1. Akbar Ali
(Associate Chartered Banker) (Associate Certified Mutual Fund Distributor) (Junior Associateship of IBP)
Flat No 101, Al Karimi Terrace 395/2, Garden East Karachi
Cell Phone +92 333 021 0888, Res +9221 32257766 DOB 07 Oct 1985,
Passport Number XJ1790992 Email: akbardatoo@gmail.com
Personal Summary
By the passage of time I have build different abilities and expertise through hard working and commitment throughout my career of 11 years of banking
experience, I have gained a unique combination of skills of overseeing functions of individuals to significant increase in productivity in terms of sales and
profits. As hands on finance and sales professional I am able to relate with all levels of management, identifying needs, analyzing and implementing
strategies.
Work Experience
Bank Alfalah Limited
Designation: Branch Manager/ Range VI (Vice President) at Shahrah-e-Faisal Branch Karachi from April 12, 2016 to Present
• Managing Total Liability Portfolio of Rs 6.5 Billion, CA 1846 M
• Credit / Trade Portfolio of Rs 4.00 Billion.
• Managing Total Head Count of 32.
• Branch Profitability Targets.
• Deposit Mobilization, FX Sales, Commercial/Corporate Finance (RF, Leasing etc)
• Wealth Management (Mutual Funds)
• Consumer Sales (Credit Card/ Personal Loan / Autos)
• Branch Overall Asset & Liability Management.
• People Management, Appraisals & Sales Force Performance Monitoring.
Standard Chartered Bank (Pakistan) Limited
Designation: Branch Manager/ Grade G6 (Vice President) at Zamzama Branch Karachi from 01st
August 2013 till April 11, 2016.
• Managing Total Liability Portfolio of Rs 1.475 Billion.
• Total Growth of Rs 750M since 01/08/2013 (Islamic Deposit 400M, Core Deposit 150M, High Yield 200M).
• Advisory services of Wealth Management Products to the customers,
• To achieve sales targets for deposits & WM, solicitation of NTB customers.
• To monitor ETB portfolio, movement of funds, analyzing the need of existing customer and prospect of selling other products to improve PPC
ratio (Product per Customer).
• Handling Complaints timely, To improve Customer Services and Service Indicators(TAT, NPS)
• Adherence to Banks Account Opening Policies and Procedures.
• Compliance to Regulatory Requirements of KYC & AML.
• Responsible for conducting Customer Due Diligence (CDD), Periodic Risk Review for EDD/SDD customers.
• Reporting of SAR (Suspicious Activity Report), change in status of customers (SDD to EDD/PEP) through CDD reviews.
• Revenue Generation through FX, WM (Banc assurance / Gov Securities), Low Yield Deposits.
• Cross Selling of Consumer Assets, Credit Card & Personal Loans.
• To Conduct Morning Huddles, Business/Performance Reviews for sales & service staff.
HBL (Formerly Habib Bank Limited)
Designation: Branch Manager at Kehkashan Branch Clifton Karachi from 18st
June 2009 to 31st
July 2013.
• Total Liability Portfolio of Rs 8.706 Billion (Low Cost 2.330 Billion) including CA (1.415 Billion)

2. • Accounts of Individuals, LLC, Societies, Trusts, Educational Institutions Achievement 2012 (Approx Growth of 239% in Total Deposit and 209%
in Actual Low Cost & 284% in CA)
• Achieved Targets of Consumer Assets (Credit Cards, PL, and Autos).
• Marketing SME/Commercial Customers for Trade & Credit Business.
• Increasing Revenue by extending SME Loans, RF Facility (against collateral), and LC’s (Against Cash Margins).
• Bringing NTB Customer & Retaining ETB Customers.
• Selling Wealth Management Solutions to customer, advisory services on investments like T-Bills, PIBs, Mutual Funds, Banc assurance and
Term Deposits.
• Qualified Banc assurance Conventions at Dubai, Turkey, South Africa, Tashkent, Singapore & Bangkok by Jubilee Life Insurance Corporation
as a Super Achiever.
MCB (Formerly Muslim Commercial Bank Limited)
Designation: Branch Manager at Karimabad Branch F.B Area Karachi from 21st
March 2008 to 17th
June 2009.
