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MOHAMMAD MAHMOOD ISMAIL 
Cover Letter 
Dear Sir / Madam, 
I am looking for progress and keen to find a suitable challenging role within a market -leading organization. 
I plan to succeed in an environment of growth and excellence which would lead me to work hard with full determination 
and guide me to achieve my planned future goals. 
I am a well presented, industrious and highly personable individual who has extensive in-depth experience in the banking 
industry. Possessing a huge range of abilities for providing support and leadership to corporate products in the bank 
where i am able to gain the trust of customers by interacting with people from all backgrounds. 
I am looking forward in making a significant contribution to a financial institution that offers a genuine opportunity for 
progression. 
Sincerely, 
Mohammad Ismail 
Dubai, UAE 
Tel: 971-50-5446685 
Muhaisnah , Dubai, 2149 | H: +971505446685 | C: +971505446685 | Mohammadismail.69@gmail.com 
Highlights 
Financial Analysis Corporate Finance 
Cash handling Financial forecasting 
Advanced accounting background Analytical 
Industrial coverage knowledge Financial modeling 
Accomplishments 
Customer Service - Dubai Institute for Human Resource Development 
Introduction and Overview to IFRS- Mashreq Bank 
AML and Compliance ECourse- Commercial Bank of Dubai 
Induction and Basic Banking- Commercial Bank of Dubai 
Credit Proposal Writing Program- Mashreq Bank 
Hard Work Appreciation - Awarded in 2009- Dubai Customs 
Experience 
Assistant Relationship Manager 05/2013 to Current 
Abu Dhabi Commercial Bank Dubai 
Ensuring high standard of customer service, asset protection and credit administration, structuring, documentation and 
ongoing accounts management tasks 
•Recommend appropriate pricing, product, services strategies and changes thereto to maintain competitive position and 
ensure market penetration 
•Studying, analyzing and reporting on market and economic conditions and government controls to identify and interpret 
the changing needs and wants of the Commercial/Corporate business 
•Keeping track on new products, technologies and services available in the market and make necessary 
recommendations 
•Ensuring that credit files are maintained on all prospects names
•Submitting periodical Marketing Call Programs and New Business Development Lists to inform Senior Management of 
results achieved in the marketing area 
•Assisting the Division's Head in recommending an organization structure which is capable of meeting the Division's 
objectives at an optimal cost to the Bank. 
•Implementing established credit policies and procedures in pricing and terms of acceptance for Commercial/Corporate 
Banking customers 
•Recommend changes to policies and procedures, pricing and terms of acceptance as appropriate to maintain and 
improve the bank's competitive position 
•Act as a link between customers and operating departments to ensure high standard of product 
•To be alert to market trends that may adversely impact existing borrowers 
Assistant Relationship Manager 09/2010 to 04/2013 
Mashreq Bank Dubai 
Assist in preparation of Credit Applications and regular monitoring of the portfolio. 
•Act as a Backup RM and mirror for the assigned portfolio by Unit Head to develop both existing and target relationship 
•Assist in preparing industry studies to improve knowledge within Client Relationships of specific markets and 
industries. 
•To collect and review client financial and other information and conduct preliminary analysis such as covenant testing 
summary financial update to RM and Unit head. 
•Attending Customer Queries and carrying out the function of customer service. 
•Ensuring that all the administrative functions of the team portfolio are done accurately in accordance with laid down 
procedures and on a timely basis 
Senior Verifier/Import L/C Section 09/2009 to 12/2010 
Commercial Bank of Dubai Dubai 
•Handling customer's documents which includes shipping guarantees, letter of credit, releasing of documents to the 
customers and settlements of loans. 
•Import Letter of Credit establishment and amendments 
Such as Import L/C Drawings/Refinancing and Import and Export collections. 
Import Duty Clearance Officer 11/2006 to 08/2009 
Dubai Customs Dubai 
Handling customer's goods and clearing from the port and update them when they are supposed to finish their 
procedures before delay. 
•Handling Standard Guarantees for clients so they claim their refunds based on their bill of entry and update higher 
management to coordinate with Custom inspectors regarding their shipment clearance. 
Documentation Clerk 06/2005 to 08/2006 
Dubai Dry Docks Dubai 
• Helping customers to clear their manifest and ship spares 
avoiding them any delay and handling documentation for their 
their ship out and transit destination. 
Education 
MBA: Business Administration 2015 
Preston University Dubai , U.A.E 
Masters in Business Administration
Bachelor's degree: Business Administration 
Preston University 
Business Administration 
National Academy of Information Systems 
Completed Ms Office, Internet and Email Education and Courses 
Skills 
Pricing, Settlements, Shipping, Relationship Management, Public Relations, Finance. 
