1. Mouza Said Al Musalmy
1972 Sultanate Of Oman
Muscat
+968 92733719
Mouza-almusalmy@hotmail.co.uk
I have been awarded the Bachelor of Science in Business
Finance and I have completed 20 years of experience with
HSBC Bank Oman. From this acquired skills, team working,
communication skills, organizing skills, planning skills,
computer skills, writhing skills, analysing and solving complex
business cases skills. I believe I can apply the skills obtained
from my previous experience to this position.
O B J E C T I V E S :
I Seek a challenging position in the field of Bank industry, which provides an opportunity
for both great responsibilities and future advancement. Moreover, I wish to obtain a full-
time position in a multinational company, which will expose me to different working
environments.
E D U C A T I O N :
University of Atlanta
2008/2012.
 Bachelor of Science in Business Finance
C O U R S E S :
International College of Engineering and management
2009/2012.
 Communication Skills
 Computer Input Course
 Foreign Trade Business
 Quality Service Course
 Customer Relation Course
 Effective Internal Auditor
 Operational Risk Awareness

2. Mouza Said Al Musalmy
Page 2
 Cambridge First Certificate
 Retail Credit Risk Management
 Selling Skills for Bank Braches
 Compliance and Reputational Risk
 Charted Institute of Banker Course
 Small & Medium Enterprise (SME) Finance
 HSBC Health & Safety Awareness Programme
 Assurance, Acceptance & Refund of Thomas Cook Master cards
 Performance Management Curriculum Module Understanding
Calibration
E X P E R I E N C E :
Manager - Risk Management | HSBC Oman
January 2008 – December 2013.
To analyse and review the credit worthiness of Corporate clients, Banks & Financial
Institutions in order to determine that credit proposals are within the risk
provisions/parameters and policies established by the bank and the regulators.
Risk strategy & policies: Provide inputs relating to introduction of policies and
procedures to improve existing policies and procedures in order to meet the
requirements of the business.
 Monitor external environment and industry trends for critical analysis on the credit
portfolio of the bank.
 Prescribe Industry benchmarks for credit exposures.
 Ensure compliance with Central Bank and internal policy parameters.
 Undertake a periodic review of the Credit Approval procedures.
Asset Quality: Assess corporate proposals (including overseas branches), Bank &
Country limits proposed by the concerned business generating division in order to meet
budget targets.
 Ensure credit risks are highlighted and suggest covenants / transaction structures to
mitigate the risks, and ensure that only credit proposals of quality are recommended.
 Monitor and check daily excess reports in order to ensure proper approvals are in
place.
 Assist Unit-Head, Corporate Credit and Divisional Head Corporate Credit Risk in
monitoring the Corporate Banking portfolio.
 Coordinate with CBO examiners during annual CBO examination as directed by
Divisional Head.

3. Mouza Said Al Musalmy
Page 3
Operation Manager - Ruwi High Street Brach | HSBC
Oman
January 2005 – December 2007.
Customer Services Representatives | HSBC Oman
January 2002 – December 2004.
Operation Department | HSBC Oman
January 2001 – December 2001.
Teller Supervisor (Authorised as cate gory A signatory)|
HSBC Oman
January 1994 – December 2000.
Teller Department | HSBC Oman
January 1991 – December 1993.
P E R S O N A L S K I L L :
 Hard work.
 Public Relations.
 Leadership abilities.
 Good communication.
 Administrative and Technical skills.
 Ability to work alone and with group.