1. CURRICULUM VITAE
From Bakr AbdEl-Monsef Mohamed
Mobile +2 0100 361 351 7
Address H 275–Hadayek El Haram - Giza
E-Mail bakr.abdelmonsef@gmail.com
Dear Madam / Sir,
I am seeking a challenging position in a financial institution wheremy
Job experience, educational background, and training can be further
developed and applied.
I am confident that I can put my experience gained through National
Bank of Egypt to the best usefor your work and hence to my career
development.
You will find details about my personalinformation, experience, skills
and career interest in attached resume for your review and evaluation.
Best Regards
Bakr Abd El-Monsef

2. B A K R A B D E L M O N S E F M O H A M E D
BRIEF RESUME
 9 years of Corporate Finance Experience, has a strong knowledge in Accounting,
Financial Analysis, Financial Modeling and credit structuring within Corporate Line
of Business and project Finance.
 Providing senior management with financial data and business information that
supports decision making and banking growth.
CURRENT POSITION
Relationship Manager in National Bank of Egypt
EDUCATION
 Bachelorofcommerce(2004)–Cairo University - Faculty ofcommerce(English
Section)
Major: Accounting.
Grade:Good (77.5 %).
 Currently Studying CFA(part 1).
SKILLS
Languages
 Bi-LingualSpoken and written fluency in Arabicand English.(completed level12 –
last levelin generalEnglish at AMIDEAST)
 Fair command of French.
Computer
Excellent Command of:
 Excel- Outlook – Access – and PowerPoint.
 Internet.
TRAINING EXPERIENCE
 Training for one month in Suez Canalbank ( August 2002)
 Training for two months in Abu Seada for Accounting consulting & tax advice
service. ( August – October 2004)

3. WORK EXPERIENCE
Relationship Manager
National Bank ofEgypt - Large Corporate Banking
April 2009 Till Now
My Responsibilities includebut not limited to:
 Reporting to Accounts Manager.
 Initiating businesswith potential corporateclients as well as expanding business
with existing ones through understanding their banking and financing
requirements as well as structuring and designing Term sheets and facility
packages that suites their needs.
 Enhancing bank's profitability based on a comprehensive cross selling strategy.
 Preparing full Credit ProposalMemos (CPM's) which includes the proposed facility
package, the associated Terms & Conditions,Industry analysis, Financial Analysis
and scientific projections in order to determine the credit worthiness.
 Preparing scientific projection, in order to monitor client's ability for payment.
 Follow up and closely monitor accounts on a regular basis to ensure that approved
limits abide to terms and conditions.
 Revising financial models presented by clients and negotiating any needed
modifications with the client.
 Managing daily operations, draw downs & utilization requests…etc.
 Participate in the calls to existing and prospect clients with superiors and preparing
Call memos that summarize key issues rose during the call.
 Presentation of critical cases to the assigned credit committees.
 Participate in organizing credit files and regularly update them to include all
necessary updated documents.
At 2009 and because of centralization process Bank's top management had brought
the most efficient credit officers from large branches to establish a Large corporate
finance Sector which is entitled to manage the relation with large corporate clients'
files .
National Bank Of Egypt ( Tower Branch )
December 2005 To March 2009
The same Responsibilities mentioned above but for only branch's clients.

4. Work Achievements:
 Managing a portfolio amounting EGP 5 bn.
 Working on initiating a new Trade finance department ( Including now about 15
clients)
 Working on initiating a new Bonds & Securitization department.
 finalizing deals with clients in severalsectors through Unilateral loan, club deals ,
syndicated deals, Securitization , or Corporate bonds including but not limited to
the following:
Deal amount Type Sector
USD 250 MM LTD
Marine Navigation
(vessels)
USD 480 MM Syndicated LTD
Marine Navigation
(container Terminal)
EGP 3 Bn
Syndicated LTD including a
bridge loan
Telecommunication
(CAPEX)
USD 200 MM Syndicated Revolving loan Construction
EGP 350 MM Club Deal
Transportation
(multi- floors Garage)
EGP 120 MM Unilateral loan
Transportation
(first automated Garage in the
middle east)
EGP 75 MM Unilateral loan Trade Finance
EGP 90 MM Unilateral loan Trade Finance
EGP 1 bn. Unilateral loan Trade finance
USD 1 bn.
Syndicated LTD including a
bridge loan
Transportation
EGP 1 bn. Securitized Bonds Real Estate
EGP 87 MM Securitized Bonds Real Estate
EGP 200 MM Securitized Bonds Leasing Contracts
TRAINING PROGRAMS AND COURSES
Includes but not limited to:-
 Credit Course ( 255 hours ) provided by Egyptian Banking Institution.
 Intermediate Credit Course (40 hours) provided by Egyptian Banking Institution.
 Advanced Credit Course– Mitigating Credit Risk (40 hours) provided by Egyptian
Banking Institution.
 Financial Modeling using Excel provided by Euro Money Training EMEA.
 Financial Modeling for Corporate Finance provided by Egyptian Banking
Institution.( 28 hours).
 Introduction to credit course provided by Egyptian Banking Institution.
 Project Financeprovided by Egyptian Banking Institution with ATTF Luxembourg.

5.  Excel Access, power point and Internet Courses provided by Faculty of Computers
and Information.
 Basel ǁ course provided by Egyptian Banking Institution.
 Credit to SME’s provided by Egyptian Banking Institution.
 Anti-Money Laundry provided by Egyptian Banking Institution.
 Problem Solving & Decision Making by Scitron Training.
 Time Management & Priorities setting by Scitron Training.
 An integrated conceptual approach (Self-leadership, Communication skills with
customers, Fundamental sales skills, Key account management, Negotiation skills) by
Quest.
INTERESTS
Swimming, Travelling, Reading and playing Football.
OTHER SKILLS
 Have the ability to meet dead line and deal with difficult situations.
 Hard worker and have ability to work under pressure.
 Perform well individually and within a team.
 Self-motivated and fast learner.
 Excellent communication and interpersonal skills.
 Planning and organizing skills.
 Negotiation skills.
 The ability to deal with people from various Cultures and educational
backgrounds.
PERSONAL INFORMATION
Maritalstatus : Married.
Nationality : Egyptian.
Date of Birth : February 5th, 1984.
Military Service : Completed.
REFERENCES FURNISHED UPON REQUEST