Personal Information 
Name: Mohammad Mahmood Ismail 
Gender: Male 
Nationality: U.A.E 
Date of Birth: 08-04-1986 
Marital Status: Single 
Driving License- U.A.E Valid Till 2021 
2007 
Dubai, United Arab Emirates 
Administrative, Banking, Credit Analysis, Customer Service, Government, Marketing, Ms Office, Business Development,

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MohammadIsmail

  • 1. MOHAMMAD MAHMOOD ISMAIL Cover Letter Dear Sir / Madam, I am looking for progress and keen to find a suitable challenging role within a market -leading organization. I plan to succeed in an environment of growth and excellence which would lead me to work hard with full determination and guide me to achieve my planned future goals. I am a well presented, industrious and highly personable individual who has extensive in-depth experience in the banking industry. Possessing a huge range of abilities for providing support and leadership to corporate products in the bank where i am able to gain the trust of customers by interacting with people from all backgrounds. I am looking forward in making a significant contribution to a financial institution that offers a genuine opportunity for progression. Sincerely, Mohammad Ismail Dubai, UAE Tel: 971-50-5446685 Muhaisnah , Dubai, 2149 | H: +971505446685 | C: +971505446685 | Mohammadismail.69@gmail.com Highlights Financial Analysis Corporate Finance Cash handling Financial forecasting Advanced accounting background Analytical Industrial coverage knowledge Financial modeling Accomplishments Customer Service - Dubai Institute for Human Resource Development Introduction and Overview to IFRS- Mashreq Bank AML and Compliance ECourse- Commercial Bank of Dubai Induction and Basic Banking- Commercial Bank of Dubai Credit Proposal Writing Program- Mashreq Bank Hard Work Appreciation - Awarded in 2009- Dubai Customs Experience Assistant Relationship Manager 05/2013 to Current Abu Dhabi Commercial Bank Dubai Ensuring high standard of customer service, asset protection and credit administration, structuring, documentation and ongoing accounts management tasks •Recommend appropriate pricing, product, services strategies and changes thereto to maintain competitive position and ensure market penetration •Studying, analyzing and reporting on market and economic conditions and government controls to identify and interpret the changing needs and wants of the Commercial/Corporate business •Keeping track on new products, technologies and services available in the market and make necessary recommendations •Ensuring that credit files are maintained on all prospects names
  • 2. •Submitting periodical Marketing Call Programs and New Business Development Lists to inform Senior Management of results achieved in the marketing area •Assisting the Division's Head in recommending an organization structure which is capable of meeting the Division's objectives at an optimal cost to the Bank. •Implementing established credit policies and procedures in pricing and terms of acceptance for Commercial/Corporate Banking customers •Recommend changes to policies and procedures, pricing and terms of acceptance as appropriate to maintain and improve the bank's competitive position •Act as a link between customers and operating departments to ensure high standard of product •To be alert to market trends that may adversely impact existing borrowers Assistant Relationship Manager 09/2010 to 04/2013 Mashreq Bank Dubai Assist in preparation of Credit Applications and regular monitoring of the portfolio. •Act as a Backup RM and mirror for the assigned portfolio by Unit Head to develop both existing and target relationship •Assist in preparing industry studies to improve knowledge within Client Relationships of specific markets and industries. •To collect and review client financial and other information and conduct preliminary analysis such as covenant testing summary financial update to RM and Unit head. •Attending Customer Queries and carrying out the function of customer service. •Ensuring that all the administrative functions of the team portfolio are done accurately in accordance with laid down procedures and on a timely basis Senior Verifier/Import L/C Section 09/2009 to 12/2010 Commercial Bank of Dubai Dubai •Handling customer's documents which includes shipping guarantees, letter of credit, releasing of documents to the customers and settlements of loans. •Import Letter of Credit establishment and amendments Such as Import L/C Drawings/Refinancing and Import and Export collections. Import Duty Clearance Officer 11/2006 to 08/2009 Dubai Customs Dubai Handling customer's goods and clearing from the port and update them when they are supposed to finish their procedures before delay. •Handling Standard Guarantees for clients so they claim their refunds based on their bill of entry and update higher management to coordinate with Custom inspectors regarding their shipment clearance. Documentation Clerk 06/2005 to 08/2006 Dubai Dry Docks Dubai • Helping customers to clear their manifest and ship spares avoiding them any delay and handling documentation for their their ship out and transit destination. Education MBA: Business Administration 2015 Preston University Dubai , U.A.E Masters in Business Administration
  • 3. Bachelor's degree: Business Administration Preston University Business Administration National Academy of Information Systems Completed Ms Office, Internet and Email Education and Courses Skills Pricing, Settlements, Shipping, Relationship Management, Public Relations, Finance. Personal Information Name: Mohammad Mahmood Ismail Gender: Male Nationality: U.A.E Date of Birth: 08-04-1986 Marital Status: Single Driving License- U.A.E Valid Till 2021 2007 Dubai, United Arab Emirates Administrative, Banking, Credit Analysis, Customer Service, Government, Marketing, Ms Office, Business Development,