1. 1 Resume of Akash Mishra
Akash Mishra
Email: mishraakash.mail@gmail.com
Phone: 9594997899
Address: Flat 903, Suryodaya apartment, new
Prabhadevi road, Mumbai 400025
Seeking a middle management assignment in Banking/financial industry
An enthusiastic and self-driven Finance post Graduate with 10 years’ work experience - Currently working
with Indusind Bank as Assistant Vice President; Positive, Confident and a No-complaints person; Eager to learn
and develop skills in the Banking/Financial field and looking for an opportunity for growth in an organisation
of repute.
Profile Summary:
 Post graduate diploma in business management (PGDBM) from Xavier Institute of Management,
Bhubaneswar, more than 10 years of experience in banking industry in various roles.
 Enriched experience in Branch banking, Compliance Management, Audit activities, RBI (central Bank)
Audit and Risk reporting (RBS) etc.
 Wide experience in working in cross functional teams for various Enterprise wide projects for Risk,
Compliance and Regulatory dealings.
 Comprehensive knowledge in AML / KYC, statutory Credit norms, FEMA guidelines and Basel norms.
 Functional expertise in Compliance testing, Control testing, Compliance Risk identification and mitigation,
Audit of AML/KYC structure and CRAR computation.
 Well experienced in Risk data management and Risk Based Supervision activities
Core Competencies:
 Well versed with RBI regulations and FEMA guidelines.
 Functional exposure in Credit, foreign exchange, retail liabilities, Audit, Compliance and Risk reporting
structures.
 Analytical expertise in Risk based data validations and risk reporting to regulator.
 Expertise in documentation of processes, formulation of action plan for execution of new processes, work
matrix, Risk indicators etc.
 Well experienced in AML/KYC compliances, Basel norms and CRAR computation
Role wise summary and assignments:
Indusind Bank: Joined in Dec 2013 as Chief Manager now working as Assistant Vice President.
 Management of overall Risk based supervision programme (RBS) conducted by the RBI under supervisory
program for Assessment of Risk and Capital (SPARC) on behalf of the Bank as an individual contributor.
 Collation, analysis and review of Risk data from departments and onward submission to RBI. Advising
Auditors to conduct the periodic review of Risk data base.
 Management of RBI audits and reviews, handling of Risk mitigation plan (RMP) and Risk assessment
report (RAR) from RBI. Preparation and ensuring Bank’s compliance over the RAR and RMP.
 Review of ICAAP, CRAR computation and AML/KYC structure of the Bank.

2. 2 Resume of Akash Mishra
 Management of relations with internal departments for Regulatory requirements and assist to clarify the
issues for desired actions.
Axis Bank Ltd: Sep 2005 to Dec 2013
Axis Bank,
Mumbai
Senior Manager Compliance – Corporate Credit
Enterprise Risk management
Regulatory framework handling
June 2011 to Dec 2013
Axis Bank,
Kolkata
Manager Branch Banking- Credit, Forex and
general operations
August 2010 to May
2011
Deputy Manager Branch Banking- operations, Credit June 2008 to July 2010
Executive Branch Banking- operations Sep 2005 to May 2008
Compliance management:
 Compliance Testing of corporate credit segment
 Management of Regulatory guidelines by way of circular dissemination and action point tracking.
 Monitoring of timely submission of regulatory returns by the Bank to various regulators.
 Monitoring of regulatory breaches and deviations from the concurrent Audit reports.
 Monitoring of trend of Compliance risk across the business verticals, units, desks and across the
regulatory guidelines.
 Established the framework and conducting the Compliance risk assessment programmes
Project management:
 Successfully coordinated and managed the Enterprise wide governance Risk and Compliance (EGRC)
project to identify measure and mitigate the Compliance Risk.
 Establishing key Risk indicators, management of periodic updation and analysis of results
 Drafting of system manuals and process notes for the end user for SAS operated EGRC framework.
 Management of Risk and control libraries for the EGRC.
 Successfully managed the Regulatory framework set up for circular dissemination, regulatory return
submissions and regulatory communications.
Branch management:
 Handling of credit portfolio (fund and non-fund based exposure), retail liability portfolio, foreign
exchange operations, cash operations, ancillary services such as IPO/NFO management government
transactions, etc.
 Management of day to day branch activities and handling a team size of 10 for a productive output.
 Overseeing the KYC/AML requirements including risk categorisation and re KYC of existing customers
depending on the tenure of relationship.
Educational Qualification and Certifications:
 PGDBM (Finance) Xavier Institute of Management, Bhubaneswar 2014
 B. Com. Hons. (Accountancy) University of Calcutta in 2004
 CAIIB Indian Institute of banking and finance
 Certificate in Trade finance Indian Institute of banking and finance
 Certificate in AML & KYC Indian Institute of banking and finance

3. 3 Resume of Akash Mishra
Personal Information:
 Date of birth: 28 January 1984
 Languages known: English, Hindi, Bengali and Oriya