• Total Liability Portfolio of Rs 450 Million.
• Deposit Mobilization and Call/Visits to Existing and Fresh Relations
• Retaining the existing customers by catering to their day to day demands
• Administrative Control of the Branch & Operational Supervision.
• Formulating leads and referrals to sales team including PBA and DSC's, CSO.
• Offering Sales Promotions for Low Cost Deposits.
• Implementing Sales and Service Culture (Host of the Day, Service Meetings, Sales Review)
Designation: Credit & Trade Manager at MCB Shahrah-e-Faisal Corporate Branch Karachi from 02nd
February 2007 to 20th
March 2008.
• Handling branch assets portfolio of Rs 1.300 Billion, dealing with mix of customers from all sectors of trade, SME/Corporate and individuals
• Taking timely decisions, providing operational support for credit lending, risk mitigation and preparing proposals on the basis of
comprehensive appraisal of business, cash flows, and balance sheet analysis, evaluation of collateral, market feed backs, quantitative and
qualitative checks. Inspection of Stock, Physical Verification of Work place, Security Offered, Credit Documentation etc
• Recoveries of mark-up and Compliances of Prudential Regulations & Policy Manual.
Bank Alfalah Limited (Third Party Contract RONDON Enterprises)
Designation: General Banking Officer/Office Assistant at Eidgah Branch Karachi from 28th
May 2004 to 01st Feb 2007.
Academic Qualifications
• M.B.A in Banking & Finance from Mohammad Ali Jinnah University Karachi (Punjab Group of Colleges) in year2009 (CGPA 3.33)
• M.A in Economics from University of Karachi in year 2007 (2nd
Division)
• B.COM from University of Karachi in year 2005 (2nd
Division)
• Intermediate in Pre Engineering from Karachi Public College in year 2003
• Matriculation in Biology Science from Aga Khan School Garden in year 2001.
Professional Qualifications
• Associate Chartered Banker (ACB) from Chartered Banker Institute (U.K) in June 2013.
• J.A.I.B.P (Junior Associate ship from Institute of Bankers Pakistan) in year 2013.
i. Stage 1 Cleared in 1st
attempt (Awarded Prize Money of Rs 50,000/- by HBL)
ii. Stage 2 Cleared in 1st
attempt (Awarded Prize Money of Rs 75,000/- by HBL)
iii. Stage 3 Cleared in 2nd
attempt (Awarded Prize Money of Rs100,000/- by HBL)
Trainings & Certifications
• Day 1 Readiness Program by Standard Chartered Bank.
• ABL (Andover Bread Loaf) Reading & Writing Workshop by British Council Karachi.
• Branch Manager Certification Program by HBL (All Three Modules)
• Huthwaite Selling & Value Based Selling Program by HBL.
• Uplifting Service Champion (Up Your Service College) by RON KAUFMAN at HBL.
• Attended many other Training programs on Branch Banking Operations, KYC & AML procedures, Prudential Regulations, Islamic Banking
Products, Team Building, Performance Management, Credit Initiation & Approvals, Consumer Lending etc.
Other Achievements
• Certificate of Outstanding Contribution to Standard Chartered Saadiq Business in 2015.
• Certificate of Contribution to Standard Chartered Saadiq Business in Q1 2014.
• Certificate of Outstanding Performance in Total Deposit 2012 to HBL
• Certificate of Outstanding Performance in % Growth Total Deposit 2012 to HBL
• Certificate of Outstanding Performance in Total Current Deposit 2012 to HBL
• Certificate of Outstanding Performance in % Growth Total Current Deposit 2012 to HBL

3. • Certificate of Outstanding Performance in Total Deposit by Volume 2012 to HBL
• Certificate of Outstanding Performance in Total Current Deposit by Volume 2012 to HBL
• Certificate awarded by Group Head Consumer Banking & MD JLIC for Super Qualifier in all Banc assurance Conventions.
• Certificate awarded by Group Head Islamic Business & CEO Pakistan Standard Chartered Bank in 2015 for outstanding contribution in Saadiq
Business.
Other Skills
• Microsoft Office
• HTML, Java Scripting, Adobe Photoshop etc
References
Will be provided on request