'jfdf kfgL xfn] h:tf] ePsf] 5 t/
ljBfnosf] k"jf{wf/df eg] k|ult x'g ;s]sf]
5}g, pgn] eg] . lhNnfdf k|fKt ah]6
lkmtf{ gug]{ pb]Zon] sfd ;DkGg gePklg
pQm /sd ljBfnosf] vftfdf hDdf
u/]sf] lgldQ lhNnf lzIff clwsf/L k|sfz
;'j]bLn] atfP . sfg'gL lx;fjn] ljBfnosf]
vftf /f]Ssf ug{ gldNg] x'bfx'b} klg sfo{
;DkGg geP ;Dd tL ljBfnosf] vftf
/f]Ssf u/Lg] ;'j]bLn] atfP .
lzIff sfof{no4f/f sfd} gu/L /sd e'QmfgL
x]dGt s];L
 hfh/sf]6
cl3Nnf] cfly{s aif{ klg !& ljBfnosf] vftfsf] *% nfv ?k}of /f]Ssf /flvPsf]df sldzg kfpg]
ljlQs} k|fljwLs d'Nof+sg ljgf g} km's'jf ul/Psf] v'nf;f ePsf] xf] .