1. SYED MUZAFFAR NAQI
A-52 SUB-SECTOR-D, SADAAT-E-AMROHA COOPERATIVE HOUSING SOCIETY,
Sch-33, Karachi. CELL # 0321-2096518, 0333-3253488, PH: 021-34430377
E-mail: muzaffarnaqi@yahoo.com
Personal Profile
Self-motivated, conscientious, ability to work on own initiative and also as a part of team, Good at meeting targets
and objectives coupled with the handling of variety of tasks efficiently and effectively while remaining confident
under pressures.
Employment History
HBL (HABIB BANK LIMITED)
Joined HBL in March 1980 and availed pre-mature retirement in Feb 2016, during my services in HBL I had got the
opportunity to work and learn in various departments of the bank, in Head office, H.R, Centralized Department and
in different Branches from typist, officer, in-charge to Manager Level. My last assignment was Manager Teller and
Services in HBL Napier Road Commercial Sub-Centre Karachi and I was supervising the our all branch Cash,
Clearing, Remittances, Bankers Çheques, Utility Bills along with assisting and guiding staffs for advances (credits)
and Export Re-Financing transactions handling.
Experience
Manage Teller and Services From March 2013 to February 2016
Responsibilities:
• Supervising and monitoring the our all branch Cash Transactions, considering the overall branch cash retention
limit
• Preparation and maintenance of insurance in case of excess cash
• Monitoring the ongoing cash position to call for or surrender of excess cash to Vault
• Supervising the FC Cash in USD, GBP and EURO as well considering the ratio
• Supervising the overall remittances, Banker’s Cheques from issuance to settlement and cancellation, online
banking for transfer of funds within and other cities.
• Supervising the Clearing Cheques, internal Transfer (within branch) and other online branches from all over
Pakistan.
• Supervising the utility bill transactions, their reporting and submission of relevant statements to concerned
offices for the settlement.
• Handling unclaimed deposit, maintain their records updates, timely preparation and submission of relevant
statements for HOK and SBP submission.
• Supervising ATMs, considering the cash position and requirement
• Assisting RMs. and Marketing as one bank one team to inject new business, handling with old customers to
meet the Deposit and Advances targets
• Visits to valued and new customers with Marketing team to discuss their issues and their exception better and
specialized services to them.
• Assisting and guiding staff for advances (credits) and Export Re-Financing transactions handling.
Manager Advances From June 2006 to March 2013
Worked as a Manager / In-Charge Advance in HBL Napier Road Commercial Sub-Centre Karachi and
supervising total Portfolio of About 1500 M in various Commercial and Trade Products like Export Refinance
Part-I & II, Running Finance, Demand Finance, Cash Finance, FATR, FAPC, FIM, FAFB, and FCIF
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2. Responsibilities:
• Responsible for coordinating credit and financial activities and obtaining payments for import/export
operations and adjustments / settlement of finances i.e. FATR, FIM, FAFB, FCIF and FAPC etc
• Act as an advisor on matters of tariffs, markets, and federal and foreign regulations.
• Ensure that paperwork for finances are completed
• Accurately, in a timely manner and according to SBP laws and Regulations.
• Interact with business customers to answer questions and resolve problems.
• Advice on international Commercial and Trade finance related issues.
• Handle day-to-day operational issues associated with Advances.
• Familiar with a variety of the field's concepts, practices, and procedures.
• Relies on experience and judgment to plan and accomplish goals.
• Timely preparation & submission of all required Advances and Mark-up statements as required non-
compliance monetary penalties from SBP especially in ERF cased
• Balancing of all related G.Ls, contra liability heads, Margin and ensure accuracy.
Central Processing Unit (CPU) Export Re-finance department from January 2004 to June 2006
Worked as an Officer In charge in HBL, Central Processing Unit (CPU) Export Re-finance department from
January 2004 to June 2006
Responsibilities:
• Managing & Dealing Export Re-Finance Scheme
• Locally Manufacturing Machinery
• Dealing with 16 branched of ERF
Specialized Finance Division Export Re-finance department from 1996- to 2003
Worked as an Officer in HBL, Specialized Finance Division Export Re-finance department from 1996- to 2003.
Responsibilities:
• Checking of EE/EF & Fine/Refund
• All Concerned locally manufactured machinery scheme
• Lodgement of ERF documents P-I & P-II, to SBP
• Repayment of EFR loan on SBP
• Reconcile mark-up ERF loan paid to SBP
•
• Represent to Habib Bank in SBP handing of all over work of Export Re-Finance
Central Branch HR Department from 1994 to 1995.
Worked as an Officer in HBL Central Branch HR Department from 1994 to 1995.
Responsibilities:
• Maintain Records of 350 Staff
• Maintain salaries of 350 Staff
• Voucher of Executives
Central Branch from 1986 to 1993.
Worked in HBL Central Branch Inward Test Key deptt from 1986 to 1993.
Foreign Exchange Branch from 1984 to 1985.
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3. Worked in HBL Foreign Exchange Branch from 1984 to 1985 in Home Remittance department, Import
department and Export department
HBL Cotton Cell HOK from 1980 to 1983.
Worked in HBL Cotton Cell HOK from 1980 to 1983.
Responsibilities:
• Checking Stocks & machinery of Textile Mills under lien of bank
• Checking stocks & ginning of Growing Mills under lien of bank
Additional Professional Training Courses
• Basic Banking Training
• International Banking Training
• Attend & Participate Two-Days workshop of Export Refinance Scheme in HBL MDI Karachi.
• Attend Three-day workshop of Trade Finance in HBL MDI Karachi
Internal Qualities
Full knowledge & expert in Export Re-Finance
Academic Qualification
• B.A University of Karachi
• HSC Board of Intermediate Education Karachi
• SSC Board of Secondary Education Hyderabad
Personal Information
Father’s name
(Late) Syed Mehboob Ali
Religion Islam
Date of birth 5th
April 1961
C.N.I.C number 42101-3352911-3
Marital Status Married
References
Will be furnished on request
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