1. Dani Mohammad Fayad
Address: Kuwait city, Kuwait.
Mobile: +965 50836353
Email: dany_fayad@yahoo.com – Bondy_78@hotmail.com
Nationality: Lebanese
Date of Birth: 13/5/1978
Civil Status: Married, 2 Children
O B J E C T I V E S
To join a major bank and develop my banking business career.
E D U C A T I O N
L e b an e s e Un iv e rs it y , Be iru t , L e b an o n
1999-2002
B.A. in Economic Sciences.
E X P E R I E N C E
S e n io r Op e rat io n s Of f ice r | Bu rg an Ban k
April 2013 – To Date
- April 2013 – November 2013: Supervise other branch’s operations officers to confirm
their compliance with Burgan bank’s policies and procedures through visiting a certain
set of assigned branches (one visit per week), checking and monitoring the operational
activities of these assigned branches, adjusting the irregularities, reporting such
irregularities to the management, and follow up with the concerned branches till
irregularities are rectified.
- November 2013: Selected to be one of the new CORE BANKING system (BANKS)
project’s team members to achieve and complete the following tasks:
o Test all BANKS’s screens/functions by processing various transactions. Contribute
to identify and highlight the detected gaps/errors/troubles that do not meet the
bank’s needs and requirements, then raise and report such gaps and defects to
the direct manager.
o Provide intensive training to all branches staff for BANKS system. Task includes
preparation of training materials, handouts, training arrangements in coordination
with HR training unit.
o Establish a comprehensive User Manual for branches staff.
o Provide implementation support / trouble shooting to branches staff for various
transactions/reports/enquiries related to BANKS system.

2. Dani Mohammad Fayad
Op e rat io n s Of f ice r ( A s s is t an t Bran ch M an ag e r o p e rat io n s ) |
Bu rg an Ban k
January 2008 – April 2013
- Check and verify daily branch transactions processed by all the branch staff against
daily transaction report at the end of each shift, and ensure that there are no
deviations from banks approved policy/procedure, if any, reported to management,
ensure all transactions on processed in line with the criteria defined by CBK and the
bank concern’s the AML policy.
- Overall branch cash management by ensuring that staff’s activities including
performance of cash balancing and end of day are accurately completed, ensure end
of day cash balances are within approved branch limit.
- Verify accounts/time deposits opening and closing processes, ensuring proper
documentation is in place and complete customer information is obtained and
validated in the system.
- Verify all loan applications processed by the branch by ensuring proper
documentations are in place and in accordance with bank’s policy.
- Review and verify proper exchange rates are applied to daily transactions and ensure
fees and commissions are being collected as per the bank’s approved tariff rates.
- Verify and sign telexes and drafts processed by the branch by ensuring that complete
customer information are obtained and captured in the system.
- Maintain and distribute the client’s cards and PINS.
- Manage and maintain the client’s safe deposit boxes by verifying opening/closing
customers’ contracts, ensuring that fees are collected from the customers.
- Ensure submission of daily / weekly / monthly branch reports.
- Assist in submitting quarterly staff’s performance appraisal in order to ensure they are
effective in delivering their personal objectives.
- Take over manager responsibilities when he/she is on leave.
- Appointed by the bank to train new recruits staff on the bank systems and procedures,
also provide operational training to branch staff in order to update them with bank
policy and procedures.
Te lle r an d H e ad Te lle r | Bu rg an Ban k
July 2004 – December 2007
- Maintain safe custody of physical cash within permissible limits in the drawers & vault
and perform the cash in/out transactions accurately ensuring the physical cash
balances always tallies with the teller / branch total at the prescribed periodicities on
start of day, intraday, end of day.
- Receive and dispense cash to customers and process checks, demand drafts, swift
transfers, foreign currencies, deposits, withdrawals, utility payments, account to
account transfers etc. as per approved bank’s policy & procedure.
- Process all deposit / withdrawal transactions accurately against proper verification of
the identity of the customer by obtaining the required supporting documents/source of
income/details of the customer as per the approved bank’s procedure and AML policy.

3. Dani Mohammad Fayad
- Assist supervisor in balancing cash, clearing items, custody items, verifications of
vouchers, KYC and ID expiry updating and processing non-cash related transactions.
A cco u n t an t & C as h ie r | M o d e rn Up h o ls t e ry Fact o ry
2000 – 2002
- Worked with a team of 10 accountants.
- In charge of all the cash and check Transactions of the company.
- In charge of deposits and withdrawals from the bank.
S K I L L S
o Arabic perfectly spoken and written.
o English good in spoken and written - French (reading – basic).
o Good Pc skills (Word, Excel, and Web surfing).
S E M I N A R S
o BANKS System
o Branch Teller-Symbols / Retail Banking-Symbols system.
o Power Card / Base 24 Systems.
o Introduction to Foreign Exchange.
o B Ambassador- “changing Perceptions”.
o Anti-Money Laundering.
o Selling and marketing courses.
o Customer relationship / Customer experience management.
o English for business & banking (EBB) - Institute of Banking Studies, Kuwait.
A C H E I V E M E N T S A N D A W A R D S
o July 2007 Selected as employee of the month.
o Jan 2008 Selected as one of Burgan Bank elite staff.
I N T E R E S T S
Football, jogging, biking, nature and Travel.
R E F E R E N C E S
Promptly available upon request.