Reliance Jio is pursuing 5G network architecture option 6 to minimize costs by leveraging existing 4G infrastructure, though it may result in a service that is more of an enhanced 4G rather than true 5G. The need for this approach is amplified by the high congestion in India's 4G network, with most LTE cells operating at 90-98% capacity. Furthermore, Jio faces challenges including lack of spectrum, support from industry standards, and essential features like network slicing only available in 5G core.